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133 Pentland Ave
C+ Composite 60.94
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • ARV discount +15.0/15.0
  • 1% rule +7.1/10.0
  • DSCR +6.1/10.0
  • Livability +4.0/5.0
  • Rent growth +3.6/5.0
  • Schools +3.4/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$109,900

133 Pentland Ave · Brentwood, PA 15227
2 bd · 1.5 ba · 1,176 sqft · SingleFamily public records · 90 Days on market
Built 1928 2,500 sqft lot $93/sqft · 37% below area Est $173k · 37% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor opportunity at 133 Pentland Ave in Brentwood. This frame home offers a functional layout with multiple bedrooms, spacious living areas, and a finished attic providing additional usable square footage. The property features a covered front porch, off-street parking, and a manageable yard. Interior condition presents value-add potential with opportunity for cosmetic updates and improvements. Full basement provides storage and mechanical access. Located in a convenient area near shopping, dining, public transportation, and major roadways with easy access to Downtown Pittsburgh. Strong candidate for rental, resale, or BRRRR strategy. Property offers solid upside for investors looking to add to their portfolio.

Key facts

  • Covered front porch
  • Manageable yard
  • Finished attic

Tags

COVERED FRONT PORCHOFF-STREET PARKINGFINISHED ATTICFULL BASEMENTMANAGEABLE YARDCONVENIENT AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $120 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $103k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 4.3% in Brentwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#178 in PA, #1,479 nationally) — a professional / high-income tenant draw. Strengths: schools A+, cost of living A+, housing A+; Watch: amenities C-.
  • Brentwood Borough SD (suburban): math 29% / reading 50% proficiency, ranked #357 of 539 in PA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.3%/yr); 117 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 90 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 25y ago; this cycle's ask has dropped $9k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $110k implies a 175% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 3.3% of price; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $103,306 (6.0% below list)

Questions for the listing agent

  1. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
7.60%
Cash-on-cash
4.68%
DSCR
1.21
GRM
6.9

CMA / ARV

ARV (median comp)
$173,177
List price
$109,900
Delta
-36.54%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3029 Churchview Ave 0.18mi 3/1.5 (+1) 1,100 (-6%) 1mo $200,000 $182 75
3210 Hazelhurst Ave 0.40mi 3/2.0 (+1) 1,178 (+0%) 3mo $200,000 $170 72
3215 Shadyway Dr 0.39mi 3/2.0 (+1) 1,220 (+4%) 0mo $215,000 $176 68
2915 Glendale Ave 0.18mi 3/2.0 (+1) 1,060 (-10%) 0mo $211,000 $199 68
108 Bellanca Ave 0.50mi 3/1.0 (+1) 1,162 (-1%) 3mo $168,000 $145 65
51 Greenlee Rd 0.42mi 3/1.0 (+1) 1,232 (+5%) 0mo $219,900 $178 65
3009 Brentwood Ave 0.13mi 3/1.0 (+1) 1,344 (+14%) 2mo $213,000 $158 62
325 Outlook St 0.69mi 2/2.5 1,142 (-3%) 0mo $165,000 $144 59
3053 Harmening Ave 0.32mi 3/2.0 (+1) 1,053 (-10%) 3mo $120,000 $114 58
3135 Churchview Ave 0.46mi 3/2.0 (+1) 1,080 (-8%) 1mo $285,000 $264 57
3172 Churchview Ave 0.59mi 3/1.0 (+1) 1,322 (+12%) 4mo $165,000 $125 42
245 Joseph St 0.65mi 3/2.0 (+1) 1,350 (+15%) 2mo $230,000 $170 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.33% rent growth · sell at horizon

5-year hold
IRR
-7.1%
Equity multiple
0.73×
Total profit
$-8,239
Equity at exit
$16,386
10-year hold
IRR
4.4%
Equity multiple
1.35×
Total profit
$10,753
Equity at exit
$9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15227

Home prices YoY
-27.5%
Rents YoY
4.3%
Active inventory
117
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,325 high interval (Pro) →
Mortgage (P&I)
$576
Tax from tax record
$305 /mo · $3,658/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$278
Net cashflow
$120

Break-even live

Break-even rent $1,173
Max offer price $109,900
Occupancy floor 86%

Sensitivity live

Price -10% $182 -5% $151 +0% $120 +5% $89 +10% $58
Rent -10% $15 -5% $68 +0% $120 +5% $172 +10% $225
Rate -1.0pp $175 -0.5pp $148 base $120 +0.5pp $92 +1.0pp $63

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,475
Closing costs
$3,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2940 Brevard Ave Pittsburgh, PA 3.0 1.5 1176 $1,475 $1.25 44d 1 0.04mi
2769 Churchview Ave Unit 9 Pittsburgh, PA 2.0 1.0 1200 $1,095 $0.91 44d 1 0.12mi
2733-2735 Pyramid Ave Pittsburgh, PA 2.0 1.0 1028 $1,295 $1.26 44d 1 0.19mi
2823 Clermont Ave Pittsburgh, PA 3.0 1.0 1354 $1,490 $1.10 21d 1 0.21mi
2811 Brownsville Rd Unit 4 Brentwood, PA 2.0 1.0 1250 $995 $0.80 44d 1 0.26mi
3224 Bookman Ave Unit 1 Pittsburgh, PA 2.0 2.0 1207 $1,550 $1.28 44d 1 0.46mi
3224 Bookman Ave #2 Pittsburgh, PA 1.0 1.0 1207 $1,000 $0.83 44d 1 0.46mi
3325 Shadyway Dr Pittsburgh, PA 2.0 1.0 756 $1,450 $1.92 17d 1 0.52mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 1174 $1,750 $1.49 24d 1 0.53mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 875 $1,790 $2.05 44d 1 0.53mi
416 Jacobson Dr Brentwood, PA 2.0 1.0 1150 $1,050 $0.91 24d 1 0.56mi
139 W Bellecrest Ave Brentwood, PA 1.0–3.0 1.0 775 $1,222 $1.58 3d 12 0.56mi
1053 Edward Dr Pittsburgh, PA 3.0 1.0 1163 $1,700 $1.46 24d 1 0.78mi
453 Greenlee Rd Pittsburgh, PA 3.0 1.0 1176 $1,495 $1.27 44d 1 0.97mi
3367 Jameson Dr Brentwood, PA 2.0–3.0 1.0 975 $1,385 $1.42 8d 7 1.00mi
616 Lane Way Pittsburgh, PA 2.0 1.0 1228 $1,690 $1.38 24d 1 1.04mi
616 Lane Way Pittsburgh, PA 2.0 1.0 1228 $1,690 $1.38 44d 1 1.04mi
960 Agnew Rd Pittsburgh, PA 3.0 2.0 950 $1,295 $1.36 15d 1 1.07mi
1661 Skyline Dr Pittsburgh, PA 1.0–2.0 1.0 637 $1,210 $1.90 5d 7 1.20mi
4588 E Willock Rd Pittsburgh, PA 3.0 1.5 1500 $1,500 $1.00 5d 1 1.21mi
1575 Bevan Rd Pittsburgh, PA 2.0 1.0 515 $1,085 $2.10 11d 7 1.24mi
1526 Parkline Dr Pittsburgh, PA 3.0 1.0 942 $1,214 $1.29 8d 44 1.30mi
1567 Cathell Rd Pittsburgh, PA 2.0 1.0 1000 $1,349 $1.35 5d 4 1.45mi
1569-1575 Cathell Rd Apt A1 Pittsburgh, PA 2.0 1.0 1000 $1,199 $1.20 5d 1 1.47mi
1569 Cathell Rd Apt D1 Pittsburgh, PA 2.0 1.0 1000 $1,199 $1.20 24d 1 1.48mi

Listing history 40 events

  1. 2026-06-18
    days on market $109,900 Active 90 DOM
  2. 2026-06-17
    days on market $109,900 Active 89 DOM
  3. 2026-06-16
    days on market $109,900 Active 88 DOM
  4. 2026-06-15
    days on market $109,900 Active 87 DOM
  5. 2026-06-13
    days on market $109,900 Active 85 DOM
  6. 2026-06-13
    pricedays on market $109,900 Active 84 DOM
  7. 2026-06-09
    days on market $119,000 Active 81 DOM
  8. 2026-06-08
    days on market $119,000 Active 80 DOM
  9. 2026-06-07
    days on market $119,000 Active 79 DOM
  10. 2026-06-05
    days on market $119,000 Active 76 DOM
  11. 2026-06-03
    days on market $119,000 Active 75 DOM
  12. 2026-06-02
    days on market $119,000 Active 74 DOM
  13. 2026-06-01
    days on market $119,000 Active 73 DOM
  14. 2026-05-31
    days on market $119,000 Active 72 DOM
  15. 2026-03-20
    listed $119,000 Active 730-char remark
    Show marketing remark (730 chars)

    Investor opportunity at 133 Pentland Ave in Brentwood. This frame home offers a functional layout with multiple bedrooms, spacious living areas, and a finished attic providing additional usable square footage. The property features a covered front porch, off-street parking, and a manageable yard. Interior condition presents value-add potential with opportunity for cosmetic updates and improvements. Full basement provides storage and mechanical access. Located in a convenient area near shopping, dining, public transportation, and major roadways with easy access to Downtown Pittsburgh. Strong candidate for rental, resale, or BRRRR strategy. Property offers solid upside for investors looking to add to their portfolio.

  16. 2025-03-04
    status Active 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  17. 2025-02-21
    historical Contingent 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  18. 2025-01-14
    status Active 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  19. 2024-12-30
    status Pending 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  20. 2024-11-23
    price $125,000 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  21. 2024-11-23
    status Active 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  22. 2024-10-31
    historical Contingent 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  23. 2024-10-26
    status Active 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  24. 2024-09-28
    status Pending 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  25. 2024-09-27
    price $150,000 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  26. 2024-09-05
    price $125,000 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  27. 2024-07-22
    listed $150,000 Active 87-char remark
    Show marketing remark (87 chars)

    This property is currently Tenant occupied. Tenant is currently Paying $1300 per month.

  28. 2024-01-28
    status Active
  29. 2023-12-17
    historical Contingent
  30. 2023-12-08
    listed $125,000 Active
  31. 2019-05-16
    historical Withdrawn
  32. 2019-05-05
    status Active
  33. 2019-04-29
    historical Contingent
  34. 2019-04-25
    listed $117,900 Active
  35. 2006-12-19
    soldstatus $39,900
  36. 2006-06-24
    listed $39,900
  37. 2001-07-05
    soldstatus $58,900
  38. 2001-06-28
    soldstatus $58,900
  39. 2001-02-05
    listed $57,900
  40. 1988-02-29
    soldstatus $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,658 · $305/mo
Projected year-2 tax
$3,658 · $305/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,905
− Mortgage interest
−$6,156
− Property taxes
−$3,658
− Insurance
−$550
− Repairs & maintenance
−$1,272
− Management
−$1,272
− Depreciation
−$3,197
Taxable loss
−$201
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$48
After-tax cash flow
$1,489/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brentwood Borough SD
NCES district ID
4204140
Math proficiency
29% ▼ -15.00%
Reading proficiency
50% ▼ -15.00%
Median HH income
$49,260
Composite
33.92/100
National rank
#5341
State rank
#357 of 539 in PA

Livability — Brentwood

Score
81/100
State rank
#178
US rank
#1479

Category grades

Amenities C- Commute A- Cost of living A+ Crime B+ Employment A Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brentwood, PA
County
Allegheny County · 1,022,028 people
City population
28,460
Metro
Pittsburgh, PA
Population (ZIP)
28,460
Household income
$75,448
Rent vs Own
27.6% rent · 72.4% own
Severe rent burden
780.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 7% Asian 6% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 9% Scotch-Irish 2% Slovak 1%
Foreign-born
9% · India, Canada, China
Languages at home
89% English-only · Other Indo-European 6% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.53%
Current HPI
243.6383
Rent YoY
▲ 4.33%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+310.3% since first listed
26 events — show timeline
  • 2026-03-20 Listed $119,000 West Penn MLS
  • 2025-03-04 Relisted West Penn MLS
  • 2025-02-21 Contingent West Penn MLS
  • 2025-01-14 Relisted West Penn MLS
  • 2024-12-30 Pending West Penn MLS
  • 2024-11-23 Price Changed $125,000 West Penn MLS
  • 2024-11-23 Relisted West Penn MLS
  • 2024-10-31 Contingent West Penn MLS
  • 2024-10-26 Relisted West Penn MLS
  • 2024-09-28 Pending West Penn MLS
  • 2024-09-27 Price Changed $150,000 West Penn MLS
  • 2024-09-05 Price Changed $125,000 West Penn MLS
  • 2024-07-22 Listed $150,000 West Penn MLS
  • 2024-01-28 Relisted West Penn MLS
  • 2023-12-17 Contingent West Penn MLS
  • 2023-12-08 Listed $125,000 West Penn MLS
  • 2019-05-16 Delisted West Penn MLS
  • 2019-05-05 Relisted West Penn MLS
  • 2019-04-29 Contingent West Penn MLS
  • 2019-04-25 Listed $117,900 West Penn MLS
  • 2006-12-19 Sold (MLS) $39,900 West Penn MLS
  • 2006-06-24 Listed $39,900 West Penn MLS
  • 2001-07-05 Sold (Public Records) $58,900 Public Records
  • 2001-06-28 Sold (MLS) $58,900 West Penn MLS
  • 2001-02-05 Listed $57,900 West Penn MLS
  • 1988-02-29 Sold (Public Records) $29,000 Public Records

Property tax history

+3.1%/yr

Latest (2026): $3,658 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…