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1760 Mountain Ash Ct
D- Composite 39.13
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.0/15.0
  • Cash flow +7.9/30.0
  • Schools +3.7/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +2.0/10.0
  • Appreciation +0.0/10.0

$415,000

1760 Mountain Ash Ct · Dacula, GA 30019
3 bd · 2.0 ba · 2,576 sqft · SingleFamily public records · 68 Days on market
Built 1992 0.97 ac lot $161/sqft · 14% below area Est $485k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully remodeled home in Dacula, GA, where modern design meets comfort and functionality. Fully renovated from top to bottom, this home features brand-new flooring throughout and an inviting open-concept layout filled with natural light. The family room impresses with vaulted ceilings and a stylish fireplace, creating a warm yet elegant atmosphere that flows effortlessly into the kitchen. Thoughtfully updated, the kitchen showcases stainless steel appliances, sleek gray cabinetry, a classic subway tile backsplash, and granite countertops, all complemented by a bright and welcoming dining area. The main-level primary suite offers a peaceful retreat, complete with a beautifully renovated en-suite bathroom featuring a double vanity and a contemporary glass shower. Additional bedrooms are spacious and well-appointed, with updated bathrooms that reflect the same modern finishes and attention to detail. The fully finished basement adds incredible versatility, offering a second kitchen/bar area, a full bathroom, multiple rooms, and a generous open space perfect for entertaining, relaxing, or creating a private guest suite. Set on a private, tree-lined lot, the outdoor space enhances the home's sense of tranquility, while the long driveway and oversized 3-car garage provide both convenience and ample parking. Every detail has been carefully updated, making this move-in ready home a perfect blend of style, space, and everyday livability in a desirable Dacula location, close to shopping and schools.

Key facts

  • Stylish fireplace
  • Vaulted ceilings
  • Granite countertops

Tags

REMODELED HOMEOPEN-CONCEPT LAYOUTVAULTED CEILINGSSTYLISH FIREPLACESTAINLESS STEEL APPLIANCESGRANITE COUNTERTOPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $415k.

Deal economics

  • At list price, monthly cash flow is $-444 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $337k (18.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $306k (26.4% below list).
  • Recommended offer: $306k (26.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.0% vs local median 4.0% in Dacula — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Harbins Elementary School (math 47% / reading 52%, grade D, #264 of 1,228 statewide, top 23%, 1,412 students, 46% FRL); Mcconnell Middle School (math 39% / reading 51%, grade D, #103 of 470 statewide, top 23%, 2,176 students, 51% FRL); Archer High School (math 32% / reading 33%, grade F, #104 of 424 statewide, top 25%, 3,134 students, 43% FRL) — zoned schools at 47% FRL track the district average.
  • Market conditions: Rents rising fast (+4.1%/yr); 657 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($117k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($390k) is reasonable based on typical stale-listing flexibility.
  • 14 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $285k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $305,623 (26.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.01%
Cash-on-cash
-4.58%
DSCR
0.80
GRM
11.3

CMA / ARV

ARV (median comp)
$484,984
List price
$415,000
Delta
-14.43%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2115 Uniwattee Trl 0.14mi 4/2.0 (+1) 2,272 (-12%) 6mo $350,000 $154 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-22.9%
Equity multiple
0.21×
Total profit
$-92,189
Equity at exit
$61,878
10-year hold
IRR
-14.8%
Equity multiple
0.12×
Total profit
$-102,711
Equity at exit
$35,882

Cash invested: $116,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30019

Rents YoY
4.1%
Active inventory
657
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$3,056 medium interval (Pro) →
Mortgage (P&I)
$2,176
Tax from tax record
$509 /mo · $6,110/yr
Insurance
$173
HOA
$0
Vacancy / Maint / Mgmt
$642
Net cashflow
$-444

Break-even live

Break-even rent $3,618
Max offer price $336,575
Occupancy floor

Sensitivity live

Price -10% $-209 -5% $-326 +0% $-444 +5% $-561 +10% $-679
Rent -10% $-685 -5% $-565 +0% $-444 +5% $-323 +10% $-203
Rate -1.0pp $-235 -0.5pp $-338 base $-444 +0.5pp $-551 +1.0pp $-661

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$103,750
Closing costs
$12,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1259 Victoria Walk Ln Dacula, GA 4.0 5.5 3662 $1,504 $0.41 14d 1 1.11mi
1324 Ace McMillian Rd Dacula, GA 3.0 3.0 2308 $3,900 $1.69 45d 1 1.15mi
1151 Paiute Ct Dacula, GA 3.0 2.5 2112 $2,325 $1.10 1d 1 1.22mi
2441 Melton Common Dr Dacula, GA 4.0 3.0 2712 $2,600 $0.96 26d 1 1.41mi

Listing history 50 events

  1. 2026-06-22
    days on market $415,000 Active 68 DOM
  2. 2026-06-18
    days on market $415,000 Active 65 DOM
  3. 2026-06-17
    days on market $415,000 Active 64 DOM
  4. 2026-06-16
    days on market $415,000 Active 63 DOM
  5. 2026-06-15
    days on market $415,000 Active 62 DOM
  6. 2026-06-13
    days on market $415,000 Active 60 DOM
  7. 2026-06-09
    days on market $415,000 Active 56 DOM
  8. 2026-06-08
    days on market $415,000 Active 55 DOM
  9. 2026-06-07
    days on market $415,000 Active 54 DOM
  10. 2026-06-04
    days on market $415,000 Active 51 DOM
  11. 2026-06-03
    days on market $415,000 Active 50 DOM
  12. 2026-06-02
    days on market $415,000 Active 49 DOM
  13. 2026-06-01
    days on market $415,000 Active 48 DOM
  14. 2026-05-31
    days on market $415,000 Active 47 DOM
  15. 2026-04-14
    listed $415,000 New 1550-char remark
    Show marketing remark (1556 chars)

    Welcome to this beautifully remodeled home in Dacula, GA, where modern design meets comfort and functionality. Fully renovated from top to bottom, this home features brand-new flooring throughout and an inviting open-concept layout filled with natural light. The family room impresses with vaulted ceilings and a stylish fireplace, creating a warm yet elegant atmosphere that flows effortlessly into the kitchen. Thoughtfully updated, the kitchen showcases stainless steel appliances, sleek gray cabinetry, a classic subway tile backsplash, and granite countertops, all complemented by a bright and welcoming dining area. The main-level primary suite offers a peaceful retreat, complete with a beautifully renovated en-suite bathroom featuring a double vanity and a contemporary glass shower. Additional bedrooms are spacious and well-appointed, with updated bathrooms that reflect the same modern finishes and attention to detail. The fully finished basement adds incredible versatility, offering a second kitchen/bar area, a full bathroom, multiple rooms, and a generous open space perfect for entertaining, relaxing, or creating a private guest suite. Set on a private, tree-lined lot, the outdoor space enhances the home’s sense of tranquility, while the long driveway and oversized 3-car garage provide both convenience and ample parking. Every detail has been carefully updated, making this move-in ready home a perfect blend of style, space, and everyday livability in a desirable Dacula location, close to shopping and schools.

  16. 2026-04-14
    listed $415,000 Active 1556-char remark
    Show marketing remark (1556 chars)

    Welcome to this beautifully remodeled home in Dacula, GA, where modern design meets comfort and functionality. Fully renovated from top to bottom, this home features brand-new flooring throughout and an inviting open-concept layout filled with natural light. The family room impresses with vaulted ceilings and a stylish fireplace, creating a warm yet elegant atmosphere that flows effortlessly into the kitchen. Thoughtfully updated, the kitchen showcases stainless steel appliances, sleek gray cabinetry, a classic subway tile backsplash, and granite countertops, all complemented by a bright and welcoming dining area. The main-level primary suite offers a peaceful retreat, complete with a beautifully renovated en-suite bathroom featuring a double vanity and a contemporary glass shower. Additional bedrooms are spacious and well-appointed, with updated bathrooms that reflect the same modern finishes and attention to detail. The fully finished basement adds incredible versatility, offering a second kitchen/bar area, a full bathroom, multiple rooms, and a generous open space perfect for entertaining, relaxing, or creating a private guest suite. Set on a private, tree-lined lot, the outdoor space enhances the home’s sense of tranquility, while the long driveway and oversized 3-car garage provide both convenience and ample parking. Every detail has been carefully updated, making this move-in ready home a perfect blend of style, space, and everyday livability in a desirable Dacula location, close to shopping and schools.

  17. 2026-04-13
    historical
  18. 2026-04-06
    historical
  19. 2026-03-07
    price $420,000
  20. 2026-02-11
    listed $430,000 New
  21. 2026-02-11
    listed $430,000 Active
  22. 2026-01-26
    historical
  23. 2026-01-26
    historical
  24. 2025-12-08
    price $430,000
  25. 2025-12-08
    price $430,000
  26. 2025-12-08
    price $425,000
  27. 2025-12-08
    price $425,000
  28. 2025-11-20
    listed $440,000 Price Change
  29. 2025-11-20
    listed $440,000 Active
  30. 2025-11-20
    price $440,000
  31. 2025-11-20
    price $440,000
  32. 2025-11-15
    historical
  33. 2025-11-15
    historical
  34. 2025-09-19
    soldstatus $285,000 Sold
  35. 2025-09-19
    soldstatus $285,000 Closed
  36. 2025-08-27
    status Pending
  37. 2025-08-27
    status Under Contract
  38. 2025-08-11
    listed $299,900 New
  39. 2025-08-11
    listed $299,900 Active
  40. 2025-06-23
    soldstatus $237,335
  41. 2020-07-01
    soldstatus $225,000
  42. 2020-06-30
    soldstatus $225,000 Closed
  43. 2020-06-30
    soldstatus $225,000 Sold
  44. 2020-06-18
    status Pending
  45. 2020-06-17
    status Under Contract
  46. 2020-06-12
    status Back on Market
  47. 2020-06-12
    status Active
  48. 2020-06-09
    historical Active Under Contract
  49. 2020-06-09
    status Under Contract
  50. 2020-06-05
    price $219,999

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$6,110 · $509/mo
Projected year-2 tax
$6,110 · $509/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,675
− Mortgage interest
−$23,246
− Property taxes
−$6,110
− Insurance
−$2,075
− Repairs & maintenance
−$2,934
− Management
−$2,934
− Depreciation
−$12,073
Taxable loss
−$12,697
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,047
After-tax cash flow
$-2,280/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Dacula

Score
65/100
State rank
#211
US rank
#12728

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
City population
51,162
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
51,162
Household income
$116,583
Rent vs Own
16.1% rent · 83.9% own
Severe rent burden
630.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Hispanic 3% Italian 2% Romanian 2%
Foreign-born
16% · Canada, Vietnam, Jamaica
Languages at home
78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.48%
Current HPI
212.925
Rent YoY
▲ 4.06%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+299.4% since first listed
54 events — show timeline
  • 2026-04-14 Listed $415,000 FMLS
  • 2026-04-14 Listed $415,000 GAMLS
  • 2026-04-13 Listing Removed GAMLS
  • 2026-04-06 Listing Removed FMLS
  • 2026-03-07 Price Changed $420,000 FMLS
  • 2026-02-11 Listed $430,000 FMLS
  • 2026-02-11 Listed $430,000 GAMLS
  • 2026-01-26 Listing Removed GAMLS
  • 2026-01-26 Listing Removed FMLS
  • 2025-12-08 Price Changed $430,000 FMLS
  • 2025-12-08 Price Changed $430,000 GAMLS
  • 2025-12-08 Price Changed $425,000 GAMLS
  • 2025-12-08 Price Changed $425,000 FMLS
  • 2025-11-20 Listed $440,000 GAMLS
  • 2025-11-20 Listed $440,000 FMLS
  • 2025-11-20 Price Changed $440,000 GAMLS
  • 2025-11-20 Price Changed $440,000 FMLS
  • 2025-11-15 Coming Soon GAMLS
  • 2025-11-15 Coming Soon FMLS
  • 2025-09-19 Sold (MLS) $285,000 FMLS
  • 2025-09-19 Sold (MLS) $285,000 GAMLS
  • 2025-08-27 Pending FMLS
  • 2025-08-27 Pending GAMLS
  • 2025-08-11 Listed $299,900 FMLS
  • 2025-08-11 Listed $299,900 GAMLS
  • 2025-06-23 Sold (Public Records) $237,335 Public Records
  • 2020-07-01 Sold (Public Records) $225,000 Public Records
  • 2020-06-30 Sold (MLS) $225,000 GAMLS
  • 2020-06-30 Sold (MLS) $225,000 FMLS
  • 2020-06-18 Pending FMLS
  • 2020-06-17 Pending GAMLS
  • 2020-06-12 Relisted GAMLS
  • 2020-06-12 Relisted FMLS
  • 2020-06-09 Contingent FMLS
  • 2020-06-09 Pending GAMLS
  • 2020-06-05 Price Changed $219,999 GAMLS
  • 2020-06-05 Price Changed $209,999 GAMLS
  • 2020-06-05 Price Changed $219,999 FMLS
  • 2020-06-05 Price Changed $209,999 FMLS
  • 2020-06-04 Listed $208,000 GAMLS
  • 2020-06-04 Listed $208,000 FMLS
  • 2016-02-10 Price Changed $103,900 FMLS
  • 2015-09-19 Price Changed $103,900 GAMLS
  • 2015-06-04 Price Changed $105,115 FMLS
  • 2013-08-26 Listing Removed FMLS
  • 2013-08-20 Sold (MLS) $105,115 GAMLS
  • 2013-08-20 Sold (MLS) $105,115 FMLS
  • 2013-07-12 Pending GAMLS
  • 2013-07-12 Pending FMLS
  • 2013-07-12 Price Changed $105,115 GAMLS
  • 2013-07-11 Pending FMLS
  • 2013-07-11 Contingent GAMLS
  • 2013-06-28 Listed $103,900 GAMLS
  • 2013-06-28 Listed $103,900 FMLS

Property tax history

+8.8%/yr

Latest (2024): $6,110 · +23.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…