9013 Westchester Cir #32 · Tampa, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.9/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$73,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
Key facts
- Laminate floors
- Near dining
- Near shopping
Tags
Property features AI
Finance
- Other: Unit is unfurnished; Total living area approximately 525 square feet
- Financial info: Lease restrictions apply
- HOA & community: HOA managed by Inframark Manager; Monthly association fee $265 (includes water and trash); Association approval required; Cats and dogs allowed
Exterior
- Utilities: Public water; Public sewer; Cable available; Electricity connected; Sewer connected
- Home design: Residential condominium; Single-story (one level); Faces south; Located on first floor
- Construction: Block construction; Shingle roof; Block foundation; Built as part of a multi-unit building
- Exterior features: Asphalt road access
Interior
- Kitchen: Range; Range hood; Refrigerator
- Bedrooms: 1 bedroom
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: No additional interior features listed
- Laundry & utility: No laundry in unit
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $73k.
Deal economics
- At list price, monthly cash flow is $269 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $73k).
- Recommended offer: $71k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 368 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $505 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($71k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 7y ago; this cycle's ask is 7200% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
- Current owner paid $44k; list at $73k implies a 66% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 20% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.79% ✓
- Cap rate
- 10.72%
- Cash-on-cash
- 15.81%
- DSCR
- 1.70
- GRM
- 4.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.52% rent growth · sell at horizon
- IRR
- 3.1%
- Equity multiple
- 1.11×
- Total profit
- $2,316
- Equity at exit
- $10,885
- IRR
- 9.2%
- Equity multiple
- 1.61×
- Total profit
- $12,383
- Equity at exit
- $6,312
Cash invested: $20,440 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33604
- Home prices YoY
- -31.3%
- Rents YoY
- 0.5%
- Active inventory
- 368
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,310 high interval (Pro) →
- Mortgage (P&I)
- −$383
- Tax from tax record
- −$87 /mo · $1,049/yr
- Insurance
- −$30
- HOA
- −$265
- Vacancy / Maint / Mgmt
- −$275
- Net cashflow
- $269
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,250
- Closing costs
- $2,190
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9013 Westchester Cir Unit E Tampa, FL | 1.0 | 1.0 | 525 | $1,197 | $2.28 | 24d | 1 | 0.04mi |
| 9015 Westchester Cir #39 Tampa, FL | 1.0 | 1.0 | 525 | $1,100 | $2.10 | 24d | 1 | 0.05mi |
| 8724 N Tampa St Unit 210 Tampa, FL | 1.0 | 1.0 | 470 | $1,050 | $2.23 | 4d | 1 | 0.29mi |
| 8118 N Alaska St Tampa, FL | 2.0 | 1.0 | 700 | $1,500 | $2.14 | 2d | 1 | 0.67mi |
| 8907 N Boulevard Tampa, FL | 2.0 | 1.0 | 624 | $2,550 | $4.09 | 24d | 1 | 0.71mi |
| 9610 N 12th St Unit B Tampa, FL | 1.0 | 1.0 | 540 | $1,099 | $2.04 | 24d | 1 | 0.71mi |
| 708 E Hollywood St Unit 708-1 Tampa, FL | 1.0 | 1.0 | 675 | $1,400 | $2.07 | 13d | 1 | 0.71mi |
| 708 E Hollywood St Unit 714-6 Tampa, FL | 1.0 | 1.0 | 750 | $1,495 | $1.99 | 17d | 1 | 0.71mi |
| 708 E Hollywood St Tampa, FL | 1.0 | 1.0 | 675 | $1,400 | $2.07 | 4d | 1 | 0.71mi |
| 714 E Hollywood St Tampa, FL | 1.0 | 1.0 | 750 | $1,495 | $1.99 | 17d | 1 | 0.72mi |
| 8619 N Mulberry St Unit A Tampa, FL | 2.0 | 1.0 | 742 | $1,350 | $1.82 | 24d | 1 | 0.77mi |
| 703 E Hanlon St Tampa, FL | 2.0 | 1.0 | 500 | $1,500 | $3.00 | 19d | 1 | 0.77mi |
| 7717 N Huntley Ave Tampa, FL | 2.0 | 1.0 | 692 | $1,425 | $2.06 | 3d | 1 | 0.78mi |
| 7707 N Huntley Ave Unit 7707-3 Tampa, FL | 2.0 | 1.0 | 510 | $1,325 | $2.60 | 14d | 1 | 0.81mi |
| 7707 N Huntley Ave Tampa, FL | 2.0 | 1.0 | 510 | $1,325 | $2.60 | 3d | 1 | 0.81mi |
| 7707 N Huntley Ave Tampa, FL | 2.0 | 1.0 | 510 | $1,325 | $2.60 | 20d | 1 | 0.81mi |
| 7707 N Huntley Ave Unit 7707-5 Tampa, FL | 2.0 | 1.0 | 655 | $1,325 | $2.02 | 24d | 1 | 0.81mi |
| 9413 N Mulberry St Apt A Tampa, FL | 2.0 | 1.0 | 692 | $1,200 | $1.73 | 4d | 1 | 0.85mi |
| 8105 N Klondyke St Unit A- Tampa, FL | 2.0 | 1.0 | 720 | $1,200 | $1.67 | 2d | 1 | 0.86mi |
| 7903 N 13th St Tampa, FL | 2.0 | 1.0 | 648 | $1,199 | $1.85 | 4d | 1 | 0.94mi |
| 2506 Noth Rocky Point Dr Unit 457 Tampa,, FL | 1.0 | 1.0 | 560 | $2,400 | $4.29 | 24d | 1 | 0.95mi |
| 10022 N Lantana Ave Unit A Tampa, FL | 1.0 | 1.0 | 420 | $1,250 | $2.98 | 1d | 1 | 0.96mi |
| 7301 N Dixon Ave Unit B Tampa, FL | 1.0 | 1.0 | 700 | $1,400 | $2.00 | 1d | 1 | 1.06mi |
| 1009 E Holland Ave Tampa, FL | 2.0 | 1.0 | 712 | $1,349 | $1.89 | 24d | 1 | 1.06mi |
| 7208 N Nebraska Ave Apt 1 Tampa, FL | — | 1.0 | 400 | $850 | $2.12 | 24d | 1 | 1.13mi |
| 1405 W Rambla St Tampa, FL | 1.0 | 1.0 | 480 | $1,000 | $2.08 | 24d | 1 | 1.15mi |
| 7211 N 10th St Tampa, FL | — | 1.0 | 400 | $1,000 | $2.50 | 4d | 1 | 1.17mi |
| 906 E 108th Ave Tampa, FL | 1.0 | 1.0 | 456 | $1,350 | $2.96 | 24d | 1 | 1.19mi |
| 905 E Crawford St Tampa, FL | 1.0 | 1.0 | 588 | $1,600 | $2.72 | 24d | 1 | 1.20mi |
| 1109 E Seneca Ave Unit B Tampa, FL | 2.0 | 1.0 | 696 | $1,310 | $1.88 | 24d | 1 | 1.21mi |
| 1601 E Marks Dr Tampa, FL | 2.0 | 1.0 | 700 | $1,490 | $2.13 | 24d | 1 | 1.21mi |
| 1726 E Idell St Unit B Tampa, FL | 1.0 | 1.0 | 702 | $1,400 | $1.99 | 4d | 1 | 1.23mi |
| 9313 N 20th St Tampa, FL | 2.0 | 1.0 | 716 | $1,595 | $2.23 | 24d | 1 | 1.23mi |
| 10807 N 11th St Tampa, FL | 2.0 | 1.0 | 567 | $1,300 | $2.29 | 24d | 1 | 1.27mi |
| 1211 E 108th Ave Tampa, FL | 2.0 | 1.0 | 650 | $1,299 | $2.00 | 2d | 1 | 1.28mi |
| 1507 Charm Ln Unit 2 Tampa, FL | 1.0 | 1.0 | 510 | $1,250 | $2.45 | 24d | 1 | 1.34mi |
| 1421 E 108th Ave Unit A Tampa, FL | 1.0 | 1.0 | 500 | $1,500 | $3.00 | 17d | 1 | 1.36mi |
| 10706 N 15th St Unit A Tampa, FL | 1.0 | 1.0 | 600 | $1,500 | $2.50 | 17d | 1 | 1.36mi |
| 900 E Sligh Ave Tampa, FL | 2.0 | 1.0–2.0 | 888 | $2,200 | $2.48 | 2d | 33 | 1.37mi |
| 118 W Sligh Ave Tampa, FL | — | 1.0 | 429 | $1,450 | $3.38 | 4d | 1 | 1.37mi |
HOA detail condo
- Monthly dues
- $265 · $3,180/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 34 events
-
2026-06-18days on market $73,000 Active 50 DOM
-
2026-06-17days on market $73,000 Active 49 DOM
-
2026-06-16days on market $73,000 Active 48 DOM
-
2026-06-15days on market $73,000 Active 47 DOM
-
2026-06-13days on market $73,000 Active 45 DOM
-
2026-06-13days on market $73,000 Active 44 DOM
-
2026-06-09days on market $73,000 Active 41 DOM
-
2026-06-08days on market $73,000 Active 40 DOM
-
2026-06-07days on market $73,000 Active 39 DOM
-
2026-06-04days on market $73,000 Active 36 DOM
-
2026-06-03days on market $73,000 Active 35 DOM
-
2026-06-02days on market $73,000 Active 34 DOM
-
2026-06-01days on market $73,000 Active 33 DOM
-
2026-05-31days on market $73,000 Active 32 DOM
-
2026-05-18price $73,000 515-char remark
-
2026-05-06$1,100
-
2026-04-24$76,000 Active 515-char remark
-
2026-03-14historical $1,150
-
2026-01-01$1,150
-
2025-12-21historical $1,150
-
2025-12-18$1,150
-
2025-11-21historical $1,150
-
2025-10-22$1,150
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2019-10-18soldstatus $44,000
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2019-10-05soldstatus $44,000 Sold 1073-char remark
Show marketing remark (1073 chars)
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
-
2019-09-20status Pending 1073-char remark
Show marketing remark (1073 chars)
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
-
2019-09-12status Active 1073-char remark
Show marketing remark (1073 chars)
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
-
2019-08-22status Pending 1073-char remark
Show marketing remark (1073 chars)
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
-
2019-08-19status Active 1073-char remark
Show marketing remark (1073 chars)
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
-
2019-08-02status Pending 1073-char remark
Show marketing remark (1073 chars)
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
-
2019-07-31$48,000 Active 1073-char remark
Show marketing remark (1073 chars)
Bright and welcoming, this CHARMING 525 square foot condo is MOVE IN READY! Completely updated inside, this 1 bedroom, 1 bathroom abode is absolutely ADORABLE! Perfect for first time home-buyers or for an investment property! Upon arrival as you enter this open floor plan, you will notice the gleaming flooring throughout the home, and a LARGE and luminous window in the sunny living and dining room. The bright kitchen boasts NEW white appliances and cabinetry. The Master suite is roomy and boasts an EN SUITE bathroom with shower over tub, white vanity and storage below the sink. Enjoy spending time at the community pool, and tennis court all year round. Ideally located minutes to schools, shopping centers, dining, and ONLY NINE MINUTES from the Lowry park Zoo!! FIVE MINUTES OR LESS from I-275, E Busch Boulevard, and N Florida Avenue, for easy commuting! WITHIN TWENTY MINUTES from Channelside, and the University of South Florida!! Don't miss the INCREDIBLE opportunity to be this ADORABLE abode's new owner! Buy it now because this charming home will SELL FAST!
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2019-06-18soldstatus $16,000
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2003-01-23soldstatus $18,000
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1999-05-10soldstatus $15,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,049 · $87/mo
- Projected year-2 tax
- $1,049 · $87/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,722
- − Mortgage interest
- −$4,089
- − Property taxes
- −$1,049
- − Insurance
- −$365
- − Repairs & maintenance
- −$1,258
- − Management
- −$1,258
- − HOA
- −$3,180
- − Depreciation
- −$2,124
- Taxable income
- $2,400
- Est. tax owed @ 24.0%
- −$576
- After-tax cash flow
- $2,656/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Tampa
- Score
- 79/100
- State rank
- #142
- US rank
- #2135
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tampa, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 523,346
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 40,055
- Household income
- $58,766
- Rent vs Own
- Severe rent burden
- 2581.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 38% White 35% Two or more races 22% Black 21% Asian 2%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 11% Cuban 13% Dominican 2%
- Common ancestry
- Romanian 3% Lithuanian 2% Slovak 1%
- Foreign-born
- 18% · Canada, Vietnam, Jamaica
- Languages at home
- 66% English-only · Spanish 30% Vietnamese 1% French/Haitian/Cajun 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -200.24%
- Current HPI
- 439.7084
- Rent YoY
- ▲ 0.52%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-93.5% since first listed24 events — show timeline
- 2026-06-04 Listed for Rent $1,000 STELLARMLS
- 2026-05-30 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-05-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-05-22 Rental Removed $1,100 STELLARMLS
- 2026-05-18 Price Changed $73,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-06 Listed for Rent $1,100 STELLARMLS
- 2026-04-24 Listed $76,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-14 Rental Removed $1,150 STELLARMLS
- 2026-01-01 Listed for Rent $1,150 STELLARMLS
- 2025-12-21 Rental Removed $1,150 STELLARMLS
- 2025-12-18 Listed for Rent $1,150 STELLARMLS
- 2025-11-21 Rental Removed $1,150 STELLARMLS
- 2025-10-22 Listed for Rent $1,150 STELLARMLS
- 2019-10-18 Sold (Public Records) $44,000 Public Records
- 2019-10-05 Sold (MLS) $44,000 Stellar MLS as Distributed by MLS Grid
- 2019-09-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-09-12 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-08-22 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-08-19 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-08-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-07-31 Listed $48,000 Stellar MLS as Distributed by MLS Grid
- 2019-06-18 Sold (Public Records) $16,000 Public Records
- 2003-01-23 Sold (Public Records) $18,000 Public Records
- 1999-05-10 Sold (Public Records) $15,500 Public Records
Property tax history
+33.1%/yrLatest (2025): $1,049 · +6.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…