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2667 Puckety Dr
B Composite 71.98
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +6.2/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$45,000

2667 Puckety Dr · Export, PA 15632
3 bd · None ba · 1,582 sqft · Other public records · 77 Days on market
Built 1922 5,501 sqft lot $28/sqft · 85% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.

Key facts

  • New retaining wall
  • Electricity updated
  • Roof replaced

Tags

ROOF REPLACEDELECTRICITY UPDATEDBASEMENT WALL REINFORCEDNEW RETAINING WALL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/?-bath other listed at $45k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $45k).
  • Recommended offer: $42k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#1,048 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B; Watch: amenities F, commute F, health & safety F.
  • Franklin Regional SD (suburban): math 62% / reading 77% proficiency, ranked #20 of 539 in PA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 11% free/reduced lunch — higher-income household profile.
  • Market conditions: 47 active listings in the ZIP; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $311 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($42k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $4k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $42,300 (6.0% below list)

Questions for the listing agent

  1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.01%
Cap rate
36.01%
Cash-on-cash
106.13%
DSCR
5.72
GRM
2.1

CMA / ARV

ARV (median comp)
$306,445
List price
$45,000
Delta
-85.32%
Verdict
UNDERPRICED
Comps
14 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.06×
Total profit
$63,713
Equity at exit
$6,710
10-year hold
IRR
Equity multiple
12.67×
Total profit
$146,986
Equity at exit
$3,891

Cash invested: $12,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15632

Home prices YoY
-26.7%
Active inventory
47
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$1,804 medium interval (Pro) →
Mortgage (P&I)
$236
Tax from tax record
$56 /mo · $673/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$379
Net cashflow
$1,114

Break-even live

Break-even rent $393
Max offer price $45,000
Occupancy floor 33%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,250
Closing costs
$1,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $45,000 Active 77 DOM
  2. 2026-06-17
    days on market $45,000 Active 76 DOM
  3. 2026-06-16
    days on market $45,000 Active 75 DOM
  4. 2026-06-15
    days on market $45,000 Active 74 DOM
  5. 2026-06-13
    days on market $45,000 Active 72 DOM
  6. 2026-06-09
    days on market $45,000 Active 68 DOM
  7. 2026-06-08
    days on market $45,000 Active 67 DOM
  8. 2026-06-07
    days on market $45,000 Active 66 DOM
  9. 2026-06-05
    days on market $45,000 Active 63 DOM
  10. 2026-06-03
    days on market $45,000 Active 62 DOM
  11. 2026-06-02
    days on market $45,000 Active 61 DOM
  12. 2026-06-01
    days on market $45,000 Active 60 DOM
  13. 2026-05-31
    days on market $45,000 Active 59 DOM
  14. 2026-04-24
    price $45,000 312-char remark
    Show marketing remark (312 chars)

    Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.

  15. 2026-04-02
    listed $49,000 Active 312-char remark
    Show marketing remark (312 chars)

    Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.

  16. 2026-03-21
    price $55,000 312-char remark
    Show marketing remark (312 chars)

    Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.

  17. 2025-11-10
    price $79,000 312-char remark
    Show marketing remark (312 chars)

    Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.

  18. 2025-04-14
    listed $85,000 Active 312-char remark
    Show marketing remark (312 chars)

    Gutted rehab project ready for buildout and a new life. Roof replaced, electricity updated, basement wall reinforced and new retaining wall installed in the rear of the home. Great location near the historic town of Export. Only a 10 to 15 minute walk to the completed portion of the Westmoreland Heritage Trail.

  19. 2002-12-01
    soldstatus $49,900
  20. 1998-11-09
    soldstatus $33,000
  21. 1994-08-01
    soldstatus $19,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$673 · $56/mo
Projected year-2 tax
$692 · $58/mo
Expected delta
+$19/yr (+$2/mo · 2.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥96°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,649
− Mortgage interest
−$2,521
− Property taxes
−$673
− Insurance
−$225
− Repairs & maintenance
−$1,732
− Management
−$1,732
− Depreciation
−$1,309
Taxable income
$13,457
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,230
After-tax cash flow
$10,143/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Franklin Regional SD
NCES district ID
4210230
Math proficiency
62% ▼ -5.00%
Reading proficiency
77% ▼ -3.00%
Median HH income
$80,722
Composite
61.83/100
National rank
#730
State rank
#20 of 539 in PA

Livability — Export

Score
66/100
State rank
#1048
US rank
#11726

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Export, PA
Population (ZIP)
8,886

Population outlook (Westmoreland County) Hauer SSP2

Today (2025)
342,555 people
By 2030
331,717 · -3.2%
By 2040
304,976 · -11.0%
By 2050
277,444 · -19.0%
By 2075
224,607 · -34.4%
By 2100
171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Asian 4% Two or more races 3% Black 2% Hispanic / Latino 2%
Common ancestry
Romanian 11% Slovak 2% Iranian 2%
Foreign-born
6% · China, Canada
Languages at home
92% English-only · Other Indo-European 3% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Westmoreland

2024 margin
Strong R (+28.4) · D 35.4% · R 63.9%
2008→2024 swing
-11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.05%
Current HPI
208.868
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+136.8% since first listed
8 events — show timeline
  • 2026-04-24 Price Changed $45,000 West Penn MLS
  • 2026-04-02 Listed $49,000 West Penn MLS
  • 2026-03-21 Price Changed $55,000 West Penn MLS
  • 2025-11-10 Price Changed $79,000 West Penn MLS
  • 2025-04-14 Listed $85,000 West Penn MLS
  • 2002-12-01 Sold (Public Records) $49,900 Public Records
  • 1998-11-09 Sold (Public Records) $33,000 Public Records
  • 1994-08-01 Sold (Public Records) $19,000 Public Records

Property tax history

+2.5%/yr

Latest (2026): $673 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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