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1314 Tiger Dr
D- Composite 37.18
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • Livability +4.2/5.0
  • DSCR +4.1/10.0
  • ARV discount +3.5/15.0
  • Schools +3.4/10.0
  • Rent growth +3.2/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$182,000

1314 Tiger Dr · Thibodaux, LA 70301
3 bd · 2.0 ba · 1,200 sqft · SingleFamily public records · 227 Days on market
Built 1979 0.28 ac lot $152/sqft · 17% above area Est $167k · 9% over ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking -- Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area -- perfect for everyday living or entertaining. Outside, there's covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility -- use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

Key facts

  • Spacious yard
  • Covered parking
  • Prime location

Tags

COVERED PARKINGSPACIOUS YARDPRIME LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $182k.

Deal economics

  • At list price, monthly cash flow is $5 ($57/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $142k (22.2% below list).
  • Recommended offer: $142k (22.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.8% in Thibodaux — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#2 in LA, #723 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, health & safety A+; Watch: crime C-, employment F.
  • Lafourche Parish (other): math 31% / reading 49% proficiency, ranked #22 of 98 in LA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.9%/yr); 513 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 319 units permitted in Lafourche Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 227 days — a 12% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $13k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $141,552 (22.2% below list)

Questions for the listing agent

  1. It's been on market 227 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.32%
Cash-on-cash
0.11%
DSCR
1.01
GRM
10.7

CMA / ARV

ARV (median comp)
$167,300
List price
$182,000
Delta
8.79%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
104 Ribbon Cane Dr 0.10mi 3/2.0 1,360 (+13%) 3mo $115,000 $85 71
128 Ribbon Cane Dr 0.08mi 3/2.0 1,360 (+13%) 7mo $115,000 $85 68
1131 Louise St 0.45mi 3/2.0 1,260 (+5%) 7mo $75,000 $60 65
329 Settlers Run Dr 0.49mi 3/2.0 1,283 (+7%) 6mo $199,280 $155 60
809 Parish Rd 0.61mi 3/1.5 1,228 (+2%) 12mo $185,000 $151 55
1313 Lee Dr 0.59mi 3/2.0 1,090 (-9%) 6mo $185,000 $170 52
2504 Pineridge St 0.62mi 3/2.0 1,336 (+11%) 3mo $210,000 $157 50
1418 Park Dr 0.56mi 3/2.0 1,340 (+12%) 13mo $215,000 $160 44
2552 Pineneedle St 0.65mi 3/2.0 1,372 (+14%) 4mo $215,000 $157 43
2552 Pineneedle St 0.65mi 3/2.0 1,372 (+14%) 4mo $215,000 $157 43
1109 Park Dr 0.73mi 3/2.0 1,377 (+15%) 1mo $218,000 $158 41
1211 Lee Dr 0.66mi 3/2.0 1,376 (+15%) 13mo $225,000 $164 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.9% rent growth · sell at horizon

5-year hold
IRR
-16.3%
Equity multiple
0.42×
Total profit
$-29,397
Equity at exit
$27,137
10-year hold
IRR
-8.2%
Equity multiple
0.49×
Total profit
$-26,063
Equity at exit
$15,736

Cash invested: $50,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70301

Rents YoY
2.9%
Active inventory
513
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,416 high interval (Pro) →
Mortgage (P&I)
$954
Tax from tax record
$83 /mo · $999/yr
Insurance
$76
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$5

Break-even live

Break-even rent $1,409
Max offer price $182,000
Occupancy floor 95%

Sensitivity live

Price -10% $108 -5% $56 +0% $5 +5% $-47 +10% $-98
Rent -10% $-107 -5% $-51 +0% $5 +5% $61 +10% $117
Rate -1.0pp $96 -0.5pp $51 base $5 +0.5pp $-42 +1.0pp $-90

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,500
Closing costs
$5,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
108 Wolfe St Thibodaux, LA 2.0 2.0 1018 $1,085 $1.07 45d 1 0.20mi
1300 Louise St Thibodaux, LA 2.0 1.5 808 $1,200 $1.49 45d 2 0.27mi
2314 Saint Bernard St Thibodaux, LA 2.0 1.5 909 $1,300 $1.43 45d 1 0.32mi
1200 Louise St Thibodaux, LA 2.0–3.0 1.0 939 $1,325 $1.41 45d 6 0.33mi
610 Sycamore St Thibodaux, LA 2.0 1.0 800 $1,100 $1.38 45d 1 0.85mi
304 Bradford St Thibodaux, LA 3.0 1.0 1400 $1,150 $0.82 45d 1 1.06mi
1712 Ridgefield Ave Unit A Thibodaux, LA 2.0 1.0 900 $1,100 $1.22 45d 1 1.12mi

Listing history 25 events

  1. 2026-06-19
    days on market $182,000 Active 227 DOM
  2. 2026-06-18
    days on market $182,000 Active 226 DOM
  3. 2026-06-17
    days on market $182,000 Active 225 DOM
  4. 2026-06-16
    days on market $182,000 Active 224 DOM
  5. 2026-06-15
    days on market $182,000 Active 223 DOM
  6. 2026-06-14
    days on market $182,000 Active 221 DOM
  7. 2026-06-13
    days on market $182,000 Active 220 DOM
  8. 2026-06-10
    days on market $182,000 Active 218 DOM
  9. 2026-06-09
    days on market $182,000 Active 217 DOM
  10. 2026-06-08
    days on market $182,000 Active 216 DOM
  11. 2026-06-07
    days on market $182,000 Active 215 DOM
  12. 2026-06-05
    days on market $182,000 Active 212 DOM
  13. 2026-06-03
    days on market $182,000 Active 211 DOM
  14. 2026-06-02
    days on market $182,000 Active 210 DOM
  15. 2026-06-01
    days on market $182,000 Active 209 DOM
  16. 2026-05-31
    days on market $182,000 Active 208 DOM
  17. 2026-05-30
    days on market $182,000 Active 207 DOM
  18. 2026-05-05
    status Active 919-char remark
    Show marketing remark (942 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking — Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area — perfect for everyday living or entertaining. Outside, there’s covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility — use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

  19. 2026-05-05
    price $182,000 919-char remark
    Show marketing remark (942 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking — Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area — perfect for everyday living or entertaining. Outside, there’s covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility — use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

  20. 2026-05-05
    status Active 942-char remark
    Show marketing remark (942 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking — Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area — perfect for everyday living or entertaining. Outside, there’s covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility — use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

  21. 2026-05-05
    price $182,000 942-char remark
    Show marketing remark (942 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking — Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area — perfect for everyday living or entertaining. Outside, there’s covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility — use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

  22. 2026-03-17
    price $185,000 919-char remark
    Show marketing remark (942 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking — Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area — perfect for everyday living or entertaining. Outside, there’s covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility — use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

  23. 2026-03-17
    price $185,000 942-char remark
    Show marketing remark (942 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking — Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area — perfect for everyday living or entertaining. Outside, there’s covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility — use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

  24. 2025-11-03
    listed $195,000 Active 942-char remark
    Show marketing remark (919 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking -- Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area -- perfect for everyday living or entertaining. Outside, there's covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility -- use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

  25. 2025-11-03
    listed $195,000 Active 919-char remark
    Show marketing remark (919 chars)

    Recently Renovated 3-Bedroom Home with Detached Apartment & Covered Camper/Boat Parking -- Conveniently Located in Thibodaux! This 3-bedroom, 2-bathroom home, recently renovated and featuring a post Ida roof, offers a perfect blend of modern comfort and versatility. Located within the city limits of Thibodaux and walking distance to Thibodaux High School, this home is ideal for families or anyone seeking convenience. Inside, enjoy a bright and open layout with a welcoming kitchen that flows seamlessly into the living area -- perfect for everyday living or entertaining. Outside, there's covered parking for a camper, boat, or extra vehicles and a spacious yard for relaxation or play. A detached apartment adds incredible flexibility -- use it as a guest suite, home office, rental opportunity, or private retreat. With its thoughtful updates, prime location, and versatile spaces, this home truly has it all.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$999 · $83/mo
Projected year-2 tax
$1,001 · $83/mo
Expected delta
+$2/yr ($0/mo · 0.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X · 47% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,986
− Mortgage interest
−$10,195
− Property taxes
−$999
− Insurance
−$910
− Repairs & maintenance
−$1,359
− Management
−$1,359
− Depreciation
−$5,295
Taxable loss
−$3,130
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$751
After-tax cash flow
$808/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafourche Parish
NCES district ID
2200900
Math proficiency
31% ▼ -43.00%
Reading proficiency
49% ▼ -32.00%
Median HH income
$49,703
Composite
34.4/100
National rank
#5205
State rank
#22 of 98 in LA

Livability — Thibodaux

Score
84/100
State rank
#2
US rank
#723

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime C- Employment F Housing A- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Thibodaux, LA
County
Lafourche Parish · 50,095 people
City population
50,095
Metro
Houma-Thibodaux, LA
Population (ZIP)
50,095
Household income
$58,394
Rent vs Own
25.4% rent · 74.6% own
Severe rent burden
1513.0

Population outlook (Lafourche County) Hauer SSP2

Today (2025)
102,122 people
By 2030
103,361 · +1.2%
By 2040
104,401 · +2.2%
By 2050
102,795 · +0.7%
By 2075
95,599 · -6.4%
By 2100
82,303 · -19.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 20% Hispanic / Latino 5% Two or more races 5% Native American 1%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 18% Italian 1% Slovak 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · French/Haitian/Cajun 2% Spanish 2%

Political lean MEDSL · Lafourche

2024 margin
Solid R (+62.1) · D 18.4% · R 80.4% · Other 1.2%
2008→2024 swing
-16.1pp toward R · 2008: -46.0pp · 2024: -62.1pp
All cycles
2024: R+62.1 2020: R+60.3 2016: R+56.5 2012: R+48.5 2008: R+46.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.35%
Current HPI
124.5559
Rent YoY
▲ 2.90%
Metro
Houma-Thibodaux, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-6.7% since first listed
8 events — show timeline
  • 2026-05-05 Relisted AcadianaMLS
  • 2026-05-05 Price Changed $182,000 AcadianaMLS
  • 2026-05-05 Relisted GBRMLS
  • 2026-05-05 Price Changed $182,000 GBRMLS
  • 2026-03-17 Price Changed $185,000 AcadianaMLS
  • 2026-03-17 Price Changed $185,000 GBRMLS
  • 2025-11-03 Listed $195,000 GBRMLS
  • 2025-11-03 Listed $195,000 AcadianaMLS

Property tax history

+19.4%/yr

Latest (2024): $999 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…