14738 Dante Ave · Dolton, IL 60419

$155,000

3 bd · 1.0 ba · 1,066 sqft · SingleFamily public records · 141 Days on market

Built 1958 4,920 sqft lot Est $126k · 23% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.5/30.0
• 1% rule +10.0/10.0
• DSCR +8.5/10.0
• Rent growth +4.9/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Split level with great possibilities, 3 bedrooms on second level and open floor plan on main level . "This property is eligible under the Freddie Mac First Look Initiative through 11/07/2013

Key facts

• Second bathroom
• Huge family room
• Large living room

Tags

• LARGE LIVING ROOM
• SECOND BATHROOM
• HUGE FAMILY ROOM
• MARBLE LIKE FLOORING
• BUILT-IN BAR
• CENTRAL AIR

Property features AI

Finance

• Other: Possession negotiable
• HOA & community: No master association fees required

Exterior

• Parking: Detached garage with 2 garage spaces (2 total parking spaces)
• Utilities: Water from Lake Michigan / public water; Public sewer
• Home design: Detached single-family home; Split-level design; Fee simple ownership
• Construction: Brick and cedar exterior; Built approximately 61–70 years ago; Property built before 1978
• Exterior features: Lot dimensions approximately 40 x 123; Less than 0.25 acre lot; School bus service, commuter train access, and nearby interstate access

Interior

• Kitchen: Kitchen on main level (12 x 16)
• Bedrooms: 3 bedrooms (master and two additional bedrooms on second level)
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: Finished full basement; 6 total rooms
• Laundry & utility: Laundry room on lower level (14 x 10)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $362 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $136k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 74/100 on livability (#263 in IL, #4,883 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools F.
• Thornton Twp Hsd 205 (suburban): math 7% / reading 8% proficiency, ranked #594 of 620 in IL (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+9.7%/yr); 130 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
• At $2,343/mo this rent would consume 49% of the median local household income ($58k/yr) (locally 919% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $43k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 141 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $19k; list at $155k implies a 716% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 4.7% of price; built in 1958 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 9.10%
• Cash-on-cash: 10.02%
• DSCR: 1.45
• GRM: 5.5

CMA / ARV

• ARV (on-the-fly): $125,788
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14738 Blackstone Ave	0.06mi	3/1.0	1,017 (-5%)	1mo	$150,000	$147	89
14642 Dorchester Ave	0.13mi	3/1.0	1,013 (-5%)	1mo	$170,000	$168	85
14731 Kimbark Ave	0.16mi	3/1.0	1,017 (-5%)	2mo	$115,000	$113	83
14610 Blackstone Ave	0.21mi	3/1.0	1,017 (-5%)	1mo	$150,000	$147	82
14842 Shepard Dr	0.17mi	3/1.5	1,141 (+7%)	2mo	$135,000	$118	77
1138 E 151st St	0.51mi	3/1.5	1,056 (-1%)	2mo	$210,000	$199	71
14341 University Ave	0.61mi	3/1.0	1,035 (-3%)	1mo	$100,000	$97	66
15043 Meadow Ln	0.43mi	3/1.0	1,151 (+8%)	1mo	$130,000	$113	66
317 Madison Ave	0.42mi	3/1.0	1,152 (+8%)	3mo	$67,200	$58	65
14222 S Woodlawn Ave	0.74mi	3/1.0	1,089 (+2%)	2mo	$90,000	$83	60
370 Clyde Ave	0.56mi	3/2.0	973 (-9%)	0mo	$105,000	$108	55
14315 Dobson Ave	0.73mi	4/2.0 (+1)	1,200 (+13%)	1mo	$194,888	$162	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 5.9%
• Equity multiple: 1.25×
• Total profit: $10,644
• Equity at exit: $23,111

10-year hold

• IRR: 20.3%
• Equity multiple: 3.22×
• Total profit: $96,540
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60419

• Home prices YoY: -25.7%
• Rents YoY: 9.7%
• Active inventory: 130
• Price-to-rent: 5.5×

Monthly cashflow live

• Estimated rent: $2,343 high
• Mortgage (P&I): −$813
• Tax from tax record: −$611 /mo · $7,335/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$492
• Net cashflow: $362

Break-even live

Break-even rent $1,884

Max offer price $155,000

Occupancy floor 80%

Sensitivity live

Price	-10% $887	-5% $406	+0% $362	+5% $319	+10% $275
Rent	-10% $177	-5% $270	+0% $362	+5% $455	+10% $548
Rate	-1.0pp $441	-0.5pp $402	base $362	+0.5pp $322	+1.0pp $281

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14738 Blackstone Ave Dolton, IL	3.0	1.0	1017	$2,400	$2.36	10d	1	0.05mi
14716 Dorchester Ave Dolton, IL	3.0	2.0	1250	$2,800	$2.24	19d	1	0.09mi
14610 Blackstone Ave Dolton, IL	3.0	1.0	1017	$2,400	$2.36	6d	1	0.18mi
409 Madison Ave Unit 2 Calumet City, IL	3.0	1.5	1200	$1,795	$1.50	4d	1	0.41mi
14433 Woodlawn Ave Dolton, IL	4.0	2.0	1300	$2,000	$1.54	19d	1	0.47mi
405 Clyde Ave Calumet City, IL	3.0	1.0	973	$2,300	$2.36	1d	1	0.59mi
1860 State St Calumet City, IL	3.0	1.0	1100	$1,800	$1.64	18d	1	0.63mi
15231 Hastings Dr Dolton, IL	4.0	1.5	1487	$2,146	$1.44	8d	1	0.69mi
14500 Cottage Grove Ave Unit 3 Dolton, IL	2.0	1.0	1000	$1,475	$1.48	25d	1	0.91mi
660 Clyde Ave Calumet City, IL	3.0	1.5	1400	$1,750	$1.25	3d	1	0.91mi
250 Yates Ave Unit 1616 Dolton 1E Calumet City, IL	2.0	1.0	875	$1,465	$1.67	8d	1	0.94mi
101 Oglesby Ave Calumet City, IL	2.0	1.0	1000	$1,800	$1.80	20d	1	0.95mi
101 Oglesby Ave Calumet City, IL	2.0	1.0	1100	$1,800	$1.64	12d	1	0.95mi
101 Oglesby Ave Calumet City, IL	2.0	1.0	1000	$1,800	$1.80	22d	1	0.95mi
1601 Downs Dr Unit 3S Calumet City, IL	2.0	1.0	750	$1,400	$1.87	25d	1	0.97mi
14916 Langley Ave Dolton, IL	3.0	1.5	1418	$2,500	$1.76	25d	1	0.99mi
14817 Champlain Ave Dolton, IL	2.0	1.0	980	$2,430	$2.48	22d	1	1.00mi
659 Paxton Ave Calumet City, IL	3.0	2.0	1255	$2,461	$1.96	10d	1	1.02mi
460 Hoxie Ave Unit R Calumet City, IL	2.0	1.0	800	$1,650	$2.06	8d	1	1.13mi
460 Hoxie Ave Unit R Calumet City, IL	2.0	1.0	800	$1,650	$2.06	14d	1	1.13mi
14518 S Hoxie Ave Chicago, IL	3.0	1.5	1128	$2,450	$2.17	1d	1	1.14mi
14305 Irving Ave Unit 2 Dolton, IL	3.0	1.0	1100	$2,200	$2.00	25d	1	1.19mi
14501 Torrence Ave Unit 3A Burnham, IL	2.0	1.0	800	$1,250	$1.56	10d	1	1.24mi
14501 S Torrence Ave Chicago, IL	1.0–2.0	1.0	737	$1,250	$1.69	13d	2	1.24mi
15509 Park Ln South Holland, IL	4.0	1.5	1200	$3,400	$2.83	8d	1	1.44mi
15509 Park Ln South Holland, IL	4.0	1.5	1200	$3,400	$2.83	25d	1	1.44mi
2605 E Martha Pl Chicago, IL	2.0	2.0	1353	$1,860	$1.37	22d	1	1.47mi
671 Saginaw Ave Calumet City, IL	3.0	2.0	1250	$2,276	$1.82	10d	1	1.47mi
15238 Doctor Martin Luther King Junior Dr Unit 2W Dolton, IL	2.0	1.0	800	$1,500	$1.88	11d	1	1.48mi

Listing history 27 events

1. 2026-06-18
   days on market $155,000 Active 141 DOM
2. 2026-06-17
   days on market $155,000 Active 140 DOM
3. 2026-06-16
   days on market $155,000 Active 139 DOM
4. 2026-06-15
   days on market $155,000 Active 138 DOM
5. 2026-06-13
   days on market $155,000 Active 136 DOM
6. 2026-06-13
   days on market $155,000 Active 135 DOM
7. 2026-06-09
   days on market $155,000 Active 132 DOM
8. 2026-06-08
   days on market $155,000 Active 131 DOM
9. 2026-06-07
   days on market $155,000 Active 130 DOM
10. 2026-06-04
    days on market $155,000 Active 127 DOM
11. 2026-06-03
    days on market $155,000 Active 126 DOM
12. 2026-06-02
    days on market $155,000 Active 125 DOM
13. 2026-06-01
    days on market $155,000 Active 124 DOM
14. 2026-05-31
    days on market $155,000 Active 123 DOM
15. 2026-03-04
    price $155,000
16. 2026-01-28
    listed $160,000 Active
17. 2014-02-27
    soldstatus $19,000 Closed Sale 195-char remark

    Show marketing remark (195 chars)

    Split level with great possibilities, 3 bedrooms on second level and open floor plan on main level . "This property is eligible under the Freddie Mac First Look Initiative through 11/07/2013

18. 2014-02-06
    status Pending 195-char remark

    Show marketing remark (195 chars)

    Split level with great possibilities, 3 bedrooms on second level and open floor plan on main level . "This property is eligible under the Freddie Mac First Look Initiative through 11/07/2013

19. 2014-01-23
    price $23,900 Price Change 195-char remark

    Show marketing remark (195 chars)

    Split level with great possibilities, 3 bedrooms on second level and open floor plan on main level . "This property is eligible under the Freddie Mac First Look Initiative through 11/07/2013

20. 2014-01-01
    price $24,900 Price Change 195-char remark

    Show marketing remark (195 chars)

    Split level with great possibilities, 3 bedrooms on second level and open floor plan on main level . "This property is eligible under the Freddie Mac First Look Initiative through 11/07/2013

21. 2013-11-26
    price $29,900 Price Change 195-char remark

    Show marketing remark (195 chars)

    Split level with great possibilities, 3 bedrooms on second level and open floor plan on main level . "This property is eligible under the Freddie Mac First Look Initiative through 11/07/2013

22. 2013-10-25
    listed $34,900 New 195-char remark

    Show marketing remark (195 chars)

    Split level with great possibilities, 3 bedrooms on second level and open floor plan on main level . "This property is eligible under the Freddie Mac First Look Initiative through 11/07/2013

23. 2007-09-01
    historical
24. 2007-05-09
    listed
25. 2007-01-20
    historical
26. 2006-07-20
    listed
27. 1995-10-19
    soldstatus $74,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $7,335 · $611/mo
• Projected year-2 tax: $7,335 · $611/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,118
• − Mortgage interest: −$8,682
• − Property taxes: −$7,335
• − Insurance: −$775
• − Repairs & maintenance: −$2,249
• − Management: −$2,249
• − Depreciation: −$4,509
• Taxable income: $2,318
• Est. tax owed @ 24.0%: −$556
• After-tax cash flow: $3,793/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Thornton Twp Hsd 205
• NCES district ID: 1738970
• Math proficiency: 7% ▬ 0.00%
• Reading proficiency: 8% ▼ -2.00%
• Median HH income: $43,392
• Composite: 6.92/100
• National rank: #9976
• State rank: #594 of 620 in IL

Livability — Dolton

• Score: 74/100
• State rank: #263
• US rank: #4883

Category grades

Amenities F Commute A+ Cost of living A+ Crime D- Employment C- Housing A+ Health & safety C- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dolton, IL
• County: Cook County · 4,486,803 people
• City population: 20,825
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 20,825
• Household income: $57,887
• Rent vs Own: 27.4% rent · 72.6% own
• Severe rent burden: 919.0

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% White 4% Two or more races 3% Hispanic / Latino 1%
• Common ancestry: Romanian 1% Hispanic 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · French/Haitian/Cajun 2% Spanish 1%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -66.88%
• Current HPI: 193.2346
• Rent YoY: ▲ 9.65%
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+109.5% since first listed

13 events — show timeline

• 2026-03-04 Price Changed $155,000 MRED as Distributed by MLS Grid
• 2026-01-28 Listed $160,000 MRED as Distributed by MLS Grid
• 2014-02-27 Sold (MLS) $19,000 MRED as Distributed by MLS Grid
• 2014-02-06 Pending — MRED as Distributed by MLS Grid
• 2014-01-23 Price Changed $23,900 MRED as Distributed by MLS Grid
• 2014-01-01 Price Changed $24,900 MRED as Distributed by MLS Grid
• 2013-11-26 Price Changed $29,900 MRED as Distributed by MLS Grid
• 2013-10-25 Listed $34,900 MRED as Distributed by MLS Grid
• 2007-09-01 Listing Removed — MRED as Distributed by MLS Grid
• 2007-05-09 Listed — MRED as Distributed by MLS Grid
• 2007-01-20 Listing Removed — MRED as Distributed by MLS Grid
• 2006-07-20 Listed — MRED as Distributed by MLS Grid
• 1995-10-19 Sold (Public Records) $74,000 Public Records

Property tax history

+5.2%/yr

Latest (2023): $7,335 · -9.3% YoY. Source: county tax records.