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6134 Guadalupe St
D+ Composite 49.8
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.1/30.0
  • Appreciation +9.3/10.0
  • 1% rule +5.0/10.0
  • DSCR +4.6/10.0
  • ARV discount +4.2/15.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0

$169,900

6134 Guadalupe St · Houston, TX 77016
3 bd · 1.5 ba · 1,022 sqft · SingleFamily public records · 1 Days on market
Built 1966 6,838 sqft lot Est $158k · 7% over ↓ 12% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HURRY THIS HOME WILL NOT LAST LONG!!! Located just minutes away from Downtown Houston and Minute Maid Stadium. This home boasts a completely New Kitchen outfitted with granite countertops, New Stainless Steel Appliances & New Cabinetry. This fully renovated home features New HVAC, New Laminate Flooring through out, New Carpet in bedrooms along with Fresh Paint. This home showcases a open concept great for entertaining with a backyard ready for cookouts. Situated in a well established neighborhood this home is Move In Ready! Schedule your private tour today. Priced for a Quick Sale Make an Offer Today!

Key facts

  • 6,838 sq ft lot
  • Garage
  • Built 1966

Property features AI

Finance

  • Other: Owner is listing agent; Seller disclosure available
  • HOA & community: Curbs in the community

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1966; Slab foundation; Composition roof
  • Construction: Brick and wood siding exterior; Composition roof; Slab foundation; Year built: 1966
  • Exterior features: Fenced backyard; Private yard; Subdivision setting; Concrete road access

Interior

  • Kitchen: Dishwasher; Electric range; Garbage disposal; Granite counters; Breakfast bar
  • Bedrooms: Total of 5 rooms (includes bedrooms and living areas)
  • Flooring: Carpet; Plank; Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Breakfast bar; Granite counters; Tub with shower
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $57 ($687/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (0.1% below list).
  • Recommended offer: $170k (0.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Forest Brook Middle (math 12% / reading 14%, grade F, #1,609 of 1,662 statewide, top 97%, 613 students, 98% FRL); North Forest H S (math 13% / reading 18%, grade F, #1,505 of 1,632 statewide, top 92%, 974 students, 97% FRL) — zoned schools average 98% FRL vs 71% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 14% at this address vs 31% district-wide (-17 pts) — the specific schools serving this property underperform the Houston ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 372 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (8.7% local appreciation)).
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (8.7% appreciation + 0.4% rent growth), your $48k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,667 (0.1% below list)

Questions for the listing agent

  1. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
6.70%
Cash-on-cash
1.45%
DSCR
1.06
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$158,410
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6038 Guadalupe St 0.10mi 3/2.0 1,046 (+2%) 9mo $195,000 $186 82
6406 Guadalupe St 0.20mi 3/1.0 1,036 (+1%) 6mo $165,000 $159 81
6622 Cobalt St 0.41mi 3/1.0 1,048 (+2%) 1mo $125,000 $119 73
11075 Spottswood Dr 0.51mi 3/1.5 995 (-3%) 4mo $155,000 $156 68
11059 Vailview Dr 0.59mi 4/1.5 (+1) 1,025 (+0%) 4mo $159,000 $155 64
6723 Leedale St 0.70mi 4/1.5 (+1) 1,025 (+0%) 3mo $120,000 $117 59
11063 Vailview Dr 0.58mi 3/1.0 980 (-4%) 8mo $159,900 $163 57
6618 Hopper Rd 0.49mi 3/1.0 929 (-9%) 5mo $169,000 $182 56
6534 Mohawk St 0.52mi 3/1.0 936 (-8%) 5mo $110,000 $118 55
11058 Vailview Dr 0.61mi 3/1.0 954 (-7%) 4mo $140,000 $147 55
6535 Mohawk St 0.50mi 3/1.0 936 (-8%) 9mo $118,000 $126 53
6315 Mardale Dr 0.48mi 3/1.0 894 (-12%) 5mo $110,000 $123 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.65% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
21.5%
Equity multiple
2.61×
Total profit
$76,584
Equity at exit
$136,646
10-year hold
IRR
18.9%
Equity multiple
5.46×
Total profit
$212,296
Equity at exit
$278,797

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77016

Home prices YoY
2.8%
Rents YoY
0.4%
Active inventory
372
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,697 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$321 /mo · $3,856/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$356
Net cashflow
$57

Break-even live

Break-even rent $1,624
Max offer price $169,900
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11235 Lemond Dr Houston, TX 3.0 1.0 1368 $1,450 $1.06 22d 1 0.28mi
11435 Raincove Dr Unit A Houston, TX 3.0 1.0 1000 $1,345 $1.34 4d 1 0.28mi
11610 Danford Ln Unit B Houston, TX 3.0 2.0 1150 $1,750 $1.52 44d 1 0.47mi
6823 Hanley Ln Houston, TX 3.0 2.0 1303 $1,610 $1.24 5d 1 0.72mi
6822 Leedale St Houston, TX 3.0 1.0 978 $1,500 $1.53 44d 1 0.76mi
10750 Nyla Spring St Houston, TX 3.0 2.0 1500 $1,975 $1.32 19d 1 0.92mi
7314 Saunders Rd Houston, TX 4.0 2.0 1339 $1,723 $1.29 14d 1 1.27mi
7726 Spinet St Houston, TX 4.0 2.0 1456 $2,375 $1.63 8d 1 1.31mi
8003 Alpine Bearberry Dr Houston, TX 3.0–4.0 2.0–2.5 1696 $2,000 $1.18 8d 1 1.39mi
10708 Lavender Cotton Ln Houston, TX 3.0 2.0 1406 $2,150 $1.53 44d 1 1.39mi

Listing history 2 events

  1. 2026-06-18
    remarks 271-char remark
  2. 2026-06-18
    listed $169,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,856 · $321/mo
Projected year-2 tax
$3,856 · $321/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,360
− Mortgage interest
−$9,517
− Property taxes
−$3,856
− Insurance
−$850
− Repairs & maintenance
−$1,629
− Management
−$1,629
− Depreciation
−$4,943
Taxable loss
−$2,062
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$495
After-tax cash flow
$1,182/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
29,841
Household income
$47,677
Rent vs Own
38.8% rent · 61.2% own
Severe rent burden
1297.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (56%)
Race & ethnicity
Black 56% Hispanic / Latino 42% Two or more races 28%
Hispanic origin (detail)
Mexican 34%
Foreign-born
18% · Canada
Languages at home
61% English-only · Spanish 37%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.65%
Current HPI
315.6765
Rent YoY
▲ 0.44%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-11.7% since first listed
9 events — show timeline
  • 2026-06-18 Listed $169,900 HARMLS
  • 2025-11-03 Listing Removed HARMLS
  • 2025-05-27 Listed $220,000 HARMLS
  • 2023-04-13 Sold (MLS) HARMLS
  • 2023-03-12 Pending HARMLS
  • 2023-03-04 Pending HARMLS
  • 2023-01-21 Listed $192,500 HARMLS
  • 2022-08-30 Sold (Public Records) Public Records
  • 1990-01-01 Sold (Public Records) Public Records

Property tax history

+5.8%/yr

Latest (2025): $3,856 · +11.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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