2667 Puckety Dr · Export, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 8 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +6.2/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$45,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.
Key facts
- New retaining wall
- Electricity updated
- Roof replaced
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/?-bath other listed at $45k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $45k).
- Recommended offer: $42k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 66/100 on livability (#1,048 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B; Watch: amenities F, commute F, health & safety F.
- Franklin Regional SD (suburban): math 62% / reading 77% proficiency, ranked #20 of 539 in PA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 11% free/reduced lunch — higher-income household profile.
- Market conditions: 47 active listings in the ZIP; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $311 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 77 days — a 6% lower offer ($42k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $4k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.01% ✓
- Cap rate
- 36.01%
- Cash-on-cash
- 106.13%
- DSCR
- 5.72
- GRM
- 2.1
CMA / ARV
- ARV (median comp)
- $306,445
- List price
- $45,000
- Delta
- -85.32%
- Verdict
- UNDERPRICED
- Comps
- 14 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 6.06×
- Total profit
- $63,713
- Equity at exit
- $6,710
- IRR
- —
- Equity multiple
- 12.67×
- Total profit
- $146,986
- Equity at exit
- $3,891
Cash invested: $12,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15632
- Home prices YoY
- -26.7%
- Active inventory
- 47
- Price-to-rent
- 2.1×
Monthly cashflow live
- Estimated rent
- $1,804 medium interval (Pro) →
- Mortgage (P&I)
- −$236
- Tax from tax record
- −$56 /mo · $673/yr
- Insurance
- −$19
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$379
- Net cashflow
- $1,114
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $11,250
- Closing costs
- $1,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-18days on market $45,000 Active 77 DOM
-
2026-06-17days on market $45,000 Active 76 DOM
-
2026-06-16days on market $45,000 Active 75 DOM
-
2026-06-15days on market $45,000 Active 74 DOM
-
2026-06-13days on market $45,000 Active 72 DOM
-
2026-06-09days on market $45,000 Active 68 DOM
-
2026-06-08days on market $45,000 Active 67 DOM
-
2026-06-07days on market $45,000 Active 66 DOM
-
2026-06-05days on market $45,000 Active 63 DOM
-
2026-06-03days on market $45,000 Active 62 DOM
-
2026-06-02days on market $45,000 Active 61 DOM
-
2026-06-01days on market $45,000 Active 60 DOM
-
2026-05-31days on market $45,000 Active 59 DOM
-
2026-04-24price $45,000 312-char remark
Show marketing remark (312 chars)
Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.
-
2026-04-02$49,000 Active 312-char remark
Show marketing remark (312 chars)
Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.
-
2026-03-21price $55,000 312-char remark
Show marketing remark (312 chars)
Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.
-
2025-11-10price $79,000 312-char remark
Show marketing remark (312 chars)
Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.
-
2025-04-14$85,000 Active 312-char remark
Show marketing remark (312 chars)
Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.
-
2002-12-01soldstatus $49,900
-
1998-11-09soldstatus $33,000
-
1994-08-01soldstatus $19,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $673 · $56/mo
- Projected year-2 tax
- $692 · $58/mo
- Expected delta
- +$19/yr (+$2/mo · 2.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 8 d/yr ≥96°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,649
- − Mortgage interest
- −$2,521
- − Property taxes
- −$673
- − Insurance
- −$225
- − Repairs & maintenance
- −$1,732
- − Management
- −$1,732
- − Depreciation
- −$1,309
- Taxable income
- $13,457
- Est. tax owed @ 24.0%
- −$3,230
- After-tax cash flow
- $10,143/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Franklin Regional SD
- NCES district ID
- 4210230
- Math proficiency
- 62% ▼ -5.00%
- Reading proficiency
- 77% ▼ -3.00%
- Median HH income
- $80,722
- Composite
- 61.83/100
- National rank
- #730
- State rank
- #20 of 539 in PA
Livability — Export
- Score
- 66/100
- State rank
- #1048
- US rank
- #11726
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Export, PA
- Population (ZIP)
- 8,886
Population outlook (Westmoreland County) Hauer SSP2
- Today (2025)
- 342,555 people
- By 2030
- 331,717 · -3.2%
- By 2040
- 304,976 · -11.0%
- By 2050
- 277,444 · -19.0%
- By 2075
- 224,607 · -34.4%
- By 2100
- 171,084 · -50.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Asian 4% Two or more races 3% Black 2% Hispanic / Latino 2%
- Common ancestry
- Romanian 11% Slovak 2% Iranian 2%
- Foreign-born
- 6% · China, Canada
- Languages at home
- 92% English-only · Other Indo-European 3% Spanish 1% German/W. Germanic 1%
Political lean MEDSL · Westmoreland
- 2024 margin
- Strong R (+28.4) · D 35.4% · R 63.9%
- 2008→2024 swing
- -11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -76.05%
- Current HPI
- 208.868
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+136.8% since first listed8 events — show timeline
- 2026-04-24 Price Changed $45,000 West Penn MLS
- 2026-04-02 Listed $49,000 West Penn MLS
- 2026-03-21 Price Changed $55,000 West Penn MLS
- 2025-11-10 Price Changed $79,000 West Penn MLS
- 2025-04-14 Listed $85,000 West Penn MLS
- 2002-12-01 Sold (Public Records) $49,900 Public Records
- 1998-11-09 Sold (Public Records) $33,000 Public Records
- 1994-08-01 Sold (Public Records) $19,000 Public Records
Property tax history
+2.5%/yrLatest (2026): $673 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…