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66 S Beverly Ave
D+ Composite 49.91
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.0/30.0
  • ARV discount +9.8/15.0
  • DSCR +5.3/10.0
  • Schools +5.1/10.0
  • 1% rule +4.1/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$145,000

66 S Beverly Ave · Austintown, OH 44515
2 bd · 1.5 ba · 1,372 sqft · SingleFamily public records · 38 Days on market
Built 1955 0.29 ac lot $106/sqft · 5% below area Est $153k · 5% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Looking for a ranch in Austintown? Such a surprise as you walk in, it is So much larger than you would ever guess. Spacious living room with fireplace. Lots of natural light floods in from the large windows. Spacious dining. The kitchen was remodeled in the past. Appliances stay. Two spacious bedrooms and a full bath with tub shower combo are off the living room and there is a third bedroom or office space off the kitchen. Large full basement will need some work, with a half bath and laundry. This home has so much to offer. Fenced yard. Attached garage. While the home has hot water boiler heat, they installed Central Air. Call today!

Key facts

  • 0.29 acre lot
  • 2 garage spots
  • Built 1955

Property features AI

Exterior

  • Parking: Attached garage; Driveway; Garage with 2 spaces
  • Utilities: Public water; Public sewer
  • Home design: Single-story home; Faces west; Property is attached
  • Construction: Brick construction; Asphalt/fiberglass roof; Block foundation; Built with attached property
  • Exterior features: Front porch; Patio; Back yard; Chain-link fencing; Front yard; Lot approximately 90 x 140

Interior

  • Kitchen: Range; Refrigerator; Eat-in kitchen
  • Bedrooms: Three main-level bedrooms; Additional bedrooms on main level
  • Flooring: Carpet in primary living areas and bedrooms; Laminate in kitchen; Ceramic tile in bathroom(s); Concrete flooring in basement and bonus rooms
  • Bathrooms: One full bathroom; One half bathroom; One main-level bathroom
  • Heating & cooling: Forced air heating (gas); Central air conditioning; Whole-house fan; Ceiling fans
  • Interior features: Ceiling fans; Eat-in kitchen; Customized wheelchair accessibility with exterior wheelchair lift; Full unfinished basement
  • Laundry & utility: Laundry in basement; Laundry in kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $98 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $131k (9.5% below list).
  • Recommended offer: $131k (9.5% below list) — sets the bar for 1% rule.
  • Cap rate 7.1% vs local median 4.8% in Austintown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#322 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, employment D-.
  • Austintown Local Schools (suburban): math 56% / reading 65% proficiency, ranked #290 of 656 in OH (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 84 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; list at $145k implies a 93% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $131,277 (9.5% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.10%
Cash-on-cash
2.89%
DSCR
1.13
GRM
9.2

CMA / ARV

ARV (median comp)
$152,933
List price
$145,000
Delta
-5.19%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
119 S Beverly Ave 0.09mi 3/2.0 (+1) 1,432 (+4%) 4mo $165,000 $115 79
126 S Edgehill Ave 0.15mi 3/1.0 (+1) 1,392 (+2%) 6mo $146,000 $105 78
132 S Main St 0.27mi 3/1.0 (+1) 1,452 (+6%) 0mo $110,000 $76 70
136 Rosemont Ave 0.33mi 3/1.5 (+1) 1,438 (+5%) 2mo $126,000 $88 70
255 S Beverly Ave 0.33mi 3/2.0 (+1) 1,288 (-6%) 2mo $185,000 $144 66
102 S Main St 0.26mi 3/1.0 (+1) 1,498 (+9%) 1mo $185,000 $123 65
179 S Beverly Ave 0.18mi 3/2.0 (+1) 1,200 (-12%) 1mo $189,900 $158 62
358 S Edgehill Ave 0.47mi 3/2.0 (+1) 1,483 (+8%) 4mo $160,000 $108 54
3895 Avalon Ct 0.50mi 2/2.0 1,220 (-11%) 5mo $122,000 $100 52
192 S Navarre Ave 0.42mi 3/2.0 (+1) 1,518 (+11%) 5mo $167,750 $111 51
3915 Mahoning Ave 0.47mi 3/1.5 (+1) 1,536 (+12%) 3mo $172,000 $112 50
230 Westminster Ave 0.59mi 3/1.0 (+1) 1,232 (-10%) 6mo $135,000 $110 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.7%
Equity multiple
0.57×
Total profit
$-17,280
Equity at exit
$21,620
10-year hold
IRR
-2.6%
Equity multiple
0.83×
Total profit
$-7,095
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44515

Home prices YoY
-26.4%
Active inventory
84
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,313 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$118 /mo · $1,421/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$276
Net cashflow
$98

Break-even live

Break-even rent $1,189
Max offer price $145,000
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
70 N Raccoon Rd Youngstown, OH 1.0–2.0 1.0 709 $975 $1.38 13d 1 0.34mi
131 N Edgehill Ave Youngstown, OH 3.0 1.0 1200 $1,350 $1.12 21d 1 0.39mi
155 N Roanoke Ave Youngstown, OH 3.0 1.5 1632 $1,500 $0.92 21d 1 0.43mi
4494 Burkey Rd Youngstown, OH 3.0 1.5 1596 $1,700 $1.07 44d 1 0.82mi
4815 Westchester Dr Unit 4896-05 Austintown, OH 2.0 1.5 1200 $1,025 $0.85 13d 1 0.98mi
4661 New Hampshire Ct Austintown, OH 3.0 1.0–1.5 795 $1,125 $1.42 13d 1 1.17mi

Listing history 10 events

  1. 2026-06-07
    statusdays on market $145,000 Pending 38 DOM
  2. 2026-06-03
    days on market $145,000 Active 36 DOM
  3. 2026-06-02
    days on market $145,000 Active 35 DOM
  4. 2026-06-01
    days on market $145,000 Active 34 DOM
  5. 2026-05-31
    days on market $145,000 Active 33 DOM
  6. 2026-05-30
    days on market $145,000 Active 32 DOM
  7. 2026-05-02
    historical Contingent 641-char remark
  8. 2026-04-28
    listed $145,000 Active 641-char remark
  9. 2002-08-30
    soldstatus $75,000
  10. 2002-07-12
    listed $86,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,421 · $118/mo
Projected year-2 tax
$1,841 · $153/mo
Expected delta
+$421/yr (+$35/mo · 29.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,753
− Mortgage interest
−$8,122
− Property taxes
−$1,421
− Insurance
−$725
− Repairs & maintenance
−$1,260
− Management
−$1,260
− Depreciation
−$4,218
Taxable loss
−$1,253
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$301
After-tax cash flow
$1,476/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Austintown Local Schools
NCES district ID
3904829
Math proficiency
56% ▼ -12.00%
Reading proficiency
65% ▼ -7.00%
Median HH income
$45,129
Composite
50.99/100
National rank
#1778
State rank
#290 of 656 in OH

Livability — Austintown

Score
73/100
State rank
#322
US rank
#5290

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Austintown, OH
County
Mahoning · 224,175 people
City population
27,740
Metro
Youngstown-Warren, OH
Population (ZIP)
27,740
Household income
$52,831
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
10.9

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Romanian 3% Slovak 2% Lithuanian 1%
Foreign-born
2%
Languages at home
96% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.64%
Current HPI
228.0895
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+66.9% since first listed
6 events — show timeline
  • 2026-06-06 Pending MLSNOW
  • 2026-05-22 Relisted MLSNOW
  • 2026-05-02 Contingent MLSNOW
  • 2026-04-28 Listed $145,000 MLSNOW
  • 2002-08-30 Sold (Public Records) $75,000 Public Records
  • 2002-07-12 Listed $86,900 MLSNOW

Property tax history

+2.0%/yr

Latest (2025): $1,421 · +3.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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