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7374 Ranier Trl
C- Composite 51.58
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +12.8/30.0
  • Schools +5.7/10.0
  • Rent growth +4.1/5.0
  • Livability +4.0/5.0
  • DSCR +3.8/10.0
  • 1% rule +3.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,900

7374 Ranier Trl · Youngstown, OH 44512
3 bd · 1.0 ba · 1,160 sqft · SingleFamily public records · 57 Days on market
Built 1958 10,018 sqft lot $112/sqft · 19% below area Est $160k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 7374 Ranier Trail in Boardman, Ohio! An exceptional investment opportunity in one of the most desirable and convenient locations. Situated just minutes from all Boardman Local Schools and St. Charles, this property offers unbeatable proximity for tenants seeking access to top local education. You'll also enjoy close proximity to the Southern Park Mall, along with a wide variety of shopping, dining, and everyday conveniences. Outdoor enthusiasts will appreciate being just a short drive from all of the scenic beauty and recreational opportunities of Boardman and Mill Creek Parks! This property is ideal for investors looking for immediate, stable income. The home is being offered

Key facts

  • Proximity to schools
  • Short drive to parks
  • 0.23 acre lot

Tags

INVESTMENT OPPORTUNITYPROXIMITY TO SCHOOLSCLOSE PROXIMITY TO MALLSHORT DRIVE TO PARKS

Property features AI

Exterior

  • Parking: Detached garage (1 car)
  • Utilities: Public water; Public sewer
  • Home design: Single-story house; Block foundation
  • Construction: Aluminum and wood siding; Asphalt roof; Built as recorded by appraiser
  • Exterior features: Covered patio/porch; Lot approximately 0.23 acres; Faces east

Interior

  • Bedrooms: 3 bedrooms on the main level
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Forced air heating
  • Interior features: Full basement; Covered porch
  • Laundry & utility: Laundry in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $-12 ($-148/yr) — negative.
  • To cash-flow at today's rent, offer at most $128k (1.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $112k (13.7% below list).
  • Recommended offer: $112k (13.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Boardman Local (urban): math 63% / reading 71% proficiency, ranked #189 of 656 in OH (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+6.6%/yr); 136 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $60k; list at $130k implies a 116% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $112,076 (13.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.18%
Cash-on-cash
-0.41%
DSCR
0.98
GRM
9.7

CMA / ARV

ARV (median comp)
$159,988
List price
$129,900
Delta
-18.81%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7450 Ranier Ave 0.13mi 3/1.0 1,120 (-3%) 1mo $219,000 $196 87
7387 Oregon Trl 0.16mi 3/1.0 1,200 (+3%) 6mo $125,000 $104 82
7443 Sugartree Dr 0.12mi 3/2.0 988 (-15%) 1mo $200,000 $202 65
7427 Westview 0.39mi 3/1.5 1,216 (+5%) 10mo $142,000 $117 64
7352 Westview Dr 0.33mi 3/2.0 1,032 (-11%) 1mo $139,500 $135 62
7355 Westview Dr 0.37mi 3/2.0 1,239 (+7%) 10mo $180,000 $145 59
6721 Glenwood Ave 0.58mi 2/1.0 (-1) 1,141 (-2%) 8mo $130,000 $114 58
107 Oakley Ave 0.73mi 3/1.0 1,122 (-3%) 8mo $152,500 $136 54
7027 Amherst Ave 0.54mi 3/1.0 1,308 (+13%) 1mo $155,000 $119 52
7553 Glenwood Ave 0.35mi 3/2.0 1,332 (+15%) 7mo $250,000 $188 49
31 Rockdale Ave 0.65mi 3/1.0 1,005 (-13%) 2mo $150,000 $149 46
96 Aylesboro Ave 0.68mi 2/2.0 (-1) 1,003 (-14%) 1mo $140,000 $140 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.56% rent growth · sell at horizon

5-year hold
IRR
-13.0%
Equity multiple
0.51×
Total profit
$-17,662
Equity at exit
$19,369
10-year hold
IRR
0.7%
Equity multiple
1.06×
Total profit
$2,036
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44512

Home prices YoY
-21.0%
Rents YoY
6.6%
Active inventory
136
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,121 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$162 /mo · $1,949/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$235
Net cashflow
$-12

Break-even live

Break-even rent $1,136
Max offer price $127,718
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7125 Locust Ave Unit 7125-11 Youngstown, OH 2.0 1.0 880 $950 $1.08 20d 1 0.40mi
500 Boardman Canfield Rd Youngstown, OH 1.0–2.0 1.0–1.5 821 $1,005 $1.22 13d 1 0.50mi
7059 West Blvd Boardman, OH 2.0 1.0–2.0 561 $960 $1.71 13d 1 0.51mi
7116 Claybourne Ave Youngstown, OH 3.0 1.5 1020 $1,600 $1.57 20d 1 0.54mi
20 Southwoods Ave Unit 23 Youngstown, OH 2.0 1.0 700 $850 $1.21 20d 1 0.66mi
86 Ferncliff Ave Youngstown, OH 2.0 1.0 1027 $1,200 $1.17 20d 1 1.03mi
80 Romaine Ave Unit B Youngstown, OH 2.0 1.0 1000 $795 $0.80 13d 1 1.18mi
7956 Market St Youngstown, OH 2.0 1.0–2.0 1025 $1,080 $1.05 13d 1 1.19mi

Listing history 19 events

  1. 2026-06-19
    days on market $129,900 Active 57 DOM
  2. 2026-06-18
    days on market $129,900 Active 56 DOM
  3. 2026-06-17
    days on market $129,900 Active 55 DOM
  4. 2026-06-16
    days on market $129,900 Active 54 DOM
  5. 2026-06-15
    days on market $129,900 Active 53 DOM
  6. 2026-06-14
    days on market $129,900 Active 51 DOM
  7. 2026-06-13
    days on market $129,900 Active 50 DOM
  8. 2026-06-10
    days on market $129,900 Active 48 DOM
  9. 2026-06-09
    days on market $129,900 Active 47 DOM
  10. 2026-06-08
    days on market $129,900 Active 46 DOM
  11. 2026-06-07
    days on market $129,900 Active 45 DOM
  12. 2026-06-05
    days on market $129,900 Active 42 DOM
  13. 2026-06-02
    days on market $129,900 Active 40 DOM
  14. 2026-06-01
    days on market $129,900 Active 39 DOM
  15. 2026-05-31
    days on market $129,900 Active 38 DOM
  16. 2026-05-30
    days on market $129,900 Active 37 DOM
  17. 2026-05-17
    price $129,900 1088-char remark
  18. 2026-04-24
    listed $149,900 Active 1088-char remark
  19. 1996-07-16
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,949 · $162/mo
Projected year-2 tax
$1,988 · $166/mo
Expected delta
+$39/yr (+$3/mo · 2.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,449
− Mortgage interest
−$7,276
− Property taxes
−$1,949
− Insurance
−$650
− Repairs & maintenance
−$1,076
− Management
−$1,076
− Depreciation
−$3,779
Taxable loss
−$2,357
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$566
After-tax cash flow
$417/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Boardman Local
NCES district ID
3904830
Math proficiency
63% ▼ -13.00%
Reading proficiency
71% ▼ -8.00%
Median HH income
$47,613
Composite
56.62/100
National rank
#1142
State rank
#189 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Mahoning County · 84,956 people
City population
28,503
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
32,536
Household income
$63,317
Rent vs Own
33.0% rent · 67.0% own
Severe rent burden
910.0

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Black 9% Two or more races 6% Hispanic / Latino 5%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Romanian 6% Lithuanian 1% Slovak 1%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 2% Arabic 2% Other Indo-European 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -56.75%
Current HPI
213.1446
Rent YoY
▲ 6.56%
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+116.5% since first listed
3 events — show timeline
  • 2026-05-17 Price Changed $129,900 MLSNOW
  • 2026-04-24 Listed $149,900 MLSNOW
  • 1996-07-16 Sold (Public Records) $60,000 Public Records

Property tax history

+1.0%/yr

Latest (2025): $1,949 · -2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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