1620 Chinook Ct · Parkway, MO 63072

$64,900

3 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 57 Days on market

Built 1967 0.26 ac lot ↓ 21% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome Home to this meticulously maintained 3+ Bedroom / 2 Bath home located in a lake community. Home has been refreshed featuring new kitchen counter tops, new light fixtures, updated bathrooms, freshly painted throughout and so much more! All that's left to do is move in! The spacious open floor plan is flooded with natural light from every room! No concerns of kitchen storage with a large pantry and ample counter space for all your entertaining needs. Bedrooms are large in size and the master has its own private full size bath. The walk out lower level boasts a potential 4th bedroom, den or office space! You decide! Outside you will enjoy the beautiful park like setting with mature trees, a play set and an amazing pool for that summertime fun! There is also a lofted 16x10 shed. Plenty of room for the mower and some toys! Priced to sell, this home will not last long so do not miss your chance to call this gem your new home!

Key facts

• Private deck
• Covered porch
• Level lot

Tags

• OPEN-CONCEPT FLOOR PLAN
• PRIVATE DECK
• COVERED PORCH
• LAKE ACCESS
• LEVEL LOT
• TRANQUIL TREELINE

Property features AI

Exterior

• Utilities: Well water; Septic tank sewer; Electric service by Ameren
• Home design: Single-family residence; One level
• Construction: Other construction materials
• Exterior features: Front yard; Back yard

Interior

• Bedrooms: Three bedrooms (all on the main level)
• Bathrooms: Two full bathrooms (both on the main level)
• Heating & cooling: Electric forced-air heating; Central electric air conditioning
• Interior features: Partially finished full basement; Seven total rooms

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

• At list price, monthly cash flow is $405 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $65k).
• Recommended offer: $63k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 59/100 on livability (#549 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, schools B; Watch: employment C-, crime F, amenities F.
• Lonedell R-Xiv (rural): math 40% / reading 55% proficiency, ranked #137 of 535 in MO (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 24 active listings in the ZIP; 614 units permitted in Franklin County in 2024 (100 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Franklin County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 6y ago; this cycle's ask has dropped $5k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $62,953 (3.0% below list)

Questions for the listing agent

1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.66% ✓
• Cap rate: 13.79%
• Cash-on-cash: 26.77%
• DSCR: 2.19
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 20.7%
• Equity multiple: 1.84×
• Total profit: $15,319
• Equity at exit: $9,677

10-year hold

• IRR: 28.9%
• Equity multiple: 3.57×
• Total profit: $46,646
• Equity at exit: $5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63072

• Home prices YoY: -23.1%
• Active inventory: 24
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,076 medium
• Mortgage (P&I): −$340
• Tax from tax record: −$78 /mo · $931/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$226
• Net cashflow: $405

Break-even live

Break-even rent $563

Max offer price $64,900

Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,225
• Closing costs: $1,947
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-18
   days on market $64,900 Active 57 DOM
2. 2026-06-17
   days on market $64,900 Active 56 DOM
3. 2026-06-16
   days on market $64,900 Active 55 DOM
4. 2026-06-15
   days on market $64,900 Active 54 DOM
5. 2026-06-13
   days on market $64,900 Active 52 DOM
6. 2026-06-12
   days on market $64,900 Active 51 DOM
7. 2026-06-09
   days on market $64,900 Active 48 DOM
8. 2026-06-08
   days on market $64,900 Active 47 DOM
9. 2026-06-07
   days on market $64,900 Active 46 DOM
10. 2026-06-05
    days on market $64,900 Active 44 DOM
11. 2026-06-04
    pricedays on market $64,900 Active 42 DOM
12. 2026-06-02
    days on market $69,900 Active 41 DOM
13. 2026-06-01
    days on market $69,900 Active 40 DOM
14. 2026-05-31
    days on market $69,900 Active 39 DOM
15. 2026-04-22
    listed $69,900 Active
16. 2020-07-13
    soldstatus
17. 2020-07-09
    soldstatus Closed 942-char remark

    Show marketing remark (942 chars)

    Welcome Home to this meticulously maintained 3+ Bedroom / 2 Bath home located in a lake community. Home has been refreshed featuring new kitchen counter tops, new light fixtures, updated bathrooms, freshly painted throughout and so much more! All that's left to do is move in! The spacious open floor plan is flooded with natural light from every room! No concerns of kitchen storage with a large pantry and ample counter space for all your entertaining needs. Bedrooms are large in size and the master has its own private full size bath. The walk out lower level boasts a potential 4th bedroom, den or office space! You decide! Outside you will enjoy the beautiful park like setting with mature trees, a play set and an amazing pool for that summertime fun! There is also a lofted 16x10 shed. Plenty of room for the mower and some toys! Priced to sell, this home will not last long so do not miss your chance to call this gem your new home!

18. 2020-05-31
    status Pending 942-char remark

    Show marketing remark (942 chars)

    Welcome Home to this meticulously maintained 3+ Bedroom / 2 Bath home located in a lake community. Home has been refreshed featuring new kitchen counter tops, new light fixtures, updated bathrooms, freshly painted throughout and so much more! All that's left to do is move in! The spacious open floor plan is flooded with natural light from every room! No concerns of kitchen storage with a large pantry and ample counter space for all your entertaining needs. Bedrooms are large in size and the master has its own private full size bath. The walk out lower level boasts a potential 4th bedroom, den or office space! You decide! Outside you will enjoy the beautiful park like setting with mature trees, a play set and an amazing pool for that summertime fun! There is also a lofted 16x10 shed. Plenty of room for the mower and some toys! Priced to sell, this home will not last long so do not miss your chance to call this gem your new home!

19. 2020-05-30
    listed $74,900 Active 942-char remark

    Show marketing remark (942 chars)

    Welcome Home to this meticulously maintained 3+ Bedroom / 2 Bath home located in a lake community. Home has been refreshed featuring new kitchen counter tops, new light fixtures, updated bathrooms, freshly painted throughout and so much more! All that's left to do is move in! The spacious open floor plan is flooded with natural light from every room! No concerns of kitchen storage with a large pantry and ample counter space for all your entertaining needs. Bedrooms are large in size and the master has its own private full size bath. The walk out lower level boasts a potential 4th bedroom, den or office space! You decide! Outside you will enjoy the beautiful park like setting with mature trees, a play set and an amazing pool for that summertime fun! There is also a lofted 16x10 shed. Plenty of room for the mower and some toys! Priced to sell, this home will not last long so do not miss your chance to call this gem your new home!

20. 2007-01-11
    soldstatus $88,500
21. 2005-08-12
    soldstatus
22. 2003-03-26
    soldstatus
23. 1997-06-20
    soldstatus
24. 1987-08-28
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $931 · $78/mo
• Projected year-2 tax: $931 · $78/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,918
• − Mortgage interest: −$3,635
• − Property taxes: −$931
• − Insurance: −$324
• − Repairs & maintenance: −$1,033
• − Management: −$1,033
• − Depreciation: −$1,888
• Taxable income: $4,072
• Est. tax owed @ 24.0%: −$977
• After-tax cash flow: $3,888/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lonedell R-Xiv
• NCES district ID: 2919200
• Math proficiency: 40% ▼ -14.00%
• Reading proficiency: 55% ▼ -5.00%
• Median HH income: $53,474
• Composite: 43.13/100
• National rank: #6615
• State rank: #137 of 535 in MO

Livability — Parkway

• Score: 59/100
• State rank: #549
• US rank: #20188

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 3,692

Population outlook (Franklin County) Hauer SSP2

• Today (2025): 103,600 people
• By 2030: 103,298 · -0.3%
• By 2040: 100,607 · -2.9%
• By 2050: 94,280 · -9.0%
• By 2075: 77,103 · -25.6%
• By 2100: 54,405 · -47.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Two or more races 2% Black 1%
• Common ancestry: Lithuanian 6% Slovak 4% Romanian 2%

Political lean MEDSL · Franklin

• 2024 margin: Solid R (+45.9) · D 26.5% · R 72.4% · Other 1.1%
• 2008→2024 swing: -33.5pp toward R · 2008: -12.4pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+43.8 2016: R+46.1 2012: R+27.9 2008: R+12.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -47.94%
• Current HPI: 159.8175
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-21.0% since first listed

10 events — show timeline

• 2026-04-22 Listed $69,900 MARIS as Distributed by MLS Grid
• 2020-07-13 Sold (Public Records) — Public Records
• 2020-07-09 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2020-05-31 Pending — MARIS as Distributed by MLS Grid
• 2020-05-30 Listed $74,900 MARIS as Distributed by MLS Grid
• 2007-01-11 Sold (Public Records) $88,500 Public Records
• 2005-08-12 Sold (Public Records) — Public Records
• 2003-03-26 Sold (Public Records) — Public Records
• 1997-06-20 Sold (Public Records) — Public Records
• 1987-08-28 Sold (Public Records) — Public Records

Property tax history

+4.2%/yr

Latest (2025): $931 · +18.6% YoY. Source: county tax records.