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Willow Plan 🏗️ New Construction
D- Composite 35.19
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.2/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +3.9/10.0
  • Livability +3.7/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$309,990

Willow Plan · Godley, TX 76044
3 bd · 2.0 ba · 1,845 sqft · SingleFamily · 83 Days on market
Excellent condition 2-car garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Elements Series Willow floor plan is a single-story home with three bedrooms and two bathrooms. Features of this plan include a large family room, open dining and kitchen with custom cabinets and an island, and a primary suite with a walk-in closet. Contact us or visit our model home for more information about building this plan.

Key facts

  • Large family room
  • Custom cabinets
  • Walk-in closet

Tags

LARGE FAMILY ROOMOPEN DINING AND KITCHENCUSTOM CABINETSWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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🏗️ New construction. The $309,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $326,872.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $310k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-311 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $282k (9.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $247k (20.4% below list).
  • Recommended offer: $247k (20.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 3.5% in Godley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#226 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, amenities F, commute F.
  • Godley ISD (rural): math 34% / reading 38% proficiency, ranked #466 of 826 in TX (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Legacy El (math 39% / reading 37%, grade F, #1,709 of 4,322 statewide, top 40%, 408 students, 32% FRL); Godley H S (math 27% / reading 51%, grade F, #859 of 1,632 statewide, top 53%, 777 students, 42% FRL).
  • Market conditions: 780 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 81d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 74% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,152 units permitted in Johnson County in 2024 (76 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Johnson County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 83 days — a 6% lower offer ($291k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,617 (20.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75% ✗
Cap rate
5.15%
Cash-on-cash
-4.07%
DSCR
0.82
GRM
11.0

CMA / ARV

ARV (median comp)
$326,872
List price
$309,990
Delta
-5.16%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
592 Highview Ct 0.28mi 3/2.5 1,843 (-0%) 4mo $360,000 $195 82
1160 Country Glen Dr 0.36mi 3/2.0 1,848 (+0%) 3mo $324,900 $176 80
445 Avian Way 0.27mi 3/2.0 2,001 (+8%) 1mo $326,970 $163 72
921 Amberwood Dr 0.21mi 3/2.0 1,635 (-11%) 0mo $279,990 $171 71
932 Creekhollow Dr 0.59mi 3/2.0 1,845 (0%) 2mo $327,000 $177 71
1017 River Oaks Dr 0.51mi 3/2.0 1,811 (-2%) 3mo $331,000 $183 71
1261 Grand Meadows Dr 0.54mi 3/2.0 1,840 (-0%) 4mo $346,000 $188 71
1010 Stockton Dr 0.08mi 4/2.0 (+1) 2,041 (+11%) 4mo $319,900 $157 70
409 Birchwood Dr 0.31mi 3/2.0 1,648 (-11%) 2mo $287,990 $175 66
408 Birchwood Dr 0.32mi 4/3.0 (+1) 1,952 (+6%) 2mo $349,540 $179 65
1005 River Oaks Dr 0.50mi 3/2.0 1,724 (-7%) 3mo $328,000 $190 63
405 W Graham St 0.65mi 3/2.0 1,764 (-4%) 1mo $235,000 $133 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.1%
Equity multiple
0.21×
Total profit
$-72,716
Equity at exit
$48,738
10-year hold
IRR
-17.7%
Equity multiple
0.03×
Total profit
$-88,646
Equity at exit
$28,262

Cash invested: $91,524 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
71 active · 23 under contract
Months of supply
20.3 mo (5%/mo absorbed)
Median asking
$328,490 ($175/sqft)
Median days on market
83 d
This list price
25% of active listings are priced below it
ARV vs active asking
+1.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76044

Home prices YoY
-12.4%
Active inventory
780
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,466 high interval (Pro) →
Mortgage (P&I)
−$1,714
Tax est. 1.5%
−$409 /mo · $4,903/yr
Insurance
−$136
HOA
−$0
Vacancy / Maint / Mgmt
−$518
Net cashflow
$-311

Break-even live

Break-even rent $2,859
Max offer price $281,919
Occupancy floor —

Sensitivity live

Price -10% $-85 -5% $-198 +0% $-311 +5% $-424 +10% $-537
Rent -10% $-505 -5% $-408 +0% $-311 +5% $-213 +10% $-116
Rate -1.0pp $-146 -0.5pp $-228 base $-311 +0.5pp $-395 +1.0pp $-482

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,718
Closing costs
$9,806
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1032 Fairfax Dr Godley, TX 3.0 2.0 1672 $2,300 $1.38 80d 1 0.23mi
1136 Country Glen Dr Godley, TX 4.0 2.5 2238 $2,800 $1.25 6d 1 0.31mi
920 Elk Ridge Run Godley, TX 3.0 2.0 1692 $2,499 $1.48 157d 1 0.36mi
920 Elk Ridge Run Godley, TX 3.0 2.0 1683 $2,499 $1.48 152d 1 0.36mi
201 Cliff Ct Godley, TX 3.0 2.0 1852 $2,900 $1.57 151d 1 0.40mi
676 The Cottages Dr Godley, TX 4.0 2.5 2306 $2,450 $1.06 71d 1 0.50mi
644 The Cottages Dr Godley, TX 3.0 2.0 1662 $1,995 $1.20 184d 1 0.53mi
640 The Cottages Dr Godley, TX 4.0 2.5 2291 $2,325 $1.01 80d 1 0.54mi
9508 Ocelot Ct Godley, TX 4.0 3.0 2586 $2,520 $0.97 94d 1 0.95mi
812 Rodgers Ave Godley, TX 3.0 2.0 1747 $2,600 $1.49 184d 1 1.17mi
8109 Korat Vis Godley, TX 4.0 3.0 2306 $2,500 $1.08 3d 1 1.28mi
13404 Balderdash Ct Godley, TX 3.0–5.0 2.0–2.5 2025 $2,330 $1.15 0d 1 1.32mi
8200 Korat Vis Godley, TX 4.0 2.0 2116 $2,400 $1.13 65d 1 1.34mi
8200 Korat Vis Godley, TX 4.0 2.0 2116 $2,400 $1.13 86d 1 1.34mi
8217 Catclaw Pr Godley, TX 3.0 3.0 2430 $2,445 $1.01 7d 1 1.37mi
8213 Korat Vis Godley, TX 4.0 2.0 1851 $2,300 $1.24 165d 1 1.37mi
226 Harp Ave Godley, TX 3.0 2.0 1737 $2,375 $1.37 131d 1 1.38mi
226 Harp Ave Godley, TX 3.0 2.0 1737 $2,300 $1.32 72d 1 1.38mi
641 Pawprint Holw Godley, TX 4.0 2.0 1993 $2,300 $1.15 29d 1 1.47mi

Property features AI

Finance

Other
Address: 1012 Brenham Dr, Godley, TX 76044
Financial info
List price $309,990

Exterior

Parking
Detached or attached 2 total parking spaces2-car garage
Home design
Single-family home (Willow plan)
Exterior features
Living area approximately 1,845

Interior

Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Interior features
Active new construction plan (Willow)

Listing history 50 events

  1. 2026-11-08
    days on market $309,990 Active 83 DOM
  2. 2026-11-07
    days on market $309,990 Active 82 DOM
  3. 2026-11-06
    days on market $309,990 Active 81 DOM
  4. 2026-11-05
    days on market $309,990 Active 80 DOM
  5. 2026-11-04
    days on market $309,990 Active 79 DOM
  6. 2026-11-02
    days on market $309,990 Active 77 DOM
  7. 2026-11-01
    days on market $309,990 Active 76 DOM
  8. 2026-10-31
    days on market $309,990 Active 75 DOM
  9. 2026-10-30
    days on market $309,990 Active 74 DOM
  10. 2026-10-29
    days on market $309,990 Active 73 DOM
  11. 2026-10-28
    days on market $309,990 Active 72 DOM
  12. 2026-10-27
    days on market $309,990 Active 71 DOM
  13. 2026-10-26
    days on market $309,990 Active 70 DOM
  14. 2026-10-26
    days on market $309,990 Active 69 DOM
  15. 2026-10-24
    days on market $309,990 Active 68 DOM
  16. 2026-10-23
    days on market $309,990 Active 67 DOM
  17. 2026-10-22
    days on market $309,990 Active 66 DOM
  18. 2026-10-21
    days on market $309,990 Active 65 DOM
  19. 2026-10-20
    days on market $309,990 Active 64 DOM
  20. 2026-10-19
    days on market $309,990 Active 63 DOM
  21. 2026-10-18
    days on market $309,990 Active 62 DOM
  22. 2026-10-17
    days on market $309,990 Active 61 DOM
  23. 2026-10-16
    days on market $309,990 Active 60 DOM
  24. 2026-10-15
    days on market $309,990 Active 59 DOM
  25. 2026-10-14
    days on market $309,990 Active 58 DOM
  26. 2026-10-13
    days on market $309,990 Active 57 DOM
  27. 2026-10-12
    days on market $309,990 Active 56 DOM
  28. 2026-10-11
    days on market $309,990 Active 55 DOM
  29. 2026-10-10
    days on market $309,990 Active 54 DOM
  30. 2026-10-09
    days on market $309,990 Active 53 DOM
  31. 2026-10-08
    days on market $309,990 Active 52 DOM
  32. 2026-10-07
    days on market $309,990 Active 51 DOM
  33. 2026-10-06
    days on market $309,990 Active 50 DOM
  34. 2026-10-05
    days on market $309,990 Active 49 DOM
  35. 2026-10-04
    days on market $309,990 Active 48 DOM
  36. 2026-10-04
    days on market $309,990 Active 47 DOM
  37. 2026-10-02
    days on market $309,990 Active 46 DOM
  38. 2026-10-01
    days on market $309,990 Active 45 DOM
  39. 2026-09-30
    days on market $309,990 Active 44 DOM
  40. 2026-09-29
    days on market $309,990 Active 43 DOM
  41. 2026-09-28
    days on market $309,990 Active 42 DOM
  42. 2026-09-27
    days on market $309,990 Active 41 DOM
  43. 2026-09-26
    days on market $309,990 Active 40 DOM
  44. 2026-09-25
    days on market $309,990 Active 39 DOM
  45. 2026-09-24
    days on market $309,990 Active 38 DOM
  46. 2026-09-23
    days on market $309,990 Active 37 DOM
  47. 2026-09-22
    days on market $309,990 Active 36 DOM
  48. 2026-09-21
    days on market $309,990 Active 35 DOM
  49. 2026-09-20
    days on market $309,990 Active 34 DOM
  50. 2026-09-19
    days on market $309,990 Active 33 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,594
− Mortgage interest
−$18,310
− Property taxes
−$4,903
− Insurance
−$1,634
− Repairs & maintenance
−$2,368
− Management
−$2,368
− Depreciation
−$9,509
Taxable loss
−$9,497
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,279
After-tax cash flow
$-1,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This single-story home in Godley, TX, is in excellent condition with modern finishes and a well-maintained exterior. It offers a great opportunity for a potential buyer or investor looking for a move-in-ready property.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Landscaping improvements — Enhances curb appeal and adds value ↑
  • Both Replace window treatments — Modernize and improve energy efficiency ↑
F Composite school gradezoned avg 39/100

Zoned Schools

Elementary Godley El Middle Godley Middle High Godley H S F TX #859/1,632 Nat'l #8,724/17,239

Schools (NCES district)

District
Godley ISD
NCES district ID
4820960
Math proficiency
34% ▼ -4.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$59,332
Composite
32.06/100
National rank
#5820
State rank
#466 of 826 in TX
B Composite livability gradescore 73/100

Livability — Godley

Score
73/100
State rank
#226
US rank
#5528

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety D+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Godley, TX
County
Johnson · 179,678 people
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
8,759
Household income
$103,795
Rent vs Own
10.3% rent · 89.7% own
Severe rent burden
4% of renters

Population outlook (Johnson County) Hauer SSP2

Today (2025)
179,678 people
By 2030
189,208 · +5.3%
By 2040
207,261 · +15.4%
By 2050
223,064 · +24.1%
By 2075
259,979 · +44.7%
By 2100
275,395 · +53.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 19% Two or more races 9% Black 3%
Hispanic origin (detail)
Mexican 14%
Languages at home
88% English-only · Spanish 11%

Political lean MEDSL · Johnson

2024 margin
Solid R (+51.4) · D 23.9% · R 75.3%
2008→2024 swing
-3.9pp toward R · 2008: -47.5pp · 2024: -51.4pp
All cycles
2024: R+51.4 2020: R+53.0 2016: R+58.3 2012: R+55.6 2008: R+47.5

Not yet ingested

Civics
—

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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