6605 Durian Trl · New Port Richey East, FL 34653

$79,001

2 bd · 2.0 ba · 672 sqft · Manufactured public records · 5 Days on market

Built 1970 5,400 sqft lot Est $74k · 7% over $7/mo HOA · 1% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +4.4/15.0
• Schools +4.3/10.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Popular 55+ community with no lot rent! Bright and airy 2 bed 2 bath with a fan cooled garage AND a carport! Washer and Dryer in shed. 2 porches for convenience. Comes furnished with newer, solid flooring. Steps away to Downtown New Port Richey and all of the amazing restaurants, shops and sights!

Key facts

• Close to dining
• No flood zone
• Close to shopping

Tags

• DETACHED STEEL BUILDING
• NO FLOOD ZONE
• CLOSE TO SHOPPING
• CLOSE TO DINING

Property features AI

Finance

• Other: Property type: Residential mobile home; Lot size about 0.12 acres (zoning RMH); Number of lots: 1; Total living area provided as 672 square feet
• Financial info: Lease restrictions apply
• HOA & community: Has HOA (Francis Reed) with annual fee of $90 (monthly equivalent $7.50); association approval required; Senior community; Pets allowed

Exterior

• Parking: Carport with 1 space
• Utilities: Public water; Septic tank sewer; Electricity connected
• Home design: Residential mobile home (double wide); One level; Faces East; Fixer condition
• Construction: Vinyl siding with frame construction; Other roof type; Crawlspace foundation; Built as a double wide
• Exterior features: Chain link fencing; Shed(s); Workshop; Paved asphalt road access; In-county, unincorporated location

Interior

• Kitchen: Cooktop; Range hood; Refrigerator; Eat-in kitchen
• Bedrooms: 2 bedrooms
• Flooring: Ceramic tile; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Living room/dining room combo; Open floorplan; Split bedroom layout; 6 total rooms
• Laundry & utility: Laundry room (outside); Washer; Dryer; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $79k.

Deal economics

• At list price, monthly cash flow is $483 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $79k).
• Cap rate 13.6% vs local median 4.3% in New Port Richey East — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#499 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.9%/yr); 305 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 32% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $79,001

Questions for the listing agent

1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.66% ✓
• Cap rate: 13.64%
• Cash-on-cash: 26.22%
• DSCR: 2.17
• GRM: 5.0

CMA / ARV

• ARV (on-the-fly): $73,920
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6625 Silverbell Dr	0.05mi	2/1.5	684 (+2%)	11mo	$75,000	$110	83

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 16.5%
• Equity multiple: 1.64×
• Total profit: $14,174
• Equity at exit: $11,779

10-year hold

• IRR: 22.8%
• Equity multiple: 2.68×
• Total profit: $37,265
• Equity at exit: $6,831

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34653

• Home prices YoY: -18.4%
• Rents YoY: -2.9%
• Active inventory: 305
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,307 high
• Mortgage (P&I): −$414
• Tax from tax record: −$95 /mo · $1,144/yr
• Insurance: −$33
• HOA: −$7
• Vacancy / Maint / Mgmt: −$275
• Net cashflow: $483

Break-even live

Break-even rent $696

Max offer price $79,001

Occupancy floor 58%

Sensitivity live

Price	-10% $528	-5% $506	+0% $483	+5% $461	+10% $439
Rent	-10% $380	-5% $432	+0% $483	+5% $535	+10% $587
Rate	-1.0pp $523	-0.5pp $503	base $483	+0.5pp $463	+1.0pp $442

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,750
• Closing costs: $2,370
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6330 Pennsylvania Ave New Port Richey, FL	1.0	1.0	622	$1,150	$1.85	25d	1	0.25mi
6330 Pennsylvania Ave Unit 1 New Port Richey, FL	1.0	1.0	622	$1,150	$1.85	21d	1	0.25mi
6120 Indiana Ave New Port Richey, FL	2.0	1.0	676	$1,299	$1.92	4d	1	0.45mi
6322 Alaska Ave New Port Richey, FL	2.0	1.0	720	$1,500	$2.08	25d	1	0.77mi
6321 Runnel Dr New Port Richey, FL	1.0	1.0	360	$1,200	$3.33	25d	1	0.80mi
7026 Washington St New Port Richey, FL	1.0	1.0	600	$1,000	$1.67	18d	1	0.86mi
7026 Washington St New Port Richey, FL	1.0	1.0	600	$1,150	$1.92	4d	1	0.86mi
6921 Washington St Unit 3Apt 3 Port Richey, FL	2.0	1.0	750	$1,269	$1.69	21d	1	0.88mi
5805 Delaware Ave New Port Richey, FL	2.0	1.0	700	$1,250	$1.79	25d	1	0.89mi
5741 Tennessee Ave New Port Richey, FL	1.0	1.0	700	$1,200	$1.71	25d	1	1.04mi
6324 Lomand Ave New Port Richey, FL	2.0	1.5	720	$1,375	$1.91	25d	1	1.09mi
7212 Carlton Arms Dr New Port Richey, FL	2.0	1.0–2.0	877	$1,609	$1.83	25d	1	1.12mi
6916 Julia Ct Unit 6916 Port Richey, FL	1.0	1.0	700	$1,050	$1.50	22d	1	1.17mi
6931 Julia Ct New Port Richey, FL	1.0–2.0	1.0	800	$1,495	$1.87	3d	4	1.20mi
5321 Avery Rd Unit 1 New Port Richey, FL	2.0	1.0	720	$1,150	$1.60	3d	1	1.38mi
5543 Gulf Dr New Port Richey, FL	2.0	1.0	744	$1,550	$2.08	17d	1	1.42mi

HOA detail

• Monthly dues: $7 · $84/yr

Listing history 9 events

1. 2026-05-21
   listed $79,001 Active
2. 2023-09-01
   soldstatus $130,000
3. 2023-08-24
   soldstatus $130,000 Closed 298-char remark

   Show marketing remark (298 chars)

   Popular 55+ community with no lot rent! Bright and airy 2 bed 2 bath with a fan cooled garage AND a carport! Washer and Dryer in shed. 2 porches for convenience. Comes furnished with newer, solid flooring. Steps away to Downtown New Port Richey and all of the amazing restaurants, shops and sights!

4. 2023-08-14
   status Pending 298-char remark

   Show marketing remark (298 chars)

   Popular 55+ community with no lot rent! Bright and airy 2 bed 2 bath with a fan cooled garage AND a carport! Washer and Dryer in shed. 2 porches for convenience. Comes furnished with newer, solid flooring. Steps away to Downtown New Port Richey and all of the amazing restaurants, shops and sights!

5. 2023-08-07
   listed $133,500 Active 298-char remark

   Show marketing remark (298 chars)

   Popular 55+ community with no lot rent! Bright and airy 2 bed 2 bath with a fan cooled garage AND a carport! Washer and Dryer in shed. 2 porches for convenience. Comes furnished with newer, solid flooring. Steps away to Downtown New Port Richey and all of the amazing restaurants, shops and sights!

6. 2023-07-03
   status Active
7. 2023-06-26
   status Pending
8. 2023-06-14
   listed $139,900 Active
9. 1998-02-03
   soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,144 · $95/mo
• Projected year-2 tax: $1,144 · $95/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,690
• − Mortgage interest: −$4,425
• − Property taxes: −$1,144
• − Insurance: −$395
• − Repairs & maintenance: −$1,255
• − Management: −$1,255
• − HOA: −$84
• − Depreciation: −$2,298
• Taxable income: $4,833
• Est. tax owed @ 24.0%: −$1,160
• After-tax cash flow: $4,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — New Port Richey East

• Score: 68/100
• State rank: #499
• US rank: #9203

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New Port Richey East, FL
• County: Pasco County · 524,098 people
• City population: 36,086
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 35,945
• Household income: $49,563
• Rent vs Own: 34.6% rent · 65.4% own
• Severe rent burden: 1439.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 14% Two or more races 9% Black 6% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 4% Cuban 2%
• Common ancestry: Romanian 3% Lithuanian 2% Slovak 2%
• Foreign-born: 11% · Canada, Jamaica, China
• Languages at home: 84% English-only · Spanish 9% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -73.10%
• Current HPI: 324.6519
• Rent YoY: ▼ -2.92%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+276.2% since first listed

9 events — show timeline

• 2026-05-21 Listed $79,001 Stellar MLS as Distributed by MLS Grid
• 2023-09-01 Sold (Public Records) $130,000 Public Records
• 2023-08-24 Sold (MLS) $130,000 Stellar MLS as Distributed by MLS Grid
• 2023-08-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-08-07 Listed $133,500 Stellar MLS as Distributed by MLS Grid
• 2023-07-03 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-06-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-14 Listed $139,900 Stellar MLS as Distributed by MLS Grid
• 1998-02-03 Sold (Public Records) $21,000 Public Records

Property tax history

+5.1%/yr

Latest (2025): $1,144 · +3.4% YoY. Source: county tax records.