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16661 Windmill Forge Pass
D Composite 44.37
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.3/30.0
  • Livability +3.9/5.0
  • 1% rule +3.8/10.0
  • Appreciation +3.8/10.0
  • Condition / age +3.8/5.0
  • Schools +3.4/10.0
  • Rent growth +1.9/5.0
  • DSCR +1.5/10.0

$300,000

16661 Windmill Forge Pass · Sun City Center, FL 33598
4 bd · 2.0 ba · 1,846 sqft · SingleFamily public records · 119 Days on market
Built 2023 Good condition 7,628 sqft lot 2-car garage $163/sqft · 17% below area Est $361k · 17% under $90/mo HOA · 3% of rent ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Under Construction. Located off HWY-301 and FL-674 in Wimauma, Sereno is centrally located between Tampa and Sarasota, less than 10 minutes from I-75 and Veterans Express Way, giving you quick access to your Tampa Bay commute route. A variety of state parks such as E. G. Simmons Park, and freshwater access points are within close proximity. Sereno features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and Home is Connected; D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R.

Key facts

  • Gated community
  • Huge walk-in closet
  • Tile flooring

Tags

GATED COMMUNITYTILE FLOORINGGRANITE COUNTERTOPSWALK-IN PANTRYHUGE WALK-IN CLOSETLARGE WALK-IN SHOWER

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $300k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-395 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $230k (23.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (12.3% below list).
  • Recommended offer: $230k (23.3% below list) — sets the bar for cash-flow.
  • Cap rate 4.7% vs local median 3.7% in Sun City Center — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: amenities F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Reddick Elementary School (math 34% / reading 29%, grade F, #1,841 of 2,144 statewide, top 86%, 794 students, 78% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Jule F Sumner High School (math 43% / reading 43%, grade F, #255 of 667 statewide, top 39%, 3,827 students, 43% FRL).
  • Zoned-school proficiency averages 34% at this address vs 48% district-wide (-14 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.5%/yr); 962 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 119 days — a 9% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $19k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $230,236 (23.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
4.71%
Cash-on-cash
-5.64%
DSCR
0.75
GRM
9.5

CMA / ARV

ARV (median comp)
$361,395
List price
$300,000
Delta
-16.99%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16127 Cape Coral Dr 0.55mi 3/2.0 (-1) 1,823 (-1%) 1mo $327,500 $180 67
16313 Treasure Point Dr 0.25mi 3/2.0 (-1) 1,704 (-8%) 13mo $326,000 $191 59
235 Linger Ln 0.71mi 3/2.0 (-1) 1,797 (-3%) 0mo $300,000 $167 57
302 Northway Dr 0.78mi 3/2.0 (-1) 1,820 (-1%) 1mo $258,000 $142 57
16547 Mosaic Oar Dr 0.32mi 3/2.0 (-1) 1,516 (-18%) 1mo $292,000 $193 54
16639 Goose Ribbon Pl 1.03mi 4/2.5 2,035 (+10%) 0mo $363,000 $178 46
16619 Goose Ribbon Pl 0.94mi 4/2.5 2,035 (+10%) 1mo $315,000 $155 45
16141 Amethyst Key Dr 0.53mi 3/2.0 (-1) 1,524 (-17%) 1mo $286,000 $188 44
16010 Golden Lakes Dr 0.68mi 3/2.0 (-1) 2,058 (+12%) 1mo $385,000 $187 43
16120 Cedar Key Dr 0.52mi 3/2.5 (-1) 2,171 (+18%) 1mo $410,000 $189 43
16717 Parker River St 0.79mi 4/2.0 1,485 (-20%) 0mo $278,000 $187 40
4922 Sapphire Sound Dr 1.00mi 3/2.0 (-1) 2,052 (+11%) 2mo $470,000 $229 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.35% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-24.4%
Equity multiple
0.13×
Total profit
$-72,908
Equity at exit
$53,542
10-year hold
IRR
-27.3%
Equity multiple
-0.40×
Total profit
$-117,256
Equity at exit
$41,330

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
30 active · 32 under contract
Months of supply
18.0 mo (6%/mo absorbed)
Median asking
$342,000 ($190/sqft)
Median days on market
65 d
This list price
7% of active listings are priced below it
ARV vs active asking
+3.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33598

Home prices YoY
-0.9%
Rents YoY
-2.5%
Active inventory
962
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,631 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$685 /mo · $8,222/yr
Insurance
$125
HOA
$90
Vacancy / Maint / Mgmt
$553
Net cashflow
$-395

Break-even live

Break-even rent $3,131
Max offer price $230,236
Occupancy floor

Sensitivity live

Price -10% $-225 -5% $-310 +0% $-395 +5% $-480 +10% $-565
Rent -10% $-603 -5% $-499 +0% $-395 +5% $-291 +10% $-187
Rate -1.0pp $-244 -0.5pp $-319 base $-395 +0.5pp $-473 +1.0pp $-552

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16505 Windmill Forge Pass Wimauma, FL 5.0 3.0 2601 $3,000 $1.15 75d 1 0.10mi
16530 Windmill Forge Pass Wimauma, FL 4.0 2.0 1846 $2,250 $1.22 10d 1 0.11mi
16616 Windmill Forge Pass Wimauma, FL 4.0 2.0 1846 $2,350 $1.27 120d 1 0.14mi
16638 Mosaic Oar Dr Wimauma, FL 4.0 2.5 2328 $2,385 $1.02 44d 1 0.19mi
16651 Mosaic Oar Dr Wimauma, FL 4.0 2.5 2328 $2,450 $1.05 120d 1 0.19mi
16605 Mosaic Oar Dr Wimauma, FL 3.0 2.0 1516 $2,300 $1.52 95d 1 0.23mi
16555 Mosaic Oar Dr Wimauma, FL 5.0 3.0 2447 $2,750 $1.12 27d 1 0.29mi
16303 Treasure Point Dr Wimauma, FL 3.0 2.0 2020 $2,556 $1.27 61d 1 0.31mi
16461 Little Garden Dr Wimauma, FL 3.0 2.0 1676 $2,250 $1.34 117d 1 0.32mi
16716 Glacier Bay Loop Wimauma, FL 4.0 2.5 2260 $2,450 $1.08 120d 1 0.38mi
5050 Brickwood Rise Dr Wimauma, FL 4.0 2.0 1870 $2,116 $1.13 40d 1 0.43mi
5048 Brickwood Rise Dr Wimauma, FL 3.0 2.0 1461 $1,901 $1.30 61d 1 0.43mi
5045 Brickwood Rise Dr Wimauma, FL 3.0 2.0 1461 $1,806 $1.24 10d 1 0.46mi
5041 Brickwood Rise Dr Wimauma, FL 5.0 2.0 2389 $2,216 $0.93 44d 1 0.46mi
5025 Brickwood Rise Dr Wimauma, FL 4.0 2.5 1925 $2,500 $1.30 120d 1 0.46mi
4836 Grand Banks Dr Wimauma, FL 4.0 3.0 2470 $2,700 $1.09 62d 1 0.57mi
5029 Sable Chime Dr Wimauma, FL 3.0 2.0 1451 $1,995 $1.37 60d 1 0.58mi
5101 Sable Chime Dr Wimauma, FL 5.0 2.5 2264 $3,300 $1.46 69d 1 0.58mi
5444 Flint Hills Dr Wimauma, FL 4.0 2.0 2000 $2,550 $1.27 100d 1 0.61mi
5414 Flint Hills Dr Wimauma, FL 4.0 2.5 2045 $2,550 $1.25 10d 1 0.61mi
4902 Cosmos Cir Wimauma, FL 3.0 1.0–3.5 1231 $2,738 $2.22 0d 40 0.63mi
16260 Amethyst Key Dr Wimauma, FL 3.0 2.0 1889 $2,300 $1.22 120d 1 0.63mi
5420 Leslie Canyon Dr Wimauma, FL 4.0 2.0 2270 $2,800 $1.23 10d 1 0.66mi
16561 Delia St Wimauma, FL 4.0 3.0 2557 $2,900 $1.13 73d 1 0.70mi
16561 Delia St Wimauma, FL 4.0 3.0 2557 $2,750 $1.08 69d 1 0.70mi
16568 Delia St Wimauma, FL 4.0 3.0 2557 $3,300 $1.29 72d 1 0.72mi
16702 Carlton Pond St Wimauma, FL 4.0 3.0 2435 $2,400 $0.99 120d 1 0.73mi
16576 Delia St Wimauma, FL 4.0 2.0 2270 $2,500 $1.10 10d 1 0.73mi
16782 Carlton Pond St Wimauma, FL 4.0 2.0 1846 $2,150 $1.16 10d 1 0.75mi
16709 Parker River St Wimauma, FL 3.0 2.0 1676 $2,050 $1.22 100d 1 0.76mi
16763 Parker River St Wimauma, FL 4.0 2.0 2000 $2,200 $1.10 5d 1 0.77mi
5048 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 2d 1 0.82mi
5091 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,201 $1.35 120d 1 0.82mi
5089 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,201 $1.35 120d 1 0.82mi
5085 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,201 $1.35 120d 1 0.82mi
5028 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 30d 1 0.83mi
16610 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,176 $1.33 120d 1 0.83mi
16616 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,276 $1.39 117d 1 0.84mi
5010 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 120d 1 0.84mi
5008 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 65d 1 0.85mi

Property features AI

Finance

Other
Located in a gated, amenity-rich communityLease restrictions apply
Financial info
Other annual assessment recorded
HOA & community
HOA named Adriana (fees required, association approval required)Monthly HOA approx. $90.46 (quarterly fee listed as $271.39)HOA amenities include pool, basketball court, tennis courts, clubhouse, park, playground, dog park, community mailbox, sidewalks, and street lightsPets allowed (cats and dogs)

Exterior

Parking
Driveway2-car garage with garage door opener (attached)
Security
Gated communitySecurity systemSmoke detectors
Utilities
Public waterPublic sewerElectricity availableCable availableSprinkler meter/water available
Home design
Single-family residenceOne storyEast-facingCompleted/ready conditionHomestead exemption indicatedLocated in a planned development (PD)
Construction
Stucco constructionShingle roofSlab foundationBuilt on a 0.18-acre lot (approx. 60 x 127.13)
Exterior features
Hurricane shuttersSidewalkMetered sprinkler systemPaved road access

Interior

Kitchen
DishwasherGarbage disposalMicrowaveRangeRefrigeratorStone countertops
Bedrooms
4 bedrooms
Flooring
CarpetTile
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric)Central air
Interior features
In-wall pest systemOpen floorplanStone countersThermostatWalk-in closet(s)Blinds on windows
Laundry & utility
Inside laundry room with washer and dryer hookupsElectric dryer hookup

HOA detail $90/mo · $1,080/yr

Likely covers
water

Listing history 50 events

  1. 2026-09-24
    days on market $300,000 Active 119 DOM
  2. 2026-09-23
    days on market $300,000 Active 118 DOM
  3. 2026-09-22
    days on market $300,000 Active 117 DOM
  4. 2026-09-21
    days on market $300,000 Active 116 DOM
  5. 2026-09-20
    days on market $300,000 Active 115 DOM
  6. 2026-09-19
    days on market $300,000 Active 114 DOM
  7. 2026-09-18
    days on market $300,000 Active 113 DOM
  8. 2026-09-17
    days on market $300,000 Active 112 DOM
  9. 2026-09-16
    days on market $300,000 Active 111 DOM
  10. 2026-09-15
    days on market $300,000 Active 110 DOM
  11. 2026-09-14
    days on market $300,000 Active 109 DOM
  12. 2026-09-13
    days on market $300,000 Active 108 DOM
  13. 2026-09-12
    days on market $300,000 Active 107 DOM
  14. 2026-09-11
    days on market $300,000 Active 106 DOM
  15. 2026-09-05
    days on market $300,000 Active 100 DOM
  16. 2026-09-04
    days on market $300,000 Active 99 DOM
  17. 2026-09-03
    pricedays on market $300,000 Active 98 DOM
  18. 2026-08-31
    days on market $309,000 Active 95 DOM
  19. 2026-08-30
    days on market $309,000 Active 94 DOM
  20. 2026-08-29
    days on market $309,000 Active 93 DOM
  21. 2026-08-28
    days on market $309,000 Active 92 DOM
  22. 2026-08-27
    days on market $309,000 Active 91 DOM
  23. 2026-08-26
    days on market $309,000 Active 90 DOM
  24. 2026-08-25
    days on market $309,000 Active 89 DOM
  25. 2026-08-24
    days on market $309,000 Active 88 DOM
  26. 2026-08-23
    days on market $309,000 Active 87 DOM
  27. 2026-08-22
    days on market $309,000 Active 86 DOM
  28. 2026-08-20
    days on market $309,000 Active 84 DOM
  29. 2026-08-19
    days on market $309,000 Active 83 DOM
  30. 2026-08-18
    days on market $309,000 Active 82 DOM
  31. 2026-08-17
    days on market $309,000 Active 81 DOM
  32. 2026-08-16
    days on market $309,000 Active 80 DOM
  33. 2026-08-15
    pricedays on market $309,000 Active 79 DOM
  34. 2026-08-14
    days on market $319,000 Active 78 DOM
  35. 2026-08-13
    days on market $319,000 Active 77 DOM
  36. 2026-08-12
    days on market $319,000 Active 76 DOM
  37. 2026-08-11
    days on market $319,000 Active 75 DOM
  38. 2026-08-10
    days on market $319,000 Active 74 DOM
  39. 2026-08-09
    days on market $319,000 Active 73 DOM
  40. 2026-08-08
    days on market $319,000 Active 72 DOM
  41. 2026-08-06
    days on market $319,000 Active 70 DOM
  42. 2026-08-05
    days on market $319,000 Active 69 DOM
  43. 2026-08-04
    days on market $319,000 Active 68 DOM
  44. 2026-08-03
    days on market $319,000 Active 67 DOM
  45. 2026-07-31
    days on market $319,000 Active 64 DOM
  46. 2026-07-30
    days on market $319,000 Active 62 DOM
  47. 2026-07-28
    days on market $319,000 Active 61 DOM
  48. 2026-07-26
    days on market $319,000 Active 59 DOM
  49. 2026-07-24
    days on market $319,000 Active 57 DOM
  50. 2026-07-23
    days on market $319,000 Active 56 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$8,222 · $685/mo
Projected year-2 tax
$8,222 · $685/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,572
− Mortgage interest
−$16,805
− Property taxes
−$8,222
− Insurance
−$1,500
− Repairs & maintenance
−$2,526
− Management
−$2,526
− HOA
−$1,080
− Depreciation
−$8,727
Taxable loss
−$9,814
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,355
After-tax cash flow
$-2,384/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab Est. rehab $9,230–$27,690 screening

This well-maintained 4-bedroom, 2-bathroom home in a sought-after gated community is ready for a new owner. It features tile flooring, granite countertops, and stainless steel appliances, making it a great option for both resale and rental.

Value-add opportunities

  • Both Paint the exterior walls — Enhances curb appeal and can increase both resale and rental value.
  • Both Clean the gutters — Improves drainage and can prevent water damage, enhancing both resale and rental value.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Reddick Elementary School F FL #1,841/2,144 Nat'l #25,956/41,679 Middle Shields Middle School F FL #486/571 Nat'l #9,545/14,009 High Jule F Sumner High School F FL #255/667 Nat'l #7,439/17,239

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL
B Composite livability gradescore 78/100

Livability — Sun City Center

Score
78/100
State rank
#178
US rank
#2736

Category grades

Amenities F Commute B+ Cost of living B+ Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sun City Center, FL
County
Hillsborough County · 1,607,022 people
City population
35,362
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
32,820
Household income
$97,520
Rent vs Own
12.8% rent · 87.2% own
Severe rent burden
7% of renters

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 40% Hispanic / Latino 39% Black 14% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 26% Puerto Rican 3% Cuban 1%
Common ancestry
Romanian 2% Scotch-Irish 2% Lithuanian 1%
Foreign-born
23% · Canada, Jamaica, Guatemala
Languages at home
62% English-only · Spanish 35% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Price history

-13.3% since first listed
11 events — show timeline
  • 2026-05-28 Listed $319,000 Stellar MLS as Distributed by MLS Grid
  • 2023-08-18 Sold (MLS) $357,990 Stellar MLS as Distributed by MLS Grid
  • 2023-06-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-05-31 Price Changed $357,990 Stellar MLS as Distributed by MLS Grid
  • 2023-05-27 Price Changed $359,990 Stellar MLS as Distributed by MLS Grid
  • 2023-05-27 Price Changed $369,990 Stellar MLS as Distributed by MLS Grid
  • 2023-05-08 Price Changed $367,990 Stellar MLS as Distributed by MLS Grid
  • 2023-04-03 Price Changed $366,990 Stellar MLS as Distributed by MLS Grid
  • 2023-03-27 Price Changed $364,990 Stellar MLS as Distributed by MLS Grid
  • 2023-03-15 Price Changed $362,990 Stellar MLS as Distributed by MLS Grid
  • 2023-03-13 Listed $367,990 Stellar MLS as Distributed by MLS Grid

Property tax history

-4.7%/yr

Latest (2025): $8,222 · -4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…