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3007 Mistletoe Ave
C+ Composite 61.84
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.4/30.0
  • ARV discount +10.9/15.0
  • DSCR +9.0/10.0
  • 1% rule +6.8/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$129,900

3007 Mistletoe Ave · Augusta-Richmond County consolidated government (balance), GA 30815
3 bd · 2.0 ba · 1,026 sqft · SingleFamily public records · 14 Days on market
Built 1985 9,583 sqft lot Est $141k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderfully redone home Freshly painted inside and out, updated Kitchen with new counter tops and new stainless steel appliances, updated bathrooms, New flooring throughout and a New Roof. One of the Owners is a licensed agent in the state of GA and SC. Call for a tour today.

Key facts

  • 9,583 sq ft lot
  • Parking
  • Built 1985

Property features AI

Finance

  • HOA & community: No HOA

Exterior

  • Parking: Off-street parking with a parking pad (1 parking space)
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available
  • Home design: Single-family residence (house); Resale property; Built in 1985
  • Construction: Wood siding; Composition roof; Slab foundation
  • Exterior features: Level lot

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Carpet; Other flooring
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Central heating with forced air; Central air conditioning
  • Interior features: One-level layout; Fireplace in the family room; Other interior features
  • Laundry & utility: Laundry features listed as other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $341 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Cap rate 9.4% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Meadowbrook Elementary School (math 12% / reading 12%, grade F, #1,041 of 1,228 statewide, top 87%, 497 students, 98% FRL); Glenn Hills Middle School (math 2% / reading 6%, grade F, #467 of 470 statewide, top 99%, 762 students, 98% FRL); Glenn Hills High School (math 2% / reading 2%, grade F, #421 of 424 statewide, top 100%, 883 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.7%/yr); 359 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $71k; list at $130k implies a 83% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $129,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
9.44%
Cash-on-cash
11.25%
DSCR
1.50
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$140,562
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3019 Mistletoe Ave 0.10mi 3/2.0 1,026 (0%) 1mo $180,000 $175 94
3026 Mistletoe Ave 0.12mi 3/2.0 1,066 (+4%) 7mo $160,000 $150 82
3004 Green Forest Dr 0.07mi 3/1.5 1,112 (+8%) 0mo $112,000 $101 80
3016 Green Forest Drive Dr 0.04mi 3/2.0 999 (-3%) 23mo $120,900 $121 74
2914 Butler Manor Dr 0.17mi 3/1.5 1,100 (+7%) 6mo $100,000 $91 73
3516 Windermere Dr 0.36mi 3/1.5 1,093 (+6%) 2mo $150,000 $137 69
2812 Bennington Dr 0.62mi 3/2.0 1,048 (+2%) 2mo $160,000 $153 66
3524 Edgeworth Dr 0.42mi 3/2.0 1,100 (+7%) 6mo $165,000 $150 63
3421 Morgan Rd 0.19mi 3/2.0 1,081 (+5%) 22mo $129,900 $120 63
2838 Butler Manor Dr 0.36mi 3/1.5 1,136 (+11%) 17mo $155,000 $136 50
2816 Cranbrook DR Dr 0.66mi 3/2.0 1,080 (+5%) 17mo $164,900 $153 46
3003 Cromwell Ct 0.57mi 3/1.5 1,159 (+13%) 22mo $115,000 $99 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-2.9%
Equity multiple
0.89×
Total profit
$-3,825
Equity at exit
$19,369
10-year hold
IRR
3.2%
Equity multiple
1.20×
Total profit
$7,273
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30815

Home prices YoY
-24.2%
Rents YoY
-0.7%
Active inventory
359
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,536 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$137 /mo · $1,641/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$322
Net cashflow
$341

Break-even live

Break-even rent $1,104
Max offer price $129,900
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2834 Brentway Dr Hephzibah, GA 3.0 2.0 1475 $1,600 $1.08 43d 1 0.30mi
3524 Edgeworth Dr Hephzibah, GA 3.0 2.0 1200 $1,295 $1.08 23d 1 0.40mi
2813 Leawood Ct Hephzibah, GA 3.0 2.0 1377 $1,250 $0.91 43d 1 0.49mi
3543 Windermere Dr Hephzibah, GA 4.0 2.0 1394 $1,550 $1.11 43d 1 0.56mi
3543 Windermere Dr Hephzibah, GA 4.0 2.0 1394 $1,550 $1.11 23d 1 0.56mi
2727 Barclay St Hephzibah, GA 4.0 2.0 1430 $1,234 $0.86 43d 1 0.70mi
3613 Alene Cir Augusta, GA 3.0 2.0 1260 $1,325 $1.05 13d 1 0.77mi
2817 Ridgecrest Dr Hephzibah, GA 4.0 2.0 1257 $1,495 $1.19 43d 1 0.80mi
3001 Alene Ct Augusta, GA 4.0 2.0 1288 $1,631 $1.27 23d 1 0.81mi
1010 Horizon Ridge Dr Hephzibah, GA 1.0–3.0 1.0–2.0 936 $1,196 $1.28 13d 1 0.81mi
2704 Cranbrook Dr Hephzibah, GA 3.0 2.0 1377 $1,650 $1.20 43d 1 0.85mi
2631 Drayton Dr Augusta, GA 3.0 2.0 1404 $1,430 $1.02 13d 1 0.99mi
2604 Edmonton Ct Hephzibah, GA 3.0 2.0 1343 $1,190 $0.89 13d 1 1.10mi
2803 Ptarmigan Rd Hephzibah, GA 3.0 2.0 1377 $1,600 $1.16 23d 1 1.11mi
2803 Ptarmigan Rd Hephzibah, GA 3.0 2.0 1400 $1,600 $1.14 43d 1 1.11mi
2609 Dublin Dr Augusta, GA 3.0 2.0 1400 $1,395 $1.00 13d 1 1.12mi
3532 Edmonton St Hephzibah, GA 3.0 2.0 1377 $1,425 $1.03 43d 1 1.17mi
3532 Edmonton St Hephzibah, GA 3.0 2.0 1377 $1,425 $1.03 23d 1 1.17mi
2808 Nighthawk Dr Augusta, GA 3.0 2.0 1314 $1,450 $1.10 43d 1 1.23mi
2524 Drayton Dr Augusta, GA 3.0 2.0 1404 $1,700 $1.21 43d 1 1.27mi
2941 Rollingwood Dr Augusta, GA 3.0 2.0 1297 $1,750 $1.35 23d 1 1.27mi
3200 Deans Bridge Rd Augusta, GA 1.0–4.0 1.0–1.5 1075 $970 $0.90 23d 6 1.37mi
2708 Blossom Dr Unit B Augusta, GA 2.0 1.5 896 $950 $1.06 43d 1 1.46mi

Listing history 11 events

  1. 2026-06-18
    days on market $129,900 Active 14 DOM
  2. 2026-06-18
    status $129,900 Active 13 DOM
  3. 2026-06-17
    days on market $129,900 New 13 DOM
  4. 2026-06-16
    days on market $129,900 New 12 DOM
  5. 2026-06-15
    days on market $129,900 New 11 DOM
  6. 2026-06-14
    days on market $129,900 New 9 DOM
  7. 2026-06-10
    days on market $129,900 New 6 DOM
  8. 2026-06-09
    days on market $129,900 New 5 DOM
  9. 2026-06-08
    days on market $129,900 New 4 DOM
  10. 2026-06-07
    remarks 245-char remark
  11. 2026-06-07
    listed $129,900 New 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,641 · $137/mo
Projected year-2 tax
$1,641 · $137/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 68% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,427
− Mortgage interest
−$7,276
− Property taxes
−$1,641
− Insurance
−$650
− Repairs & maintenance
−$1,474
− Management
−$1,474
− Depreciation
−$3,779
Taxable income
$2,132
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$512
After-tax cash flow
$3,580/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
44,109
Household income
$70,202
Rent vs Own
28.4% rent · 71.6% own
Severe rent burden
867.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (62%)
Race & ethnicity
Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
Foreign-born
4% · Canada, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.74%
Current HPI
162.4074
Rent YoY
▼ -0.71%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+182.4% since first listed
15 events — show timeline
  • 2026-06-04 Listed $129,900 GAMLS
  • 2018-08-14 Sold (Public Records) $71,000 Public Records
  • 2018-08-08 Sold (MLS) $71,000 Hive MLS
  • 2018-08-08 Sold (MLS) $71,000 Hive MLS
  • 2018-07-17 Listed $75,000 Hive MLS
  • 2018-07-17 Listed $75,000 Hive MLS
  • 2018-05-01 Sold (MLS) $25,000 Hive MLS
  • 2018-05-01 Sold (MLS) $25,000 Hive MLS
  • 2018-04-12 Listed $35,000 Hive MLS
  • 2018-04-12 Listed $35,000 Hive MLS
  • 2014-01-31 Sold (MLS) $29,000 Hive MLS
  • 2014-01-31 Sold (MLS) $29,000 Hive MLS
  • 2013-10-24 Listed $35,000 Hive MLS
  • 2013-10-24 Listed $35,000 Hive MLS
  • 2003-10-08 Sold (Public Records) $46,000 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,641 · -8.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…