714 Heavenly Days St · Boiling Springs, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.7/30.0
- ARV discount +6.9/15.0
- Appreciation +5.0/10.0
- Schools +4.5/10.0
- Livability +3.9/5.0
- DSCR +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.1/10.0
$240,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 714 Heavenly Days Street in Inman, SC! This beautifully maintained 3-bedroom, 2.5-bath home, built in 2022, offers modern comfort, thoughtful design, and an unbeatable location. The main level features an open layout with a convenient half bath, a functional pantry, and a bright living space perfect for everyday living and entertaining. Upstairs, you’ll find a walk-in laundry room situated near all bedrooms for added convenience, along with a spacious primary suite offering comfort and privacy. All appliances—including the refrigerator, washer, and dryer—are included, and the home comes equipped with blinds throughout, a security system, and solar panels for ene
Key facts
- Functional pantry
- Security system
- Primary suite
Tags
Property features AI
Finance
- HOA & community: Has HOA; HOA provides recreation facilities and street lights; Community amenities include lights and a playground
Exterior
- Parking: Attached 2-car garage; Paved concrete driveway
- Security: Owned security system
- Utilities: Public water; Public sewer; Electric water heater; Garbage pickup (private)
- Home design: Two-story residential home; Built in 2022; Storage in attic and garage; Slab foundation; Lot dimensions approximately 111 x 53 x 112 x 55
- Construction: Vinyl siding exterior; Composition shingle roof; Slab foundation; Home constructed in 2022
- Exterior features: Patio; Leased solar panels; Composition shingle roof; Vinyl siding; Level lot
Interior
- Kitchen: Kitchen approximately 16 x 14; Dishwasher; Electric cooktop; Electric oven; Built-in microwave; Refrigerator
- Bedrooms: Primary bedroom on 2nd level with full bath and walk-in closet; Bedroom sizes: Primary 15 x 14; Second 12 x 11; Third 12 x 11
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full baths; 1 half bath
- Heating & cooling: Electric forced air heating; Central electric cooling
- Interior features: Attic stairs (pull-down); Owned security system; Smoke detectors; Pantry closet
- Laundry & utility: Laundry on 2nd floor with walk-in laundry area; Washer and dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $240k.
Deal economics
- At list price, monthly cash flow is $-156 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $212k (11.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (29.2% below list).
- Recommended offer: $170k (29.2% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 3.8% in Boiling Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#17 in SC, #2,429 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
- Spartanburg 02 (suburban): math 49% / reading 56% proficiency, ranked #6 of 80 in SC (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Oakland Elementary (math 64% / reading 57%, grade B-, #84 of 597 statewide, top 14%, 784 students, 63% FRL); Rainbow Lake Middle (math 37% / reading 46%, grade F, #68 of 229 statewide, top 31%, 1,009 students, 69% FRL); Boiling Springs High (math 62% / reading 88%, grade A-, #37 of 196 statewide, top 18%, 2,671 students, 60% FRL) — zoned schools average 64% FRL vs 44% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 1 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,129 units permitted in Spartanburg County in 2024 (40 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($2k loan paydown + $7k appreciation (3.0% local appreciation)).
- Spartanburg County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 212 days — a 12% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 212 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.71% ✗
- Cap rate
- 5.51%
- Cash-on-cash
- -2.79%
- DSCR
- 0.88
- GRM
- 11.8
CMA / ARV
- ARV (on-the-fly)
- $236,664
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7089 Wingate Dr Unit Homesite 37 | 0.62mi | 3/2.5 | 1,369 (-1%) | 6mo | $229,000 | $167 | 65 |
| 7089 Wingate Dr | 0.62mi | 3/2.5 | 1,369 (-1%) | 6mo | $229,000 | $167 | 65 |
| 7242 New Harmony Way | 0.61mi | 3/2.5 | 1,369 (-1%) | 7mo | $258,000 | $188 | 64 |
| 7242 New Harmony Way Unit Homesite 57 | 0.61mi | 3/2.5 | 1,357 (-2%) | 7mo | $258,000 | $190 | 62 |
| 7071 Wingate Dr Unit Homesite 40 | 0.63mi | 3/2.0 | 1,548 (+12%) | 11mo | $258,970 | $167 | 40 |
| 7071 Wingate Dr | 0.63mi | 3/2.0 | 1,548 (+12%) | 11mo | $258,970 | $167 | 40 |
| 7239 New Harmony Way Unit Homesite 65 | 0.65mi | 3/2.0 | 1,548 (+12%) | 10mo | $264,323 | $171 | 40 |
| 7239 New Harmony Way | 0.65mi | 3/2.0 | 1,548 (+12%) | 10mo | $264,323 | $171 | 40 |
| 7307 Wayside Run Unit Homesite 81 | 0.69mi | 3/2.0 | 1,548 (+12%) | 9mo | $262,000 | $169 | 39 |
| 7307 Wayside Run | 0.69mi | 3/2.0 | 1,548 (+12%) | 9mo | $262,000 | $169 | 39 |
| 7319 Wayside Run Unit Homesite 78 | 0.71mi | 3/2.0 | 1,548 (+12%) | 10mo | $266,000 | $172 | 37 |
| 7319 Wayside Run | 0.71mi | 3/2.0 | 1,548 (+12%) | 10mo | $266,000 | $172 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.9%
- Equity multiple
- 1.28×
- Total profit
- $18,883
- Equity at exit
- $107,914
- IRR
- 8.0%
- Equity multiple
- 2.21×
- Total profit
- $81,114
- Equity at exit
- $166,309
Cash invested: $67,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29349-8341
- Active inventory
- 1
- Price-to-rent
- 11.8×
Monthly cashflow live
- Estimated rent
- $1,700 high interval (Pro) →
- Mortgage (P&I)
- −$1,259
- Tax from tax record
- −$112 /mo · $1,338/yr
- Insurance
- −$100
- HOA
- −$29
- Vacancy / Maint / Mgmt
- −$357
- Net cashflow
- $-156
Break-even live
Sensitivity live
| Price | -10% $-20 | -5% $-88 | +0% $-156 | +5% $-224 | +10% $-292 |
|---|---|---|---|---|---|
| Rent | -10% $-291 | -5% $-223 | +0% $-156 | +5% $-89 | +10% $-22 |
| Rate | -1.0pp $-35 | -0.5pp $-95 | base $-156 | +0.5pp $-219 | +1.0pp $-282 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $60,000
- Closing costs
- $7,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 927 Porch Song Way Inman, SC | 3.0 | 2.5 | 1384 | $1,786 | $1.29 | 23d | 1 | 0.06mi |
| 1303 Peak View Dr Boiling Springs, SC | 1.0–2.0 | 1.0–2.0 | 868 | $1,379 | $1.59 | 13d | 10 | 0.70mi |
| 321 Silverleaf Ct Boiling Springs, SC | 2.0 | 2.0 | 1031 | $1,424 | $1.38 | 5d | 14 | 0.76mi |
| 1564 Katherine Ct Boiling Springs, SC | 3.0 | 2.5 | 1429 | $1,550 | $1.08 | 15d | 1 | 0.94mi |
| 524 Seays Crest Dr Inman, SC | 3.0 | 2.0 | 1200 | $1,450 | $1.21 | 23d | 1 | 1.43mi |
HOA detail
- Monthly dues
- $29 · $348/yr
- Likely covers
- security
Listing history 41 events
-
2026-06-21days on market $240,000 Active 212 DOM
-
2026-06-18days on market $240,000 Active 209 DOM
-
2026-06-17days on market $240,000 Active 208 DOM
-
2026-06-16days on market $240,000 Active 207 DOM
-
2026-06-15days on market $240,000 Active 206 DOM
-
2026-06-14days on market $240,000 Active 204 DOM
-
2026-06-13days on market $240,000 Active 203 DOM
-
2026-06-10days on market $240,000 Active 201 DOM
-
2026-06-09days on market $240,000 Active 200 DOM
-
2026-06-08days on market $240,000 Active 199 DOM
-
2026-06-07days on market $240,000 Active 198 DOM
-
2026-06-05days on market $240,000 Active 195 DOM
-
2026-06-02days on market $240,000 Active 193 DOM
-
2026-06-01days on market $240,000 Active 192 DOM
-
2026-05-31days on market $240,000 Active 191 DOM
-
2026-05-30days on market $240,000 Active 190 DOM
-
2026-05-05price $240,000
-
2026-02-18price $236,900
-
2026-01-06price $237,900
-
2026-01-01price $238,900
-
2025-12-11price $239,900
-
2025-12-05price $244,500
-
2025-11-21$245,000 Active
-
2025-10-16historical
-
2025-09-30historical $1,795
-
2025-08-18price $1,795
-
2025-07-31historical $1,900
-
2025-07-30$1,900
-
2025-07-30$1,900
-
2025-07-25historical $1,900
-
2025-07-25historical $1,900
-
2025-07-25$1,900
-
2025-07-24$1,900
-
2025-07-17historical $1,900
-
2025-07-11$1,900
-
2025-05-21price $249,000
-
2025-05-21price $249,000
-
2025-03-28$259,000 Active
-
2025-03-28$259,000 Active
-
2024-08-20historical $1,900
-
2024-07-24$1,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,338 · $112/mo
- Projected year-2 tax
- $1,368 · $114/mo
- Expected delta
- +$30/yr (+$2/mo · 2.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,397
- − Mortgage interest
- −$13,444
- − Property taxes
- −$1,338
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$1,632
- − Management
- −$1,632
- − HOA
- −$348
- − Depreciation
- −$6,982
- Taxable loss
- −$6,178
- Est. tax savings @ 24.0%
- +$1,483
- After-tax cash flow
- $-393/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Spartanburg 02
- NCES district ID
- 4503510
- Math proficiency
- 49% ▼ -7.00%
- Reading proficiency
- 56% ▲ 2.00%
- Median HH income
- $49,591
- Composite
- 44.79/100
- National rank
- #2742
- State rank
- #6 of 80 in SC
Livability — Boiling Springs
- Score
- 78/100
- State rank
- #17
- US rank
- #2429
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
No demographic data for this ZIP.
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+12531.6% since first listed25 events — show timeline
- 2026-05-05 Price Changed $240,000 Greater Greenville MLS
- 2026-02-18 Price Changed $236,900 Greater Greenville MLS
- 2026-01-06 Price Changed $237,900 Greater Greenville MLS
- 2026-01-01 Price Changed $238,900 Greater Greenville MLS
- 2025-12-11 Price Changed $239,900 Greater Greenville MLS
- 2025-12-05 Price Changed $244,500 Greater Greenville MLS
- 2025-11-21 Listed $245,000 Greater Greenville MLS
- 2025-10-16 Listing Removed — Greater Greenville MLS
- 2025-09-30 Rental Removed $1,795 GGMLS
- 2025-08-18 Price Changed $1,795 GGMLS
- 2025-07-31 Rental Removed $1,900 PROPERTYWARE
- 2025-07-30 Listed for Rent $1,900 PROPERTYWARE
- 2025-07-30 Listed for Rent $1,900 GGMLS
- 2025-07-25 Rental Removed $1,900 RENTALBEAST
- 2025-07-25 Rental Removed $1,900 PROPERTYWARE
- 2025-07-25 Listed for Rent $1,900 RENTALBEAST
- 2025-07-24 Listed for Rent $1,900 PROPERTYWARE
- 2025-07-17 Rental Removed $1,900 PROPERTYWARE
- 2025-07-11 Listed for Rent $1,900 PROPERTYWARE
- 2025-05-21 Price Changed $249,000 Greater Greenville MLS
- 2025-05-21 Price Changed $249,000 SPMLS
- 2025-03-28 Listed $259,000 Greater Greenville MLS
- 2025-03-28 Listed $259,000 SPMLS
- 2024-08-20 Rental Removed $1,900 GGMLS
- 2024-07-24 Listed for Rent $1,900 GGMLS
Property tax history
+145.6%/yrLatest (2025): $1,338 · +1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…