5316 53rd Ave E Unit A23 · Bradenton, FL 34203

$225,000

3 bd · 1.0 ba · 1,406 sqft · Manufactured public records · 77 Days on market

Built 2006 3,502 sqft lot Est $180k · 25% over $332/mo HOA · 13% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.4/30.0
• 1% rule +6.1/10.0
• DSCR +5.4/10.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

One or more photo(s) has been virtually staged. New roof (2025), AC (2025), IMPACT WINDOWS, GARAGE & Workshop, carport, Inside Laundry Room. No flood insurance required (Zone X). This 3-bedroom, 2-bath home in Bradenton stands out with major upgrades and a rare combination of features in the highly desirable Westwinds Village community. --- Inside, the open floor plan creates a comfortable flow, enhanced by crown molding, engineered hardwood flooring, and new carpet. The oversized kitchen offers an eat-in space with ample cabinetry and workspace, while the split-bedroom layout provides privacy with an en suite bathroom in the primary suite. --- A standout feature is the oversized gara

Key facts

• 3,502 sq ft lot
• Garage
• Community pool

Property features AI

Finance

• Other: Directions provided to property
• Financial info: Total monthly fees: $332; Total annual fees: $3,984; Lease restrictions apply
• HOA & community: Community: Westwinds Village; Monthly HOA fee of $332 (required; association approval required); HOA includes cable TV, common area taxes, pool, escrow reserves, fidelity bond, internet, grounds maintenance, management, pest control, recreational facilities, sewer; Community amenities: clubhouse, fitness center, pool, shuffleboard court, park, community mailbox, association-owned recreation, golf carts allowed; Pets allowed; Senior community

Exterior

• Parking: Covered parking; Driveway; Golf cart garage and golf cart parking; Ground-level parking; Guest parking; Off-street parking; On-street parking; Oversized parking; Workshop in garage; Attached garage with 1 garage space; Carport with 3 carport spaces
• Utilities: Public water; Public sewer; Cable available and connected; Electricity available and connected; Fiber optics; Phone available; Underground utilities; Water available and connected; Sewer available and connected
• Home design: Manufactured home (double wide); Single-story; Faces north; Completed condition
• Construction: Vinyl siding; Frame construction; Shingle roof; Crawlspace foundation (pillar/post/pier); Built as double wide
• Exterior features: Covered patio/deck/porch; Deck; Front porch; Patio; Porch; Exterior lighting; Outdoor storage; Shed(s); Workshop; Mature landscaping; Cul-de-sac lot; Landscaped; Near golf course; Near marina; Near public transit; Paved surfaces

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Hardwood; Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Crown molding; Eat-in kitchen; High ceilings; Open floor plan; Solid wood cabinets; Split bedroom layout; Walk-in closet(s); Window treatments; Blinds; Double-pane windows (ENERGY STAR qualified, insulated); Storm windows
• Laundry & utility: Washer; Dryer; Dedicated laundry room; Inside utility; Storage rooms

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath manufactured listed at $225k.

Deal economics

• At list price, monthly cash flow is $169 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $225k).
• Recommended offer: $212k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.0%/yr); 384 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 42% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $24k; list at $225k implies a 838% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $211,500 (6.0% below list)

Questions for the listing agent

1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 7.20%
• Cash-on-cash: 3.22%
• DSCR: 1.14
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $179,968
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5316 53rd Ave E Unit E10	0.10mi	3/2.0	1,415 (+1%)	1mo	$246,000	$174	89
5316 53rd Ave E Unit A43	0.09mi	3/2.0	1,344 (-4%)	4mo	$70,000	$52	81
5316 53rd Ave E Unit C20	0.16mi	2/2.0 (-1)	1,323 (-6%)	1mo	$150,000	$113	73
5316 53rd Ave E Unit N16	0.29mi	2/2.0 (-1)	1,436 (+2%)	2mo	$170,000	$118	72
5316 53rd Ave E Unit B4	0.11mi	2/2.0 (-1)	1,527 (+9%)	5mo	$225,000	$147	67
5316 53rd Ave E Unit K12	0.16mi	2/1.5 (-1)	1,216 (-14%)	1mo	$130,000	$107	62
5707 45th St E #223	0.67mi	3/2.0	1,404 (-0%)	4mo	$225,000	$160	61
5707 45th St E #143	0.67mi	3/2.0	1,352 (-4%)	1mo	$218,000	$161	57
5316 53rd Ave E Unit X7	0.28mi	2/2.0 (-1)	1,215 (-14%)	3mo	$155,000	$128	53
5707 45th St E #98	0.67mi	2/2.0 (-1)	1,290 (-8%)	1mo	$165,000	$128	45
5707 45th St E #154	0.67mi	2/2.0 (-1)	1,508 (+7%)	6mo	$190,000	$126	43
5707 45th St E #293	0.67mi	2/2.0 (-1)	1,512 (+8%)	6mo	$140,000	$93	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -15.1%
• Equity multiple: 0.48×
• Total profit: $-32,801
• Equity at exit: $33,548

10-year hold

• IRR: -13.6%
• Equity multiple: 0.33×
• Total profit: $-42,146
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34203

• Home prices YoY: -24.5%
• Rents YoY: -1.0%
• Active inventory: 384
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,491 high
• Mortgage (P&I): −$1,180
• Tax from tax record: −$193 /mo · $2,321/yr
• Insurance: −$94
• HOA: −$332
• Vacancy / Maint / Mgmt: −$523
• Net cashflow: $169

Break-even live

Break-even rent $2,277

Max offer price $225,000

Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5316 53rd Ave E Unit Q111 Bradenton, FL	2.0	2.0	1056	$1,495	$1.42	10d	1	0.26mi
5547 West Pl Unit C-1 Bradenton, FL	2.0	2.0	1652	$3,600	$2.18	23d	1	0.27mi
5616 Gentle Breeze St Bradenton, FL	2.0	2.0	1100	$1,700	$1.55	23d	1	0.35mi
5650 Simonton St Bradenton, FL	2.0	2.5	1496	$2,095	$1.40	3d	1	0.46mi
5635 Whitehead St Bradenton, FL	2.0	2.5	1496	$2,300	$1.54	23d	1	0.48mi
5016 Misty Canal Pl Bradenton, FL	2.0	2.5	1080	$1,950	$1.81	23d	1	0.64mi
4540 Runabout Way Bradenton, FL	2.0	2.5	1080	$2,300	$2.13	23d	1	0.64mi
5707 45th St E #19 Bradenton, FL	2.0	2.0	972	$1,700	$1.75	23d	1	0.69mi
5515 Fair Oaks St Unit 5515 Bradenton, FL	2.0	2.0	1004	$2,000	$1.99	23d	1	0.98mi
6503 Fairway Gardens Dr Unit Available Bradenton, FL	2.0	2.0	1346	$2,200	$1.63	23d	1	1.01mi
5414 Fair Oaks St Unit 10-D Bradenton, FL	2.0	2.0	1004	$1,995	$1.99	3d	1	1.02mi
4510 Sanibel Way Bradenton, FL	3.0	2.0	1832	$2,499	$1.36	3d	1	1.02mi
3880 Palm Isle Pl Bradenton, FL	1.0–2.0	1.0–2.0	1042	$2,499	$2.40	1d	13	1.10mi
6501 Stone River Rd Bradenton, FL	2.0	2.0	1080	$2,820	$2.61	16d	2	1.11mi
6501 Stone River Rd Unit Available Bradenton, FL	2.0	2.0	1118	$2,200	$1.97	23d	1	1.11mi
6505 Stone River Rd Bradenton, FL	2.0	2.0	1080	$2,825	$2.62	16d	3	1.17mi
5534 Spanish Moss Cv Bradenton, FL	3.0	2.0	1716	$2,500	$1.46	14d	1	1.18mi
5534 Spanish Moss Cv Bradenton, FL	3.0	2.0	1706	$2,500	$1.47	23d	1	1.18mi
3601 Garden Lakes Clenet Bradenton, FL	3.0	2.0	1798	$3,000	$1.67	16d	1	1.34mi
6758 Fairview Ter Bradenton, FL	2.0	2.0	1346	$2,300	$1.71	23d	1	1.34mi
6713 Stone River Rd #202 Bradenton, FL	2.0	2.0	1232	$1,900	$1.54	23d	1	1.39mi
6807 Stone River Rd #202 Bradenton, FL	2.0	2.0	1292	$3,500	$2.71	16d	1	1.41mi
6870 Fairview Ter #6870 Bradenton, FL	2.0	2.0	1346	$2,200	$1.63	16d	1	1.44mi
6872 Fairview Ter #101 Bradenton, FL	2.0	2.0	1352	$2,000	$1.48	23d	1	1.45mi
4815 Woodbrook Dr Sarasota, FL	2.0	2.0	1080	$2,290	$2.12	3d	1	1.45mi

HOA detail

• Monthly dues: $332 · $3,984/yr

Listing history 16 events

1. 2026-06-18
   days on market $225,000 Active 77 DOM
2. 2026-06-17
   days on market $225,000 Active 76 DOM
3. 2026-06-16
   days on market $225,000 Active 75 DOM
4. 2026-06-15
   days on market $225,000 Active 74 DOM
5. 2026-06-13
   days on market $225,000 Active 72 DOM
6. 2026-06-13
   days on market $225,000 Active 71 DOM
7. 2026-06-10
   days on market $225,000 Active 69 DOM
8. 2026-06-09
   days on market $225,000 Active 68 DOM
9. 2026-06-08
   days on market $225,000 Active 67 DOM
10. 2026-06-08
    days on market $225,000 Active 66 DOM
11. 2026-06-03
    days on market $225,000 Active 62 DOM
12. 2026-06-02
    days on market $225,000 Active 61 DOM
13. 2026-06-01
    days on market $225,000 Active 60 DOM
14. 2026-05-31
    days on market $225,000 Active 59 DOM
15. 2026-04-02
    listed $225,000 Active
16. 2005-11-10
    soldstatus $24,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,321 · $193/mo
• Projected year-2 tax: $2,321 · $193/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,897
• − Mortgage interest: −$12,603
• − Property taxes: −$2,321
• − Insurance: −$1,125
• − Repairs & maintenance: −$2,392
• − Management: −$2,392
• − HOA: −$3,984
• − Depreciation: −$6,545
• Taxable loss: −$1,465
• Est. tax savings @ 24.0%: +$352
• After-tax cash flow: $2,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 40,618
• Household income: $70,761
• Rent vs Own: 27.3% rent · 72.7% own
• Severe rent burden: 1469.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 19% Two or more races 12% Black 9% Asian 5%
• Hispanic origin (detail): Mexican 9% Puerto Rican 3% Cuban 2% Dominican 1%
• Common ancestry: Lithuanian 3% Romanian 3% Slovak 2%
• Foreign-born: 17% · Canada, Vietnam, Dominican Republic
• Languages at home: 76% English-only · Spanish 16% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -95.87%
• Current HPI: 295.8871
• Rent YoY: ▼ -0.97%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+837.5% since first listed

2 events — show timeline

• 2026-04-02 Listed $225,000 Stellar MLS as Distributed by MLS Grid
• 2005-11-10 Sold (Public Records) $24,000 Public Records

Property tax history

+16.1%/yr

Latest (2025): $2,321 · +380.2% YoY. Source: county tax records.