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8 Williamsburg Ct
D+ Composite 48.07
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.5/30.0
  • DSCR +4.4/10.0
  • Livability +4.3/5.0
  • 1% rule +3.2/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$247,900

8 Williamsburg Ct · Savannah, GA 31419
3 bd · 2.0 ba · 1,865 sqft · SingleFamily public records · 1 Days on market
Built 1969 0.34 ac lot Est $339k · 27% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious open floor plan home situated on a cul-de-sac lot. e Bedrooms, 2 baths, Living room, Dining Room, Family Room, large kitchen with center island and breakfast bar that seats six, Front porch and patio. Mature landscaping and trees.

Key facts

  • Upgraded hvac system
  • Updated flooring
  • Cozy fireplace

Tags

CORNER LOTUPDATED FLOORINGFRESH INTERIOR PAINTUPGRADED HVAC SYSTEMCOZY FIREPLACESTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Other: Located in Largo Woods Subdivision

Exterior

  • Utilities: Public water; Public sewer; 220V electric service; Cable available; Underground utilities
  • Home design: Single-family residence; One story; No shared/common walls
  • Construction: Brick construction; Composition roof; Concrete perimeter and slab foundation; Built with R1 zoning
  • Exterior features: Patio; Wood fencing / fenced yard; Corner, level, wooded lot; Asphalt road (publicly maintained)

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Oven; Refrigerator; Electric water heater
  • Bedrooms: Three main-level bedrooms
  • Bathrooms: Two full bathrooms (both on the main level)
  • Interior features: Wood-burning fireplace in the living room; Has view; Home warranty included
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $248k.

Deal economics

  • At list price, monthly cash flow is $54 ($645/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (17.8% below list).
  • Recommended offer: $204k (17.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 4.0% in Savannah — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 86/100 on livability (#1 in GA, #397 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment D, schools F.
  • Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-1.4%/yr); 405 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $150k; list at $248k implies a 65% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $203,800 (17.8% below list)

Questions for the listing agent

  1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.55%
Cash-on-cash
0.93%
DSCR
1.04
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$339,430
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4 Dorchester Ct 0.19mi 3/2.0 1,958 (+5%) 5mo $365,000 $186 78
204 San Fernando Blvd 0.29mi 4/2.0 (+1) 1,813 (-3%) 8mo $330,000 $182 71
11405 Largo Dr 0.48mi 3/2.0 1,800 (-4%) 4mo $345,000 $192 68
2 Indigo Ct 0.59mi 3/2.0 1,808 (-3%) 6mo $361,500 $200 62
604 Sugarbush Cir 0.45mi 3/2.0 2,014 (+8%) 6mo $329,900 $164 60
6 La Brea Blvd 0.54mi 3/2.0 1,690 (-9%) 2mo $330,000 $195 58
302 Wilshire Blvd 0.71mi 3/2.0 1,766 (-5%) 2mo $285,000 $161 57
202 Leeds Gate Rd 0.65mi 3/2.0 1,691 (-9%) 1mo $270,000 $160 54
415 Wilshire Blvd 0.47mi 3/1.5 1,595 (-14%) 2mo $257,000 $161 51
208 Leeds Gate Rd 0.61mi 3/2.0 1,686 (-10%) 7mo $234,995 $139 50
205 Leeds Gate Rd 0.60mi 4/2.0 (+1) 1,636 (-12%) 7mo $295,000 $180 40
110 Morekis Dr 0.58mi 4/2.0 (+1) 1,611 (-14%) 8mo $299,000 $186 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.0%
Equity multiple
0.38×
Total profit
$-42,787
Equity at exit
$36,963
10-year hold
IRR
-16.6%
Equity multiple
0.19×
Total profit
$-56,200
Equity at exit
$21,434

Cash invested: $69,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31419

Home prices YoY
-25.9%
Rents YoY
-1.4%
Active inventory
405
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,038 high interval (Pro) →
Mortgage (P&I)
$1,300
Tax from tax record
$153 /mo · $1,836/yr
Insurance
$103
HOA
$0
Vacancy / Maint / Mgmt
$428
Net cashflow
$54

Break-even live

Break-even rent $1,970
Max offer price $247,900
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,975
Closing costs
$7,437
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
808 Jamestowne Rd Savannah, GA 3.0 2.0 1927 $2,000 $1.04 43d 1 0.23mi
406 Montclair Blvd Savannah, GA 3.0 2.0 1422 $1,995 $1.40 13d 1 0.26mi
10609 Middleground Rd Savannah, GA 3.0 1.5 1886 $1,895 $1.00 43d 1 0.42mi
29 Ventura Blvd Savannah, GA 3.0 2.0 1620 $2,150 $1.33 23d 1 0.53mi
2 La Brea Blvd Savannah, GA 3.0 2.0 1361 $1,900 $1.40 43d 1 0.55mi
16 Ventura Blvd Savannah, GA 4.0 2.0 1404 $2,500 $1.78 23d 1 0.59mi
10708 Egmont Rd Savannah, GA 3.0 2.0 2131 $2,800 $1.31 43d 1 0.64mi
528 Wild Turkey Rd Savannah, GA 3.0 2.0 1650 $2,400 $1.45 21d 1 0.70mi
210 Tibet Ave Savannah, GA 2.0–3.0 1.5–2.5 1150 $1,899 $1.65 13d 11 0.71mi
15 Pointer Pl Savannah, GA 2.0 2.5 1326 $1,850 $1.40 43d 1 0.87mi
205 W Montgomery Xrds Savannah, GA 1.0–3.0 1.0–2.0 1075 $1,850 $1.72 23d 1 0.88mi
309 Station Trl Savannah, GA 2.0 2.5 1587 $1,850 $1.17 43d 1 0.89mi
201 W Montgomery Cross Rd Savannah, GA 1.0–3.0 1.0–2.0 1013 $1,699 $1.68 13d 18 0.98mi
117 Hopeland Dr Savannah, GA 3.0 2.0 2033 $2,400 $1.18 13d 1 1.11mi
140 Windmill Ln Savannah, GA 3.0 2.5 1388 $1,775 $1.28 43d 1 1.20mi
1114 Mohawk St Savannah, GA 3.0 2.0 1266 $1,750 $1.38 23d 4 1.24mi
12 Dyches Dr Savannah, GA 3.0 2.0 1461 $2,000 $1.37 43d 1 1.26mi
12473 Northwood Rd Savannah, GA 3.0 2.0 1422 $2,000 $1.41 43d 1 1.28mi
11330 White Bluff Rd #26 Savannah, GA 3.0 2.5 1975 $2,200 $1.11 23d 1 1.32mi
98 Hidden Lake Ct Savannah, GA 2.0 1.5 1228 $1,400 $1.14 13d 1 1.35mi
11400 White Bluff Rd Savannah, GA 1.0–3.0 1.0–2.0 1000 $1,695 $1.70 13d 21 1.36mi
511 Dyches Dr Savannah, GA 3.0 2.0 1758 $2,100 $1.19 23d 1 1.36mi
321 Sharondale Rd Savannah, GA 4.0 2.0 1699 $2,100 $1.24 23d 1 1.40mi

Listing history 2 events

  1. 2026-06-13
    remarks 699-char remark
  2. 2026-06-13
    listed $247,900 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,836 · $153/mo
Projected year-2 tax
$2,281 · $190/mo
Expected delta
+$445/yr (+$37/mo · 24.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,456
− Mortgage interest
−$13,886
− Property taxes
−$1,836
− Insurance
−$1,240
− Repairs & maintenance
−$1,956
− Management
−$1,956
− Depreciation
−$7,212
Taxable loss
−$3,630
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$871
After-tax cash flow
$1,516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Savannah-Chatham County
NCES district ID
1301020
Math proficiency
20% ▼ -11.00%
Reading proficiency
26% ▼ -5.00%
Median HH income
$47,443
Composite
20.14/100
National rank
#8639
State rank
#134 of 174 in GA

Livability — Savannah

Score
86/100
State rank
#1
US rank
#397

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime A+ Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Savannah, GA
County
Chatham County · 271,602 people
City population
216,564
Metro
Savannah, GA
Population (ZIP)
57,077
Household income
$69,635
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
2575.0

Population outlook (Chatham County) Hauer SSP2

Today (2025)
332,584 people
By 2030
355,508 · +6.9%
By 2040
400,030 · +20.3%
By 2050
443,019 · +33.2%
By 2075
534,579 · +60.7%
By 2100
583,863 · +75.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 40% Black 38% Hispanic / Latino 12% Two or more races 7% Asian 5%
Hispanic origin (detail)
Mexican 4% Puerto Rican 3%
Common ancestry
Slovak 2% Lithuanian 1% Serbian 1%
Foreign-born
12% · Canada, Vietnam, South Korea
Languages at home
83% English-only · Spanish 9% Other Indo-European 2% Vietnamese 1%

Political lean MEDSL · Chatham

2024 margin
D (+18.0) · D 58.6% · R 40.6%
2008→2024 swing
+3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
All cycles
2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.38%
Current HPI
264.8625
Rent YoY
▼ -1.44%
Metro
Savannah, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+127.6% since first listed
16 events — show timeline
  • 2026-06-13 Pending Hive MLS
  • 2026-06-10 Listed $247,900 Hive MLS
  • 2025-11-25 Listing Removed GAMLS
  • 2025-11-11 Price Changed $275,000 GAMLS
  • 2025-10-28 Relisted GAMLS
  • 2025-10-14 Pending GAMLS
  • 2025-08-12 Listed $310,000 GAMLS
  • 2018-08-31 Sold (Public Records) $150,000 Public Records
  • 2018-08-22 Sold (MLS) $150,000 Hive MLS
  • 2018-04-29 Listed $169,000 Hive MLS
  • 2012-05-31 Sold (MLS) $104,900 Hive MLS
  • 2012-03-20 Listed $104,900 Hive MLS
  • 2007-01-16 Sold (Public Records) $160,000 Public Records
  • 2007-01-12 Sold (MLS) $160,000 Hive MLS
  • 2006-03-06 Listed $165,000 Hive MLS
  • 2002-08-01 Sold (Public Records) $108,900 Public Records

Property tax history

+3.5%/yr

Latest (2025): $1,836 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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