CashFlowRE
Sign in Sign up
Pinehollow Plan 🏗️ New Construction
D+ Composite 50.0
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.1/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Livability +4.0/5.0
  • DSCR +3.6/10.0
  • 1% rule +3.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$225,999

Pinehollow Plan · Wolfforth, TX 79382
4 bd · 2.0 ba · 1,600 sqft · SingleFamily · 89 Days on market

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Property features AI

Finance

  • Financial info: List price $224,999

Exterior

  • Parking: 2-car garage (2 total parking spaces)
  • Home design: Single-family plan home; Plan name Pinehollow; Active new construction listing
  • Construction: New construction (model plan); Living area approximately 1600
  • Exterior features: New construction plan home (Pinehollow); Address: Wolfforth, TX 79382

Interior

  • Kitchen: Standard built-in kitchen (appliances not specified)
  • Bedrooms: 4 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Open floor plan (model plan); Living area approximately 1600

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $226k.

Deal economics

  • At list price, monthly cash flow is $-50 ($-600/yr) — negative.
  • To cash-flow at today's rent, offer at most $219k (3.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (15.3% below list).
  • Recommended offer: $191k (15.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 80/100 on livability (#43 in TX, #1,872 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Frenship ISD (urban): math 47% / reading 54% proficiency, ranked #162 of 826 in TX (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 472 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,219 units permitted in Lubbock County in 2024 (252 in 5+ unit buildings).

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Lubbock County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
Recommended offer $191,370 (15.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.03%
Cash-on-cash
-0.95%
DSCR
0.96
GRM
9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.6%
Equity multiple
2.90×
Total profit
$119,929
Equity at exit
$203,598
10-year hold
IRR
21.0%
Equity multiple
6.62×
Total profit
$355,733
Equity at exit
$439,066

Cash invested: $63,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79382

Active inventory
472
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,914 high interval (Pro) →
Mortgage (P&I)
$1,185
Tax est. 1.5%
$282 /mo · $3,390/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$402
Net cashflow
$-50

Break-even live

Break-even rent $1,977
Max offer price $218,763
Occupancy floor 98%

Sensitivity live

Price -10% $106 -5% $28 +0% $-50 +5% $-128 +10% $-206
Rent -10% $-201 -5% $-126 +0% $-50 +5% $26 +10% $101
Rate -1.0pp $64 -0.5pp $7 base $-50 +0.5pp $-109 +1.0pp $-168

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,500
Closing costs
$6,780
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
611 E 14th St Wolfforth, TX 3.0 2.0 1299 $1,725 $1.33 44d 1 0.08mi
1503 Good Prairie Ave Wolfforth, TX 4.0 2.5 2173 $2,450 $1.13 21d 1 0.14mi
1313 Corpus Ave Unit B Wolfforth, TX 3.0 2.0 1550 $1,850 $1.19 14d 1 0.23mi
723 E 17th St Wolfforth, TX 3.0 2.0 1670 $1,800 $1.08 44d 1 0.28mi
2008 Cottonwood Ave Wolfforth, TX 3.0 2.0 1450 $1,810 $1.25 44d 1 0.45mi
2304 Corpus Ave Wolfforth, TX 3.0 2.0 1316 $1,425 $1.08 44d 1 0.47mi
1817 Corpus Ave Wolfforth, TX 3.0 2.0 1405 $1,600 $1.14 14d 1 0.48mi
2001 Corpus Ave Unit 2001 B Corpus Wolfforth, TX 3.0 2.0 1350 $1,500 $1.11 21d 1 0.51mi
2001 Corpus Ave Unit B Wolfforth, TX 3.0 2.0 1316 $1,500 $1.14 14d 1 0.51mi
2006 Corpus Ave Unit A Wolfforth, TX 3.0 2.0 1223 $1,425 $1.17 14d 1 0.52mi
2001 Bryan Ave Unit B Wolfforth, TX 3.0 2.0 1360 $1,400 $1.03 44d 1 0.54mi
2008 Bryan Ave Unit Harvest-2008 A Bryan Wolfforth, TX 3.0 2.0 1223 $1,400 $1.14 44d 1 0.55mi
304 E 19th St Wolfforth, TX 3.0 2.0 1114 $1,150 $1.03 14d 1 0.57mi
2011 Bryan Ave Wolfforth, TX 3.0 2.0 1350 $1,450 $1.07 44d 1 0.58mi
2418 Aberdeen Ave Wolfforth, TX 3.0 2.0 1450 $1,799 $1.24 44d 1 0.60mi
2408 Aberdeen Ave Wolfforth, TX 4.0 2.0 1703 $2,100 $1.23 21d 1 0.60mi
407 E 21st St Wolfforth, TX 3.0 2.0 1360 $1,399 $1.03 21d 1 0.61mi
215 14th St Wolfforth, TX 4.0 3.0 1850 $2,200 $1.19 14d 1 0.61mi
127 Brooke Blvd Wolfforth, TX 3.0 2.5 1714 $1,757 $1.03 14d 2 0.70mi
7811 96th St Lubbock, TX 4.0 2.0 1946 $2,195 $1.13 21d 1 0.87mi
7805 96th St Lubbock, TX 4.0 2.0 1888 $2,150 $1.14 44d 1 0.89mi
7731 97th St Lubbock, TX 4.0 2.0 1888 $2,075 $1.10 21d 1 0.90mi
7729 96th St Lubbock, TX 4.0 2.0 1978 $2,300 $1.16 14d 1 0.95mi
7732 96th St Lubbock, TX 4.0 2.0 1888 $2,075 $1.10 21d 1 0.96mi
7510 102nd St Lubbock, TX 3.0 2.0 1503 $1,600 $1.06 44d 1 1.00mi
811 11th St Wolfforth, TX 3.0 2.0 1523 $1,595 $1.05 44d 1 1.04mi
2916 Corpus Ave Wolfforth, TX 3.0 2.0 1657 $1,800 $1.09 44d 1 1.06mi
7456 104th St Lubbock, TX 3.0 2.0 1460 $1,700 $1.16 44d 1 1.08mi
7449 104th St Lubbock, TX 3.0 2.0 1481 $1,625 $1.10 21d 1 1.10mi
7729 92nd St Lubbock, TX 4.0 3.0 1810 $2,495 $1.38 21d 1 1.11mi
7440 104th St Lubbock, TX 3.0 2.0 1578 $1,600 $1.01 14d 1 1.15mi
906 11th St Wolfforth, TX 3.0 2.0 1731 $2,000 $1.16 44d 1 1.15mi
328 Ranger St Wolfforth, TX 4.0 2.0 2045 $2,450 $1.20 14d 1 1.20mi
405 Ranger St Wolfforth, TX 4.0 2.0 1866 $2,450 $1.31 14d 1 1.21mi
7424 104th St Lubbock, TX 3.0 2.0 1598 $1,750 $1.10 44d 1 1.23mi
209 Sooner St Wolfforth, TX 3.0 2.0 1951 $1,875 $0.96 44d 1 1.30mi
7350 100th St Lubbock, TX 3.0 2.0 1400 $1,650 $1.18 44d 1 1.31mi
7811 86th St Lubbock, TX 3.0 2.0 1710 $2,025 $1.18 21d 1 1.40mi

Listing history 15 events

  1. 2026-06-18
    days on market $225,999 Active 89 DOM
  2. 2026-06-17
    days on market $225,999 Active 88 DOM
  3. 2026-06-16
    days on market $225,999 Active 87 DOM
  4. 2026-06-15
    days on market $225,999 Active 86 DOM
  5. 2026-06-13
    days on market $225,999 Active 83 DOM
  6. 2026-06-10
    days on market $225,999 Active 81 DOM
  7. 2026-06-09
    days on market $225,999 Active 80 DOM
  8. 2026-06-08
    days on market $225,999 Active 79 DOM
  9. 2026-06-07
    days on market $225,999 Active 78 DOM
  10. 2026-06-05
    pricedays on market $225,999 Active 75 DOM
  11. 2026-06-03
    days on market $224,999 Active 74 DOM
  12. 2026-06-02
    days on market $224,999 Active 73 DOM
  13. 2026-06-01
    days on market $224,999 Active 72 DOM
  14. 2026-05-31
    days on market $224,999 Active 71 DOM
  15. 2026-05-30
    days on market $224,999 Active 70 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,964
− Mortgage interest
−$12,659
− Property taxes
−$3,390
− Insurance
−$1,130
− Repairs & maintenance
−$1,837
− Management
−$1,837
− Depreciation
−$6,575
Taxable loss
−$4,464
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,071
After-tax cash flow
$471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Frenship ISD
NCES district ID
4819830
Math proficiency
47% ▼ -8.00%
Reading proficiency
54% ▬ 0.00%
Median HH income
$54,376
Composite
43.59/100
National rank
#2976
State rank
#162 of 826 in TX

Livability — Wolfforth

Score
80/100
State rank
#43
US rank
#1872

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wolfforth, TX
County
Lubbock County · 293,542 people
City population
10,512
Metro
Lubbock, TX
Population (ZIP)
10,512
Household income
$84,457
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
135.0

Population outlook (Lubbock County) Hauer SSP2

Today (2025)
345,960 people
By 2030
371,449 · +7.4%
By 2040
424,539 · +22.7%
By 2050
481,150 · +39.1%
By 2075
633,467 · +83.1%
By 2100
746,853 · +115.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 31% Two or more races 18% Black 1%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Italian 4% Slovak 2% Lithuanian 2%
Foreign-born
4% · Canada
Languages at home
85% English-only · Spanish 14%

Political lean MEDSL · Lubbock

2024 margin
Solid R (+39.5) · D 29.7% · R 69.2% · Other 1.0%
2008→2024 swing
-2.8pp toward R · 2008: -36.7pp · 2024: -39.5pp
All cycles
2024: R+39.5 2020: R+32.2 2016: R+38.4 2012: R+40.9 2008: R+36.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 166.08%
Current HPI
561.4491
Rent YoY
Metro
Lubbock, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…