3221 Kentucky Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +4.7/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
$74,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BANK OWNED! GREAT 2 BR HOME ON POPULAR BLOCK IN BELAIR EDISON! SOLID HOME WITH WOOD FLOORS, FULL BASEMENT, YARD, AND FORCED AIR HEAT. COULD BE A GREAT RENTAL PROPERTY! SOLD "AS IS" G/RENT TO BE VERIFIED BY BUYER SELLER WILL NOT REDEEM.
Key facts
- Built 1948
- Listed 50 days
Property features AI
Finance
- Other: Total below grade area: 525 (source: Assessor); Above grade finished area: 960 (source: Assessor); Below grade unfinished area: 525 (source: Assessor); Income/expense note: Annual Ground Rent
- Financial info: Ground rent payment: $120 annually; Improvement assessed value: $77,000; Land assessed value: $30,000; Tax assessed value: $103,500
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer
- Home design: Interior townhouse/rowhouse; Built-up roof
- Construction: Brick construction; Block foundation; Above grade and below grade structures; Year built source: Assessor
- Exterior features: In city limits (Baltimore City); Ground rent exists (annual payment)
Interior
- Bedrooms: Two bedrooms on the first upper level
- Bathrooms: One full bathroom (all upper levels)
- Heating & cooling: Forced air heating (oil); Central air conditioning (electric); Electric hot water
- Interior features: Basement with full height and connecting stairway; Living area source: Assessor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $75k.
Deal economics
- At list price, monthly cash flow is $541 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
- Cap rate 15.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 34% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $93 of equity ($518 loan paydown + $-425 appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 31y ago; this cycle's ask has dropped $50k (40%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $37k; list at $75k implies a 102% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price; built in 1948 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.96% ✓
- Cap rate
- 14.95%
- Cash-on-cash
- 30.93%
- DSCR
- 2.38
- GRM
- 4.2
CMA / ARV
- ARV (median comp)
- $141,694
- List price
- $74,900
- Delta
- -47.14%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3131 Chesterfield Ave | 0.08mi | 2/1.0 | 1,068 (+11%) | 1mo | $75,000 | $70 | 77 |
| 3332 Brendan Ave | 0.10mi | 3/1.5 (+1) | 870 (-9%) | 1mo | $128,000 | $147 | 72 |
| 3802 Lyndale Ave | 0.39mi | 2/1.5 | 1,050 (+9%) | 1mo | $160,000 | $152 | 63 |
| 3338 Elmora Ave | 0.57mi | 2/1.0 | 896 (-7%) | 2mo | $149,500 | $167 | 61 |
| 3315 Lyndale Ave | 0.58mi | 2/1.5 | 896 (-7%) | 1mo | $145,000 | $162 | 59 |
| 3427 Ravenwood Ave | 0.59mi | 3/1.0 (+1) | 896 (-7%) | 0mo | $120,900 | $135 | 56 |
| 4218 Seidel Ave | 0.61mi | 3/1.0 (+1) | 1,008 (+5%) | 2mo | $144,900 | $144 | 56 |
| 3307 Elmora Ave | 0.62mi | 3/1.0 (+1) | 896 (-7%) | 3mo | $155,000 | $173 | 52 |
| 4128 Balfern Ave | 0.70mi | 3/1.5 (+1) | 1,008 (+5%) | 2mo | $177,000 | $176 | 50 |
| 3236 Lyndale Ave | 0.60mi | 3/1.0 (+1) | 1,080 (+12%) | 2mo | $161,855 | $150 | 45 |
| 3805 Elmora Ave | 0.47mi | 3/2.0 (+1) | 1,096 (+14%) | 1mo | $11,700 | $11 | 44 |
| 4116 Raymonn Ave | 0.71mi | 3/1.5 (+1) | 1,096 (+14%) | 3mo | $148,000 | $135 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 32.9%
- Equity multiple
- 2.61×
- Total profit
- $33,743
- Equity at exit
- $19,646
- IRR
- 38.4%
- Equity multiple
- 5.59×
- Total profit
- $96,315
- Equity at exit
- $21,996
Cash invested: $20,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,469 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$196 /mo · $2,349/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$308
- Net cashflow
- $541
Break-even live
Sensitivity live
| Price | -10% $583 | -5% $562 | +0% $541 | +5% $519 | +10% $498 |
|---|---|---|---|---|---|
| Rent | -10% $425 | -5% $483 | +0% $541 | +5% $599 | +10% $657 |
| Rate | -1.0pp $578 | -0.5pp $560 | base $541 | +0.5pp $521 | +1.0pp $501 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,725
- Closing costs
- $2,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3410 Belair Rd Unit 2/B Baltimore, MD | 1.0 | 1.0 | 742 | $1,225 | $1.65 | 5d | 1 | 0.19mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 44d | 1 | 0.19mi |
| 3646 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 840 | $1,475 | $1.76 | 44d | 1 | 0.36mi |
| 3566 Dudley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,800 | $2.01 | 24d | 1 | 0.41mi |
| 4358 Shamrock Ave #1 Baltimore, MD | 1.0 | 1.0 | 550 | $1,150 | $2.09 | 44d | 1 | 0.46mi |
| 4222 Shamrock Ave Baltimore, MD | 1.0 | 1.0 | 600 | $1,100 | $1.83 | 24d | 1 | 0.47mi |
| 3902 Erdman Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 24d | 1 | 0.49mi |
| 3902 Erdman Ave Unit 2 Baltimore, MD | 1.0 | 1.0 | 700 | $1,175 | $1.68 | 15d | 1 | 0.49mi |
| 3727 Bonview Ave Baltimore, MD | 1.0 | 1.0 | 540 | $1,199 | $2.22 | 24d | 1 | 0.55mi |
| 4408 Bowleys Ln Baltimore, MD | 2.0 | 1.0 | 682 | $1,439 | $2.11 | 3d | 1 | 0.56mi |
| 3317 Lyndale Ave Baltimore, MD | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 44d | 1 | 0.56mi |
| 3315 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 896 | $1,650 | $1.84 | 18d | 1 | 0.57mi |
| 3339 Elmora Ave Baltimore, MD | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 44d | 1 | 0.57mi |
| 3343 Ravenwood Ave Unit 3343 Baltimore, MD | 2.0 | 2.0 | 948 | $1,855 | $1.96 | 18d | 1 | 0.60mi |
| 3322 Ravenwood Ave Baltimore, MD | 3.0 | 2.0 | 932 | $1,800 | $1.93 | 24d | 1 | 0.60mi |
| 3218 Lyndale Ave Baltimore, MD | 3.0 | 1.5 | 1020 | $1,500 | $1.47 | 24d | 1 | 0.60mi |
| 3221 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1020 | $1,700 | $1.67 | 24d | 1 | 0.61mi |
| 4022 Ardley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,750 | $1.95 | 44d | 1 | 0.69mi |
| 4409 Moravia Rd Baltimore, MD | 2.0 | 1.0 | 861 | $1,385 | $1.61 | 44d | 3 | 0.73mi |
| 4300 Orchard Ridge Blvd Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 1021 | $1,420 | $1.39 | 44d | 1 | 0.83mi |
| 2045 E 31st St Baltimore, MD | 1.0 | 1.0 | 650 | $895 | $1.38 | 44d | 1 | 0.96mi |
| 4901 Gunther Ave Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 742 | $1,120 | $1.51 | 3d | 1 | 1.03mi |
| 5305 Moravia Rd Baltimore, MD | 3.0 | 1.0 | 679 | $1,565 | $2.30 | 3d | 1 | 1.07mi |
| 1401 N Potomac St Unit 1 Baltimore, MD | 1.0 | 1.0 | 700 | $1,099 | $1.57 | 18d | 1 | 1.07mi |
| 1310 N Ellwood Ave Baltimore, MD | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 13d | 1 | 1.10mi |
| 1310 N Ellwood Ave #1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 22d | 1 | 1.10mi |
| 1832 E 28th St Baltimore, MD | 3.0 | 1.0 | 1066 | $1,495 | $1.40 | 24d | 1 | 1.12mi |
| 1815 E 29th St Baltimore, MD | 1.0 | 1.5 | 800 | $1,015 | $1.27 | 24d | 1 | 1.14mi |
| 2311 E Lafayette Ave Baltimore, MD | 3.0 | 1.0 | 1000 | $1,400 | $1.40 | 44d | 1 | 1.15mi |
| 1323 N Kenwood Ave Unit 2 Baltimore, MD | 1.0 | 1.0 | 600 | $950 | $1.58 | 44d | 1 | 1.16mi |
| 1323 N Kenwood Ave Unit 1 Baltimore, MD | 2.0 | 1.5 | 1060 | $1,350 | $1.27 | 24d | 1 | 1.16mi |
| 2125 Cliftwood Ave Baltimore, MD | 1.0 | 2.0 | 1020 | $1,450 | $1.42 | 44d | 1 | 1.18mi |
| 4023 Belwood Ave Baltimore, MD | 3.0 | 1.0 | 1080 | $1,995 | $1.85 | 44d | 1 | 1.29mi |
| 2000 E North Ave Baltimore, MD | 1.0 | 1.0 | 639 | $836 | $1.31 | 5d | 4 | 1.30mi |
| 4007 Biddison Ln Apt 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,279 | $1.28 | 18d | 1 | 1.34mi |
| 1519 E 28th St Baltimore, MD | 3.0 | 2.0 | 1100 | $1,350 | $1.23 | 44d | 1 | 1.35mi |
| 1600 N Chester St Baltimore, MD | 1.0 | 1.0 | 715 | $636 | $0.89 | 24d | 1 | 1.39mi |
| 4801 Edgar Ter Unit 2 Baltimore, MD | 1.0 | 1.0 | 850 | $1,200 | $1.41 | 44d | 1 | 1.40mi |
| 4801 Edgar Ter Baltimore, MD | 1.0 | 1.0 | 850 | $1,200 | $1.41 | 15d | 1 | 1.40mi |
| 6004 Amberwood Rd Baltimore, MD | 1.0 | 1.0 | 867 | $1,445 | $1.67 | 4d | 1 | 1.41mi |
Listing history 42 events
-
2026-06-18days on market $74,900 Active 50 DOM
-
2026-06-17days on market $74,900 Active 49 DOM
-
2026-06-16days on market $74,900 Active 48 DOM
-
2026-06-15days on market $74,900 Active 47 DOM
-
2026-06-13days on market $74,900 Active 45 DOM
-
2026-06-09days on market $74,900 Active 41 DOM
-
2026-06-08days on market $74,900 Active 40 DOM
-
2026-06-07days on market $74,900 Active 39 DOM
-
2026-06-04days on market $74,900 Active 36 DOM
-
2026-06-03days on market $74,900 Active 35 DOM
-
2026-06-02days on market $74,900 Active 34 DOM
-
2026-06-02price $74,900 Active 33 DOM
-
2026-06-01days on market $85,000 Active 33 DOM
-
2026-05-31days on market $85,000 Active 32 DOM
-
2026-05-15price $90,000 577-char remark
-
2026-05-07price $95,000 577-char remark
-
2026-04-29$125,000 Active 577-char remark
-
2010-05-25soldstatus $37,000 249-char remark
Show marketing remark (249 chars)
BANK OWNED! GREAT 2 BR HOME ON POPULAR BLOCK IN BELAIR EDISON! SOLID HOME WITH WOOD FLOORS, FULL BASEMENT, YARD, AND FORCED AIR HEAT. COULD BE A GREAT RENTAL PROPERTY! SOLD "AS IS" G/RENT TO BE VERIFIED BY BUYER SELLER WILL NOT REDEEM.
-
2010-05-25soldstatus $37,000 Sold
Show marketing remark (249 chars)
BANK OWNED! GREAT 2 BR HOME ON POPULAR BLOCK IN BELAIR EDISON! SOLID HOME WITH WOOD FLOORS, FULL BASEMENT, YARD, AND FORCED AIR HEAT. COULD BE A GREAT RENTAL PROPERTY! SOLD "AS IS" G/RENT TO BE VERIFIED BY BUYER SELLER WILL NOT REDEEM.
-
2010-05-14status Contract
Show marketing remark (249 chars)
BANK OWNED! GREAT 2 BR HOME ON POPULAR BLOCK IN BELAIR EDISON! SOLID HOME WITH WOOD FLOORS, FULL BASEMENT, YARD, AND FORCED AIR HEAT. COULD BE A GREAT RENTAL PROPERTY! SOLD "AS IS" G/RENT TO BE VERIFIED BY BUYER SELLER WILL NOT REDEEM.
-
2010-05-14historical 249-char remark
Show marketing remark (249 chars)
BANK OWNED! GREAT 2 BR HOME ON POPULAR BLOCK IN BELAIR EDISON! SOLID HOME WITH WOOD FLOORS, FULL BASEMENT, YARD, AND FORCED AIR HEAT. COULD BE A GREAT RENTAL PROPERTY! SOLD "AS IS" G/RENT TO BE VERIFIED BY BUYER SELLER WILL NOT REDEEM.
-
2010-05-04$34,500 Active
Show marketing remark (249 chars)
BANK OWNED! GREAT 2 BR HOME ON POPULAR BLOCK IN BELAIR EDISON! SOLID HOME WITH WOOD FLOORS, FULL BASEMENT, YARD, AND FORCED AIR HEAT. COULD BE A GREAT RENTAL PROPERTY! SOLD "AS IS" G/RENT TO BE VERIFIED BY BUYER SELLER WILL NOT REDEEM.
-
2010-05-04$34,500 249-char remark
Show marketing remark (249 chars)
BANK OWNED! GREAT 2 BR HOME ON POPULAR BLOCK IN BELAIR EDISON! SOLID HOME WITH WOOD FLOORS, FULL BASEMENT, YARD, AND FORCED AIR HEAT. COULD BE A GREAT RENTAL PROPERTY! SOLD "AS IS" G/RENT TO BE VERIFIED BY BUYER SELLER WILL NOT REDEEM.
-
2009-06-11historical
-
2009-06-11historical
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2008-06-13
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2008-06-12$110,000
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2007-05-09historical
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2006-11-08
-
2006-09-26historical
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2006-09-25
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2003-10-15soldstatus $34,100
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2003-09-05historical
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2003-01-08$36,100
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2002-02-11historical
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2000-09-11
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1996-07-10historical
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1996-04-17
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1996-03-07soldstatus $35,500
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1996-02-27soldstatus $35,500
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1996-01-29historical
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1995-09-29$37,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,349 · $196/mo
- Projected year-2 tax
- $2,349 · $196/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,624
- − Mortgage interest
- −$4,196
- − Property taxes
- −$2,349
- − Insurance
- −$374
- − Repairs & maintenance
- −$1,410
- − Management
- −$1,410
- − Depreciation
- −$2,179
- Taxable income
- $5,707
- Est. tax owed @ 24.0%
- −$1,370
- After-tax cash flow
- $5,117/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
+99.7% since first listed30 events — show timeline
- 2026-06-01 Price Changed $74,900 BRIGHT MLS
- 2026-05-22 Price Changed $85,000 BRIGHT MLS
- 2026-05-15 Price Changed $90,000 BRIGHT MLS
- 2026-05-07 Price Changed $95,000 BRIGHT MLS
- 2026-04-29 Listed $125,000 BRIGHT MLS
- 2010-05-25 Sold (MLS) $37,000 BRIGHT MLS
- 2010-05-25 Sold (MLS) $37,000 MRIS
- 2010-05-14 Pending — MRIS
- 2010-05-14 Listing Removed — BRIGHT MLS
- 2010-05-04 Listed $34,500 MRIS
- 2010-05-04 Listed $34,500 BRIGHT MLS
- 2009-06-11 Delisted — MRIS
- 2009-06-11 Listing Removed — BRIGHT MLS
- 2008-06-13 Listed — MRIS
- 2008-06-12 Listed $110,000 BRIGHT MLS
- 2007-05-09 Delisted — MRIS
- 2006-11-08 Listed — MRIS
- 2006-09-26 Delisted — MRIS
- 2006-09-25 Listed — MRIS
- 2003-10-15 Sold (MLS) $34,100 MRIS
- 2003-09-05 Delisted — MRIS
- 2003-01-08 Listed $36,100 MRIS
- 2002-02-11 Delisted — MRIS
- 2000-09-11 Listed — MRIS
- 1996-07-10 Delisted — MRIS
- 1996-04-17 Listed — MRIS
- 1996-03-07 Sold (Public Records) $35,500 Public Records
- 1996-02-27 Sold (MLS) $35,500 MRIS
- 1996-01-29 Delisted — MRIS
- 1995-09-29 Listed $37,500 MRIS
Property tax history
-0.4%/yrLatest (2025): $2,349 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…