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Willow Plan 🏗️ New Construction
D- Composite 35.4
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.3/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +3.9/10.0
  • Livability +3.7/5.0
  • 1% rule +2.6/10.0
  • Rent growth +2.5/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$309,990

Willow Plan · Godley, TX 76044
3 bd · 2.0 ba · 1,845 sqft · SingleFamily · 38 Days on market
Excellent condition 2-car garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Elements Series Willow floor plan is a single-story home with three bedrooms and two bathrooms. Features of this plan include a large family room, open dining and kitchen with custom cabinets and an island, and a primary suite with a walk-in closet. Contact us or visit our model home for more information about building this plan.

Key facts

  • Large family room
  • Custom cabinets
  • Walk-in closet

Tags

LARGE FAMILY ROOMOPEN DINING AND KITCHENCUSTOM CABINETSWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $309,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $318,630.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $310k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-293 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $276k (10.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (22.1% below list).
  • Recommended offer: $242k (22.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 3.5% in Godley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#226 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, amenities F, commute F.
  • Godley ISD (rural): math 34% / reading 38% proficiency, ranked #466 of 826 in TX (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Legacy El (math 39% / reading 37%, grade F, #1,709 of 4,322 statewide, top 40%, 408 students, 32% FRL); Godley H S (math 27% / reading 51%, grade F, #859 of 1,632 statewide, top 53%, 777 students, 42% FRL).
  • Market conditions: 724 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals lingering (median 41d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,152 units permitted in Johnson County in 2024 (76 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Johnson County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($301k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $241,632 (22.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.19%
Cash-on-cash
-3.94%
DSCR
0.82
GRM
11.0

CMA / ARV

ARV (median comp)
$318,630
List price
$309,990
Delta
-2.71%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1027 Stockton Dr 0.10mi 3/2.0 1,859 (+1%) 4mo $315,000 $169 91
592 Highview Ct 0.28mi 3/2.5 1,843 (-0%) 2mo $360,000 $195 83
1160 Country Glen Dr 0.36mi 3/2.0 1,848 (+0%) 2mo $324,900 $176 82
1017 River Oaks Dr 0.51mi 3/2.0 1,811 (-2%) 1mo $331,000 $183 72
1261 Grand Meadows Dr 0.54mi 3/2.0 1,840 (-0%) 3mo $346,000 $188 72
432 Avian Way 0.32mi 2/2.0 (-1) 1,794 (-3%) 4mo $299,990 $167 72
1010 Stockton Dr 0.08mi 4/2.0 (+1) 2,041 (+11%) 2mo $319,900 $157 72
568 Highview Ct 0.34mi 3/2.0 1,713 (-7%) 3mo $360,000 $210 70
409 Birchwood Dr 0.31mi 3/2.0 1,648 (-11%) 0mo $287,990 $175 68
408 Birchwood Dr 0.32mi 4/3.0 (+1) 1,952 (+6%) 0mo $349,540 $179 66
1005 River Oaks Dr 0.50mi 3/2.0 1,724 (-7%) 2mo $328,000 $190 65
933 Creekhollow Dr 0.56mi 3/2.0 1,672 (-9%) 4mo $320,000 $191 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-22.9%
Equity multiple
0.21×
Total profit
$-70,262
Equity at exit
$47,509
10-year hold
IRR
-17.3%
Equity multiple
0.05×
Total profit
$-85,071
Equity at exit
$27,549

Cash invested: $89,216 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
68 active · 21 under contract
Months of supply
20.4 mo (5%/mo absorbed)
Median asking
$331,495 ($178/sqft)
Median days on market
66 d
This list price
26% of active listings are priced below it
ARV vs active asking
-3.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76044

Home prices YoY
-12.4%
Active inventory
724
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,416 high interval (Pro) →
Mortgage (P&I)
$1,671
Tax est. 1.5%
$398 /mo · $4,779/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$507
Net cashflow
$-293

Break-even live

Break-even rent $2,787
Max offer price $276,220
Occupancy floor

Sensitivity live

Price -10% $-73 -5% $-183 +0% $-293 +5% $-403 +10% $-513
Rent -10% $-484 -5% $-389 +0% $-293 +5% $-198 +10% $-102
Rate -1.0pp $-133 -0.5pp $-212 base $-293 +0.5pp $-376 +1.0pp $-460

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,657
Closing costs
$9,559
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1032 Fairfax Dr Godley, TX 3.0 2.0 1672 $2,300 $1.38 35d 1 0.23mi
920 Elk Ridge Run Godley, TX 3.0 2.0 1692 $2,499 $1.48 112d 1 0.36mi
920 Elk Ridge Run Godley, TX 3.0 2.0 1683 $2,499 $1.48 106d 1 0.36mi
201 Cliff Ct Godley, TX 3.0 2.0 1852 $2,900 $1.57 106d 1 0.40mi
676 The Cottages Dr Godley, TX 4.0 2.5 2306 $2,450 $1.06 26d 1 0.50mi
644 The Cottages Dr Godley, TX 3.0 2.0 1662 $1,995 $1.20 139d 1 0.53mi
640 The Cottages Dr Godley, TX 4.0 2.5 2291 $2,325 $1.01 35d 1 0.54mi
9508 Ocelot Ct Godley, TX 4.0 3.0 2586 $2,520 $0.97 49d 1 0.95mi
9500 County Road 1001 Godley, TX 1.0–3.0 1.0–2.0 1063 $2,050 $1.93 0d 12 1.08mi
812 Rodgers Ave Godley, TX 3.0 2.0 1747 $2,600 $1.49 139d 1 1.17mi
13404 Balderdash Ct Godley, TX 3.0–5.0 2.0–2.5 2025 $2,270 $1.12 0d 1 1.32mi
8200 Korat Vis Godley, TX 4.0 2.0 2116 $2,400 $1.13 41d 1 1.34mi
8200 Korat Vis Godley, TX 4.0 2.0 2116 $2,400 $1.13 19d 1 1.34mi
8213 Korat Vis Godley, TX 4.0 2.0 1851 $2,300 $1.24 120d 1 1.37mi
226 Harp Ave Godley, TX 3.0 2.0 1737 $2,300 $1.32 26d 1 1.38mi
226 Harp Ave Godley, TX 3.0 2.0 1737 $2,375 $1.37 86d 1 1.38mi
641 Pawprint Holw Godley, TX 4.0 2.0 1993 $2,300 $1.15 11d 1 1.47mi

Property features AI

Finance

Other
Address: 1012 Brenham Dr, Godley, TX 76044
Financial info
List price $309,990

Exterior

Parking
Detached or attached 2 total parking spaces2-car garage
Home design
Single-family home (Willow plan)
Exterior features
Living area approximately 1,845

Interior

Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Interior features
Active new construction plan (Willow)

Listing history 50 events

  1. 2026-09-24
    days on market $309,990 Active 38 DOM
  2. 2026-09-23
    days on market $309,990 Active 37 DOM
  3. 2026-09-22
    days on market $309,990 Active 36 DOM
  4. 2026-09-21
    days on market $309,990 Active 35 DOM
  5. 2026-09-20
    days on market $309,990 Active 34 DOM
  6. 2026-09-19
    days on market $309,990 Active 33 DOM
  7. 2026-09-18
    days on market $309,990 Active 32 DOM
  8. 2026-09-17
    days on market $309,990 Active 31 DOM
  9. 2026-09-16
    days on market $309,990 Active 30 DOM
  10. 2026-09-15
    days on market $309,990 Active 29 DOM
  11. 2026-09-14
    days on market $309,990 Active 28 DOM
  12. 2026-09-13
    days on market $309,990 Active 27 DOM
  13. 2026-09-12
    days on market $309,990 Active 26 DOM
  14. 2026-09-11
    days on market $309,990 Active 25 DOM
  15. 2026-09-05
    days on market $309,990 Active 19 DOM
  16. 2026-09-04
    days on market $309,990 Active 18 DOM
  17. 2026-09-02
    days on market $309,990 Active 16 DOM
  18. 2026-08-31
    days on market $309,990 Active 14 DOM
  19. 2026-08-29
    days on market $309,990 Active 12 DOM
  20. 2026-08-28
    days on market $309,990 Active 11 DOM
  21. 2026-08-26
    days on market $309,990 Active 9 DOM
  22. 2026-08-25
    days on market $309,990 Active 8 DOM
  23. 2026-08-24
    days on market $309,990 Active 7 DOM
  24. 2026-08-23
    days on market $309,990 Active 6 DOM
  25. 2026-08-22
    days on market $309,990 Active 5 DOM
  26. 2026-08-21
    days on market $309,990 Active 4 DOM
  27. 2026-08-20
    days on market $309,990 Active 3 DOM
  28. 2026-08-19
    days on market $309,990 Active 2 DOM
  29. 2026-08-17
    remarks 335-char remark
  30. 2026-08-17
    days on marketlisting id $309,990 Active 1 DOM
  31. 2026-08-16
    days on market $309,990 Active 783 DOM
  32. 2026-08-15
    days on market $309,990 Active 782 DOM
  33. 2026-08-14
    days on market $309,990 Active 781 DOM
  34. 2026-08-13
    days on market $309,990 Active 780 DOM
  35. 2026-08-12
    days on market $309,990 Active 779 DOM
  36. 2026-08-11
    days on market $309,990 Active 778 DOM
  37. 2026-08-10
    days on market $309,990 Active 777 DOM
  38. 2026-08-09
    days on market $309,990 Active 776 DOM
  39. 2026-08-08
    days on market $309,990 Active 775 DOM
  40. 2026-08-06
    days on market $309,990 Active 773 DOM
  41. 2026-08-05
    days on market $309,990 Active 772 DOM
  42. 2026-08-04
    days on market $309,990 Active 771 DOM
  43. 2026-08-03
    days on market $309,990 Active 770 DOM
  44. 2026-07-31
    days on market $309,990 Active 767 DOM
  45. 2026-07-30
    days on market $309,990 Active 766 DOM
  46. 2026-07-30
    days on market $309,990 Active 765 DOM
  47. 2026-07-28
    days on market $309,990 Active 764 DOM
  48. 2026-07-26
    days on market $309,990 Active 762 DOM
  49. 2026-07-24
    days on market $309,990 Active 760 DOM
  50. 2026-07-23
    days on market $309,990 Active 759 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,996
− Mortgage interest
−$17,848
− Property taxes
−$4,779
− Insurance
−$1,593
− Repairs & maintenance
−$2,320
− Management
−$2,320
− Depreciation
−$9,269
Taxable loss
−$9,134
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,192
After-tax cash flow
$-1,325/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This single-story home in Godley, TX, is in excellent condition with modern finishes and a well-maintained exterior. It offers a great opportunity for a potential buyer or investor looking for a move-in-ready property.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both Replace window treatments — Modernize and improve energy efficiency
F Composite school gradezoned avg 39/100

Zoned Schools

Elementary Godley El Middle Godley Middle High Godley H S F TX #859/1,632 Nat'l #8,724/17,239

Schools (NCES district)

District
Godley ISD
NCES district ID
4820960
Math proficiency
34% ▼ -4.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$59,332
Composite
32.06/100
National rank
#5820
State rank
#466 of 826 in TX
B Composite livability gradescore 73/100

Livability — Godley

Score
73/100
State rank
#226
US rank
#5528

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety D+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Godley, TX
County
Johnson · 179,678 people
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
8,759
Household income
$103,795
Rent vs Own
10.3% rent · 89.7% own
Severe rent burden
4% of renters

Population outlook (Johnson County) Hauer SSP2

Today (2025)
179,678 people
By 2030
189,208 · +5.3%
By 2040
207,261 · +15.4%
By 2050
223,064 · +24.1%
By 2075
259,979 · +44.7%
By 2100
275,395 · +53.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 19% Two or more races 9% Black 3%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 2% Romanian 1% Iranian 1%
Foreign-born
4% · Canada
Languages at home
88% English-only · Spanish 11%

Political lean MEDSL · Johnson

2024 margin
Solid R (+51.4) · D 23.9% · R 75.3%
2008→2024 swing
-3.9pp toward R · 2008: -47.5pp · 2024: -51.4pp
All cycles
2024: R+51.4 2020: R+53.0 2016: R+58.3 2012: R+55.6 2008: R+47.5

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…