608 Masters Ave · Wildwood, FL 34785

$312,500

3 bd · 2.0 ba · 1,689 sqft · SingleFamily public records · 102 Days on market

Built 2019 Est $282k · 11% over ↓ 6% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.5/30.0
• Schools +5.2/10.0
• DSCR +3.7/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• ARV discount +2.6/15.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Escape to the tranquility of country living without sacrificing modern comfort! This beautiful Wildwood home was built in 2019 in a neighborhood with no HOA. Carefully tended flower beds add charm and enhance the curb appeal of this cutie. Inside, the open concept is emphasized by soaring vaulted ceilings, which create volume and a sense of spaciousness. Family gatherings? Game nights with friends? No problem, there’s room for all kinds of entertaining. And it’s not just form, it’s function as well: tile flooring in the living areas is both chic and easy to care for. Whether you’re grabbing a snack or preparing a full meal, you’ll love working in the kitchen. Along with plenty of counter and cabinet space, it features a large pantry, a convenient breakfast bar, and gleaming stainless steel appliances, including a Samsung smart refrigerator. A split-bedroom floor plan means that you’re able to retreat to the privacy of your primary bedroom at the end of the day. Generously sized, it has a big walk-in closet and an ensuite bathroom with dual sinks and a shower. The two guest bedrooms offer gorgeous engineered hardwood flooring and sizable closets; they share a guest bathroom with a tub/shower combo. Glass sliding doors in the dining area open to reveal an extended lanai, the covered portion of which has ceiling fans to help stir the breeze on warmer days. The backyard is completely fenced for the safety of your little ones and pets. Your personal paradise is but a showing away - schedule your tour today!

Key facts

• Open floor plan
• No cdd
• Covered patio

Tags

• COVERED PATIO
• OUTDOOR SPACE
• OPEN FLOOR PLAN
• HIGH CEILINGS
• NO HOA
• NO CDD

Property features AI

Finance

• HOA & community: No association amenities

Exterior

• Parking: Garage with 5 spaces; 5 covered parking spaces; Driveway
• Utilities: Public water; Public sewer
• Home design: Single family residence; One story; First-floor entry
• Construction: Concrete block (no stucco) construction; Wood roof; Built as a resale property
• Exterior features: First-floor entry; Not waterfront; Faces west

Interior

• Kitchen: Dishwasher; Garbage disposal
• Bedrooms: One main-level bedroom
• Flooring: Tile
• Bathrooms: Two full bathrooms; One bathroom on the main level
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Disposal; Dishwasher; Tile flooring

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $312k.

Deal economics

• At list price, monthly cash flow is $-48 ($-576/yr) — negative.
• To cash-flow at today's rent, offer at most $304k (2.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (26.4% below list).
• Recommended offer: $230k (26.4% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.9% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.9%/yr); 428 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
• This rent runs 42% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 102 days — a 9% lower offer ($284k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago; this cycle's ask has dropped $32k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $230,155 (26.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 6.11%
• Cash-on-cash: -0.66%
• DSCR: 0.97
• GRM: 11.3

CMA / ARV

• ARV (on-the-fly): $282,063
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
804 Judy Ave	0.12mi	3/2.0	1,551 (-8%)	0mo	$253,000	$163	81
706 Stanley Ave	0.27mi	3/2.0	1,611 (-5%)	4mo	$291,000	$181	77
708 Mission Dr	0.24mi	3/2.0	1,569 (-7%)	2mo	$190,000	$121	75
8128 Penrose Pl	0.73mi	3/2.0	1,614 (-4%)	2mo	$267,000	$165	57
8761 Triumph Cir	0.69mi	4/2.0 (+1)	1,828 (+8%)	1mo	$310,870	$170	48
8757 Triumph Cir	0.70mi	4/2.0 (+1)	1,828 (+8%)	1mo	$302,990	$166	48
4624 Connection Rd	0.72mi	4/2.0 (+1)	1,828 (+8%)	1mo	$305,990	$167	47
8745 Triumph Cir	0.73mi	4/2.0 (+1)	1,828 (+8%)	1mo	$299,990	$164	46
7836 June Ln	0.66mi	3/2.0	1,504 (-11%)	8mo	$259,900	$173	44
4629 Parkview Ln	0.74mi	4/2.0 (+1)	1,828 (+8%)	4mo	$299,990	$164	43
8741 Triumph Cir	0.74mi	4/2.0 (+1)	1,498 (-11%)	1mo	$269,990	$180	41
4633 Parkview Ln	0.74mi	4/2.0 (+1)	1,498 (-11%)	3mo	$276,990	$185	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.85% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.38×
• Total profit: $-54,187
• Equity at exit: $46,595

10-year hold

• IRR: -10.0%
• Equity multiple: 0.39×
• Total profit: $-53,130
• Equity at exit: $27,019

Cash invested: $87,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34785

• Home prices YoY: -10.7%
• Rents YoY: 2.9%
• Active inventory: 428
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $2,302 high
• Mortgage (P&I): −$1,639
• Tax from tax record: −$97 /mo · $1,167/yr
• Insurance: −$130
• HOA: −$0
• Vacancy / Maint / Mgmt: −$483
• Net cashflow: $-48

Break-even live

Break-even rent $2,362

Max offer price $304,024

Occupancy floor 97%

Sensitivity live

Price	-10% $129	-5% $40	+0% $-48	+5% $-136	+10% $-225
Rent	-10% $-230	-5% $-139	+0% $-48	+5% $43	+10% $134
Rate	-1.0pp $109	-0.5pp $32	base $-48	+0.5pp $-129	+1.0pp $-211

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,125
• Closing costs: $9,375
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
706 Stanley Ave Wildwood, FL	3.0	2.0	1611	$2,300	$1.43	22d	1	0.26mi
4980 Red Maple Ln Unit B1 Wildwood, FL	2.0	2.0	1095	$1,884	$1.72	22d	1	0.53mi
4980 Red Maple Ln Unit C1 Wildwood, FL	3.0	2.0	1445	$1,801	$1.25	22d	1	0.53mi
5115 Spanish Harbor Dr Wildwood, FL	1.0–3.0	1.0–2.0	990	$1,680	$1.70	22d	29	0.61mi
208 Mason St Wildwood, FL	2.0–3.0	1.0–2.0	2250	$1,975	$0.88	22d	2	0.65mi
5901 Myrtle DR Wildwood, FL	1.0–2.0	1.0–2.0	982	$2,009	$2.05	22d	11	0.71mi
5267 Dragonfly Dr Wildwood, FL	3.0	2.5	1688	$1,945	$1.15	22d	1	0.74mi
7011 Homestead Lp Wildwood, FL	1.0–3.0	1.0–2.0	998	$1,759	$1.76	22d	22	0.76mi
8118 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,704	$1.29	22d	1	0.85mi
5339 Loblolly Ln Wildwood, FL	3.0	2.5	1688	$2,000	$1.18	22d	1	0.87mi
8128 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,699	$1.29	22d	1	0.88mi
8073 Patagonia Dr Wildwood, FL	3.0	3.0	1638	$2,645	$1.61	22d	1	0.90mi
8061 Patagonia Dr Wildwood, FL	3.0	2.0	1855	$2,585	$1.39	22d	1	0.90mi
8168 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,754	$1.33	22d	1	0.91mi
5222 Inglewood Dr Wildwood, FL	3.0	3.0	1693	$2,455	$1.45	22d	1	0.94mi
5234 Inglewood Dr Wildwood, FL	3.0	3.0	1693	$2,475	$1.46	22d	1	0.96mi
8062 Rexwood Rd Wildwood, FL	3.0	3.0	1638	$2,345	$1.43	22d	1	0.96mi
5255 Inglewood Dr Wildwood, FL	3.0	2.0	1638	$2,410	$1.47	22d	1	0.97mi
5192 Hartwood Loop Wildwood, FL	3.0	2.0	1572	$2,590	$1.65	22d	1	1.01mi
6629 Dan DiCiolla Dr Wildwood, FL	1.0–3.0	1.0–2.5	1075	$2,399	$2.23	22d	44	1.04mi
3025 Bartow Ln The Villages, FL	3.0	2.0	1415	$3,500	$2.47	22d	1	1.06mi
3064 Gulfport Ct The Villages, FL	2.0	2.0	1602	$2,800	$1.75	22d	1	1.07mi
2393 Carriage Hill Way The Villages, FL	3.0	2.0	1631	$4,300	$2.64	22d	1	1.11mi
2290 Nackman Pl The Villages, FL	3.0	2.0	1427	$3,800	$2.66	22d	1	1.20mi
2393 Highbanks Ct The Villages, FL	3.0	2.0	1522	$2,800	$1.84	22d	1	1.22mi
7730 Wilds Loop Wildwood, FL	3.0	1.0–2.0	1084	$2,384	$2.20	22d	28	1.22mi
3480 Kewadin Ave The Villages, FL	2.0	2.0	1758	$2,500	$1.42	22d	1	1.30mi
2280 Biscayne Ave The Villages, FL	3.0	2.0	1400	$4,000	$2.86	22d	1	1.34mi
2192 Quinn Ln The Villages, FL	3.0	2.0	1611	$5,600	$3.48	22d	1	1.35mi
8362 Gower Trl Wildwood, FL	3.0	2.5	1464	$1,695	$1.16	22d	1	1.36mi
2272 Vassar Ln The Villages, FL	3.0	2.0	1416	$2,500	$1.77	22d	1	1.38mi
8396 Gower Trl Unit 1 Wildwood, FL	3.0	2.5	1707	$1,795	$1.05	22d	1	1.39mi
2577 Lindewood St The Villages, FL	2.0	2.0	1206	$2,495	$2.07	22d	1	1.47mi

Listing history 37 events

1. 2026-06-22
   days on market $312,500 Active 102 DOM
2. 2026-06-19
   days on market $312,500 Active 100 DOM
3. 2026-06-18
   days on market $312,500 Active 99 DOM
4. 2026-06-17
   days on market $312,500 Active 98 DOM
5. 2026-06-16
   days on market $312,500 Active 97 DOM
6. 2026-06-15
   days on market $312,500 Active 96 DOM
7. 2026-06-14
   days on market $312,500 Active 94 DOM
8. 2026-06-13
   days on market $312,500 Active 93 DOM
9. 2026-06-10
   days on market $312,500 Active 91 DOM
10. 2026-06-09
    days on market $312,500 Active 90 DOM
11. 2026-06-08
    pricedays on market $312,500 Active 89 DOM
12. 2026-06-07
    days on market $313,500 Active 88 DOM
13. 2026-06-02
    days on market $313,500 Active 83 DOM
14. 2026-06-01
    days on market $313,500 Active 82 DOM
15. 2026-05-31
    pricedays on market $313,500 Active 81 DOM
16. 2026-05-30
    days on market $313,700 Active 80 DOM
17. 2026-05-20
    price $313,900
18. 2026-05-19
    price $314,000
19. 2026-05-11
    price $314,900
20. 2026-05-08
    price $316,700
21. 2026-05-04
    price $324,900
22. 2026-04-16
    price $335,000
23. 2026-02-11
    listed $345,000 Active
24. 2026-02-10
    historical
25. 2026-01-21
    listed $345,000 Active
26. 2024-05-13
    soldstatus $310,000 Closed 1563-char remark

    Show marketing remark (1563 chars)

    Escape to the tranquility of country living without sacrificing modern comfort! This beautiful Wildwood home was built in 2019 in a neighborhood with no HOA. Carefully tended flower beds add charm and enhance the curb appeal of this cutie. Inside, the open concept is emphasized by soaring vaulted ceilings, which create volume and a sense of spaciousness. Family gatherings? Game nights with friends? No problem, there’s room for all kinds of entertaining. And it’s not just form, it’s function as well: tile flooring in the living areas is both chic and easy to care for. Whether you’re grabbing a snack or preparing a full meal, you’ll love working in the kitchen. Along with plenty of counter and cabinet space, it features a large pantry, a convenient breakfast bar, and gleaming stainless steel appliances, including a Samsung smart refrigerator. A split-bedroom floor plan means that you’re able to retreat to the privacy of your primary bedroom at the end of the day. Generously sized, it has a big walk-in closet and an ensuite bathroom with dual sinks and a shower. The two guest bedrooms offer gorgeous engineered hardwood flooring and sizable closets; they share a guest bathroom with a tub/shower combo. Glass sliding doors in the dining area open to reveal an extended lanai, the covered portion of which has ceiling fans to help stir the breeze on warmer days. The backyard is completely fenced for the safety of your little ones and pets. Your personal paradise is but a showing away - schedule your tour today!

27. 2024-03-27
    soldstatus $310,000
28. 2024-03-20
    soldstatus $310,000 Closed
29. 2024-03-20
    soldstatus $310,000
30. 2024-03-20
    soldstatus $310,000 Closed
31. 2024-03-15
    status Pending 1563-char remark

    Show marketing remark (1563 chars)

    Escape to the tranquility of country living without sacrificing modern comfort! This beautiful Wildwood home was built in 2019 in a neighborhood with no HOA. Carefully tended flower beds add charm and enhance the curb appeal of this cutie. Inside, the open concept is emphasized by soaring vaulted ceilings, which create volume and a sense of spaciousness. Family gatherings? Game nights with friends? No problem, there’s room for all kinds of entertaining. And it’s not just form, it’s function as well: tile flooring in the living areas is both chic and easy to care for. Whether you’re grabbing a snack or preparing a full meal, you’ll love working in the kitchen. Along with plenty of counter and cabinet space, it features a large pantry, a convenient breakfast bar, and gleaming stainless steel appliances, including a Samsung smart refrigerator. A split-bedroom floor plan means that you’re able to retreat to the privacy of your primary bedroom at the end of the day. Generously sized, it has a big walk-in closet and an ensuite bathroom with dual sinks and a shower. The two guest bedrooms offer gorgeous engineered hardwood flooring and sizable closets; they share a guest bathroom with a tub/shower combo. Glass sliding doors in the dining area open to reveal an extended lanai, the covered portion of which has ceiling fans to help stir the breeze on warmer days. The backyard is completely fenced for the safety of your little ones and pets. Your personal paradise is but a showing away - schedule your tour today!

32. 2024-03-05
    status Pending
33. 2024-03-05
    historical Active Under Contract - Accepting Back Up Offers
34. 2024-01-18
    listed $335,000 Active

    Show marketing remark (1563 chars)

    Escape to the tranquility of country living without sacrificing modern comfort! This beautiful Wildwood home was built in 2019 in a neighborhood with no HOA. Carefully tended flower beds add charm and enhance the curb appeal of this cutie. Inside, the open concept is emphasized by soaring vaulted ceilings, which create volume and a sense of spaciousness. Family gatherings? Game nights with friends? No problem, there’s room for all kinds of entertaining. And it’s not just form, it’s function as well: tile flooring in the living areas is both chic and easy to care for. Whether you’re grabbing a snack or preparing a full meal, you’ll love working in the kitchen. Along with plenty of counter and cabinet space, it features a large pantry, a convenient breakfast bar, and gleaming stainless steel appliances, including a Samsung smart refrigerator. A split-bedroom floor plan means that you’re able to retreat to the privacy of your primary bedroom at the end of the day. Generously sized, it has a big walk-in closet and an ensuite bathroom with dual sinks and a shower. The two guest bedrooms offer gorgeous engineered hardwood flooring and sizable closets; they share a guest bathroom with a tub/shower combo. Glass sliding doors in the dining area open to reveal an extended lanai, the covered portion of which has ceiling fans to help stir the breeze on warmer days. The backyard is completely fenced for the safety of your little ones and pets. Your personal paradise is but a showing away - schedule your tour today!

35. 2024-01-18
    listed $335,000 Active 1563-char remark

    Show marketing remark (1563 chars)

    Escape to the tranquility of country living without sacrificing modern comfort! This beautiful Wildwood home was built in 2019 in a neighborhood with no HOA. Carefully tended flower beds add charm and enhance the curb appeal of this cutie. Inside, the open concept is emphasized by soaring vaulted ceilings, which create volume and a sense of spaciousness. Family gatherings? Game nights with friends? No problem, there’s room for all kinds of entertaining. And it’s not just form, it’s function as well: tile flooring in the living areas is both chic and easy to care for. Whether you’re grabbing a snack or preparing a full meal, you’ll love working in the kitchen. Along with plenty of counter and cabinet space, it features a large pantry, a convenient breakfast bar, and gleaming stainless steel appliances, including a Samsung smart refrigerator. A split-bedroom floor plan means that you’re able to retreat to the privacy of your primary bedroom at the end of the day. Generously sized, it has a big walk-in closet and an ensuite bathroom with dual sinks and a shower. The two guest bedrooms offer gorgeous engineered hardwood flooring and sizable closets; they share a guest bathroom with a tub/shower combo. Glass sliding doors in the dining area open to reveal an extended lanai, the covered portion of which has ceiling fans to help stir the breeze on warmer days. The backyard is completely fenced for the safety of your little ones and pets. Your personal paradise is but a showing away - schedule your tour today!

36. 2024-01-18
    listed $335,000

    Show marketing remark (1563 chars)

    Escape to the tranquility of country living without sacrificing modern comfort! This beautiful Wildwood home was built in 2019 in a neighborhood with no HOA. Carefully tended flower beds add charm and enhance the curb appeal of this cutie. Inside, the open concept is emphasized by soaring vaulted ceilings, which create volume and a sense of spaciousness. Family gatherings? Game nights with friends? No problem, there’s room for all kinds of entertaining. And it’s not just form, it’s function as well: tile flooring in the living areas is both chic and easy to care for. Whether you’re grabbing a snack or preparing a full meal, you’ll love working in the kitchen. Along with plenty of counter and cabinet space, it features a large pantry, a convenient breakfast bar, and gleaming stainless steel appliances, including a Samsung smart refrigerator. A split-bedroom floor plan means that you’re able to retreat to the privacy of your primary bedroom at the end of the day. Generously sized, it has a big walk-in closet and an ensuite bathroom with dual sinks and a shower. The two guest bedrooms offer gorgeous engineered hardwood flooring and sizable closets; they share a guest bathroom with a tub/shower combo. Glass sliding doors in the dining area open to reveal an extended lanai, the covered portion of which has ceiling fans to help stir the breeze on warmer days. The backyard is completely fenced for the safety of your little ones and pets. Your personal paradise is but a showing away - schedule your tour today!

37. 2024-01-08
    listed $335,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,167 · $97/mo
• Projected year-2 tax: $2,594 · $216/mo
• Expected delta: +$1,427/yr (+$119/mo · 122.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,619
• − Mortgage interest: −$17,505
• − Property taxes: −$1,167
• − Insurance: −$1,562
• − Repairs & maintenance: −$2,209
• − Management: −$2,209
• − Depreciation: −$9,091
• Taxable loss: −$6,125
• Est. tax savings @ 24.0%: +$1,470
• After-tax cash flow: $894/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — Wildwood

• Score: 69/100
• State rank: #471
• US rank: #8500

Category grades

Amenities F Commute F Cost of living A Crime A- Employment D- Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wildwood, FL
• County: Sumter County · 110,591 people
• City population: 21,568
• Metro: The Villages, FL
• Population (ZIP): 21,568
• Household income: $66,136
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 730.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Italian 2%
• Foreign-born: 11% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.14%
• Current HPI: 267.9137
• Rent YoY: ▲ 2.85%
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-6.3% since first listed

21 events — show timeline

• 2026-05-20 Price Changed $313,900 Beaches MLS
• 2026-05-19 Price Changed $314,000 Beaches MLS
• 2026-05-11 Price Changed $314,900 Beaches MLS
• 2026-05-08 Price Changed $316,700 Beaches MLS
• 2026-05-04 Price Changed $324,900 Beaches MLS
• 2026-04-16 Price Changed $335,000 Beaches MLS
• 2026-02-11 Listed $345,000 Beaches MLS
• 2026-02-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-01-21 Listed $345,000 Stellar MLS as Distributed by MLS Grid
• 2024-05-13 Sold (MLS) $310,000 RACC
• 2024-03-27 Sold (Public Records) $310,000 Public Records
• 2024-03-20 Sold (MLS) $310,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-20 Sold (MLS) $310,000 St. Augustine and St. Johns County Board of REALTORS®
• 2024-03-20 Sold (MLS) $310,000 HCAR
• 2024-03-15 Pending — RACC
• 2024-03-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-03-05 Contingent — HCAR
• 2024-01-18 Listed $335,000 St. Augustine and St. Johns County Board of REALTORS®
• 2024-01-18 Listed $335,000 RACC
• 2024-01-18 Listed $335,000 HCAR
• 2024-01-08 Listed $335,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+21.1%/yr

Latest (2025): $1,167 · -61.7% YoY. Source: county tax records.