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5800 S Hamner Ave #492
D Composite 44.5
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$59,900

5800 S Hamner Ave #492 · Eastvale, CA 91752
3 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 6 Days on market
Built 1977

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This spacious 4 bedroom, 2 bathroom mobile home is full of potential and ready for its next owner to make it their own. The layout offers plenty of space for a large family, with comfortable living areas and generously sized bedrooms. Whether you’re looking to keep it in the park or move it to your own property, this home gives you flexibility and opportunity. Perfect for buyers looking for an affordable option with room to grow.

Key facts

  • 2 parking spots
  • Community pool
  • Built 1977

Property features AI

Finance

  • Other: Located in Swan Lake park; Suburban community
  • Financial info: Land lease amount $2,334
  • HOA & community: Land lease in place

Exterior

  • Parking: 2 parking spaces; 2 carport spaces
  • Utilities: Public sewer; District/Public water
  • Home design: Single-story; Mobile home on site (24' x 60'); Double-wide body type
  • Construction: Mobile home remains on property; Year built reported by seller
  • Exterior features: Community pool; Zero lot line

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Ground-level entry
  • Laundry & utility: Community laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $60k.

Deal economics

  • At list price, monthly cash flow is $2k ($29k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $60k).
  • Cap rate 54.5% vs local median 2.9% in Eastvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#464 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, cost of living F.
  • Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.0%/yr); 64 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($115k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,900

Questions for the listing agent

  1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.85%
Cap rate
54.51%
Cash-on-cash
172.20%
DSCR
8.66
GRM
1.4

CMA / ARV

ARV (on-the-fly)
$178,560
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5800 Hamner Ave #354 0.00mi 3/2.0 1,440 (0%) 7mo $139,900 $97 94
5800 Hamner Ave #237 0.10mi 3/2.0 1,440 (0%) 4mo $82,500 $57 92
5800 Hamner Ave #259 0.00mi 3/2.0 1,440 (0%) 9mo $105,000 $73 92
5800 Hamner Ave #72 0.00mi 3/2.0 1,344 (-7%) 3mo $255,000 $190 86
5800 Hamner #86 0.03mi 4/2.0 (+1) 1,440 (0%) 9mo $275,000 $191 86
5800 Hamner Ave #568 0.07mi 3/2.0 1,344 (-7%) 0mo $247,500 $184 85
5800-#407 Hamner Ave #407 0.00mi 3/2.0 1,344 (-7%) 8mo $161,500 $120 82
5800 Hamner #431 0.00mi 3/2.0 1,248 (-13%) 1mo $155,000 $124 77
5800 Hamner Ave #197 0.12mi 4/2.0 (+1) 1,344 (-7%) 2mo $249,000 $185 77
5800 Hamner Ave #447 0.00mi 3/2.5 1,632 (+13%) 1mo $115,000 $70 75
5800 Hamner Ave #436 0.00mi 3/2.0 1,230 (-15%) 1mo $235,000 $191 74
5800 HAMNER #461 0.00mi 4/2.0 (+1) 1,568 (+9%) 10mo $185,000 $118 72

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
9.56×
Total profit
$143,602
Equity at exit
$8,931
10-year hold
IRR
Equity multiple
20.23×
Total profit
$322,512
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91752

Rents YoY
3.0%
Active inventory
64
Price-to-rent
1.4×

Monthly cashflow live

Estimated rent
$3,504 high interval (Pro) →
Mortgage (P&I)
$314
Tax from tax record
$22 /mo · $264/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$736
Net cashflow
$2,407

Break-even live

Break-even rent $457
Max offer price $59,900
Occupancy floor 26%

Sensitivity live

Price -10% $2,441 -5% $2,424 +0% $2,407 +5% $2,390 +10% $2,373
Rent -10% $2,130 -5% $2,268 +0% $2,407 +5% $2,545 +10% $2,684
Rate -1.0pp $2,437 -0.5pp $2,422 base $2,407 +0.5pp $2,391 +1.0pp $2,375

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12515 Celebration Dr Eastvale, CA 3.0 2.0 1760 $3,400 $1.93 44d 1 0.24mi
5464 W Homecoming Cir Eastvale, CA 1.0–3.0 1.5–3.0 1359 $4,299 $3.16 0d 22 0.26mi
5929 Rockport Rd Eastvale, CA 3.0 2.5 1605 $3,300 $2.06 25d 1 0.32mi
5954 Catskills Ct Eastvale, CA 2.0 2.5 1378 $3,500 $2.54 22d 1 0.43mi
12766 Bolsa Dr Eastvale, CA 3.0 2.5 1772 $3,300 $1.86 44d 1 0.50mi
12774 Bolsa Dr Eastvale, CA 3.0 3.0 1772 $3,395 $1.92 17d 1 0.51mi
12782 Lomond Way Eastvale, CA 3.0 2.5 1775 $3,300 $1.86 44d 1 0.51mi
12788 Bolsa Dr Eastvale, CA 4.0 3.5 1780 $3,550 $1.99 20d 1 0.52mi
6302 Ancora Ln Eastvale, CA 2.0 2.5 1211 $2,800 $2.31 44d 1 0.60mi
12579 Ruvina Ln Eastvale, CA 2.0 2.5 1550 $2,850 $1.84 44d 1 0.61mi
12579 Ruvina Ln Eastvale, CA 2.0 2.5 1550 $2,850 $1.84 25d 1 0.61mi
12402 Constellation St Eastvale, CA 3.0 3.0 1499 $3,300 $2.20 44d 1 0.62mi
12432 Constellation St Unit 10 Eastvale, CA 3.0 2.5 1668 $3,150 $1.89 44d 1 0.62mi
12432 Constellation St Eastvale, CA 3.0 2.0 1668 $3,150 $1.89 44d 1 0.62mi
6337 Andromeda Ct Eastvale, CA 3.0 4.0 1513 $3,300 $2.18 25d 1 0.64mi
12538 Tavira Ln Eastvale, CA 3.0 3.5 1583 $3,000 $1.90 5d 1 0.65mi
6366 Aquila Way Eastvale, CA 3.0 2.5 1681 $3,000 $1.78 44d 1 0.67mi
6386 Pegasus Ct Eastvale, CA 3.0 4.0 1500 $3,100 $2.07 25d 1 0.69mi
6371 Estrela Ln Eastvale, CA 3.0 4.0 1583 $3,500 $2.21 0d 1 0.70mi
6397 Peacock Ct Eastvale, CA 3.0 2.5 1668 $6,000 $3.60 0d 1 0.70mi
4029 E Perdido Privado Ontario, CA 2.0 2.0 1556 $3,200 $2.06 25d 1 0.75mi
5930 Ginger Dr Eastvale, CA 3.0 2.5 1554 $2,990 $1.92 44d 1 0.77mi
13010 58th St Eastvale, CA 3.0 2.5 1554 $3,299 $2.12 15d 1 0.77mi
5942 Ginger Dr Eastvale, CA 3.0 2.5 1742 $3,000 $1.72 44d 1 0.78mi
4536 S Afton Privado Ontario, CA 2.0 2.0 1416 $3,500 $2.47 0d 1 0.80mi
12967 Paradiso Dr #103 Eastvale, CA 3.0 3.5 1597 $6,400 $4.01 0d 1 0.82mi
4395 S Alegre Privado #2 Ontario, CA 3.0 2.5 1628 $3,600 $2.21 4d 1 0.86mi
4130 E Malagon Privado #88 Ontario, CA 3.0 2.5 1389 $3,150 $2.27 25d 1 0.91mi
4282 S Malagon Privado Ontario, CA 3.0 2.5 1707 $3,300 $1.93 25d 1 0.92mi
4209 S Malagon Privado Ontario, CA 3.0 2.5 1753 $3,400 $1.94 0d 1 1.00mi
4110 E Coronado Privado Ontario, CA 2.0 2.0 1193 $3,300 $2.77 22d 1 1.06mi
6770 Pats Ranch Rd Jurupa Valley, CA 1.0–2.0 1.0–2.0 905 $2,974 $3.28 0d 14 1.14mi
4243 E Rincon St Ontario, CA 3.0 2.5 1650 $3,500 $2.12 0d 1 1.15mi
3977 E Huntington St Ontario, CA 3.0 2.5 1555 $3,200 $2.06 5d 1 1.16mi
4255 E Carmel Privado Ontario, CA 3.0 2.5 1450 $3,200 $2.21 25d 1 1.17mi
4191 E Carmel Privado Ontario, CA 3.0 2.5 1652 $3,300 $2.00 25d 1 1.20mi
4231 S Hollyhock Paseo #76 Ontario, CA 3.0 2.5 1428 $3,000 $2.10 25d 1 1.22mi
4231 E Sage Paseo Unit 97 Ontario, CA 3.0 2.5 1428 $3,150 $2.21 25d 1 1.25mi
12167 Chutes Ct Jurupa Valley, CA 3.0 2.5 1819 $3,200 $1.76 6d 1 1.48mi

Listing history 6 events

  1. 2026-06-18
    days on market $59,900 Active 6 DOM
  2. 2026-06-17
    days on market $59,900 Active 5 DOM
  3. 2026-06-16
    days on market $59,900 Active 4 DOM
  4. 2026-06-15
    days on market $59,900 Active 3 DOM
  5. 2026-06-13
    remarks 433-char remark
  6. 2026-06-13
    listed $59,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$264 · $22/mo
Projected year-2 tax
$455 · $38/mo
Expected delta
+$192/yr (+$16/mo · 72.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 3 d/yr ≥102°F today · 7 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 23 unhealthy d/yr today · 26 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$42,043
− Mortgage interest
−$3,355
− Property taxes
−$264
− Insurance
−$300
− Repairs & maintenance
−$3,363
− Management
−$3,363
− Depreciation
−$1,743
Taxable income
$29,655
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$7,117
After-tax cash flow
$21,764/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jurupa Unified
NCES district ID
0619260
Math proficiency
25% ▲ 2.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$58,100
Composite
30.97/100
National rank
#11327
State rank
#953 of 1400 in CA

Livability — Eastvale

Score
63/100
State rank
#464
US rank
#15853

Category grades

Amenities F Commute F Cost of living F Crime A- Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eastvale, CA
County
Riverside County · 2,287,001 people
City population
75,043
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
37,983
Household income
$115,177
Rent vs Own
38.3% rent · 61.7% own
Severe rent burden
1280.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 61% White 20% Two or more races 16% Asian 10% Black 7% Native American 1%
Hispanic origin (detail)
Mexican 54% Puerto Rican 1%
Common ancestry
Italian 1% Lithuanian 1% Iranian 1%
Foreign-born
26% · Canada, China, South Korea
Languages at home
47% English-only · Spanish 45% Tagalog/Filipino 2% Other Indo-European 2%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -560.99%
Current HPI
426.3636
Rent YoY
▲ 3.00%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-12 Listed $59,900 CRMLS

Property tax history

-5.0%/yr

Latest (2025): $264 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…