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16574 Westbrook St
C+ Composite 64.33
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.5/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.4/15.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$80,000

16574 Westbrook St · Detroit, MI 48219
3 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 23 Days on market
Built 1944 6,098 sqft lot Est $72k · 11% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * * * * RARE GEM IN OLD REDFORD/ROSEDALE PARK AREA * * * * * You won't find a better property to add to your portfolio. Perfect for a first time investor or first time home buyer- you're getting into a spacious and quaint property with good bones. Classic 2+1 Detroit brick bungalow. Personal effects not included. Spacious backyard to add a shed or put in patio equipment to add value for your tenants. Property sold AS-IS. The neighborhood has all the essentials nearby with Meijer right around the corner and close to major thoroughfares- Southfield Fwy (M-39), Grand River Av (M-5), Telegraph (US-24), W Outer Drive, and even the Lodge Fwy (M-10) is close by. Close to DMC- Sinai Grace Hospital and Renaissance High School. Bring in your best offer before it's too late!

Key facts

  • Spacious backyard
  • 6,098 sq ft lot
  • Built 1944

Tags

SPACIOUS BACKYARDCLASSIC DETROIT BRICK BUNGALOWCLOSE TO MAJOR THOROUGHFARES

Property features AI

Exterior

  • Parking: Driveway parking; Basement access (no garage)
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One-and-a-half story; Ground-level entry
  • Construction: Brick and wood siding exterior; Block foundation
  • Exterior features: Paved road access; Lot approximately 0.14 acre (50 x 120.85)

Interior

  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); No central cooling
  • Interior features: Full, unfinished basement; Total of 5 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $480 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $79k (1.5% below list) — sets the bar for market timing.
  • Cap rate 13.5% vs local median 10.2% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+8.0%/yr); 305 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($44k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1944 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $78,800 (1.5% below list)

Questions for the listing agent

  1. Built in 1944 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.63%
Cap rate
13.49%
Cash-on-cash
25.71%
DSCR
2.14
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$71,808
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16616 Blackstone St 0.07mi 2/1.0 (-1) 1,102 (+4%) 0mo $45,000 $41 84
16122 Trinity St 0.21mi 3/2.5 1,152 (+9%) 4mo $169,900 $147 66
15836 Patton St 0.45mi 3/1.0 1,122 (+6%) 6mo $42,500 $38 64
17295 Braile St 0.54mi 3/1.0 996 (-6%) 6mo $75,000 $75 60
22482 W Mcnichols Rd 0.72mi 3/1.5 1,031 (-2%) 2mo $61,000 $59 59
15411 Lahser Rd 0.67mi 3/2.0 1,025 (-3%) 4mo $42,000 $41 57
15518 Kentfield St 0.69mi 3/1.5 1,092 (+3%) 4mo $165,500 $152 56
15757 Dacosta St 0.65mi 3/1.0 960 (-9%) 2mo $65,000 $68 53
15776 Evergreen Rd 0.75mi 3/1.0 1,122 (+6%) 4mo $60,000 $53 51
15361 Patton St 0.69mi 3/1.0 950 (-10%) 8mo $80,000 $84 45
16555 Bramell St 0.74mi 3/1.0 918 (-13%) 3mo $60,000 $65 42
21145 Santa Clara 0.56mi 3/2.0 1,200 (+14%) 7mo $167,500 $140 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
24.9%
Equity multiple
2.09×
Total profit
$24,507
Equity at exit
$11,928
10-year hold
IRR
35.6%
Equity multiple
5.11×
Total profit
$92,108
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48219

Home prices YoY
-10.3%
Rents YoY
8.0%
Active inventory
305
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,303 high interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$96 /mo · $1,157/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$274
Net cashflow
$480

Break-even live

Break-even rent $695
Max offer price $80,000
Occupancy floor 58%

Sensitivity live

Price -10% $525 -5% $503 +0% $480 +5% $457 +10% $435
Rent -10% $377 -5% $428 +0% $480 +5% $531 +10% $583
Rate -1.0pp $520 -0.5pp $500 base $480 +0.5pp $459 +1.0pp $438

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16717 Trinity St Detroit, MI 3.0 1.5 1101 $1,250 $1.14 44d 1 0.12mi
16700 Lahser Rd Apt 18 Detroit, MI 2.0 1.0 750 $900 $1.20 44d 1 0.31mi
17255 Westbrook St Detroit, MI 3.0 2.0 1500 $1,450 $0.97 12d 1 0.42mi
17274 Bentler St Detroit, MI 2.0 1.0 700 $850 $1.21 44d 2 0.43mi
17274 Bentler St Detroit, MI 2.0 1.0 700 $838 $1.20 25d 2 0.43mi
16194 Fielding St Unit 2 Detroit, MI 2.0 1.0 750 $950 $1.27 15d 1 0.44mi
17274 Bentler St #46 Detroit, MI 2.0 1.0 700 $850 $1.21 17d 1 0.44mi
21440 Bennett St Detroit, MI 3.0 1.0 1037 $1,394 $1.34 17d 1 0.63mi
18025 Bentler St Detroit, MI 3.0 1.0 728 $1,250 $1.72 25d 1 0.70mi
15847 Chatham St Detroit, MI 3.0 1.0 909 $1,325 $1.46 5d 1 0.72mi
21451 Glenco St Detroit, MI 3.0 1.0 1026 $1,400 $1.36 17d 1 0.73mi
15340 Braile St Detroit, MI 3.0 1.0 883 $1,000 $1.13 5d 1 0.73mi
15815 Evergreen Rd Detroit, MI 3.0 1.0 1350 $1,300 $0.96 44d 1 0.74mi
17624 Patton St Detroit, MI 3.0 1.0 1260 $1,695 $1.35 44d 1 0.75mi
17721 Westbrook St Detroit, MI 4.0 1.0 1040 $1,125 $1.08 25d 1 0.76mi
15712 Vaughan St Detroit, MI 3.0 1.0 1280 $1,400 $1.09 15d 1 0.78mi
15712 Evergreen Rd Detroit, MI 2.0 1.0 850 $1,050 $1.24 44d 1 0.83mi
17328 McIntyre St Unit 2 Detroit, MI 3.0 1.0 1200 $1,250 $1.04 44d 1 0.83mi
17355 McIntyre St Detroit, MI 3.0 1.0 1500 $1,250 $0.83 44d 1 0.85mi
15318 Kentfield St Detroit, MI 3.0 1.5 900 $1,400 $1.56 44d 1 0.87mi
21434 Karl St Detroit, MI 2.0 1.0 1000 $1,350 $1.35 44d 1 0.88mi
15519 Plainview Ave Detroit, MI 3.0 1.0 900 $1,396 $1.55 17d 1 0.89mi
21455 Pickford St Detroit, MI 2.0 1.0 1000 $1,275 $1.27 44d 1 0.92mi
15829 Minock St Detroit, MI 3.0 1.5 1200 $1,550 $1.29 25d 1 0.92mi
18205 Stout St Detroit, MI 3.0 1.0 901 $1,078 $1.20 25d 1 0.93mi
18437 Trinity St Detroit, MI 3.0 1.0 875 $1,364 $1.56 15d 1 0.96mi
18274 Fielding St Detroit, MI 2.0 1.0 700 $1,200 $1.71 17d 1 0.97mi
18191 Heyden St Detroit, MI 2.0 1.0 917 $1,100 $1.20 25d 1 0.98mi
18134 Vaughan St Detroit, MI 3.0 1.0 1060 $1,150 $1.08 17d 1 0.98mi
18461 Heyden St Detroit, MI 2.0 1.0 1000 $1,050 $1.05 5d 1 1.12mi
17238 Shaftsbury Ave Detroit, MI 3.0 1.0 1200 $1,550 $1.29 44d 1 1.15mi
18556 Kentfield St Detroit, MI 3.0 1.0 952 $1,250 $1.31 3d 1 1.18mi
16823 Stahelin Ave Detroit, MI 3.0 2.5 1500 $1,600 $1.07 18d 1 1.25mi
16131 Dale St Detroit, MI 3.0 1.0 1100 $1,500 $1.36 18d 1 1.29mi
14541 Kentfield St Detroit, MI 3.0 1.0 797 $1,300 $1.63 17d 1 1.29mi
16800 Telegraph Rd Detroit, MI 2.0 1.0 775 $875 $1.13 44d 1 1.29mi
18450 Edinborough Rd Detroit, MI 3.0 1.0 1000 $1,500 $1.50 44d 1 1.32mi
22241 Lyndon St Detroit, MI 3.0 1.0 960 $1,100 $1.15 17d 1 1.33mi
17654 Sunderland Rd Detroit, MI 3.0 1.0 1100 $1,500 $1.36 44d 1 1.38mi
16207 Woodbine St Detroit, MI 3.0 1.0 1000 $1,294 $1.29 5d 1 1.41mi

Listing history 19 events

  1. 2026-06-18
    days on market $80,000 Active 23 DOM
  2. 2026-06-17
    days on market $80,000 Active 22 DOM
  3. 2026-06-15
    days on market $80,000 Active 20 DOM
  4. 2026-06-13
    days on market $80,000 Active 18 DOM
  5. 2026-06-13
    days on market $80,000 Active 17 DOM
  6. 2026-06-09
    days on market $80,000 Active 14 DOM
  7. 2026-06-08
    days on market $80,000 Active 13 DOM
  8. 2026-06-07
    days on market $80,000 Active 12 DOM
  9. 2026-06-04
    days on market $80,000 Active 9 DOM
  10. 2026-06-03
    days on market $80,000 Active 8 DOM
  11. 2026-06-02
    days on market $80,000 Active 7 DOM
  12. 2026-06-01
    days on market $80,000 Active 6 DOM
  13. 2026-05-31
    days on market $80,000 Active 5 DOM
  14. 2026-05-26
    listed $80,000 Active
    Show marketing remark (785 chars)

    * * * * * RARE GEM IN OLD REDFORD/ROSEDALE PARK AREA * * * * * You won't find a better property to add to your portfolio. Perfect for a first time investor or first time home buyer- you're getting into a spacious and quaint property with good bones. Classic 2+1 Detroit brick bungalow. Personal effects not included. Spacious backyard to add a shed or put in patio equipment to add value for your tenants. Property sold AS-IS. The neighborhood has all the essentials nearby with Meijer right around the corner and close to major thoroughfares- Southfield Fwy (M-39), Grand River Av (M-5), Telegraph (US-24), W Outer Drive, and even the Lodge Fwy (M-10) is close by. Close to DMC- Sinai Grace Hospital and Renaissance High School. Bring in your best offer before it's too late!

  15. 2026-05-26
    listed $80,000 Active 785-char remark
    Show marketing remark (785 chars)

    * * * * * RARE GEM IN OLD REDFORD/ROSEDALE PARK AREA * * * * * You won't find a better property to add to your portfolio. Perfect for a first time investor or first time home buyer- you're getting into a spacious and quaint property with good bones. Classic 2+1 Detroit brick bungalow. Personal effects not included. Spacious backyard to add a shed or put in patio equipment to add value for your tenants. Property sold AS-IS. The neighborhood has all the essentials nearby with Meijer right around the corner and close to major thoroughfares- Southfield Fwy (M-39), Grand River Av (M-5), Telegraph (US-24), W Outer Drive, and even the Lodge Fwy (M-10) is close by. Close to DMC- Sinai Grace Hospital and Renaissance High School. Bring in your best offer before it's too late!

  16. 2015-05-30
    historical
  17. 2014-10-07
    historical
  18. 2014-10-03
    listed $9,000
  19. 2014-10-03
    listed $9,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,157 · $96/mo
Projected year-2 tax
$1,194 · $100/mo
Expected delta
+$38/yr (+$3/mo · 3.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,633
− Mortgage interest
−$4,481
− Property taxes
−$1,157
− Insurance
−$400
− Repairs & maintenance
−$1,251
− Management
−$1,251
− Depreciation
−$2,327
Taxable income
$4,767
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,144
After-tax cash flow
$4,615/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
47,208
Household income
$43,655
Rent vs Own
45.1% rent · 54.9% own
Severe rent burden
3584.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (88%)
Race & ethnicity
Black 88% White 5% Two or more races 4% Hispanic / Latino 1%
Common ancestry
Romanian 1% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.06%
Current HPI
563.3263
Rent YoY
▲ 8.04%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+788.9% since first listed
6 events — show timeline
  • 2026-05-26 Listed $80,000 REALCOMP
  • 2026-05-26 Listed $80,000 MiRealSource-MiMLS
  • 2015-05-30 Listing Removed MiRealSource-MiMLS
  • 2014-10-07 Listing Removed REALCOMP
  • 2014-10-03 Listed $9,000 MiRealSource-MiMLS
  • 2014-10-03 Listed $9,000 REALCOMP

Property tax history

-1.3%/yr

Latest (2025): $1,157 · -53.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…