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63 Ridgeview Dr
B Composite 71.94
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.8/30.0
  • Appreciation +10.0/10.0
  • DSCR +8.6/10.0
  • ARV discount +7.4/15.0
  • 1% rule +7.1/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$239,000

63 Ridgeview Dr · The Hideout, PA 18436
2 bd · 1.0 ba · 1,092 sqft · SingleFamily public records · 54 Days on market
Built 1987 0.34 ac lot $219/sqft · at area comps Est $238k · at est. $189/mo HOA · 7% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious and bright ranch home in the Poconos featuring a beautiful open floor plan and soaring vaulted ceilings! Enjoy easy one-level living with an airy layout that's perfect for both everyday comfort and entertaining. Located in the amenity-filled, gated recreational community of The Hideout, you'll have access to lakes, pools, beaches, golf course, ski hill, restaurant, bar, fitness center, and tiki bar. Whether you're looking for a full-time residence or a weekend retreat, this home offers the perfect blend of comfort and lifestyle.

Key facts

  • Access to lakes
  • Open floor plan
  • Access to pools

Tags

OPEN FLOOR PLANVAULTED CEILINGSONE-LEVEL LIVINGGATED RECREATIONAL COMMUNITYACCESS TO LAKESACCESS TO POOLS

Property features AI

Finance

  • Financial info: Association fee listed with annual and one-time amounts
  • HOA & community: Homeowners association with annual fee (annually); Association amenities include: beach access, trails, trash service, RV/boat storage, tennis courts, seasonal streams/ponds, sport courts, ski access, security, powered boats allowed, recreation facilities, pool, party room, playground, picnic area, marina, park, golf course access, jogging path, game courts (interior & exterior), gated community, game room, fitness center, dog park, clubhouse, billiard room, beach rights

Exterior

  • Parking: Driveway (paved)
  • Security: Gated community
  • Utilities: Public sewer
  • Home design: Single-family residential home; One story
  • Construction: Asphalt roof
  • Exterior features: Asphalt roof; Shed(s); Private maintained paved road access; Cleared lot; View of Roamingwood Lake

Interior

  • Kitchen: Electric range and electric oven; Dishwasher; Refrigerator
  • Bedrooms: Total of 6 rooms (includes bedrooms and living spaces)
  • Flooring: Carpet; Tile; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric baseboard heating; Central air conditioning; Ceiling fan(s)
  • Interior features: Dishwasher, Refrigerator, Electric Range, Electric Oven; Living room fireplace with propane; Crawl space basement; Has ceiling fans
  • Laundry & utility: Main-level laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $239k.

Deal economics

  • At list price, monthly cash flow is $581 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $239k).
  • Recommended offer: $232k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 5.0% in The Hideout — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#668 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
  • Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Evergreen El Sch (math 42% / reading 68%, grade C, #498 of 1,518 statewide, top 33%, 506 students, 64% FRL); Western Wayne Ms (math 21% / reading 61%, grade F, #243 of 512 statewide, top 48%, 411 students, 57% FRL); Western Wayne Hs (math 77% / reading 24%, grade D+, #125 of 437 statewide, top 30%, 545 students, 49% FRL) — zoned schools average 56% FRL vs 41% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 340 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $67k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $15k; list at $239k implies a 1472% gain — meaningful room to come down on a strong offer.
Recommended offer $231,830 (3.0% below list)

Questions for the listing agent

  1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
9.21%
Cash-on-cash
10.41%
DSCR
1.46
GRM
6.9

CMA / ARV

ARV (median comp)
$238,473
List price
$239,000
Delta
0.22%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
114 Woodview Ter 0.40mi 2/1.0 1,122 (+3%) 10mo $190,000 $169 69
8 Boulder Ct 0.71mi 2/1.0 1,093 (+0%) 0mo $205,000 $188 66
16 N Gate Ct S 0.55mi 2/1.0 1,112 (+2%) 8mo $235,000 $211 65
1267 Brookfield Rd 0.53mi 2/2.0 1,134 (+4%) 6mo $232,160 $205 60
11 Meadowview Dr 0.58mi 3/2.0 (+1) 948 (-13%) 1mo $190,000 $200 41
45 Brentwood Dr 0.72mi 3/1.0 (+1) 1,152 (+6%) 13mo $229,000 $199 41
57 Woodview Ter 0.40mi 3/2.0 (+1) 1,200 (+10%) 19mo $265,000 $221 40
19 Boulder Ct 0.74mi 2/2.0 1,028 (-6%) 18mo $220,000 $214 37
18 Boulder Ct 0.69mi 3/2.0 (+1) 944 (-14%) 20mo $225,000 $238 20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
31.9%
Equity multiple
3.50×
Total profit
$167,236
Equity at exit
$215,310
10-year hold
IRR
27.6%
Equity multiple
7.93×
Total profit
$463,553
Equity at exit
$464,324

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18436

Home prices YoY
16.9%
Active inventory
340
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$2,900 medium interval (Pro) →
Mortgage (P&I)
$1,253
Tax from tax record
$168 /mo · $2,019/yr
Insurance
$100
HOA
$189
Vacancy / Maint / Mgmt
$609
Net cashflow
$581

Break-even live

Break-even rent $2,165
Max offer price $239,000
Occupancy floor 75%

Sensitivity live

Price -10% $716 -5% $648 +0% $581 +5% $513 +10% $446
Rent -10% $352 -5% $466 +0% $581 +5% $695 +10% $810
Rate -1.0pp $701 -0.5pp $642 base $581 +0.5pp $519 +1.0pp $456

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,750
Closing costs
$7,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1148 Golf Park Dr Lake Ariel, PA 3.0 1.0 1210 $2,900 $2.40 26d 1 0.62mi

HOA detail

Monthly dues
$189 · $2,268/yr
Likely covers
poolgymsecurity

Listing history 15 events

  1. 2026-06-15
    statusdays on market $239,000 Pending 54 DOM
  2. 2026-06-14
    days on market $239,000 Active 53 DOM
  3. 2026-06-13
    days on market $239,000 Active 52 DOM
  4. 2026-06-10
    days on market $239,000 Active 50 DOM
  5. 2026-06-09
    days on market $239,000 Active 49 DOM
  6. 2026-06-08
    days on market $239,000 Active 48 DOM
  7. 2026-06-07
    days on market $239,000 Active 47 DOM
  8. 2026-06-03
    days on market $239,000 Active 43 DOM
  9. 2026-06-02
    days on market $239,000 Active 42 DOM
  10. 2026-06-01
    days on market $239,000 Active 41 DOM
  11. 2026-05-31
    days on market $239,000 Active 40 DOM
  12. 2026-05-30
    days on market $239,000 Active 39 DOM
  13. 2026-05-17
    price $239,000 543-char remark
  14. 2026-04-21
    listed $249,000 Active 543-char remark
  15. 1986-04-18
    soldstatus $15,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,019 · $168/mo
Projected year-2 tax
$2,898 · $241/mo
Expected delta
+$878/yr (+$73/mo · 43.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,800
− Mortgage interest
−$13,388
− Property taxes
−$2,019
− Insurance
−$1,195
− Repairs & maintenance
−$2,784
− Management
−$2,784
− HOA
−$2,268
− Depreciation
−$6,953
Taxable income
$3,409
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$818
After-tax cash flow
$6,151/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Western Wayne SD
NCES district ID
4226070
Math proficiency
39% ▼ -12.00%
Reading proficiency
63% ▼ -6.00%
Median HH income
$51,358
Composite
43.65/100
National rank
#2964
State rank
#165 of 539 in PA

Livability — The Hideout

Score
72/100
State rank
#668
US rank
#6516

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Hideout, PA
Population (ZIP)
13,225

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Romanian 9% Scotch-Irish 2% Iranian 2%
Foreign-born
4%
Languages at home
95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.95%
Current HPI
331.9645
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+1472.4% since first listed
4 events — show timeline
  • 2026-06-14 Pending PWMLS
  • 2026-05-17 Price Changed $239,000 PWMLS
  • 2026-04-21 Listed $249,000 PWMLS
  • 1986-04-18 Sold (Public Records) $15,200 Public Records

Property tax history

+2.6%/yr

Latest (2026): $2,019 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…