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50 County Road 616
F Composite 31.41
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.0/30.0
  • DSCR +3.5/10.0
  • Rent growth +3.5/5.0
  • 1% rule +3.4/10.0
  • Schools +3.3/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$179,000

50 County Road 616 · Enterprise, AL 36330
3 bd · 2.0 ba · 1,200 sqft · SingleFamily public records · 71 Days on market
Built 1990 0.50 ac lot Est $151k · 18% over ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Completely remodeled 3 bed / 2 bath home on a spacious ½-acre lot! This home has been updated from top to bottom and is move-in ready. Features include new vinyl siding, new windows, new metal roof, plus a new tankless water heater. Enjoy relaxing on the brand-new back deck with peaceful countryside views. Inside you’ll find a fully updated kitchen with new cabinets, countertops, stainless-steel appliances, and new sink/faucet. Both bathrooms have been completely redone with new vanities, tubs/showers, toilets, mirrors, and fixtures. The primary suite features a double vanity and walk-in closet. Other upgrades include new luxury vinyl plank flooring throughout, new interior and

Key facts

  • New metal roof
  • Spacious lot
  • New vinyl siding

Tags

REMODELED HOMESPACIOUS LOTNEW VINYL SIDINGNEW WINDOWSNEW METAL ROOFNEW TANKLESS WATER HEATER

Property features AI

Exterior

  • Parking: Driveway
  • Utilities: Public water; Septic tank; Electricity available
  • Home design: Single family residence; One story
  • Construction: Vinyl siding
  • Exterior features: Front porch; Level lot

Interior

  • Kitchen: Electric cooktop; Electric oven; Electric range
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Hot water heating; Central heating; Electric heating; Central air conditioning; Electric cooling
  • Interior features: Full basement; Range hood; Tankless water heater; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $179k.

Deal economics

  • At list price, monthly cash flow is $-44 ($-527/yr) — negative.
  • To cash-flow at today's rent, offer at most $173k (3.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $151k (15.6% below list).
  • Recommended offer: $151k (15.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Coffee County (rural): math 27% / reading 50% proficiency, ranked #30 of 129 in AL (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($168k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $151,024 (15.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.00%
Cash-on-cash
-1.05%
DSCR
0.95
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$151,200
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1336 County Road 606 0.15mi 3/2.0 1,160 (-3%) 22mo $146,000 $126 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-17.0%
Equity multiple
0.39×
Total profit
$-30,371
Equity at exit
$26,689
10-year hold
IRR
-7.3%
Equity multiple
0.52×
Total profit
$-24,059
Equity at exit
$15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
441
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,510 medium interval (Pro) →
Mortgage (P&I)
$939
Tax est. 1.5%
$224 /mo · $2,685/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$317
Net cashflow
$-44

Break-even live

Break-even rent $1,566
Max offer price $172,642
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-12
    statusdays on market $179,000 Pending 71 DOM
  2. 2026-06-09
    days on market $179,000 Active 68 DOM
  3. 2026-06-08
    days on market $179,000 Active 67 DOM
  4. 2026-06-07
    days on market $179,000 Active 66 DOM
  5. 2026-06-05
    days on market $179,000 Active 63 DOM
  6. 2026-06-03
    days on market $179,000 Active 62 DOM
  7. 2026-06-02
    days on market $179,000 Active 61 DOM
  8. 2026-06-01
    days on market $179,000 Active 60 DOM
  9. 2026-05-31
    days on market $179,000 Active 59 DOM
  10. 2026-05-30
    days on market $179,000 Active 58 DOM
  11. 2026-05-05
    status Pending
  12. 2026-04-24
    price $179,000
  13. 2026-04-05
    price $187,900
  14. 2026-03-07
    listed $192,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,123
− Mortgage interest
−$10,027
− Property taxes
−$2,685
− Insurance
−$895
− Repairs & maintenance
−$1,450
− Management
−$1,450
− Depreciation
−$5,207
Taxable loss
−$3,591
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$862
After-tax cash flow
$335/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coffee County
NCES district ID
0100810
Math proficiency
27% ▼ -21.00%
Reading proficiency
50% ▲ 3.00%
Median HH income
$43,693
Composite
32.56/100
National rank
#5682
State rank
#30 of 129 in AL

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Coffee County · 39,557 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
1126.0

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.44%
Current HPI
184.0163
Rent YoY
▲ 3.92%
Metro
Enterprise, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

-7.2% since first listed
4 events — show timeline
  • 2026-05-05 Pending WBR
  • 2026-04-24 Price Changed $179,000 WBR
  • 2026-04-05 Price Changed $187,900 WBR
  • 2026-03-07 Listed $192,900 WBR

Property tax history

+0.8%/yr

Latest (2025): $98 · -21.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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