7411 Fairlane Ave · High Point, FL 34613

$90,000

2 bd · 1.0 ba · 810 sqft · Manufactured public records · 69 Days on market

Built 1973 6,000 sqft lot Est $130k · 31% under $46/mo HOA · 3% of rent

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home - located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Freshly painted interior, 2 sheds for extra storage. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors. Convenient location with easy access to local amenities Whether you're looking for a winter getaway, full time home or use as a rental investment, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Schedule your tour today!

Key facts

• 6,000 sq ft lot
• 2 parking spots
• Built 1973

Property features AI

Finance

• Other: Furnished; Lot approx. 0.14 acres; Living area reported 810 sq ft; building area reported 1,030 sq ft; Direction faces southeast; Universal property ID available
• Financial info: Total monthly fees $46; total annual fees $552; Lease restrictions apply
• HOA & community: Has HOA (Association name: Susan) with required monthly fee of $46; Association approval required; Senior community; Pets allowed (cats and dogs; number limit)

Exterior

• Parking: Carport with 2 spaces
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Water connected; Sewer connected
• Home design: Manufactured home (double wide); Residential property; One level; Faces southeast
• Construction: Metal siding; Metal roof; Pillar/post/pier foundation
• Exterior features: Awnings; Exterior lighting; Asphalt road access

Interior

• Kitchen: Range; Range hood; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Laminate; 5 total rooms
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Washer hookup; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $90k.

Deal economics

• At list price, monthly cash flow is $519 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Recommended offer: $85k (6.0% below list) — sets the bar for market timing.
• Cap rate 13.2% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, amenities F, commute F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Explorer K-8 (math 40% / reading 41%, grade F, #1,471 of 2,144 statewide, top 69%, 1,617 students, 69% FRL); Frank W. Springstead High School (math 45% / reading 55%, grade D+, #175 of 667 statewide, top 27%, 1,896 students, 49% FRL) — zoned schools at 59% FRL track the district average.
• Market conditions: 691 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• This rent runs 31% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 69 days — a 6% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 21y ago; this cycle's ask has dropped $24k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $84,600 (6.0% below list)

Questions for the listing agent

1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.69% ✓
• Cap rate: 13.21%
• Cash-on-cash: 24.70%
• DSCR: 2.10
• GRM: 4.9

CMA / ARV

• ARV (on-the-fly): $130,410
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7350 First Loop Ave	0.06mi	2/2.0	910 (+12%)	7mo	$27,000	$30	67
7540 Western Circle Dr	0.29mi	2/1.0	768 (-5%)	13mo	$130,000	$169	67
7538 Fairlane Ave	0.21mi	2/1.0	720 (-11%)	8mo	$112,000	$156	65
7526 Highpoint Blvd	0.28mi	2/2.0	768 (-5%)	14mo	$122,000	$159	63
8114 Western Circle Dr	0.55mi	2/1.0	784 (-3%)	13mo	$130,000	$166	58
8348 Highpoint Blvd	0.75mi	2/2.0	805 (-1%)	4mo	$143,000	$178	57
7549 Fairlane Ave	0.23mi	2/2.0	900 (+11%)	16mo	$144,900	$161	53
9293 Highpoint Blvd	0.36mi	2/2.0	920 (+14%)	5mo	$120,000	$130	52
7252 Fairlane Ave	0.29mi	2/2.0	696 (-14%)	14mo	$113,000	$162	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 18.1%
• Equity multiple: 1.73×
• Total profit: $18,507
• Equity at exit: $13,419

10-year hold

• IRR: 26.6%
• Equity multiple: 3.34×
• Total profit: $58,888
• Equity at exit: $7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34613

• Home prices YoY: -17.2%
• Active inventory: 691
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $1,518 medium
• Mortgage (P&I): −$472
• Tax from tax record: −$125 /mo · $1,506/yr
• Insurance: −$38
• HOA: −$46
• Vacancy / Maint / Mgmt: −$319
• Net cashflow: $519

Break-even live

Break-even rent $862

Max offer price $90,000

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,500
• Closing costs: $2,700
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7513 Highpoint Blvd Brooksville, FL	2.0	1.0	672	$1,150	$1.71	24d	1	0.24mi
12103 Fairway Ave Brooksville, FL	2.0	2.0	864	$1,725	$2.00	1d	1	0.82mi
12136 Fairway Ave Brooksville, FL	2.0	2.0	920	$1,650	$1.79	24d	1	0.83mi
7402 Eastern Circle Dr Brooksville, FL	2.0	1.0	720	$1,200	$1.67	24d	1	0.93mi

HOA detail

• Monthly dues: $46 · $552/yr

Listing history 34 events

1. 2026-06-18
   days on market $90,000 Active 69 DOM
2. 2026-06-17
   days on market $90,000 Active 68 DOM
3. 2026-06-16
   days on market $90,000 Active 67 DOM
4. 2026-06-15
   days on market $90,000 Active 66 DOM
5. 2026-06-13
   days on market $90,000 Active 64 DOM
6. 2026-06-13
   days on market $90,000 Active 63 DOM
7. 2026-06-09
   days on market $90,000 Active 60 DOM
8. 2026-06-08
   days on market $90,000 Active 59 DOM
9. 2026-06-07
   days on market $90,000 Active 58 DOM
10. 2026-06-04
    days on market $90,000 Active 55 DOM
11. 2026-06-03
    days on market $90,000 Active 54 DOM
12. 2026-06-02
    days on market $90,000 Active 53 DOM
13. 2026-06-01
    days on market $90,000 Active 52 DOM
14. 2026-05-31
    days on market $90,000 Active 51 DOM
15. 2026-05-19
    price $90,000

    Show marketing remark (874 chars)

    Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home - located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Freshly painted interior, 2 sheds for extra storage. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors. Convenient location with easy access to local amenities Whether you're looking for a winter getaway, full time home or use as a rental investment, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Schedule your tour today!

16. 2026-05-19
    price $90,000 874-char remark

    Show marketing remark (874 chars)

    Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home - located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Freshly painted interior, 2 sheds for extra storage. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors. Convenient location with easy access to local amenities Whether you're looking for a winter getaway, full time home or use as a rental investment, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Schedule your tour today!

17. 2026-04-23
    price $100,000

    Show marketing remark (874 chars)

    Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home - located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Freshly painted interior, 2 sheds for extra storage. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors. Convenient location with easy access to local amenities Whether you're looking for a winter getaway, full time home or use as a rental investment, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Schedule your tour today!

18. 2026-04-23
    price $100,000 874-char remark

    Show marketing remark (874 chars)

    Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home - located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Freshly painted interior, 2 sheds for extra storage. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors. Convenient location with easy access to local amenities Whether you're looking for a winter getaway, full time home or use as a rental investment, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Schedule your tour today!

19. 2026-04-10
    listed $114,000 Active 874-char remark

    Show marketing remark (874 chars)

    Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home - located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Freshly painted interior, 2 sheds for extra storage. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors. Convenient location with easy access to local amenities Whether you're looking for a winter getaway, full time home or use as a rental investment, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Schedule your tour today!

20. 2026-04-10
    listed $114,000 Active

    Show marketing remark (874 chars)

    Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home - located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Freshly painted interior, 2 sheds for extra storage. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors. Convenient location with easy access to local amenities Whether you're looking for a winter getaway, full time home or use as a rental investment, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Schedule your tour today!

21. 2025-05-14
    soldstatus $89,000
22. 2025-04-21
    soldstatus $89,000 Closed 857-char remark

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

23. 2025-04-21
    soldstatus $89,000 Closed

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

24. 2025-04-07
    status Pending

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

25. 2025-04-07
    status Pending 857-char remark

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

26. 2025-03-31
    price $89,000 857-char remark

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

27. 2025-03-31
    price $89,000

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

28. 2024-12-10
    price $125,000 857-char remark

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

29. 2024-12-10
    price $125,000

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

30. 2024-11-18
    listed $119,000 Active
31. 2024-11-17
    listed $119,000 Active 857-char remark

    Show marketing remark (857 chars)

    BIG price reduction! Motivated seller. Welcome to most desirable High Point 55+ Golf Community! Looking for the perfect home that offers both comfort and value? Check out this charming 2-bedroom, 1.5-bathroom mobile home – located in a peaceful community where you own your land! 2 spacious bedrooms 1.5 bathrooms No lot rent! New Heat/Air 2024 and duct work throughout. New Refrigerator and gutter guards. Enjoy the freedom of owning your land Open-concept living area perfect for entertaining A private yard to enjoy the outdoors Convenient location with easy access to local amenities Whether you're a first-time homebuyer or looking to downsize, this home offers the perfect blend of affordability and independence. Close to shopping, hospitals and major highways. Ready to make this your new home? Contact me today for a showing or more details!

32. 2006-05-18
    soldstatus $60,000
33. 2006-05-12
    soldstatus $60,000
34. 2005-09-18
    listed $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,506 · $125/mo
• Projected year-2 tax: $1,506 · $125/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,221
• − Mortgage interest: −$5,041
• − Property taxes: −$1,506
• − Insurance: −$450
• − Repairs & maintenance: −$1,458
• − Management: −$1,458
• − HOA: −$552
• − Depreciation: −$2,618
• Taxable income: $5,139
• Est. tax owed @ 24.0%: −$1,233
• After-tax cash flow: $4,990/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — High Point

• Score: 64/100
• State rank: #677
• US rank: #14099

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: High Point, FL
• County: Hernando County · 169,677 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 19,337
• Household income: $58,596
• Rent vs Own: 9.2% rent · 90.8% own
• Severe rent burden: 307.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 1%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.51%
• Current HPI: 276.2229
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+38.5% since first listed

20 events — show timeline

• 2026-05-19 Price Changed $90,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-19 Price Changed $90,000 HCAR
• 2026-04-23 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Price Changed $100,000 HCAR
• 2026-04-10 Listed $114,000 HCAR
• 2026-04-10 Listed $114,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-14 Sold (Public Records) $89,000 Public Records
• 2025-04-21 Sold (MLS) $89,000 HCAR
• 2025-04-21 Sold (MLS) $89,000 Stellar MLS as Distributed by MLS Grid
• 2025-04-07 Pending — HCAR
• 2025-04-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-03-31 Price Changed $89,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-31 Price Changed $89,000 HCAR
• 2024-12-10 Price Changed $125,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-10 Price Changed $125,000 HCAR
• 2024-11-18 Listed $119,000 HCAR
• 2024-11-17 Listed $119,000 Stellar MLS as Distributed by MLS Grid
• 2006-05-18 Sold (Public Records) $60,000 Public Records
• 2006-05-12 Sold (MLS) $60,000 HCAR
• 2005-09-18 Listed $65,000 HCAR

Property tax history

+10.3%/yr

Latest (2025): $1,506 · +1.4% YoY. Source: county tax records.