200 Davis Mt Rd · Preston-Potter Hollow, NY 12469

$110,000

2 bd · 1.5 ba · 1,414 sqft · SingleFamily public records · 12 Days on market

Built 1900 0.72 ac lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.9/30.0
• DSCR +9.9/10.0
• Appreciation +8.9/10.0
• ARV discount +7.5/15.0
• 1% rule +7.2/10.0
• Schools +3.8/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 200 Davis Mt Rd, a traditional 2-story home nestled in the peaceful countryside of Oak Hill, New York. This single-family residence offers 3 bedrooms and 2 bathrooms on 0.72 acres, making it a wonderful opportunity for buyers looking to customize a home to their own taste. With classic charm and solid features already in place, this property is ready for your personal touch. Step inside and imagine cozy mornings in the country kitchen or relaxing in the spacious living room, where original details bring warmth and character. An enclosed porch provides extra space to entertain or enjoy the seasons, while outdoor seating areas invite you to unwind under the stars. The home features a sturdy metal roof, a full basement, and newer windows, providing a strong foundation for your renovation vision. Perfectly situated in Oak Hill, you'll enjoy the tranquility of rural living while being just minutes from popular destinations like Catskill, Windham, and Greenville. Whether you're drawn to skiing and outdoor recreation, charming small-town shops, or dining at local favorites, this location offers the best of both convenience and country life. Ideal for first-time buyers, families, or investors, this diamond in the rough is brimming with potential. Don't miss your chance to create a beautiful retreat in the Catskills. Schedule a showing today and start bringing your vision to life at 200 Davis Mt Rd.

Key facts

• Country kitchen
• Metal roof
• Full basement

Tags

• COUNTRY KITCHEN
• SPACIOUS LIVING ROOM
• ENCLOSED PORCH
• OUTDOOR SEATING AREAS
• METAL ROOF
• FULL BASEMENT

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $339 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Cap rate 10.0% vs local median 2.1% in Preston-Potter Hollow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Cairo-Durham Central School District (rural): math 41% / reading 48% proficiency, ranked #470 of 590 in NY (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 9 active listings in the ZIP; 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).

Forward outlook

• In year one you build about $9k of equity ($761 loan paydown + $9k appreciation (7.8% local appreciation)).
• Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (7.8% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $110,000

Questions for the listing agent

1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 10.00%
• Cash-on-cash: 13.23%
• DSCR: 1.59
• GRM: 6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

7.79% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 29.9%
• Equity multiple: 3.12×
• Total profit: $65,422
• Equity at exit: $81,967

10-year hold

• IRR: 26.8%
• Equity multiple: 6.64×
• Total profit: $173,704
• Equity at exit: $161,197

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 12469

• Home prices YoY: 2.8%
• Active inventory: 9
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,339 medium
• Mortgage (P&I): −$577
• Tax from tax record: −$95 /mo · $1,146/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$281
• Net cashflow: $339

Break-even live

Break-even rent $909

Max offer price $110,000

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Listing history 4 events

1. 2025-09-17
   status Pending 1424-char remark

   Show marketing remark (1424 chars)

   Welcome to 200 Davis Mt Rd, a traditional 2-story home nestled in the peaceful countryside of Oak Hill, New York. This single-family residence offers 3 bedrooms and 2 bathrooms on 0.72 acres, making it a wonderful opportunity for buyers looking to customize a home to their own taste. With classic charm and solid features already in place, this property is ready for your personal touch. Step inside and imagine cozy mornings in the country kitchen or relaxing in the spacious living room, where original details bring warmth and character. An enclosed porch provides extra space to entertain or enjoy the seasons, while outdoor seating areas invite you to unwind under the stars. The home features a sturdy metal roof, a full basement, and newer windows, providing a strong foundation for your renovation vision. Perfectly situated in Oak Hill, you'll enjoy the tranquility of rural living while being just minutes from popular destinations like Catskill, Windham, and Greenville. Whether you're drawn to skiing and outdoor recreation, charming small-town shops, or dining at local favorites, this location offers the best of both convenience and country life. Ideal for first-time buyers, families, or investors, this diamond in the rough is brimming with potential. Don't miss your chance to create a beautiful retreat in the Catskills. Schedule a showing today and start bringing your vision to life at 200 Davis Mt Rd.

2. 2025-09-17
   status Pending

   Show marketing remark (1424 chars)

   Welcome to 200 Davis Mt Rd, a traditional 2-story home nestled in the peaceful countryside of Oak Hill, New York. This single-family residence offers 3 bedrooms and 2 bathrooms on 0.72 acres, making it a wonderful opportunity for buyers looking to customize a home to their own taste. With classic charm and solid features already in place, this property is ready for your personal touch. Step inside and imagine cozy mornings in the country kitchen or relaxing in the spacious living room, where original details bring warmth and character. An enclosed porch provides extra space to entertain or enjoy the seasons, while outdoor seating areas invite you to unwind under the stars. The home features a sturdy metal roof, a full basement, and newer windows, providing a strong foundation for your renovation vision. Perfectly situated in Oak Hill, you'll enjoy the tranquility of rural living while being just minutes from popular destinations like Catskill, Windham, and Greenville. Whether you're drawn to skiing and outdoor recreation, charming small-town shops, or dining at local favorites, this location offers the best of both convenience and country life. Ideal for first-time buyers, families, or investors, this diamond in the rough is brimming with potential. Don't miss your chance to create a beautiful retreat in the Catskills. Schedule a showing today and start bringing your vision to life at 200 Davis Mt Rd.

3. 2025-09-04
   listed $110,000 Active 1424-char remark

   Show marketing remark (1424 chars)

   Welcome to 200 Davis Mt Rd, a traditional 2-story home nestled in the peaceful countryside of Oak Hill, New York. This single-family residence offers 3 bedrooms and 2 bathrooms on 0.72 acres, making it a wonderful opportunity for buyers looking to customize a home to their own taste. With classic charm and solid features already in place, this property is ready for your personal touch. Step inside and imagine cozy mornings in the country kitchen or relaxing in the spacious living room, where original details bring warmth and character. An enclosed porch provides extra space to entertain or enjoy the seasons, while outdoor seating areas invite you to unwind under the stars. The home features a sturdy metal roof, a full basement, and newer windows, providing a strong foundation for your renovation vision. Perfectly situated in Oak Hill, you'll enjoy the tranquility of rural living while being just minutes from popular destinations like Catskill, Windham, and Greenville. Whether you're drawn to skiing and outdoor recreation, charming small-town shops, or dining at local favorites, this location offers the best of both convenience and country life. Ideal for first-time buyers, families, or investors, this diamond in the rough is brimming with potential. Don't miss your chance to create a beautiful retreat in the Catskills. Schedule a showing today and start bringing your vision to life at 200 Davis Mt Rd.

4. 2025-09-04
   listed $110,000 Active

   Show marketing remark (1424 chars)

   Welcome to 200 Davis Mt Rd, a traditional 2-story home nestled in the peaceful countryside of Oak Hill, New York. This single-family residence offers 3 bedrooms and 2 bathrooms on 0.72 acres, making it a wonderful opportunity for buyers looking to customize a home to their own taste. With classic charm and solid features already in place, this property is ready for your personal touch. Step inside and imagine cozy mornings in the country kitchen or relaxing in the spacious living room, where original details bring warmth and character. An enclosed porch provides extra space to entertain or enjoy the seasons, while outdoor seating areas invite you to unwind under the stars. The home features a sturdy metal roof, a full basement, and newer windows, providing a strong foundation for your renovation vision. Perfectly situated in Oak Hill, you'll enjoy the tranquility of rural living while being just minutes from popular destinations like Catskill, Windham, and Greenville. Whether you're drawn to skiing and outdoor recreation, charming small-town shops, or dining at local favorites, this location offers the best of both convenience and country life. Ideal for first-time buyers, families, or investors, this diamond in the rough is brimming with potential. Don't miss your chance to create a beautiful retreat in the Catskills. Schedule a showing today and start bringing your vision to life at 200 Davis Mt Rd.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $1,146 · $95/mo
• Projected year-2 tax: $1,502 · $125/mo
• Expected delta: +$357/yr (+$30/mo · 31.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 6 d/yr ≥95°F today · 13 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,066
• − Mortgage interest: −$6,162
• − Property taxes: −$1,146
• − Insurance: −$550
• − Repairs & maintenance: −$1,285
• − Management: −$1,285
• − Depreciation: −$3,200
• Taxable income: $2,438
• Est. tax owed @ 24.0%: −$585
• After-tax cash flow: $3,489/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cairo-Durham Central School District
• NCES district ID: 3606160
• Math proficiency: 41% ▼ -3.00%
• Reading proficiency: 48% ▲ 8.00%
• Median HH income: $46,192
• Composite: 37.84/100
• National rank: #4330
• State rank: #470 of 590 in NY

Livability — Preston-Potter Hollow

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• City population: 842
• Population (ZIP): 842

Population outlook (Albany County) Hauer SSP2

• Today (2025): 320,794 people
• By 2030: 327,401 · +2.1%
• By 2040: 338,218 · +5.4%
• By 2050: 348,467 · +8.6%
• By 2075: 381,693 · +19.0%
• By 2100: 393,809 · +22.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Black 4% Hispanic / Latino 2% Asian 2%
• Common ancestry: Iranian 4% Lithuanian 4% Romanian 3%
• Foreign-born: 6% · China, Canada
• Languages at home: 96% English-only · Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Albany

• 2024 margin: Strong D (+25.8) · D 62.9% · R 37.1%
• 2008→2024 swing: -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
• All cycles: 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 7.79%
• Current HPI: 283.477
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+0.0% since first listed

4 events — show timeline

• 2025-09-17 Pending — UNYREIS
• 2025-09-17 Pending — Global MLS
• 2025-09-04 Listed $110,000 Global MLS
• 2025-09-04 Listed $110,000 UNYREIS

Property tax history

-0.1%/yr

Latest (2025): $1,146 · +4.8% YoY. Source: county tax records.