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2916 Renfro Dr NW
C Composite 55.47
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.0/30.0
  • DSCR +8.1/10.0
  • 1% rule +5.3/10.0
  • ARV discount +4.4/15.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$195,000

2916 Renfro Dr NW · Atlanta, GA 30318
3 bd · 1.5 ba · 1,056 sqft · SingleFamily public records · 93 Days on market
Built 1958 8,842 sqft lot $185/sqft · 7% above area Est $182k · 7% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming 3bedroom brick ranch in the heart of Collier Heights / Renfro Valley. This wellmaintained home offers an easy, singlelevel layout, featuring an eatin kitchen, spacious living area, and updated laminate/LVP flooring throughout and central HVAC, public sewer, enjoy a large, level lot with a private yard, perfect for relaxing or entertaining. The home includes covered carport parking, a front porch, and convenient access to major highways, parks, and schools. This property is movein ready and ideal for homeowners or investors seeking a solid Atlanta opportunity. No HOA and no rental restrictions. Convenient access to I285, I20, and the Westside's growing redevelopment corridor. Strong rental demand in the area makes this a great addition to any portfolio. Perfect for investors seeking a reliable rental or flip opportunity.

Key facts

  • Central hvac
  • Spacious living area
  • Large level lot

Tags

BRICK RANCHEAT-IN KITCHENSPACIOUS LIVING AREAUPDATED LAMINATE FLOORINGCENTRAL HVACLARGE LEVEL LOT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $424 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $195k).
  • Recommended offer: $177k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, cost of living C-.
  • Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.3%/yr); 732 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; list at $195k implies a 144% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,450 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
8.90%
Cash-on-cash
9.31%
DSCR
1.41
GRM
8.1

CMA / ARV

ARV (median comp)
$182,304
List price
$195,000
Delta
6.96%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2600 NW Baker Rd 0.07mi 3/2.0 1,135 (+8%) 4mo $122,600 $108 79
546 Hamilton E Holmes Dr NW 0.17mi 2/1.0 (-1) 1,084 (+3%) 6mo $110,000 $101 76
540 Hamilton E Holmes Dr NW 0.15mi 3/1.0 1,140 (+8%) 3mo $125,000 $110 75
534 Hamilton E Holmes Dr 0.15mi 4/2.0 (+1) 1,100 (+4%) 5mo $198,750 $181 75
648 Ozburn Rd NW 0.40mi 3/1.0 1,040 (-2%) 10mo $192,000 $185 68
477 Center Hill Ave NW 0.57mi 3/1.5 1,040 (-2%) 3mo $159,600 $153 68
2630 Loghaven Dr 0.52mi 3/1.0 1,110 (+5%) 3mo $165,600 $149 63
2556 Godfrey Dr NW 0.58mi 3/2.0 1,039 (-2%) 7mo $188,500 $181 62
2720 Santa Barbara Dr NW 0.15mi 3/1.0 912 (-14%) 9mo $149,000 $163 61
2475 Harvel Dr NW 0.61mi 4/2.0 (+1) 1,080 (+2%) 5mo $170,000 $157 57
563 Center Hill Ave NW 0.58mi 4/2.0 (+1) 1,015 (-4%) 4mo $195,000 $192 56
2707 Crescendo Dr NW 0.48mi 3/1.5 1,200 (+14%) 8mo $183,000 $153 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.26% rent growth · sell at horizon

5-year hold
IRR
-2.0%
Equity multiple
0.92×
Total profit
$-4,177
Equity at exit
$29,075
10-year hold
IRR
7.9%
Equity multiple
1.60×
Total profit
$32,930
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30318

Rents YoY
3.3%
Active inventory
732
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,006 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$57 /mo · $688/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$421
Net cashflow
$424

Break-even live

Break-even rent $1,470
Max offer price $195,000
Occupancy floor 74%

Sensitivity live

Price -10% $534 -5% $479 +0% $424 +5% $368 +10% $313
Rent -10% $265 -5% $344 +0% $424 +5% $503 +10% $582
Rate -1.0pp $522 -0.5pp $473 base $424 +0.5pp $373 +1.0pp $322

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2662 Hood Ave NW Atlanta, GA 3.0 2.0 1450 $2,000 $1.38 25d 1 0.21mi
2732 Baker Ridge Dr NW Atlanta, GA 3.0 1.5 1322 $1,750 $1.32 25d 1 0.24mi
624 Robert St NW Atlanta, GA 3.0 2.0 1221 $3,000 $2.46 25d 1 0.31mi
646 Robert St NW Atlanta, GA 3.0 2.0 1374 $2,400 $1.75 20d 1 0.33mi
2740 Oldknow Dr NW Unit A Atlanta, GA 2.0 2.0 1100 $2,050 $1.86 25d 1 0.35mi
556 Church St NW Atlanta, GA 2.0 2.0 1432 $2,200 $1.54 9d 1 0.37mi
2762 Oldknow Dr NW Atlanta, GA 2.0 1.0 880 $1,600 $1.82 25d 1 0.38mi
2705 Lincoln Ct NW Atlanta, GA 3.0 2.0 1134 $2,050 $1.81 19d 1 0.41mi
717 Church St NW Atlanta, GA 4.0 2.0 1328 $2,000 $1.51 25d 1 0.56mi
488 Park Valley Dr NW Atlanta, GA 3.0 1.0 840 $2,500 $2.98 25d 1 0.58mi
2590 Godfrey Dr NW Atlanta, GA 3.0 2.0 1308 $1,995 $1.53 17d 1 0.60mi
2364 Cross St NW Atlanta, GA 3.0 1.0 1168 $1,500 $1.28 18d 1 0.61mi
838 Ridge Ave NW Atlanta, GA 3.0 2.5 1452 $1,953 $1.35 25d 1 0.71mi
848 Ridge Ave NW Unit A Atlanta, GA 3.0 2.5 1410 $1,875 $1.33 25d 1 0.74mi
156 Fairfield Pl NW Unit B-9 Atlanta, GA 2.0 1.0 750 $1,199 $1.60 25d 1 0.86mi
2875 Hedgewood Dr NW Atlanta, GA 3.0 2.0 1100 $1,700 $1.55 18d 1 0.87mi
2199 Tiger Flowers Dr NW Atlanta, GA 3.0 1.0 936 $1,325 $1.42 25d 1 0.91mi
874 Center Hill Ave NW Atlanta, GA 3.0 2.0 1176 $1,695 $1.44 25d 1 0.92mi
854 N Grand Ave NW Atlanta, GA 4.0 2.5 1436 $1,824 $1.27 25d 1 0.94mi
2355 Hill St NW Atlanta, GA 3.0 3.0 1320 $1,700 $1.29 25d 1 0.95mi
2595 Elliott St NW Atlanta, GA 4.0 2.0 1101 $1,900 $1.73 12d 1 0.97mi
1006 Hightower Rd NW Atlanta, GA 3.0 2.0 1320 $2,065 $1.56 15d 1 1.01mi
2059 Detroit Ave NW Atlanta, GA 2.0 1.0 750 $1,340 $1.79 23d 1 1.04mi
2060 Baker Rd NW Atlanta, GA 2.0 2.0 1436 $2,100 $1.46 5d 1 1.04mi
273 Wadley St NW Atlanta, GA 3.0 2.0 1406 $1,990 $1.42 25d 1 1.04mi
991 Ada Ave NW Atlanta, GA 4.0 2.0 1458 $2,450 $1.68 25d 1 1.05mi
2423 M.L.K. Jr Dr SW Atlanta, GA 1.0–3.0 1.0–2.0 1120 $1,750 $1.56 0d 17 1.05mi
929 N Grand Ave NW Atlanta, GA 3.0 2.0 1100 $2,500 $2.27 25d 1 1.06mi
100 Peyton Pl SW Atlanta, GA 1.0–3.0 1.0–2.0 1040 $1,799 $1.73 0d 25 1.11mi
139 Peyton Pl SW Atlanta, GA 2.0 2.0 1008 $1,150 $1.14 6d 1 1.18mi
139 Peyton Pl SW Atlanta, GA 2.0 1.5 1008 $1,150 $1.14 25d 1 1.18mi
24 S Eugenia Pl NW Atlanta, GA 4.0 2.5 1410 $1,725 $1.22 25d 1 1.18mi
1958 Maywood Pl NW Atlanta, GA 2.0 1.0 829 $1,425 $1.72 6d 1 1.23mi
511 Emily Pl NW Atlanta, GA 3.0 1.0 1101 $1,745 $1.58 25d 1 1.26mi
714 Emily Pl NW Atlanta, GA 3.0 2.0 1492 $2,700 $1.81 4d 1 1.26mi
308 Anderson Ave NW Unit A Atlanta, GA 4.0 3.0 1250 $2,200 $1.76 25d 1 1.27mi
1948 Detroit Ave NW Unit A Atlanta, GA 3.0 2.5 1205 $1,900 $1.58 25d 1 1.28mi
1916 Joseph E. Boone Blvd NW Unit A Atlanta, GA 3.0 1.0 1100 $1,550 $1.41 22d 1 1.36mi
1916 Joseph E. Boone Blvd NW Unit B Atlanta, GA 2.0 1.0 1000 $1,195 $1.20 25d 1 1.36mi
1894 North Ave NW Atlanta, GA 2.0 1.5 1098 $1,995 $1.82 25d 1 1.36mi

Listing history 20 events

  1. 2026-06-17
    days on market $195,000 Active 93 DOM
  2. 2026-06-16
    days on market $195,000 Active 92 DOM
  3. 2026-06-15
    days on market $195,000 Active 91 DOM
  4. 2026-06-13
    days on market $195,000 Active 89 DOM
  5. 2026-06-13
    days on market $195,000 Active 88 DOM
  6. 2026-06-09
    days on market $195,000 Active 85 DOM
  7. 2026-06-08
    days on market $195,000 Active 84 DOM
  8. 2026-06-07
    days on market $195,000 Active 83 DOM
  9. 2026-06-04
    days on market $195,000 Active 80 DOM
  10. 2026-06-03
    days on market $195,000 Active 79 DOM
  11. 2026-06-02
    days on market $195,000 Active 78 DOM
  12. 2026-06-02
    price $195,000 Active 77 DOM
  13. 2026-06-01
    days on market $205,000 Active 77 DOM
  14. 2026-05-31
    days on market $205,000 Active 76 DOM
  15. 2026-03-16
    listed $205,000 New 856-char remark
    Show marketing remark (869 chars)

    Welcome to this charming 3-bedroom brick ranch in the heart of Collier Heights / Renfro Valley. This well-maintained home offers an easy, single-level layout, featuring an eat-in kitchen, spacious living area, and updated laminate/LVP flooring throughout and central HVAC, public sewer, enjoy a large, level lot with a private yard, perfect for relaxing or entertaining. The home includes covered carport parking, a front porch, and convenient access to major highways, parks, and schools. This property is move-in ready and ideal for homeowners or investors seeking a solid Atlanta opportunity. No HOA and no rental restrictions. Convenient access to I-285, I-20, and the Westside’s growing redevelopment corridor. Strong rental demand in the area makes this a great addition to any portfolio. Perfect for investors seeking a reliable rental or flip opportunity.

  16. 2026-03-16
    listed $205,000 Active 869-char remark
    Show marketing remark (869 chars)

    Welcome to this charming 3-bedroom brick ranch in the heart of Collier Heights / Renfro Valley. This well-maintained home offers an easy, single-level layout, featuring an eat-in kitchen, spacious living area, and updated laminate/LVP flooring throughout and central HVAC, public sewer, enjoy a large, level lot with a private yard, perfect for relaxing or entertaining. The home includes covered carport parking, a front porch, and convenient access to major highways, parks, and schools. This property is move-in ready and ideal for homeowners or investors seeking a solid Atlanta opportunity. No HOA and no rental restrictions. Convenient access to I-285, I-20, and the Westside’s growing redevelopment corridor. Strong rental demand in the area makes this a great addition to any portfolio. Perfect for investors seeking a reliable rental or flip opportunity.

  17. 2000-09-13
    soldstatus $80,000
  18. 2000-09-13
    soldstatus $80,000
  19. 1998-10-20
    soldstatus $69,500
  20. 1994-10-05
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$688 · $57/mo
Projected year-2 tax
$1,794 · $150/mo
Expected delta
+$1,106/yr (+$92/mo · 160.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,073
− Mortgage interest
−$10,923
− Property taxes
−$688
− Insurance
−$975
− Repairs & maintenance
−$1,926
− Management
−$1,926
− Depreciation
−$5,673
Taxable income
$1,962
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$471
After-tax cash flow
$4,612/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta Public Schools
NCES district ID
1300120
Math proficiency
28% ▼ -6.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$48,306
Composite
27.27/100
National rank
#7006
State rank
#80 of 174 in GA

Livability — Atlanta

Score
83/100
State rank
#6
US rank
#919

Category grades

Amenities A+ Commute A+ Cost of living C- Crime A Employment B Housing A+ Health & safety A- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlanta, GA
County
Fulton County · 1,094,430 people
City population
629,525
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
59,609
Household income
$83,116
Rent vs Own
58.6% rent · 41.4% own
Severe rent burden
4182.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Black 49% White 35% Hispanic / Latino 7% Two or more races 6% Asian 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 1%
Foreign-born
8% · Canada, China, South Korea
Languages at home
88% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -470.82%
Current HPI
224.1493
Rent YoY
▲ 3.26%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1266.7% since first listed
6 events — show timeline
  • 2026-03-16 Listed $205,000 FMLS
  • 2026-03-16 Listed $205,000 GAMLS
  • 2000-09-13 Sold (Public Records) $80,000 Public Records
  • 2000-09-13 Sold (Public Records) $80,000 Public Records
  • 1998-10-20 Sold (Public Records) $69,500 Public Records
  • 1994-10-05 Sold (Public Records) $15,000 Public Records

Property tax history

+0.9%/yr

Latest (2025): $688 · -6.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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