2412 Foothill Blvd Blvd #171 · Calistoga, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 29 days/yr
- Unhealthy air days in 30 yrs
- 30 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +8.0/15.0
- Schools +3.9/10.0
- Condition / age +3.8/5.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Rare opportunity to own a beautifully maintained home on a desirable oversized corner lot with affordable space rent in Rancho de Calistoga. Welcome to Space #171, offering added versatility with a rare attached sunroom and dedicated workshopperfect for hobbies, projects, or additional storage. These sought-after features are seldom available in this highly desirable 55+ community. This well-located 2-bedroom, 2-bath residence enjoys a peaceful setting near the Napa River with minimal through traffic, enhanced privacy, and convenient access to nearby green space. Rancho de Calistoga offers the added benefit of a community-wide backup generator, providing peace of mind and reliable power yea
Key facts
- Oversized corner lot
- Spa
- Dedicated workshop
Tags
Property features AI
Finance
- Financial info: Monthly land lease of $761
- HOA & community: No homeowners association
Exterior
- Parking: Covered parking for 2 vehicles
- Utilities: Internet available; Natural gas connected; Public sewer; Generator
- Home design: Manufactured in-park home; Double-wide; Villa West (Golden West) manufacturer; Metal skirting
- Construction: Manufactured construction
- Exterior features: Located in a senior community; Situated in Rancho de Calistoga park; Land lease
Interior
- Bedrooms: 2 bedrooms
- Flooring: Laminate flooring
- Bathrooms: 2 full bathrooms; Shower stall(s)
- Heating & cooling: Central heating; Central cooling
- Interior features: One brick, wood-burning fireplace; Carbon monoxide detector
- Laundry & utility: Washer/dryer hookups in a laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $175k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $2k ($20k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $175k).
- Cap rate 17.9% vs local median 2.4% in Calistoga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#448 in CA) — a middle-class / working-renter tenant base. Strengths: health & safety A+, employment A-; Watch: schools D+, amenities F, commute F.
- Calistoga Joint Unified (town): math 33% / reading 51% proficiency, ranked #624 of 1,400 in CA (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 106 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 427 units permitted in Napa County in 2024 (189 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Napa County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $49k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.10% ✓
- Cap rate
- 17.86%
- Cash-on-cash
- 41.32%
- DSCR
- 2.84
- GRM
- 4.0
CMA / ARV
- ARV (on-the-fly)
- $177,120
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2412 Foothill Blvd #178 | 0.32mi | 2/2.0 | 1,440 (0%) | 0mo | $290,000 | $201 | 85 |
| 2412 Foothill Blvd #110 | 0.22mi | 2/2.0 | 1,400 (-3%) | 4mo | $235,000 | $168 | 82 |
| 2412 Foothill Blvd #143 | 0.32mi | 2/2.0 | 1,440 (0%) | 4mo | $116,000 | $81 | 81 |
| 2412 Foothill Blvd #63 | 0.22mi | 2/2.0 | 1,344 (-7%) | 1mo | $92,500 | $69 | 78 |
| 2412 Foothill Blvd #132 Blvd #132 | 0.32mi | 2/2.0 | 1,400 (-3%) | 4mo | $290,000 | $207 | 77 |
| 2412 Foothill Blvd #41 | 0.23mi | 3/2.0 (+1) | 1,344 (-7%) | 3mo | $164,000 | $122 | 71 |
| 2412 Foothill Blvd #15 | 0.23mi | 2/2.0 | 1,267 (-12%) | 0mo | $208,950 | $165 | 69 |
| 2412 Foothill Blvd #183 | 0.32mi | 2/2.0 | 1,344 (-7%) | 12mo | $95,000 | $71 | 64 |
| 2412 Foothill Blvd #71 | 0.32mi | 2/2.0 | 1,248 (-13%) | 0mo | $99,900 | $80 | 62 |
| 2412 Foothill Blvd #166 | 0.32mi | 2/2.0 | 1,248 (-13%) | 3mo | $153,000 | $123 | 60 |
| 2412 Foothill Blvd #12 | 0.32mi | 2/2.0 | 1,586 (+10%) | 10mo | $167,000 | $105 | 60 |
| 2412 Foothill Blvd #20 | 0.23mi | 3/2.0 (+1) | 1,232 (-14%) | 10mo | $155,000 | $126 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 37.9%
- Equity multiple
- 2.62×
- Total profit
- $79,158
- Equity at exit
- $26,093
- IRR
- 44.4%
- Equity multiple
- 5.24×
- Total profit
- $207,526
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94515
- Active inventory
- 106
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $3,667 medium interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax est. 1.5%
- −$219 /mo · $2,625/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$770
- Net cashflow
- $1,687
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1700 Cedar St Calistoga, CA | 2.0 | 1.0 | 962 | $3,200 | $3.33 | 13d | 1 | 0.59mi |
| 1612 Grant St Calistoga, CA | 3.0 | 2.0 | 1625 | $3,795 | $2.34 | 43d | 1 | 0.90mi |
| 2014 Tablerock Ct Calistoga, CA | 3.0 | 2.0 | 1459 | $4,095 | $2.81 | 13d | 1 | 1.05mi |
Listing history 2 events
-
2026-06-18remarks 699-char remark
-
2026-06-18$175,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 5/10 Major 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 29 unhealthy d/yr today · 30 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $43,999
- − Mortgage interest
- −$9,803
- − Property taxes
- −$2,625
- − Insurance
- −$875
- − Repairs & maintenance
- −$3,520
- − Management
- −$3,520
- − Depreciation
- −$5,091
- Taxable income
- $18,566
- Est. tax owed @ 24.0%
- −$4,456
- After-tax cash flow
- $15,791/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This home is in good condition with a good condition score of 75. It has a good kitchen, bathroom, and exterior. The home is move-in ready and has a good curb appeal. The highest-ROI updates that would raise its value are painting the exterior siding, updating the kitchen backsplash, and upgrading the flooring.
Value-add opportunities
- Resale Painting the exterior siding — A fresh coat of paint can enhance the curb appeal and increase the home's resale value.
- Resale Updating the kitchen backsplash — A modern backsplash can make the kitchen more visually appealing and increase its resale value.
- Both Upgrading the flooring — Upgrading the flooring can improve the home's overall appearance and increase both resale and rental value.
Renovation cost estimate screening
Value-add ROI direction
- Resale Painting the exterior siding — A fresh coat of paint can enhance the curb appeal and increase the home's resale value. ↑
- Resale Updating the kitchen backsplash — A modern backsplash can make the kitchen more visually appealing and increase its resale value. ↑
- Both Upgrading the flooring — Upgrading the flooring can improve the home's overall appearance and increase both resale and rental value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Calistoga Joint Unified
- NCES district ID
- 0607020
- Math proficiency
- 33% ▲ 2.00%
- Reading proficiency
- 51% ▲ 5.00%
- Median HH income
- $60,716
- Composite
- 39.48/100
- National rank
- #8101
- State rank
- #624 of 1400 in CA
Livability — Calistoga
- Score
- 63/100
- State rank
- #448
- US rank
- #15176
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Calistoga, CA
- Population (ZIP)
- 6,921
Population outlook (Napa County) Hauer SSP2
- Today (2025)
- 153,987 people
- By 2030
- 159,490 · +3.6%
- By 2040
- 168,796 · +9.6%
- By 2050
- 176,213 · +14.4%
- By 2075
- 190,113 · +23.5%
- By 2100
- 190,528 · +23.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (55%)
- Race & ethnicity
- White 55% Hispanic / Latino 41% Two or more races 18% Asian 2% Black 1%
- Hispanic origin (detail)
- Mexican 38%
- Common ancestry
- Italian 3% Lithuanian 2% Portuguese 2%
- Foreign-born
- 25% · Canada
- Languages at home
- 64% English-only · Spanish 34% Russian/Polish/Slavic 1% French/Haitian/Cajun 1%
Political lean MEDSL · Napa
- 2024 margin
- Solid D (+34.9) · D 65.9% · R 31.1% · Other 3.0%
- 2008→2024 swing
- +2.4pp toward D · 2008: 32.5pp · 2024: 34.9pp
- All cycles
- 2024: D+34.9 2020: D+40.4 2016: D+35.2 2012: D+25.7 2008: D+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -476.46%
- Current HPI
- 244.6548
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-06-18 Listed $175,000 BAREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…