306 Frog Leap Rd · Blythewood, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- ARV discount +7.5/15.0
- DSCR +5.9/10.0
- 1% rule +5.8/10.0
- Condition / age +4.0/5.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$219,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Ashford floor plan features a modern, open-concept layout designed for both comfort and functionality. The first floor welcomes you with a charming front porch and foyer that lead into a spacious family room, perfect for relaxing or entertaining. The adjoining kitchen includes a large island, pantry, and breakfast area that opens to the back patio, creating an easy flow between indoor and outdoor living. A convenient powder room and attached garage complete the main level. Upstairs, the owner's suite offers a peaceful retreat with a private bath and generous walk-in closet. Two additional bedrooms share a full bath, providing ideal space for family, guests, or a home office. With thoughtful details and efficient design throughout, the Ashford combines everyday practicality with timeless style.
Key facts
- Designer kitchen
- Quartz countertops
- Undermount sink
Tags
Property features AI
Finance
- Other: New construction builder warranty
- HOA & community: Homeowners association (association handles front and back yard maintenance and landscaping)
Exterior
- Parking: Four total parking spaces; Attached 1-car garage (main level)
- Utilities: Public sewer; Public water
- Home design: Single-family property; Main entry level features living spaces (kitchen, great room on main); Bedrooms located on second floor
- Construction: Slab foundation
- Exterior features: Stone and vinyl exterior; Paved road access; Public water
Interior
- Kitchen: Island; Laminate flooring; Tiled backsplash; Recessed lighting; Dishwasher; Disposal; Refrigerator; Over-the-range microwave; Free-standing gas range
- Bedrooms: Primary bedroom on second floor with double vanity, private bath, ceiling fan, walk-in closet, and carpeted floors; Second bedroom on second floor with carpeted floors; Third bedroom on second floor with carpeted floors
- Flooring: Carpet in bedrooms; Laminate flooring in great room and kitchen
- Bathrooms: Two full bathrooms; One partial bathroom; One half bathroom
- Heating & cooling: Gas heating on both levels; Heat pump cooling on both levels
- Interior features: Ceiling fans; Garage door opener; Smoke detector; Attic with pull-down access
- Laundry & utility: Electric laundry hookup in heated space (washer/dryer located on second floor)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $220k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $218 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $220k).
- Recommended offer: $207k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lake Carolina Elementary Lower Campus (494 students, 49% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
- Zoned-school proficiency averages 82% at this address vs 41% district-wide (+41 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 650 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 7.48%
- Cash-on-cash
- 4.26%
- DSCR
- 1.19
- GRM
- 7.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.6%
- Equity multiple
- 0.65×
- Total profit
- $-21,608
- Equity at exit
- $32,788
- IRR
- -0.1%
- Equity multiple
- 0.99×
- Total profit
- $-429
- Equity at exit
- $19,013
Cash invested: $61,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29016
- Home prices YoY
- -26.3%
- Active inventory
- 650
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,368 high interval (Pro) →
- Mortgage (P&I)
- −$1,153
- Tax est. 1.5%
- −$275 /mo · $3,298/yr
- Insurance
- −$92
- HOA
- −$133
- Vacancy / Maint / Mgmt
- −$497
- Net cashflow
- $218
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,975
- Closing costs
- $6,597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 20 Helton Dr Columbia, SC | 1.0–3.0 | 1.0–2.0 | 1167 | $1,899 | $1.63 | 2d | 38 | 0.16mi |
| 223 Sunny Hill DR Blythewood, SC | 3.0 | 3.5 | 1892 | $2,495 | $1.32 | 2d | 1 | 0.20mi |
| 5324 Hard Scrabble Rd Blythewood, SC | 1.0–2.0 | 1.0–2.0 | 992 | $1,915 | $1.93 | 2d | 59 | 0.21mi |
| 416 Sandfarm Trl Blythewood, SC | 3.0 | 2.5 | 1664 | $2,025 | $1.22 | 23d | 1 | 0.40mi |
| 416 Sandfarm Trl Blythewood, SC | 3.0 | 2.5 | 1664 | $2,025 | $1.22 | 14d | 1 | 0.40mi |
| 225 Lawson Dr Columbia, SC | 2.0 | 2.0 | 1288 | $1,580 | $1.23 | 23d | 1 | 0.99mi |
| 3 Long Glen Ct Columbia, SC | 3.0 | 2.0 | 1314 | $1,849 | $1.41 | 2d | 1 | 1.25mi |
HOA detail
- Monthly dues
- $133 · $1,596/yr
Listing history 18 events
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2026-06-18days on market $219,900 Active 67 DOM
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2026-06-17days on market $219,900 Active 66 DOM
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2026-06-16days on market $219,900 Active 65 DOM
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2026-06-15days on market $219,900 Active 64 DOM
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2026-06-14days on market $219,900 Active 62 DOM
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2026-06-13days on market $219,900 Active 61 DOM
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2026-06-10pricedays on market $219,900 Active 59 DOM
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2026-06-09days on market $229,900 Active 58 DOM
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2026-06-08days on market $229,900 Active 57 DOM
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2026-06-07days on market $229,900 Active 56 DOM
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2026-06-05days on market $229,900 Active 53 DOM
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2026-06-03days on market $229,900 Active 52 DOM
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2026-06-03days on market $229,900 Active 51 DOM
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2026-06-01days on market $229,900 Active 50 DOM
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2026-05-31days on market $229,900 Active 49 DOM
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2026-05-12$229,900 Active 808-char remark
Show marketing remark (808 chars)
The Ashford floor plan features a modern, open-concept layout designed for both comfort and functionality. The first floor welcomes you with a charming front porch and foyer that lead into a spacious family room, perfect for relaxing or entertaining. The adjoining kitchen includes a large island, pantry, and breakfast area that opens to the back patio, creating an easy flow between indoor and outdoor living. A convenient powder room and attached garage complete the main level. Upstairs, the owner's suite offers a peaceful retreat with a private bath and generous walk-in closet. Two additional bedrooms share a full bath, providing ideal space for family, guests, or a home office. With thoughtful details and efficient design throughout, the Ashford combines everyday practicality with timeless style.
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2026-05-07price $229,900
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2026-04-12$232,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,421
- − Mortgage interest
- −$12,318
- − Property taxes
- −$3,298
- − Insurance
- −$1,100
- − Repairs & maintenance
- −$2,274
- − Management
- −$2,274
- − HOA
- −$1,596
- − Depreciation
- −$6,397
- Taxable loss
- −$835
- Est. tax savings @ 24.0%
- +$200
- After-tax cash flow
- $2,821/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This townhouse is in good condition with a modern kitchen and bathrooms. It has a good curb appeal and is ready for a fresh coat of paint and new carpet in the bedrooms to further enhance its value.
Value-add opportunities
- Both Paint the exterior siding — Enhances curb appeal and value
- Both Replace the carpet in the bedrooms — Improves comfort and appearance
Renovation cost estimate screening
Value-add ROI direction
- Both Paint the exterior siding — Enhances curb appeal and value ↑
- Both Replace the carpet in the bedrooms — Improves comfort and appearance ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 30,454
- Metro
- Columbia, SC
- Population (ZIP)
- 30,454
- Household income
- $95,082
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.48%
- Current HPI
- 183.5933
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Price history
-1.3% since first listed3 events — show timeline
- 2026-05-12 Listed $229,900 Zillow
- 2026-05-07 Price Changed $229,900 Consolidated MLS
- 2026-04-12 Listed $232,900 Consolidated MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…