819 Woodingham Ave · Keego Harbor, MI 48328

$224,900

3 bd · 1.5 ba · 1,702 sqft · SingleFamily public records · 71 Days on market

Built 1978 7,405 sqft lot $132/sqft · at area comps Est $295k · 24% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.6/30.0
• ARV discount +15.0/15.0
• DSCR +5.2/10.0
• Livability +3.9/5.0
• 1% rule +3.4/10.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today's buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

Key facts

• 7,405 sq ft lot
• 2 garage spots
• Built 1978

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $137 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (16.2% below list).
• Recommended offer: $189k (16.2% below list) — sets the bar for 1% rule.
• Cap rate 7.0% vs local median 3.8% in Keego Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#110 in MI, #2,643 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities D-, commute F.
• Waterford School District (suburban): math 26% / reading 42% proficiency, ranked #285 of 540 in MI (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 154 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).
• This rent runs 31% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 71 days — a 6% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 24y ago; this cycle's ask has dropped $45k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $170k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $188,574 (16.2% below list)

Questions for the listing agent

1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 7.02%
• Cash-on-cash: 2.60%
• DSCR: 1.12
• GRM: 9.9

CMA / ARV

• ARV (median comp): $294,588
• List price: $224,900
• Delta: -23.66%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
656 S Cass Lake Rd	0.23mi	3/1.5	1,660 (-2%)	4mo	$195,000	$117	82
976 Ledyard St	0.13mi	3/2.0	1,600 (-6%)	4mo	$265,000	$166	79
3640 Cass Elizabeth Rd	0.14mi	4/2.0 (+1)	1,588 (-7%)	3mo	$295,000	$186	73
515 S Winding Dr	0.36mi	3/2.5	1,850 (+9%)	0mo	$405,000	$219	64
581 S Winding Dr	0.30mi	3/2.5	1,875 (+10%)	7mo	$375,000	$200	60
577 Lakeside Dr	0.53mi	3/2.0	1,785 (+5%)	7mo	$376,000	$211	59
1420 Roxford Ave	0.71mi	3/1.5	1,593 (-6%)	3mo	$305,000	$191	54
4175 Motorway Dr	0.67mi	3/1.0	1,595 (-6%)	5mo	$225,000	$141	52
445 Lakeside Dr	0.45mi	3/1.0	1,480 (-13%)	5mo	$190,000	$128	51
4125 Cass Elizabeth Rd	0.45mi	3/2.5	1,900 (+12%)	9mo	$337,000	$177	48
1095 Wyman Dr	0.72mi	3/2.0	1,555 (-9%)	3mo	$305,000	$196	48
4196 Grayton Dr	0.64mi	3/2.0	1,940 (+14%)	8mo	$295,000	$152	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -12.2%
• Equity multiple: 0.56×
• Total profit: $-27,834
• Equity at exit: $33,533

10-year hold

• IRR: -3.2%
• Equity multiple: 0.79×
• Total profit: $-13,416
• Equity at exit: $19,445

Cash invested: $62,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48328

• Active inventory: 154
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $1,886 high
• Mortgage (P&I): −$1,179
• Tax from tax record: −$80 /mo · $960/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$396
• Net cashflow: $137

Break-even live

Break-even rent $1,713

Max offer price $224,900

Occupancy floor 88%

Sensitivity live

Price	-10% $264	-5% $200	+0% $137	+5% $73	+10% $9
Rent	-10% $-12	-5% $62	+0% $137	+5% $211	+10% $286
Rate	-1.0pp $250	-0.5pp $194	base $137	+0.5pp $78	+1.0pp $19

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,225
• Closing costs: $6,747
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3530 Denise Ct Waterford Twp, MI	1.0–2.0	1.0–1.5	890	$1,975	$2.22	0d	15	0.24mi
3530 Denise Ct Waterford Twp, MI	1.0–2.0	1.0–1.5	1004	$1,910	$1.90	25d	15	0.24mi
1574 Kessler Ave Keego Harbor, MI	3.0	2.5	1659	$2,500	$1.51	3d	1	0.90mi
131 Doremus Ave Waterford, MI	3.0	1.0	1072	$1,800	$1.68	25d	1	1.32mi
59 N Lynn Ave Waterford, MI	3.0	1.0	1300	$2,100	$1.62	3d	1	1.34mi
91 Waterly Ave Waterford, MI	3.0	1.5	1550	$1,660	$1.07	3d	1	1.36mi

Listing history 24 events

1. 2026-05-07
   status Pending 1636-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

2. 2026-05-07
   status Pending 1642-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

3. 2026-03-31
   price $224,900 1636-char remark

   Show marketing remark (1636 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today's buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

4. 2026-03-30
   price $224,900 1642-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

5. 2026-03-11
   price $239,900 1636-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

6. 2026-03-11
   price $239,900 1642-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

7. 2026-03-11
   status Active 1636-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

8. 2026-03-11
   status Active 1642-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

9. 2026-03-05
   status Pending 1636-char remark

   Show marketing remark (1642 chars)

   Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

10. 2026-03-05
    status Pending 1642-char remark

    Show marketing remark (1642 chars)

    Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

11. 2026-02-25
    price $254,900 1636-char remark

    Show marketing remark (1636 chars)

    Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today's buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

12. 2026-02-24
    price $254,900 1642-char remark

    Show marketing remark (1642 chars)

    Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

13. 2026-02-20
    listed $269,900 Active 1636-char remark

    Show marketing remark (1642 chars)

    Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

14. 2026-02-20
    listed $269,900 Active 1642-char remark

    Show marketing remark (1642 chars)

    Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today’s buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

15. 2026-02-17
    historical $269,900 1636-char remark

    Show marketing remark (1636 chars)

    Well-maintained 3-bedroom, 1.1-bath home with thoughtful updates throughout. The main floor has been remodeled and features upgraded cabinetry and counters, newer flooring, and a gas fireplace that anchors the living space. The kitchen is equipped with a newer gas line behind the stove and a brand-new gas meter. The full bathroom has been remodeled with new toilets, and the home offers newer mechanical updates including a hot water heater approximately 2 months old and a furnace around 4 years old. Handcrafted trim along the stairs adds character and detail to the interior. Inspection report attached, Sold As Is. Outside, enjoy a newly installed privacy fence, an insulated garage door about 1 year old, and a newer shed with electrical. Additional updates include a newer gas fireplace, upgraded flooring, and federal-style finishes noted throughout. A solid mix of recent improvements and functional upgrades make this home a great opportunity for today's buyer. Items Staying at the Property: Curtains, workbench (if they want it), fish with fish tank, food, and filters (if they want them), the grill in the backyard with the brown tarp (if they want it), hardwired Ring camera in the backyard, and hardwired Ring floodlight on the garage facing the road. Items Going With Us: All appliances (including TVs and refrigerators), air compressor, any tools that are still left, garage refrigerator, mini fridge from the master bedroom, Oklahoma Smoky Joe grill (stays only if they pay extra), patio table and chairs from the backyard, and all other Ring cameras except the 2 hardwired units. NOTE: SUBJECT TO CHANGE AT ANY TIME!

16. 2018-01-20
    historical
17. 2018-01-20
    historical
18. 2018-01-12
    listed $159,900 Active
19. 2018-01-12
    listed $159,900 Active
20. 2002-12-10
    soldstatus $169,900
21. 2002-09-04
    soldstatus $169,900
22. 2002-06-13
    listed $169,900
23. 1991-05-06
    soldstatus $86,000
24. 1984-06-01
    soldstatus $53,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $960 · $80/mo
• Projected year-2 tax: $2,211 · $184/mo
• Expected delta: +$1,252/yr (+$104/mo · 130.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,629
• − Mortgage interest: −$12,598
• − Property taxes: −$960
• − Insurance: −$1,124
• − Repairs & maintenance: −$1,810
• − Management: −$1,810
• − Depreciation: −$6,543
• Taxable loss: −$2,216
• Est. tax savings @ 24.0%: +$532
• After-tax cash flow: $2,172/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Waterford School District
• NCES district ID: 2635310
• Math proficiency: 26% ▼ -5.00%
• Reading proficiency: 42% ▼ -1.00%
• Median HH income: $55,581
• Composite: 29.99/100
• National rank: #6364
• State rank: #285 of 540 in MI

Livability — Keego Harbor

• Score: 78/100
• State rank: #110
• US rank: #2643

Category grades

Amenities D- Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety C+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Oakland County · 1,009,092 people
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 24,478
• Household income: $72,299
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1013.0

Population outlook (Oakland County) Hauer SSP2

• Today (2025): 1,335,747 people
• By 2030: 1,375,100 · +2.9%
• By 2040: 1,435,385 · +7.5%
• By 2050: 1,469,250 · +10.0%
• By 2075: 1,531,946 · +14.7%
• By 2100: 1,450,485 · +8.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 10% Two or more races 9% Black 9% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1%
• Common ancestry: Romanian 7% Lithuanian 3% Slovak 3%
• Foreign-born: 6% · Canada
• Languages at home: 90% English-only · Spanish 4% Other Asian/Pacific 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Oakland

• 2024 margin: D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
• 2008→2024 swing: -3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
• All cycles: 2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -249.13%
• Current HPI: 191.2771
• Rent YoY: —
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+320.4% since first listed

24 events — show timeline

• 2026-05-07 Pending — MiRealSource-MiMLS
• 2026-05-07 Pending — REALCOMP
• 2026-03-31 Price Changed $224,900 MiRealSource-MiMLS
• 2026-03-30 Price Changed $224,900 REALCOMP
• 2026-03-11 Price Changed $239,900 MiRealSource-MiMLS
• 2026-03-11 Price Changed $239,900 REALCOMP
• 2026-03-11 Relisted — MiRealSource-MiMLS
• 2026-03-11 Relisted — REALCOMP
• 2026-03-05 Pending — MiRealSource-MiMLS
• 2026-03-05 Pending — REALCOMP
• 2026-02-25 Price Changed $254,900 MiRealSource-MiMLS
• 2026-02-24 Price Changed $254,900 REALCOMP
• 2026-02-20 Listed $269,900 MiRealSource-MiMLS
• 2026-02-20 Listed $269,900 REALCOMP
• 2026-02-17 Coming Soon $269,900 MiRealSource-MiMLS
• 2018-01-20 Listing Removed — REALCOMP
• 2018-01-20 Listing Removed — MiRealSource-MiMLS
• 2018-01-12 Listed $159,900 MiRealSource-MiMLS
• 2018-01-12 Listed $159,900 REALCOMP
• 2002-12-10 Sold (Public Records) $169,900 Public Records
• 2002-09-04 Sold (MLS) $169,900 REALCOMP
• 2002-06-13 Listed $169,900 REALCOMP
• 1991-05-06 Sold (Public Records) $86,000 Public Records
• 1984-06-01 Sold (Public Records) $53,500 Public Records

Property tax history

-2.0%/yr

Latest (2025): $960 · -39.8% YoY. Source: county tax records.