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801 Warthen St
C- Composite 51.23
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +7.8/15.0
  • DSCR +7.0/10.0
  • 1% rule +4.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$155,000

801 Warthen St · Vidalia, GA 30474
3 bd · 1.0 ba · 1,377 sqft · SingleFamily public records · 3 Days on market
Built 1962 0.65 ac lot $113/sqft · at area comps Est $156k · at est. ↓ 25% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 801 Warthen Street in Vidalia, a charming corner lot property that offers both character and functionality! This home features a fenced backyard, separate utility room, and a cook shed that's perfect for entertaining, weekend cookouts, or creating your own outdoor retreat. The property is lined with muscadine grape vines, pear trees, and five mature pecan trees, giving you a true taste of Southern living right in your own backyard. With space to enjoy, unique outdoor features, and a setting that stands out, this property is a rare find in town and full of potential for its next owner.

Key facts

  • Mature pecan trees
  • Cook shed
  • Pear trees

Tags

FENCED BACKYARDSEPARATE UTILITY ROOMCOOK SHEDMUSCADINE GRAPE VINESPEAR TREESMATURE PECAN TREES

Property features AI

Finance

  • Other: Resale property
  • HOA & community: No association

Exterior

  • Parking: Carport; Open parking / parking pad
  • Utilities: Electricity available; Public sewer; Water: public and private; Cable available; High-speed internet available
  • Home design: Single-family residence; House structure; Built in 1962
  • Construction: Brick construction; Composition roof
  • Exterior features: Back yard with fenced yard; Corner lot; Outbuilding / shed(s)

Interior

  • Kitchen: Dishwasher
  • Bedrooms: Three bedrooms on the main level
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 1 full bathroom and 1 half bathroom (1.5 total); one bathroom on the main level
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One-level layout; Crawl space basement; Fireplace in the living room; Other interior features
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $242 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (5.4% below list).
  • Recommended offer: $147k (5.4% below list) — sets the bar for 1% rule.
  • Cap rate 8.2% vs local median 3.9% in Vidalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#377 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime F, amenities F.
  • Vidalia City (town): math 24% / reading 27% proficiency, ranked #126 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: J. R. Trippe Middle School (math 21% / reading 32%, grade F, #282 of 470 statewide, top 61%, 531 students, 90% FRL) — zoned schools average 90% FRL vs 61% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 103 active listings in the ZIP; 33 units permitted in Toombs County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Toombs County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $146,696 (5.4% below list)

Questions for the listing agent

  1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
8.17%
Cash-on-cash
6.70%
DSCR
1.30
GRM
8.8

CMA / ARV

ARV (median comp)
$156,205
List price
$155,000
Delta
-0.77%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
801 Warthen St 0.00mi 3/1.5 1,377 (0%) 1mo $150,000 $109 98
903 Loop Rd 0.64mi 3/2.0 1,380 (+0%) 4mo $187,000 $136 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.1%
Equity multiple
0.78×
Total profit
$-9,748
Equity at exit
$23,111
10-year hold
IRR
3.5%
Equity multiple
1.26×
Total profit
$11,098
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30474

Home prices YoY
-20.1%
Active inventory
103
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,467 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$39 /mo · $468/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$308
Net cashflow
$242

Break-even live

Break-even rent $1,160
Max offer price $155,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-05-04
    status Under Contract 673-char remark
  2. 2026-03-16
    listed $155,000 New 673-char remark
  3. 2026-03-12
    historical
  4. 2026-02-05
    price $159,000
  5. 2025-08-28
    listed $162,000 New
  6. 2024-07-16
    historical
  7. 2024-05-22
    listed $199,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$468 · $39/mo
Projected year-2 tax
$1,426 · $119/mo
Expected delta
+$958/yr (+$80/mo · 204.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,604
− Mortgage interest
−$8,682
− Property taxes
−$468
− Insurance
−$775
− Repairs & maintenance
−$1,408
− Management
−$1,408
− Depreciation
−$4,509
Taxable income
$352
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$84
After-tax cash flow
$2,825/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vidalia City
NCES district ID
1305340
Math proficiency
24% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$33,262
Composite
20.87/100
National rank
#8495
State rank
#126 of 174 in GA

Livability — Vidalia

Score
60/100
State rank
#377
US rank
#19133

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety C- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vidalia, GA
County
Toombs County · 17,315 people
City population
17,315
Metro
Vidalia, GA
Population (ZIP)
17,315
Household income
$55,295
Rent vs Own
40.8% rent · 59.2% own
Severe rent burden
427.0

Population outlook (Toombs County) Hauer SSP2

Today (2025)
26,784 people
By 2030
26,312 · -1.8%
By 2040
25,219 · -5.8%
By 2050
23,733 · -11.4%
By 2075
19,107 · -28.7%
By 2100
12,922 · -51.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 25% Two or more races 10% Hispanic / Latino 9% Asian 1%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Slovak 2% Italian 1% Lithuanian 1%
Foreign-born
5% · Canada, China
Languages at home
91% English-only · Spanish 7% Chinese 1% Other Indo-European 1%

Political lean MEDSL · Toombs

2024 margin
Solid R (+50.7) · D 24.5% · R 75.2%
2008→2024 swing
-12.6pp toward R · 2008: -38.1pp · 2024: -50.7pp
All cycles
2024: R+50.7 2020: R+45.2 2016: R+46.9 2012: R+40.5 2008: R+38.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.08%
Current HPI
231.4021
Rent YoY
Metro
Vidalia, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-24.6% since first listed
9 events — show timeline
  • 2026-06-02 Sold (Public Records) $150,000 Public Records
  • 2026-06-02 Sold (MLS) $150,000 GAMLS
  • 2026-05-04 Pending GAMLS
  • 2026-03-16 Listed $155,000 GAMLS
  • 2026-03-12 Listing Removed GAMLS
  • 2026-02-05 Price Changed $159,000 GAMLS
  • 2025-08-28 Listed $162,000 GAMLS
  • 2024-07-16 Listing Removed GAMLS
  • 2024-05-22 Listed $199,000 GAMLS

Property tax history

+8.0%/yr

Latest (2025): $468 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…