2113 Hampshire Dr · Mount Pocono, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 90°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.2/30.0
- DSCR +7.1/10.0
- Appreciation +6.2/10.0
- 1% rule +5.2/10.0
- ARV discount +5.1/15.0
- Schools +4.0/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$255,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Beautiful Contemporary Home features 3 Bedrooms 2 Bathroom, Modern Kitchen with Granite Counter Tops and Dining Area , large Living with Cathedral Ceiling with Wood burning Fireplace to enjoy cold winter evenings. .. Yard perfect for entertaining or enjoying quiet evenings Amazingly Large Decks !!! This gem is located In The Heart of the Poconos just minutes away from Route 380 & 80, The Crossings and much More. Can't miss that opportunity. .. REAL ESTATE TAX $1895.00/Y
Key facts
- Wood burning fp
- Well-kept property
- New flooring
Tags
Property features AI
Finance
- Other: Subdivision: Pocono Farms East
- HOA & community: Homeowners association present; annual fee $155 (about $12.92/month); Association amenities: Other
Exterior
- Lot: Level, cleared lot with front and back yard; Private maintained road with a road maintenance agreement; Private road frontage
- Parking: Open parking available (5 spaces); Driveway and on-site paved parking; Off-street, private, unassigned parking
- Security: Fire sprinkler system; Security system; Smoke detectors
- Utilities: Public water; Mound septic / septic tank; 200+ amp electric service; Phone and cable available
- Home design: Single-family house; Entry located on side of home; No shared/common walls
- Construction: Fiberglass shingle roof; Concrete perimeter foundation; Built as a house (year built not provided)
- Exterior features: Rain gutters; Exterior lighting; Private entrance; Private yard / backyard and front yard; Shed(s) / exterior storage; Deck; Awnings
Interior
- Kitchen: Electric oven; Self-cleaning oven; Electric range; Refrigerator; Dishwasher; Microwave
- Basement: Concrete; Crawl space; Sump pump
- Bedrooms: Total rooms: 7
- Flooring: Laminate; Tile
- Bathrooms: 2 full bathrooms
- Fireplace: One wood-burning masonry fireplace in the living room
- Heating & cooling: Baseboard heating; Electric heating; Zoned heating; Ceiling fans; Window air conditioning units
- Interior features: Pantry; Eat-in kitchen; Kitchen island; Granite counters; High ceilings; Recessed lighting; Ceiling fans; Storage; Skylights; Insulated windows with screens; Unfurnished
- Laundry & utility: Washer; Dryer; Washer and electric dryer hookups; Laundry closet on main level (in kitchen)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $415 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $255k).
- Cap rate 8.2% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
- Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 355 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).
Forward outlook
- In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.4% local appreciation)).
- Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (2.4% appreciation + 3.0% rent growth), your $71k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $201k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 8.25%
- Cash-on-cash
- 6.98%
- DSCR
- 1.31
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $242,259
- List price
- $255,000
- Delta
- 5.26%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 424 Northampton Rd | 0.26mi | 3/2.5 | 1,176 (+1%) | 16mo | $269,000 | $229 | 70 |
| 4116 Devon Dr | 0.10mi | 2/1.0 (-1) | 1,090 (-6%) | 9mo | $235,000 | $216 | 69 |
| 1335 Cambell Way | 0.14mi | 3/1.0 | 1,234 (+6%) | 13mo | $267,000 | $216 | 68 |
| 1246 Cambell Way | 0.24mi | 3/2.0 | 1,096 (-6%) | 18mo | $263,000 | $240 | 64 |
| 370 Coach Rd | 0.41mi | 3/2.0 | 1,296 (+12%) | 14mo | $320,000 | $247 | 49 |
| 6113 Horatio Rd | 0.66mi | 3/2.0 | 1,229 (+6%) | 16mo | $269,900 | $220 | 46 |
| 1026 Seven Nations Dr | 0.60mi | 3/2.5 | 1,300 (+12%) | 7mo | $260,000 | $200 | 44 |
| 2167 Titania Rd | 0.75mi | 2/2.0 (-1) | 1,132 (-2%) | 14mo | $196,535 | $174 | 44 |
| 2160 Titania Rd | 0.72mi | 3/2.0 | 1,280 (+10%) | 18mo | $217,000 | $170 | 34 |
| 111 Dorchester Dr | 0.59mi | 3/1.0 | 1,000 (-14%) | 19mo | $216,000 | $216 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.36% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 12.3%
- Equity multiple
- 1.68×
- Total profit
- $48,572
- Equity at exit
- $105,537
- IRR
- 14.8%
- Equity multiple
- 3.06×
- Total profit
- $146,771
- Equity at exit
- $155,879
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18466
- Home prices YoY
- 1.2%
- Active inventory
- 355
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $2,606 medium interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$187 /mo · $2,244/yr
- Insurance
- −$106
- HOA
- −$13
- Vacancy / Maint / Mgmt
- −$547
- Net cashflow
- $415
Break-even live
Sensitivity live
| Price | -10% $560 | -5% $488 | +0% $415 | +5% $343 | +10% $271 |
|---|---|---|---|---|---|
| Rent | -10% $210 | -5% $313 | +0% $415 | +5% $518 | +10% $621 |
| Rate | -1.0pp $544 | -0.5pp $480 | base $415 | +0.5pp $349 | +1.0pp $282 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3262 Hamlet Dr Coolbaugh Township, PA | 3.0 | 2.0 | 1200 | $3,000 | $2.50 | 44d | 1 | 0.82mi |
| 3222 Evergreen Cir Unit B Tobyhanna, PA | 3.0 | 2.0 | 1300 | $1,950 | $1.50 | 45d | 1 | 1.26mi |
HOA detail
- Monthly dues
- $13 · $156/yr
Listing history 10 events
-
2026-05-14$255,000 Active 698-char remark
-
2021-11-12soldstatus $201,000
-
2021-11-01soldstatus $201,000 487-char remark
Show marketing remark (487 chars)
This Beautiful Contemporary Home features 3 Bedrooms 2 Bathroom, Modern Kitchen with Granite Counter Tops and Dining Area , large Living with Cathedral Ceiling with Wood burning Fireplace to enjoy cold winter evenings. .. Yard perfect for entertaining or enjoying quiet evenings Amazingly Large Decks !!! This gem is located In The Heart of the Poconos just minutes away from Route 380 & 80, The Crossings and much More. Can't miss that opportunity. .. REAL ESTATE TAX $1895.00/Y
-
2021-09-25$187,000 487-char remark
Show marketing remark (487 chars)
This Beautiful Contemporary Home features 3 Bedrooms 2 Bathroom, Modern Kitchen with Granite Counter Tops and Dining Area , large Living with Cathedral Ceiling with Wood burning Fireplace to enjoy cold winter evenings. .. Yard perfect for entertaining or enjoying quiet evenings Amazingly Large Decks !!! This gem is located In The Heart of the Poconos just minutes away from Route 380 & 80, The Crossings and much More. Can't miss that opportunity. .. REAL ESTATE TAX $1895.00/Y
-
2015-08-21soldstatus $23,000
Show marketing remark (80 chars)
IN THIS LOW DUES COMMUNITY SITS THIS 3 BEDROOM 2 BATH HOME AWAITING A NEW OWNER.
-
2015-06-19$30,000
Show marketing remark (80 chars)
IN THIS LOW DUES COMMUNITY SITS THIS 3 BEDROOM 2 BATH HOME AWAITING A NEW OWNER.
-
2006-02-22soldstatus $137,000
-
2000-03-07soldstatus $74,094
-
1992-12-07soldstatus $59,000
-
1987-07-16soldstatus $87,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,244 · $187/mo
- Projected year-2 tax
- $3,136 · $261/mo
- Expected delta
- +$893/yr (+$74/mo · 39.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,275
- − Mortgage interest
- −$14,284
- − Property taxes
- −$2,244
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$2,502
- − Management
- −$2,502
- − HOA
- −$156
- − Depreciation
- −$7,418
- Taxable income
- $894
- Est. tax owed @ 24.0%
- −$215
- After-tax cash flow
- $4,771/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocono Mountain SD
- NCES district ID
- 4219500
- Math proficiency
- 37% ▼ -5.00%
- Reading proficiency
- 55% ▲ 1.00%
- Median HH income
- $55,317
- Composite
- 39.91/100
- National rank
- #3856
- State rank
- #245 of 539 in PA
Livability — Mount Pocono
- Score
- 77/100
- State rank
- #362
- US rank
- #3166
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 17,997
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 164,099 people
- By 2030
- 161,412 · -1.6%
- By 2040
- 154,616 · -5.8%
- By 2050
- 146,710 · -10.6%
- By 2075
- 140,830 · -14.2%
- By 2100
- 138,472 · -15.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 12% Dominican 6%
- Common ancestry
- Romanian 2% Portuguese 1% German 1%
- Foreign-born
- 16% · Canada
- Languages at home
- 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Monroe
- 2024 margin
- Toss-up / Even · D 49.1% · R 49.9%
- 2008→2024 swing
- -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
- All cycles
- 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.36%
- Current HPI
- 202.4134
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+191.4% since first listed11 events — show timeline
- 2026-05-22 Pending — PMAR
- 2026-05-14 Listed $255,000 PMAR
- 2021-11-12 Sold (Public Records) $201,000 Public Records
- 2021-11-01 Sold (MLS) $201,000 PMAR
- 2021-09-25 Listed $187,000 PMAR
- 2015-08-21 Sold (MLS) $23,000 PMAR
- 2015-06-19 Listed $30,000 PMAR
- 2006-02-22 Sold (Public Records) $137,000 Public Records
- 2000-03-07 Sold (Public Records) $74,094 Public Records
- 1992-12-07 Sold (Public Records) $59,000 Public Records
- 1987-07-16 Sold (Public Records) $87,500 Public Records
Property tax history
-2.7%/yrLatest (2026): $2,244 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…