331 Greenwood Dr · Biloxi, MS
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.73%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.3/30.0
- ARV discount +6.3/15.0
- DSCR +4.7/10.0
- Schools +4.5/10.0
- Livability +4.0/5.0
- 1% rule +3.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The DIAMOND you have been waiting for! ... This precious home offers approximately 1400 square feet, 3 bedrooms and 1.5 baths. While touring this home, you will see that the owner has pride of ownership as it is VERY WELL taken care of and is MOVE IN ready! Ceramic tile flooring throughout the whole home; NO CARPET! The kitchen has been completed remodeled with custom cabinets, backsplash, stainless steel appliances and gas stove. This home also offers two separate living rooms, with the first one being as soon as you enter the home and the second living space is located on the left side of the home. Outside, you will find a fabulous oversized, covered patio, a huge back yard that is fully fenced, and a storage shed/workshop. The roof is only 2 years old. THIS ONE WILL NOT LAST LONG AT ALL!
Key facts
- Covered patio
- Storage shed
- 0.23 acre lot
Tags
Property features AI
Exterior
- Parking: Driveway parking for 2 vehicles; Concrete driveway
- Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
- Home design: Single-family house; One story
- Construction: Brick construction; Architectural shingle roof; Slab foundation; Built area approximately 1,275
- Exterior features: Front porch; Back yard fencing; Portable building / shed
Interior
- Kitchen: Dishwasher; Free-standing gas range; Free-standing refrigerator; Microwave
- Bedrooms: 2 bedrooms
- Flooring: Ceramic tile
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating (natural gas); Central electric air conditioning
- Interior features: Dishwasher; Free-standing gas range; Free-standing refrigerator; Microwave
- Laundry & utility: Utilities include electricity and water connection
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $71 ($854/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $163k (14.0% below list).
- Recommended offer: $163k (14.0% below list) — sets the bar for 1% rule.
- Cap rate 6.7% vs local median 3.5% in Biloxi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#6 in MS, #2,141 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute D+, amenities F, employment D-.
- Biloxi Public School District (urban): math 60% / reading 48% proficiency, ranked #7 of 130 in MS (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Popps Ferry Elementary School (math 53% / reading 58%, grade C, #40 of 375 statewide, top 11%, 552 students, 100% FRL); Biloxi Junior High (math 60% / reading 43%, grade C, #27 of 179 statewide, top 16%, 881 students, 100% FRL); Biloxi High School (math 65% / reading 53%, grade C+, #7 of 197 statewide, top 3%, 1,728 students, 100% FRL) — zoned schools average 100% FRL vs 59% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 201 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,194 units permitted in Harrison County in 2024 (0 in 5+ unit buildings).
- This rent runs 36% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Harrison County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 8 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.74%
- Cash-on-cash
- 1.61%
- DSCR
- 1.07
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $185,015
- List price
- $190,000
- Delta
- 2.69%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 331 Greenwood Dr | 0.00mi | 3/1.5 | 1,275 (-6%) | 0mo | $190,000 | $149 | 90 |
| 379 Greenwood Dr | 0.21mi | 3/1.5 | 1,350 (-0%) | 6mo | $139,900 | $104 | 85 |
| 2146 Driftwood Dr | 0.22mi | 3/2.0 | 1,406 (+4%) | 8mo | $178,000 | $127 | 74 |
| 375 Nelson Rd | 0.39mi | 3/2.0 | 1,304 (-4%) | 1mo | $195,000 | $150 | 73 |
| 346 Tanglewood Dr | 0.17mi | 3/2.0 | 1,245 (-8%) | 7mo | $200,000 | $161 | 71 |
| 2167 Sherwood Pl | 0.28mi | 3/2.0 | 1,200 (-11%) | 1mo | $209,000 | $174 | 65 |
| 2383 Trafalgar Dr | 0.46mi | 3/2.0 | 1,333 (-1%) | 11mo | $186,000 | $140 | 65 |
| 2160 Driftwood Dr | 0.17mi | 3/2.0 | 1,200 (-11%) | 9mo | $158,000 | $132 | 64 |
| 326 N Hilton Ave | 0.59mi | 3/2.0 | 1,378 (+2%) | 5mo | $189,900 | $138 | 63 |
| 2385 Grants Ferry Dr | 0.50mi | 3/2.0 | 1,447 (+7%) | 12mo | $198,000 | $137 | 53 |
| 2460 Carter Rd | 0.75mi | 4/2.0 (+1) | 1,433 (+6%) | 2mo | $169,000 | $118 | 47 |
| 389 Belvedere Cir | 0.67mi | 4/2.0 (+1) | 1,194 (-12%) | 12mo | $179,000 | $150 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.05% rent growth · sell at horizon
- IRR
- -16.9%
- Equity multiple
- 0.42×
- Total profit
- $-31,000
- Equity at exit
- $28,330
- IRR
- -14.9%
- Equity multiple
- 0.26×
- Total profit
- $-39,520
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39531
- Home prices YoY
- -13.0%
- Rents YoY
- 0.1%
- Active inventory
- 201
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,634 high interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$144 /mo · $1,734/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$343
- Net cashflow
- $71
Break-even live
Sensitivity live
| Price | -10% $179 | -5% $125 | +0% $71 | +5% $17 | +10% $-36 |
|---|---|---|---|---|---|
| Rent | -10% $-58 | -5% $7 | +0% $71 | +5% $136 | +10% $200 |
| Rate | -1.0pp $167 | -0.5pp $119 | base $71 | +0.5pp $22 | +1.0pp $-28 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2611 Heidi LN Biloxi, MS | 3.0 | 2.5 | 1550 | $1,775 | $1.15 | 23d | 1 | 0.05mi |
| 310 Abbey Ct Biloxi, MS | 2.0–3.0 | 1.0–2.0 | 1062 | $1,275 | $1.20 | 23d | 17 | 0.15mi |
| 2387 Trafalgar Dr Biloxi, MS | 3.0 | 2.0 | 1375 | $1,700 | $1.24 | 23d | 1 | 0.50mi |
| 390 Bertucci Blvd Biloxi, MS | 3.0 | 2.0 | 1358 | $1,800 | $1.33 | 45d | 1 | 0.56mi |
| 2386 Merlin Cv Biloxi, MS | 3.0 | 2.0 | 1500 | $1,600 | $1.07 | 15d | 1 | 0.60mi |
| 330 Belvedere Dr Biloxi, MS | 3.0 | 1.0 | 1000 | $1,200 | $1.20 | 15d | 1 | 0.63mi |
| 495 Popps Ferry Rd Biloxi, MS | 2.0 | 1.5–2.5 | 1455 | $1,850 | $1.27 | 45d | 2 | 0.85mi |
| 340 Hiller Dr Biloxi, MS | 3.0 | 2.0 | 1447 | $1,749 | $1.21 | 23d | 1 | 0.87mi |
| 2046 Beach Blvd Biloxi, MS | 2.0 | 2.0 | 1152 | $2,200 | $1.91 | 23d | 1 | 0.87mi |
| 495 Popps Ferry Rd #77 Biloxi, MS | 2.0 | 2.5 | 1524 | $2,000 | $1.31 | 23d | 1 | 0.88mi |
| 2508 Shady Ln Biloxi, MS | 3.0 | 2.0 | 1431 | $2,100 | $1.47 | 45d | 1 | 0.92mi |
| 2060 Beach Blvd #604 Biloxi, MS | 2.0 | 2.0 | 1670 | $2,849 | $1.71 | 15d | 1 | 0.98mi |
| 2068 Beach Blvd Unit 342 Biloxi, MS | 2.0 | 2.0 | 1001 | $1,550 | $1.55 | 15d | 1 | 0.99mi |
| 2068 Beach Blvd Unit 202 Biloxi, MS | 2.0 | 2.0 | 1001 | $1,600 | $1.60 | 45d | 1 | 0.99mi |
| 2068 Beach Blvd Unit 142 Biloxi, MS | 2.0 | 2.0 | 1001 | $1,600 | $1.60 | 15d | 1 | 0.99mi |
| 2436 Beach Blvd Biloxi, MS | 3.0 | 2.0 | 1260 | $975 | $0.77 | 46d | 1 | 1.03mi |
| 258 Stennis Dr Biloxi, MS | 2.0 | 1.0 | 930 | $1,100 | $1.18 | 45d | 1 | 1.05mi |
| 258 Stennis Dr Biloxi, MS | 2.0 | 1.0–2.0 | 1040 | $1,245 | $1.20 | 15d | 1 | 1.05mi |
| 1910 Southern Ave Biloxi, MS | 1.0–2.0 | 1.0–1.5 | 725 | $1,200 | $1.66 | 15d | 2 | 1.10mi |
| 169 Briarfield Ave Biloxi, MS | 2.0 | 1.0 | 1000 | $950 | $0.95 | 45d | 1 | 1.16mi |
| 141 Pine Grove Ave Biloxi, MS | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 15d | 1 | 1.18mi |
| 141 Pine Grove Ave Biloxi, MS | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 23d | 1 | 1.18mi |
| 151 Grande View Dr Biloxi, MS | 1.0–3.0 | 1.0–2.0 | 1268 | $1,889 | $1.49 | 15d | 23 | 1.22mi |
| 133 Briarfield Ave Biloxi, MS | 1.0–2.0 | 1.0–2.0 | 800 | $1,390 | $1.74 | 15d | 1 | 1.25mi |
| 126 Briarfield Ave Biloxi, MS | 2.0 | 2.0 | 1000 | $1,495 | $1.50 | 45d | 1 | 1.26mi |
| 126 Briarfield Ave Unit B11 Biloxi, MS | 2.0 | 2.0 | 1000 | $1,390 | $1.39 | 15d | 1 | 1.26mi |
| 126 Briarfield Ave Unit B11 Biloxi, MS | 2.0 | 2.0 | 1000 | $1,390 | $1.39 | 45d | 1 | 1.26mi |
| 126 Briarfield Ave Unit B5 Biloxi, MS | 2.0 | 2.0 | 997 | $1,400 | $1.40 | 45d | 1 | 1.26mi |
| 126 Briarfield Ave Unit B2 Biloxi, MS | 2.0 | 2.0 | 997 | $1,410 | $1.41 | 45d | 1 | 1.26mi |
| 1805 Irish Hill Dr #4 Biloxi, MS | 3.0 | 2.0 | 1600 | $2,400 | $1.50 | 45d | 1 | 1.37mi |
| 2620 Lejuene Dr Biloxi, MS | 1.0–3.0 | 1.0–2.0 | 914 | $1,575 | $1.72 | 15d | 9 | 1.38mi |
| 2589 Santa Rosa Cv Biloxi, MS | 3.0 | 2.0 | 1787 | $2,500 | $1.40 | 45d | 1 | 1.45mi |
| 2589 Santa Rosa Cv Biloxi, MS | 3.0 | 2.0 | 1787 | $2,500 | $1.40 | 23d | 1 | 1.45mi |
Listing history 21 events
-
2026-05-09status Pending 619-char remark
-
2026-05-07historical $1,600
-
2026-05-06$190,000 Active 619-char remark
-
2026-03-27$1,600
-
2024-01-30historical $1,650
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2024-01-16price $1,650
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2023-12-12$1,700
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2023-07-19soldstatus Closed 810-char remark
Show marketing remark (810 chars)
The DIAMOND you have been waiting for! ... This precious home offers approximately 1400 square feet, 3 bedrooms and 1.5 baths. While touring this home, you will see that the owner has pride of ownership as it is VERY WELL taken care of and is MOVE IN ready! Ceramic tile flooring throughout the whole home; NO CARPET! The kitchen has been completed remodeled with custom cabinets, backsplash, stainless steel appliances and gas stove. This home also offers two separate living rooms, with the first one being as soon as you enter the home and the second living space is located on the left side of the home. Outside, you will find a fabulous oversized, covered patio, a huge back yard that is fully fenced, and a storage shed/workshop. The roof is only 2 years old. THIS ONE WILL NOT LAST LONG AT ALL!
-
2023-05-18status Pending 810-char remark
Show marketing remark (810 chars)
The DIAMOND you have been waiting for! ... This precious home offers approximately 1400 square feet, 3 bedrooms and 1.5 baths. While touring this home, you will see that the owner has pride of ownership as it is VERY WELL taken care of and is MOVE IN ready! Ceramic tile flooring throughout the whole home; NO CARPET! The kitchen has been completed remodeled with custom cabinets, backsplash, stainless steel appliances and gas stove. This home also offers two separate living rooms, with the first one being as soon as you enter the home and the second living space is located on the left side of the home. Outside, you will find a fabulous oversized, covered patio, a huge back yard that is fully fenced, and a storage shed/workshop. The roof is only 2 years old. THIS ONE WILL NOT LAST LONG AT ALL!
-
2023-05-12status Active 810-char remark
Show marketing remark (810 chars)
The DIAMOND you have been waiting for! ... This precious home offers approximately 1400 square feet, 3 bedrooms and 1.5 baths. While touring this home, you will see that the owner has pride of ownership as it is VERY WELL taken care of and is MOVE IN ready! Ceramic tile flooring throughout the whole home; NO CARPET! The kitchen has been completed remodeled with custom cabinets, backsplash, stainless steel appliances and gas stove. This home also offers two separate living rooms, with the first one being as soon as you enter the home and the second living space is located on the left side of the home. Outside, you will find a fabulous oversized, covered patio, a huge back yard that is fully fenced, and a storage shed/workshop. The roof is only 2 years old. THIS ONE WILL NOT LAST LONG AT ALL!
-
2023-05-01historical 810-char remark
Show marketing remark (810 chars)
The DIAMOND you have been waiting for! ... This precious home offers approximately 1400 square feet, 3 bedrooms and 1.5 baths. While touring this home, you will see that the owner has pride of ownership as it is VERY WELL taken care of and is MOVE IN ready! Ceramic tile flooring throughout the whole home; NO CARPET! The kitchen has been completed remodeled with custom cabinets, backsplash, stainless steel appliances and gas stove. This home also offers two separate living rooms, with the first one being as soon as you enter the home and the second living space is located on the left side of the home. Outside, you will find a fabulous oversized, covered patio, a huge back yard that is fully fenced, and a storage shed/workshop. The roof is only 2 years old. THIS ONE WILL NOT LAST LONG AT ALL!
-
2023-05-01$182,500 810-char remark
Show marketing remark (810 chars)
The DIAMOND you have been waiting for! ... This precious home offers approximately 1400 square feet, 3 bedrooms and 1.5 baths. While touring this home, you will see that the owner has pride of ownership as it is VERY WELL taken care of and is MOVE IN ready! Ceramic tile flooring throughout the whole home; NO CARPET! The kitchen has been completed remodeled with custom cabinets, backsplash, stainless steel appliances and gas stove. This home also offers two separate living rooms, with the first one being as soon as you enter the home and the second living space is located on the left side of the home. Outside, you will find a fabulous oversized, covered patio, a huge back yard that is fully fenced, and a storage shed/workshop. The roof is only 2 years old. THIS ONE WILL NOT LAST LONG AT ALL!
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2020-04-29soldstatus
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2020-04-27soldstatus
Show marketing remark (822 chars)
Owner/agent. Beautifully updated brick home located on a corner lot with fenced yard in Biloxi school district. Front porch & covered back patio allow for enjoying the outdoors, and barbecues with friends & family. All tile floors make for easy cleaning! You walk into the front door to the spacious living area with an additional living/dining area right off of it with the laundry room from there. The kitchen is spacious & plenty of room for a table. It faces the backyard and down the hall are the bedrooms & bathrooms. The master bedroom has an en-suite bathroom, which is a half bath with a closet that could be easily converted to a walk-in shower. New range/oven, double hung insulated windows, fresh interior paint, newer central heat & air, newer dishwasher, refrigerator, ceiling fans.
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2020-02-24$117,900
Show marketing remark (822 chars)
Owner/agent. Beautifully updated brick home located on a corner lot with fenced yard in Biloxi school district. Front porch & covered back patio allow for enjoying the outdoors, and barbecues with friends & family. All tile floors make for easy cleaning! You walk into the front door to the spacious living area with an additional living/dining area right off of it with the laundry room from there. The kitchen is spacious & plenty of room for a table. It faces the backyard and down the hall are the bedrooms & bathrooms. The master bedroom has an en-suite bathroom, which is a half bath with a closet that could be easily converted to a walk-in shower. New range/oven, double hung insulated windows, fresh interior paint, newer central heat & air, newer dishwasher, refrigerator, ceiling fans.
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2014-12-16soldstatus
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2014-12-15soldstatus
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2013-03-08$70,000
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2010-03-15soldstatus
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2010-03-12soldstatus
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2009-10-01$117,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,734 · $144/mo
- Projected year-2 tax
- $1,734 · $144/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,613
- − Mortgage interest
- −$10,643
- − Property taxes
- −$1,734
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,569
- − Management
- −$1,569
- − Depreciation
- −$5,527
- Taxable loss
- −$2,379
- Est. tax savings @ 24.0%
- +$571
- After-tax cash flow
- $1,425/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Biloxi Public School District
- NCES district ID
- 2800630
- Math proficiency
- 60% ▼ -7.00%
- Reading proficiency
- 48% ▼ -3.00%
- Median HH income
- $40,608
- Composite
- 45.26/100
- National rank
- #2657
- State rank
- #7 of 130 in MS
Livability — Biloxi
- Score
- 79/100
- State rank
- #6
- US rank
- #2141
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Biloxi, MS
- County
- Harrison County · 178,171 people
- City population
- 63,281
- Metro
- Gulfport-Biloxi, MS
- Population (ZIP)
- 18,918
- Household income
- $54,218
- Rent vs Own
- Severe rent burden
- 1110.0
Population outlook (Harrison County) Hauer SSP2
- Today (2025)
- 228,444 people
- By 2030
- 241,942 · +5.9%
- By 2040
- 267,531 · +17.1%
- By 2050
- 291,062 · +27.4%
- By 2075
- 346,711 · +51.8%
- By 2100
- 378,165 · +65.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 60% Black 18% Two or more races 12% Hispanic / Latino 11% Asian 2%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 6% Slovak 2% Serbian 1%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 89% English-only · Spanish 6% Arabic 1% Other Indo-European 1%
Political lean MEDSL · Harrison
- 2024 margin
- Strong R (+28.9) · D 35.0% · R 63.9% · Other 1.1%
- 2008→2024 swing
- -2.9pp toward R · 2008: -26.0pp · 2024: -28.9pp
- All cycles
- 2024: R+28.9 2020: R+25.2 2016: R+30.7 2012: R+26.6 2008: R+26.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -28.97%
- Current HPI
- 193.4018
- Rent YoY
- ▬ 0.05%
- Metro
- Gulfport-Biloxi, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
-98.6% since first listed22 events — show timeline
- 2026-06-15 Sold (MLS) — MLSU
- 2026-05-09 Pending — MLSU
- 2026-05-07 Rental Removed $1,600 MLSU
- 2026-05-06 Listed $190,000 MLSU
- 2026-03-27 Listed for Rent $1,600 MLSU
- 2024-01-30 Rental Removed $1,650 RENT.
- 2024-01-16 Price Changed $1,650 RENT.
- 2023-12-12 Listed for Rent $1,700 RENT.
- 2023-07-19 Sold (MLS) — MLSU
- 2023-05-18 Pending — MLSU
- 2023-05-12 Relisted — MLSU
- 2023-05-01 Listing Removed — MLSU
- 2023-05-01 Listed $182,500 MLSU
- 2020-04-29 Sold (Public Records) — Public Records
- 2020-04-27 Sold (MLS) — MLSU
- 2020-02-24 Listed $117,900 MLSU
- 2014-12-16 Sold (Public Records) — Public Records
- 2014-12-15 Sold (MLS) — MLSU
- 2013-03-08 Listed $70,000 MLSU
- 2010-03-15 Sold (Public Records) — Public Records
- 2010-03-12 Sold (MLS) — MLSU
- 2009-10-01 Listed $117,400 MLSU
Property tax history
+4.3%/yrLatest (2025): $1,734 · +29.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…