5800 S Hamner Ave #492 · Eastvale, CA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 102°F)
- 3 days/yr
- Hot days in 30 yrs
- 7 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 23 days/yr
- Unhealthy air days in 30 yrs
- 26 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Rent growth +3.2/5.0
- Livability +3.2/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$59,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This spacious 4 bedroom, 2 bathroom mobile home is full of potential and ready for its next owner to make it their own. The layout offers plenty of space for a large family, with comfortable living areas and generously sized bedrooms. Whether you’re looking to keep it in the park or move it to your own property, this home gives you flexibility and opportunity. Perfect for buyers looking for an affordable option with room to grow.
Key facts
- 2 parking spots
- Community pool
- Built 1977
Property features AI
Finance
- Other: Located in Swan Lake park; Suburban community
- Financial info: Land lease amount $2,334
- HOA & community: Land lease in place
Exterior
- Parking: 2 parking spaces; 2 carport spaces
- Utilities: Public sewer; District/Public water
- Home design: Single-story; Mobile home on site (24' x 60'); Double-wide body type
- Construction: Mobile home remains on property; Year built reported by seller
- Exterior features: Community pool; Zero lot line
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Ground-level entry
- Laundry & utility: Community laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $60k.
Deal economics
- At list price, monthly cash flow is $2k ($29k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $60k).
- Cap rate 54.5% vs local median 2.9% in Eastvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#464 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, cost of living F.
- Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.0%/yr); 64 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- This rent runs 37% of the median local income ($115k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 5.85% ✓
- Cap rate
- 54.51%
- Cash-on-cash
- 172.20%
- DSCR
- 8.66
- GRM
- 1.4
CMA / ARV
- ARV (on-the-fly)
- $178,560
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5800 Hamner Ave #354 | 0.00mi | 3/2.0 | 1,440 (0%) | 7mo | $139,900 | $97 | 94 |
| 5800 Hamner Ave #237 | 0.10mi | 3/2.0 | 1,440 (0%) | 4mo | $82,500 | $57 | 92 |
| 5800 Hamner Ave #259 | 0.00mi | 3/2.0 | 1,440 (0%) | 9mo | $105,000 | $73 | 92 |
| 5800 Hamner Ave #72 | 0.00mi | 3/2.0 | 1,344 (-7%) | 3mo | $255,000 | $190 | 86 |
| 5800 Hamner #86 | 0.03mi | 4/2.0 (+1) | 1,440 (0%) | 9mo | $275,000 | $191 | 86 |
| 5800 Hamner Ave #568 | 0.07mi | 3/2.0 | 1,344 (-7%) | 0mo | $247,500 | $184 | 85 |
| 5800-#407 Hamner Ave #407 | 0.00mi | 3/2.0 | 1,344 (-7%) | 8mo | $161,500 | $120 | 82 |
| 5800 Hamner #431 | 0.00mi | 3/2.0 | 1,248 (-13%) | 1mo | $155,000 | $124 | 77 |
| 5800 Hamner Ave #197 | 0.12mi | 4/2.0 (+1) | 1,344 (-7%) | 2mo | $249,000 | $185 | 77 |
| 5800 Hamner Ave #447 | 0.00mi | 3/2.5 | 1,632 (+13%) | 1mo | $115,000 | $70 | 75 |
| 5800 Hamner Ave #436 | 0.00mi | 3/2.0 | 1,230 (-15%) | 1mo | $235,000 | $191 | 74 |
| 5800 HAMNER #461 | 0.00mi | 4/2.0 (+1) | 1,568 (+9%) | 10mo | $185,000 | $118 | 72 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.56×
- Total profit
- $143,602
- Equity at exit
- $8,931
- IRR
- —
- Equity multiple
- 20.23×
- Total profit
- $322,512
- Equity at exit
- $5,179
Cash invested: $16,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91752
- Rents YoY
- 3.0%
- Active inventory
- 64
- Price-to-rent
- 1.4×
Monthly cashflow live
- Estimated rent
- $3,504 high interval (Pro) →
- Mortgage (P&I)
- −$314
- Tax from tax record
- −$22 /mo · $264/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$736
- Net cashflow
- $2,407
Break-even live
Sensitivity live
| Price | -10% $2,441 | -5% $2,424 | +0% $2,407 | +5% $2,390 | +10% $2,373 |
|---|---|---|---|---|---|
| Rent | -10% $2,130 | -5% $2,268 | +0% $2,407 | +5% $2,545 | +10% $2,684 |
| Rate | -1.0pp $2,437 | -0.5pp $2,422 | base $2,407 | +0.5pp $2,391 | +1.0pp $2,375 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,975
- Closing costs
- $1,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 39 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 12515 Celebration Dr Eastvale, CA | 3.0 | 2.0 | 1760 | $3,400 | $1.93 | 44d | 1 | 0.24mi |
| 5464 W Homecoming Cir Eastvale, CA | 1.0–3.0 | 1.5–3.0 | 1359 | $4,299 | $3.16 | 0d | 22 | 0.26mi |
| 5929 Rockport Rd Eastvale, CA | 3.0 | 2.5 | 1605 | $3,300 | $2.06 | 25d | 1 | 0.32mi |
| 5954 Catskills Ct Eastvale, CA | 2.0 | 2.5 | 1378 | $3,500 | $2.54 | 22d | 1 | 0.43mi |
| 12766 Bolsa Dr Eastvale, CA | 3.0 | 2.5 | 1772 | $3,300 | $1.86 | 44d | 1 | 0.50mi |
| 12774 Bolsa Dr Eastvale, CA | 3.0 | 3.0 | 1772 | $3,395 | $1.92 | 17d | 1 | 0.51mi |
| 12782 Lomond Way Eastvale, CA | 3.0 | 2.5 | 1775 | $3,300 | $1.86 | 44d | 1 | 0.51mi |
| 12788 Bolsa Dr Eastvale, CA | 4.0 | 3.5 | 1780 | $3,550 | $1.99 | 20d | 1 | 0.52mi |
| 6302 Ancora Ln Eastvale, CA | 2.0 | 2.5 | 1211 | $2,800 | $2.31 | 44d | 1 | 0.60mi |
| 12579 Ruvina Ln Eastvale, CA | 2.0 | 2.5 | 1550 | $2,850 | $1.84 | 44d | 1 | 0.61mi |
| 12579 Ruvina Ln Eastvale, CA | 2.0 | 2.5 | 1550 | $2,850 | $1.84 | 25d | 1 | 0.61mi |
| 12402 Constellation St Eastvale, CA | 3.0 | 3.0 | 1499 | $3,300 | $2.20 | 44d | 1 | 0.62mi |
| 12432 Constellation St Unit 10 Eastvale, CA | 3.0 | 2.5 | 1668 | $3,150 | $1.89 | 44d | 1 | 0.62mi |
| 12432 Constellation St Eastvale, CA | 3.0 | 2.0 | 1668 | $3,150 | $1.89 | 44d | 1 | 0.62mi |
| 6337 Andromeda Ct Eastvale, CA | 3.0 | 4.0 | 1513 | $3,300 | $2.18 | 25d | 1 | 0.64mi |
| 12538 Tavira Ln Eastvale, CA | 3.0 | 3.5 | 1583 | $3,000 | $1.90 | 5d | 1 | 0.65mi |
| 6366 Aquila Way Eastvale, CA | 3.0 | 2.5 | 1681 | $3,000 | $1.78 | 44d | 1 | 0.67mi |
| 6386 Pegasus Ct Eastvale, CA | 3.0 | 4.0 | 1500 | $3,100 | $2.07 | 25d | 1 | 0.69mi |
| 6371 Estrela Ln Eastvale, CA | 3.0 | 4.0 | 1583 | $3,500 | $2.21 | 0d | 1 | 0.70mi |
| 6397 Peacock Ct Eastvale, CA | 3.0 | 2.5 | 1668 | $6,000 | $3.60 | 0d | 1 | 0.70mi |
| 4029 E Perdido Privado Ontario, CA | 2.0 | 2.0 | 1556 | $3,200 | $2.06 | 25d | 1 | 0.75mi |
| 5930 Ginger Dr Eastvale, CA | 3.0 | 2.5 | 1554 | $2,990 | $1.92 | 44d | 1 | 0.77mi |
| 13010 58th St Eastvale, CA | 3.0 | 2.5 | 1554 | $3,299 | $2.12 | 15d | 1 | 0.77mi |
| 5942 Ginger Dr Eastvale, CA | 3.0 | 2.5 | 1742 | $3,000 | $1.72 | 44d | 1 | 0.78mi |
| 4536 S Afton Privado Ontario, CA | 2.0 | 2.0 | 1416 | $3,500 | $2.47 | 0d | 1 | 0.80mi |
| 12967 Paradiso Dr #103 Eastvale, CA | 3.0 | 3.5 | 1597 | $6,400 | $4.01 | 0d | 1 | 0.82mi |
| 4395 S Alegre Privado #2 Ontario, CA | 3.0 | 2.5 | 1628 | $3,600 | $2.21 | 4d | 1 | 0.86mi |
| 4130 E Malagon Privado #88 Ontario, CA | 3.0 | 2.5 | 1389 | $3,150 | $2.27 | 25d | 1 | 0.91mi |
| 4282 S Malagon Privado Ontario, CA | 3.0 | 2.5 | 1707 | $3,300 | $1.93 | 25d | 1 | 0.92mi |
| 4209 S Malagon Privado Ontario, CA | 3.0 | 2.5 | 1753 | $3,400 | $1.94 | 0d | 1 | 1.00mi |
| 4110 E Coronado Privado Ontario, CA | 2.0 | 2.0 | 1193 | $3,300 | $2.77 | 22d | 1 | 1.06mi |
| 6770 Pats Ranch Rd Jurupa Valley, CA | 1.0–2.0 | 1.0–2.0 | 905 | $2,974 | $3.28 | 0d | 14 | 1.14mi |
| 4243 E Rincon St Ontario, CA | 3.0 | 2.5 | 1650 | $3,500 | $2.12 | 0d | 1 | 1.15mi |
| 3977 E Huntington St Ontario, CA | 3.0 | 2.5 | 1555 | $3,200 | $2.06 | 5d | 1 | 1.16mi |
| 4255 E Carmel Privado Ontario, CA | 3.0 | 2.5 | 1450 | $3,200 | $2.21 | 25d | 1 | 1.17mi |
| 4191 E Carmel Privado Ontario, CA | 3.0 | 2.5 | 1652 | $3,300 | $2.00 | 25d | 1 | 1.20mi |
| 4231 S Hollyhock Paseo #76 Ontario, CA | 3.0 | 2.5 | 1428 | $3,000 | $2.10 | 25d | 1 | 1.22mi |
| 4231 E Sage Paseo Unit 97 Ontario, CA | 3.0 | 2.5 | 1428 | $3,150 | $2.21 | 25d | 1 | 1.25mi |
| 12167 Chutes Ct Jurupa Valley, CA | 3.0 | 2.5 | 1819 | $3,200 | $1.76 | 6d | 1 | 1.48mi |
Listing history 6 events
-
2026-06-18days on market $59,900 Active 6 DOM
-
2026-06-17days on market $59,900 Active 5 DOM
-
2026-06-16days on market $59,900 Active 4 DOM
-
2026-06-15days on market $59,900 Active 3 DOM
-
2026-06-13remarks 433-char remark
-
2026-06-13$59,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $264 · $22/mo
- Projected year-2 tax
- $455 · $38/mo
- Expected delta
- +$192/yr (+$16/mo · 72.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 3 d/yr ≥102°F today · 7 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 23 unhealthy d/yr today · 26 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $42,043
- − Mortgage interest
- −$3,355
- − Property taxes
- −$264
- − Insurance
- −$300
- − Repairs & maintenance
- −$3,363
- − Management
- −$3,363
- − Depreciation
- −$1,743
- Taxable income
- $29,655
- Est. tax owed @ 24.0%
- −$7,117
- After-tax cash flow
- $21,764/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jurupa Unified
- NCES district ID
- 0619260
- Math proficiency
- 25% ▲ 2.00%
- Reading proficiency
- 38% ▲ 2.00%
- Median HH income
- $58,100
- Composite
- 30.97/100
- National rank
- #11327
- State rank
- #953 of 1400 in CA
Livability — Eastvale
- Score
- 63/100
- State rank
- #464
- US rank
- #15853
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Eastvale, CA
- County
- Riverside County · 2,287,001 people
- City population
- 75,043
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 37,983
- Household income
- $115,177
- Rent vs Own
- Severe rent burden
- 1280.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Hispanic / Latino 61% White 20% Two or more races 16% Asian 10% Black 7% Native American 1%
- Hispanic origin (detail)
- Mexican 54% Puerto Rican 1%
- Common ancestry
- Italian 1% Lithuanian 1% Iranian 1%
- Foreign-born
- 26% · Canada, China, South Korea
- Languages at home
- 47% English-only · Spanish 45% Tagalog/Filipino 2% Other Indo-European 2%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -560.99%
- Current HPI
- 426.3636
- Rent YoY
- ▲ 3.00%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-06-12 Listed $59,900 CRMLS
Property tax history
-5.0%/yrLatest (2025): $264 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…