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2113 Hampshire Dr
C Composite 58.68
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.2/30.0
  • DSCR +7.1/10.0
  • Appreciation +6.2/10.0
  • 1% rule +5.2/10.0
  • ARV discount +5.1/15.0
  • Schools +4.0/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$255,000

2113 Hampshire Dr · Mount Pocono, PA 18466
3 bd · 2.0 ba · 1,160 sqft · SingleFamily public records · 8 Days on market
Built 1985 0.29 ac lot $220/sqft · 11% above area Est $242k · 5% over $13/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This Beautiful Contemporary Home features 3 Bedrooms 2 Bathroom, Modern Kitchen with Granite Counter Tops and Dining Area , large Living with Cathedral Ceiling with Wood burning Fireplace to enjoy cold winter evenings. .. Yard perfect for entertaining or enjoying quiet evenings Amazingly Large Decks !!! This gem is located In The Heart of the Poconos just minutes away from Route 380 & 80, The Crossings and much More. Can't miss that opportunity. .. REAL ESTATE TAX $1895.00/Y

Key facts

  • Wood burning fp
  • Well-kept property
  • New flooring

Tags

NEW FLOORINGHIGH CEILINGSWOOD BURNING FPWELL-KEPT PROPERTY

Property features AI

Finance

  • Other: Subdivision: Pocono Farms East
  • HOA & community: Homeowners association present; annual fee $155 (about $12.92/month); Association amenities: Other

Exterior

  • Lot: Level, cleared lot with front and back yard; Private maintained road with a road maintenance agreement; Private road frontage
  • Parking: Open parking available (5 spaces); Driveway and on-site paved parking; Off-street, private, unassigned parking
  • Security: Fire sprinkler system; Security system; Smoke detectors
  • Utilities: Public water; Mound septic / septic tank; 200+ amp electric service; Phone and cable available
  • Home design: Single-family house; Entry located on side of home; No shared/common walls
  • Construction: Fiberglass shingle roof; Concrete perimeter foundation; Built as a house (year built not provided)
  • Exterior features: Rain gutters; Exterior lighting; Private entrance; Private yard / backyard and front yard; Shed(s) / exterior storage; Deck; Awnings

Interior

  • Kitchen: Electric oven; Self-cleaning oven; Electric range; Refrigerator; Dishwasher; Microwave
  • Basement: Concrete; Crawl space; Sump pump
  • Bedrooms: Total rooms: 7
  • Flooring: Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Fireplace: One wood-burning masonry fireplace in the living room
  • Heating & cooling: Baseboard heating; Electric heating; Zoned heating; Ceiling fans; Window air conditioning units
  • Interior features: Pantry; Eat-in kitchen; Kitchen island; Granite counters; High ceilings; Recessed lighting; Ceiling fans; Storage; Skylights; Insulated windows with screens; Unfurnished
  • Laundry & utility: Washer; Dryer; Washer and electric dryer hookups; Laundry closet on main level (in kitchen)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $255k.

Deal economics

  • At list price, monthly cash flow is $415 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $255k).
  • Cap rate 8.2% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
  • Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 355 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.4% local appreciation)).
  • Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.4% appreciation + 3.0% rent growth), your $71k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $201k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $255,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.25%
Cash-on-cash
6.98%
DSCR
1.31
GRM
8.2

CMA / ARV

ARV (median comp)
$242,259
List price
$255,000
Delta
5.26%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
424 Northampton Rd 0.26mi 3/2.5 1,176 (+1%) 16mo $269,000 $229 70
4116 Devon Dr 0.10mi 2/1.0 (-1) 1,090 (-6%) 9mo $235,000 $216 69
1335 Cambell Way 0.14mi 3/1.0 1,234 (+6%) 13mo $267,000 $216 68
1246 Cambell Way 0.24mi 3/2.0 1,096 (-6%) 18mo $263,000 $240 64
370 Coach Rd 0.41mi 3/2.0 1,296 (+12%) 14mo $320,000 $247 49
6113 Horatio Rd 0.66mi 3/2.0 1,229 (+6%) 16mo $269,900 $220 46
1026 Seven Nations Dr 0.60mi 3/2.5 1,300 (+12%) 7mo $260,000 $200 44
2167 Titania Rd 0.75mi 2/2.0 (-1) 1,132 (-2%) 14mo $196,535 $174 44
2160 Titania Rd 0.72mi 3/2.0 1,280 (+10%) 18mo $217,000 $170 34
111 Dorchester Dr 0.59mi 3/1.0 1,000 (-14%) 19mo $216,000 $216 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.3%
Equity multiple
1.68×
Total profit
$48,572
Equity at exit
$105,537
10-year hold
IRR
14.8%
Equity multiple
3.06×
Total profit
$146,771
Equity at exit
$155,879

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18466

Home prices YoY
1.2%
Active inventory
355
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,606 medium interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$187 /mo · $2,244/yr
Insurance
$106
HOA
$13
Vacancy / Maint / Mgmt
$547
Net cashflow
$415

Break-even live

Break-even rent $2,080
Max offer price $255,000
Occupancy floor 79%

Sensitivity live

Price -10% $560 -5% $488 +0% $415 +5% $343 +10% $271
Rent -10% $210 -5% $313 +0% $415 +5% $518 +10% $621
Rate -1.0pp $544 -0.5pp $480 base $415 +0.5pp $349 +1.0pp $282

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,750
Closing costs
$7,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3262 Hamlet Dr Coolbaugh Township, PA 3.0 2.0 1200 $3,000 $2.50 44d 1 0.82mi
3222 Evergreen Cir Unit B Tobyhanna, PA 3.0 2.0 1300 $1,950 $1.50 45d 1 1.26mi

HOA detail

Monthly dues
$13 · $156/yr

Listing history 10 events

  1. 2026-05-14
    listed $255,000 Active 698-char remark
  2. 2021-11-12
    soldstatus $201,000
  3. 2021-11-01
    soldstatus $201,000 487-char remark
    Show marketing remark (487 chars)

    This Beautiful Contemporary Home features 3 Bedrooms 2 Bathroom, Modern Kitchen with Granite Counter Tops and Dining Area , large Living with Cathedral Ceiling with Wood burning Fireplace to enjoy cold winter evenings. .. Yard perfect for entertaining or enjoying quiet evenings Amazingly Large Decks !!! This gem is located In The Heart of the Poconos just minutes away from Route 380 & 80, The Crossings and much More. Can't miss that opportunity. .. REAL ESTATE TAX $1895.00/Y

  4. 2021-09-25
    listed $187,000 487-char remark
    Show marketing remark (487 chars)

    This Beautiful Contemporary Home features 3 Bedrooms 2 Bathroom, Modern Kitchen with Granite Counter Tops and Dining Area , large Living with Cathedral Ceiling with Wood burning Fireplace to enjoy cold winter evenings. .. Yard perfect for entertaining or enjoying quiet evenings Amazingly Large Decks !!! This gem is located In The Heart of the Poconos just minutes away from Route 380 & 80, The Crossings and much More. Can't miss that opportunity. .. REAL ESTATE TAX $1895.00/Y

  5. 2015-08-21
    soldstatus $23,000
    Show marketing remark (80 chars)

    IN THIS LOW DUES COMMUNITY SITS THIS 3 BEDROOM 2 BATH HOME AWAITING A NEW OWNER.

  6. 2015-06-19
    listed $30,000
    Show marketing remark (80 chars)

    IN THIS LOW DUES COMMUNITY SITS THIS 3 BEDROOM 2 BATH HOME AWAITING A NEW OWNER.

  7. 2006-02-22
    soldstatus $137,000
  8. 2000-03-07
    soldstatus $74,094
  9. 1992-12-07
    soldstatus $59,000
  10. 1987-07-16
    soldstatus $87,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,244 · $187/mo
Projected year-2 tax
$3,136 · $261/mo
Expected delta
+$893/yr (+$74/mo · 39.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,275
− Mortgage interest
−$14,284
− Property taxes
−$2,244
− Insurance
−$1,275
− Repairs & maintenance
−$2,502
− Management
−$2,502
− HOA
−$156
− Depreciation
−$7,418
Taxable income
$894
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$215
After-tax cash flow
$4,771/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocono Mountain SD
NCES district ID
4219500
Math proficiency
37% ▼ -5.00%
Reading proficiency
55% ▲ 1.00%
Median HH income
$55,317
Composite
39.91/100
National rank
#3856
State rank
#245 of 539 in PA

Livability — Mount Pocono

Score
77/100
State rank
#362
US rank
#3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
17,997

Population outlook (Monroe County) Hauer SSP2

Today (2025)
164,099 people
By 2030
161,412 · -1.6%
By 2040
154,616 · -5.8%
By 2050
146,710 · -10.6%
By 2075
140,830 · -14.2%
By 2100
138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
Hispanic origin (detail)
Puerto Rican 12% Dominican 6%
Common ancestry
Romanian 2% Portuguese 1% German 1%
Foreign-born
16% · Canada
Languages at home
77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

2024 margin
Toss-up / Even · D 49.1% · R 49.9%
2008→2024 swing
-17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
All cycles
2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.36%
Current HPI
202.4134
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+191.4% since first listed
11 events — show timeline
  • 2026-05-22 Pending PMAR
  • 2026-05-14 Listed $255,000 PMAR
  • 2021-11-12 Sold (Public Records) $201,000 Public Records
  • 2021-11-01 Sold (MLS) $201,000 PMAR
  • 2021-09-25 Listed $187,000 PMAR
  • 2015-08-21 Sold (MLS) $23,000 PMAR
  • 2015-06-19 Listed $30,000 PMAR
  • 2006-02-22 Sold (Public Records) $137,000 Public Records
  • 2000-03-07 Sold (Public Records) $74,094 Public Records
  • 1992-12-07 Sold (Public Records) $59,000 Public Records
  • 1987-07-16 Sold (Public Records) $87,500 Public Records

Property tax history

-2.7%/yr

Latest (2026): $2,244 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…