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2 Triangle Ln
D+ Composite 47.57
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.8/10.0
  • 1% rule +4.4/10.0
  • Schools +3.3/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,900

2 Triangle Ln · Southside, AR 72501
3 bd · 2.5 ba · 2,510 sqft · SingleFamily public records · 302 Days on market
0.64 ac lot $56/sqft · 52% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Here's your chance to BREATHE NEW LIFE into a local landmark! The truly one of a kind rock house at the top of the mountain awaits new owners with a VISION! With a beautiful view of the White River Valley and a convenient location, this home could be restored for residential or a quaint bed and breakfast or Airbnb rental! Or with the high visibility from both Batesville Boulevard and Heber Springs Road, this might offer you the PERFECT location for your next business venture (would require rezoning)- antique store, boutique, day spa or salon with a vibe, restaurant, the options are endless! Home will not qualify for mortgage lending (FHA, RD, USDA-RD, Conventional) and is being sold in ''as is'' condition.

Key facts

  • Convenient location
  • High visibility
  • 0.64 acre lot

Tags

CONVENIENT LOCATIONHIGH VISIBILITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $134 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $131k (6.3% below list).
  • Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 4.8% in Southside — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#216 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing B; Watch: employment C-, amenities F, commute F.
  • Southside School District (rural): math 43% / reading 35% proficiency, ranked #77 of 238 in AR (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 176 active listings in the ZIP; 33 units permitted in Independence County in 2024 (24 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 302 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $115k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $123,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 302 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
7.44%
Cash-on-cash
4.10%
DSCR
1.18
GRM
8.9

CMA / ARV

ARV (median comp)
$292,608
List price
$139,900
Delta
-52.19%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7 Melissa Ln 0.51mi 4/3.0 (+1) 2,250 (-10%) 2mo $290,000 $129 51
46 Atchison Pl 0.51mi 4/3.0 (+1) 2,237 (-11%) 3mo $275,000 $123 49
50 Chamblee Cir 0.44mi 4/3.0 (+1) 2,592 (+3%) 22mo $155,000 $60 48
155 Ashley Faith Dr 0.32mi 3/2.0 2,260 (-10%) 23mo $335,000 $148 48
156 Chamblee Dr 0.52mi 4/2.0 (+1) 2,146 (-14%) 3mo $223,000 $104 42
150 Atchison Pl 0.73mi 4/2.5 (+1) 2,200 (-12%) 10mo $337,000 $153 32
290 Haynie Dr 0.73mi 4/3.0 (+1) 2,200 (-12%) 8mo $325,000 $148 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.9%
Equity multiple
0.64×
Total profit
$-14,172
Equity at exit
$20,860
10-year hold
IRR
-0.5%
Equity multiple
0.96×
Total profit
$-1,454
Equity at exit
$12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72501

Home prices YoY
-16.3%
Active inventory
176
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,311 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$110 /mo · $1,323/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$275
Net cashflow
$134

Break-even live

Break-even rent $1,142
Max offer price $139,900
Occupancy floor 85%

Sensitivity live

Price -10% $213 -5% $173 +0% $134 +5% $94 +10% $55
Rent -10% $30 -5% $82 +0% $134 +5% $186 +10% $237
Rate -1.0pp $204 -0.5pp $169 base $134 +0.5pp $97 +1.0pp $61

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-19
    days on market $139,900 Active 302 DOM
  2. 2026-06-18
    days on market $139,900 Active 301 DOM
  3. 2026-06-17
    days on market $139,900 Active 300 DOM
  4. 2026-06-16
    days on market $139,900 Active 299 DOM
  5. 2026-06-15
    days on market $139,900 Active 298 DOM
  6. 2026-06-14
    days on market $139,900 Active 296 DOM
  7. 2026-06-12
    days on market $139,900 Active 295 DOM
  8. 2026-06-09
    days on market $139,900 Active 292 DOM
  9. 2026-06-08
    days on market $139,900 Active 291 DOM
  10. 2026-06-07
    days on market $139,900 Active 290 DOM
  11. 2026-06-07
    days on market $139,900 Active 289 DOM
  12. 2026-06-03
    days on market $139,900 Active 286 DOM
  13. 2026-06-02
    days on market $139,900 Active 285 DOM
  14. 2026-06-01
    days on market $139,900 Active 284 DOM
  15. 2026-05-31
    days on market $139,900 Active 283 DOM
  16. 2026-05-30
    days on market $139,900 Active 282 DOM
  17. 2025-10-22
    price $139,900 718-char remark
    Show marketing remark (718 chars)

    Here's your chance to BREATHE NEW LIFE into a local landmark! The truly one of a kind rock house at the top of the mountain awaits new owners with a VISION! With a beautiful view of the White River Valley and a convenient location, this home could be restored for residential or a quaint bed and breakfast or Airbnb rental! Or with the high visibility from both Batesville Boulevard and Heber Springs Road, this might offer you the PERFECT location for your next business venture (would require rezoning)- antique store, boutique, day spa or salon with a vibe, restaurant, the options are endless! Home will not qualify for mortgage lending (FHA, RD, USDA-RD, Conventional) and is being sold in ''as is'' condition.

  18. 2025-10-21
    price $139,900 718-char remark
    Show marketing remark (718 chars)

    Here's your chance to BREATHE NEW LIFE into a local landmark! The truly one of a kind rock house at the top of the mountain awaits new owners with a VISION! With a beautiful view of the White River Valley and a convenient location, this home could be restored for residential or a quaint bed and breakfast or Airbnb rental! Or with the high visibility from both Batesville Boulevard and Heber Springs Road, this might offer you the PERFECT location for your next business venture (would require rezoning)- antique store, boutique, day spa or salon with a vibe, restaurant, the options are endless! Home will not qualify for mortgage lending (FHA, RD, USDA-RD, Conventional) and is being sold in ''as is'' condition.

  19. 2025-08-20
    listed $159,900 Active 718-char remark
    Show marketing remark (718 chars)

    Here's your chance to BREATHE NEW LIFE into a local landmark! The truly one of a kind rock house at the top of the mountain awaits new owners with a VISION! With a beautiful view of the White River Valley and a convenient location, this home could be restored for residential or a quaint bed and breakfast or Airbnb rental! Or with the high visibility from both Batesville Boulevard and Heber Springs Road, this might offer you the PERFECT location for your next business venture (would require rezoning)- antique store, boutique, day spa or salon with a vibe, restaurant, the options are endless! Home will not qualify for mortgage lending (FHA, RD, USDA-RD, Conventional) and is being sold in ''as is'' condition.

  20. 2025-08-18
    listed $159,900 New Listing 718-char remark
    Show marketing remark (718 chars)

    Here's your chance to BREATHE NEW LIFE into a local landmark! The truly one of a kind rock house at the top of the mountain awaits new owners with a VISION! With a beautiful view of the White River Valley and a convenient location, this home could be restored for residential or a quaint bed and breakfast or Airbnb rental! Or with the high visibility from both Batesville Boulevard and Heber Springs Road, this might offer you the PERFECT location for your next business venture (would require rezoning)- antique store, boutique, day spa or salon with a vibe, restaurant, the options are endless! Home will not qualify for mortgage lending (FHA, RD, USDA-RD, Conventional) and is being sold in ''as is'' condition.

  21. 2000-06-02
    soldstatus $115,000
  22. 1998-02-25
    soldstatus $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,323 · $110/mo
Projected year-2 tax
$1,323 · $110/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,736
− Mortgage interest
−$7,837
− Property taxes
−$1,323
− Insurance
−$700
− Repairs & maintenance
−$1,259
− Management
−$1,259
− Depreciation
−$4,070
Taxable loss
−$711
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$171
After-tax cash flow
$1,775/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southside School District
NCES district ID
0512540
Math proficiency
43% ▼ -14.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$37,901
Composite
32.55/100
National rank
#5688
State rank
#77 of 238 in AR

Livability — Southside

Score
62/100
State rank
#216
US rank
#16702

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Southside, AR
County
Independence County · 26,218 people
Metro
Batesville, AR
Population (ZIP)
26,218
Household income
$52,829
Rent vs Own
34.9% rent · 65.1% own
Severe rent burden
553.0

Population outlook (Independence County) Hauer SSP2

Today (2025)
37,748 people
By 2030
37,962 · +0.6%
By 2040
38,151 · +1.1%
By 2050
37,980 · +0.6%
By 2075
36,622 · -3.0%
By 2100
32,741 · -13.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 12% Two or more races 8% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 7% Other Asian/Pacific 1%

Political lean MEDSL · Independence

2024 margin
Solid R (+59.5) · D 19.2% · R 78.7% · Other 2.1%
2008→2024 swing
-22.3pp toward R · 2008: -37.1pp · 2024: -59.5pp
All cycles
2024: R+59.5 2020: R+58.2 2016: R+52.4 2012: R+44.0 2008: R+37.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.19%
Current HPI
206.3787
Rent YoY
Metro
Batesville, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+74.9% since first listed
6 events — show timeline
  • 2025-10-22 Price Changed $139,900 CARMLS
  • 2025-10-21 Price Changed $139,900 Batesville
  • 2025-08-20 Listed $159,900 Batesville
  • 2025-08-18 Listed $159,900 CARMLS
  • 2000-06-02 Sold (Public Records) $115,000 Public Records
  • 1998-02-25 Sold (Public Records) $80,000 Public Records

Property tax history

+1.0%/yr

Latest (2025): $1,323 · +9.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…