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25693 Gill Rd
B- Composite 69.39
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.2/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.5/10.0
  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Rent growth +3.5/5.0
  • Appreciation +0.0/10.0

$123,000

25693 Gill Rd · Denham Springs, LA 70726
3 bd · 2.0 ba · 1,280 sqft · Manufactured · 16 Days on market
Built 1996 Good condition 9,496 sqft lot $75/mo HOA · 5% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Tucked away in a charming and quiet 5-parcel subdivision, this beautifully updated 3-bedroom, 2-bath home offers modern style, comfort, and excellent investment potential. Completely renovated inside and out in 2019, nearly everything was replaced while preserving only the original frame. The home features an inviting open floor plan with stylish wood-look vinyl flooring throughout, granite countertops, custom kitchen cabinetry, updated appliances, modern tubs and vanities, contemporary lighting, and soothing neutral paint colors that create a fresh, move-in-ready feel. Also, a covered front porch and all Lawn service included in HOA. Well-maintained and thoughtfully updated, this property is currently tenant occupied and produces strong rental income, making it an excellent opportunity for investors or future homeowners alike. Please do not disturb tenants.

Key facts

  • Updated appliances
  • Covered front porch
  • Open floor plan

Tags

OPEN FLOOR PLANGRANITE COUNTERTOPSCUSTOM KITCHEN CABINETRYUPDATED APPLIANCESMODERN TUBSCOVERED FRONT PORCH

Property features AI

Finance

  • HOA & community: Homeowners association with management; Annual association fee of $900 (about $75/month) covering grounds maintenance

Exterior

  • Parking: 2 parking spaces
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (Southern Mobile Home); Residential property
  • Construction: Vinyl siding; Block foundation; Shingle roof; Built as a manufactured home
  • Exterior features: Outdoor lighting; Porch

Interior

  • Flooring: Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air; Ceiling fans
  • Interior features: Window treatments; Tile and vinyl flooring
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $123k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $390 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $123k).
  • Recommended offer: $121k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.1% vs local median 3.9% in Denham Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#29 in LA, #4,939 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
  • Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $850 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.8% rent growth), your $34k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $121,155 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
10.10%
Cash-on-cash
13.59%
DSCR
1.60
GRM
6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold
IRR
4.7%
Equity multiple
1.19×
Total profit
$6,384
Equity at exit
$18,340
10-year hold
IRR
15.0%
Equity multiple
2.27×
Total profit
$43,687
Equity at exit
$10,635

Cash invested: $34,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70726

Rents YoY
3.8%
Active inventory
976
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,665 high interval (Pro) →
Mortgage (P&I)
$645
Tax est. 1.5%
$154 /mo · $1,845/yr
Insurance
$51
HOA
$75
Vacancy / Maint / Mgmt
$350
Net cashflow
$390

Break-even live

Break-even rent $1,171
Max offer price $123,000
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,750
Closing costs
$3,690
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8708 Montclair St Denham Springs, LA 3.0 2.0 1184 $1,600 $1.35 21d 1 0.19mi
25397 Lake Providence Dr Denham Springs, LA 3.0 2.0 1732 $1,900 $1.10 14d 1 0.50mi
8275 Vincent Rd Denham Springs, LA 1.0–3.0 1.0–2.0 958 $1,495 $1.56 14d 20 0.50mi
25842 Shadow Brook Ave Denham Springs, LA 4.0 2.0 1790 $1,750 $0.98 21d 1 0.65mi
9133 Shadow Bluff Ave Denham Springs, LA 4.0 2.0 1808 $1,950 $1.08 43d 1 0.71mi
2630 Kelli Dr Unit 1 Denham Springs, LA 2.0 1.5 1100 $1,250 $1.14 43d 1 0.95mi
155 Aspen Sq #30 Denham Springs, LA 3.0 2.0 1234 $1,375 $1.11 43d 1 1.40mi
153 Aspen Sq Denham Springs, LA 3.0 2.0 1236 $1,295 $1.05 43d 1 1.41mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 12 events

  1. 2026-06-18
    days on market $123,000 Active 16 DOM
  2. 2026-06-17
    days on market $123,000 Active 15 DOM
  3. 2026-06-16
    days on market $123,000 Active 14 DOM
  4. 2026-06-15
    days on market $123,000 Active 13 DOM
  5. 2026-06-14
    days on market $123,000 Active 11 DOM
  6. 2026-06-13
    days on market $123,000 Active 10 DOM
  7. 2026-06-10
    days on market $123,000 Active 8 DOM
  8. 2026-06-09
    days on market $123,000 Active 7 DOM
  9. 2026-06-08
    days on market $123,000 Active 6 DOM
  10. 2026-06-07
    days on market $123,000 Active 5 DOM
  11. 2026-06-03
    remarks 699-char remark
  12. 2026-06-03
    listed $123,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,976
− Mortgage interest
−$6,890
− Property taxes
−$1,845
− Insurance
−$615
− Repairs & maintenance
−$1,598
− Management
−$1,598
− HOA
−$900
− Depreciation
−$3,578
Taxable income
$2,952
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$708
After-tax cash flow
$3,972/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Good 80/100 Cosmetic rehab

This beautifully updated 3-bedroom, 2-bath home offers modern style and comfort, with a fresh, move-in-ready feel. The property is well-maintained and thoughtfully updated, making it an excellent investment opportunity.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers/renters.
  • Both Add smart home features — Improves home's marketability and adds value to both resale and rental markets.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers/renters.
  • Both Add smart home features — Improves home's marketability and adds value to both resale and rental markets.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Livingston Parish
NCES district ID
2201020
Math proficiency
40% ▼ -38.00%
Reading proficiency
52% ▼ -32.00%
Median HH income
$56,755
Composite
40.07/100
National rank
#3811
State rank
#13 of 98 in LA

Livability — Denham Springs

Score
74/100
State rank
#29
US rank
#4939

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Livingston Parish · 87,496 people
City population
63,575
Metro
Baton Rouge, LA
Population (ZIP)
63,575
Household income
$78,621
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
1211.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
158,511 people
By 2030
168,241 · +6.1%
By 2040
186,252 · +17.5%
By 2050
201,516 · +27.1%
By 2075
231,217 · +45.9%
By 2100
241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 9% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

2024 margin
Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
2008→2024 swing
+3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
All cycles
2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.37%
Current HPI
170.2207
Rent YoY
▲ 3.83%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-06-01 Listed $123,000 AcadianaMLS
  • 2026-06-01 Listed $123,000 GBRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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