9845 Dennis Dr · Dellwood, MO 63136

$130,000

3 bd · 1.0 ba · 960 sqft · SingleFamily public records · 197 Days on market

Built 1950 7,501 sqft lot $135/sqft · 49% above area Est $114k · 14% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.3/30.0
• DSCR +7.1/10.0
• Appreciation +6.9/10.0
• 1% rule +5.1/10.0
• Rent growth +3.7/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• ARV discount +1.0/15.0
• Schools +0.4/10.0

Listing remarks MLS

Hello Gorgeous! Owners say get this SOLD & dropped price to **well under market value***! This move-in-ready, updated home with 3 generously-sized bedrooms, bonus room, office, and *main level laundry room* is ready for a family of almost any size! This home features a LARGE living room with space for everyone and an eat-in kitchen with space for a table & a fantastic built-in overhang for bar stools! The brand-new surveillance system, range and refrigerator can stay!! This entire home has so much natural light and has such an inviting floor plan! The primary bedroom connects to the office and could easily convert to whatever your needs may be. Keep it as an office, or turn it into a 4th (walk-thru) bedroom, nursery, or even a huge walk-in closet. The possibilities are endless! The family room overlooks the back yard and connects to a bonus room that could be used as a sleeping area, storage area, sitting room, or with some vision and work, a 2nd bathroom! Outside, you will find a nice-sized, fenced-in lot with room for relaxation or for the kids or pets to play. There's also an attached 1-car garage. What are our favorite features??? Convenience to everything! Main-level laundry!! Large-scale rooms all around!!! This home is eligible for down payment assistance for qualified buyers!! Call the listing agent for more details about down payment assistance. This one is conveniently-located to grocery stores, shopping, restaurants, and everything you need. Just in the listing aerial photograph of the home, you can see a gas station, oil change shop, tire shop, several restaurants, an Empire Beauty, a bus stop, salon/barber, nail salon, Drip Nation, pet grooming, and much more! Wow! Plus, it's centrally located to highways, major arteries, and public transportation. Don't let this one pass!! Owners are willing to negotiate to make this one meet your needs!!! Sellers may consider financing with a 1-year balloon.

Key facts

• Bonus room
• Eat-in kitchen
• Fenced-in lot

Tags

• MAIN LEVEL LAUNDRY ROOM
• FENCED-IN LOT
• ATTACHED 1-CAR GARAGE
• EAT-IN KITCHEN
• BONUS ROOM

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $214 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $130k).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#239 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime D-, amenities F.
• Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
• Market conditions: Rents rising fast (+5.0%/yr); 376 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 38% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $6k of equity ($899 loan paydown + $5k appreciation (3.8% local appreciation)).
• At projected returns (3.8% appreciation + 5.0% rent growth), your $36k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 197 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask is 8287% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $21k; list at $130k implies a 519% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 197 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 8.27%
• Cash-on-cash: 7.06%
• DSCR: 1.31
• GRM: 8.3

CMA / ARV

• ARV (median comp): $113,582
• List price: $130,000
• Delta: 14.45%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9871 Medford Dr	0.18mi	3/1.0	950 (-1%)	2mo	$124,900	$131	89
1719 Newhall Ct	0.24mi	3/1.0	975 (+2%)	0mo	$120,000	$123	86
9724 Dennis Dr	0.34mi	3/1.0	1,056 (+10%)	2mo	$89,900	$85	66
9739 Balboa Dr	0.63mi	3/1.0	999 (+4%)	1mo	$76,900	$77	63
10020 Dellridge Ln	0.19mi	2/1.0 (-1)	816 (-15%)	2mo	$49,900	$61	60
324 Gage Dr	0.47mi	2/1.0 (-1)	875 (-9%)	1mo	$68,000	$78	58
9858 Green Valley Dr	0.72mi	3/2.0	936 (-2%)	2mo	$74,900	$80	56
4 S Dellwood Ave	0.38mi	2/1.0 (-1)	1,086 (+13%)	2mo	$98,900	$91	54
1354 Stein Rd	0.71mi	4/2.0 (+1)	982 (+2%)	2mo	$160,000	$163	52
10038 Balboa Dr	0.64mi	3/1.0	864 (-10%)	2mo	$49,900	$58	52
1829 Chambers Rd	0.48mi	2/1.0 (-1)	816 (-15%)	2mo	$34,900	$43	46
9840 Green Valley Dr	0.73mi	2/1.0 (-1)	816 (-15%)	2mo	$83,000	$102	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold

• IRR: 17.1%
• Equity multiple: 2.03×
• Total profit: $37,433
• Equity at exit: $64,322

10-year hold

• IRR: 18.9%
• Equity multiple: 4.07×
• Total profit: $111,719
• Equity at exit: $103,956

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63136

• Home prices YoY: 0.9%
• Rents YoY: 5.0%
• Active inventory: 376
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,310 high
• Mortgage (P&I): −$682
• Tax from tax record: −$85 /mo · $1,015/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$275
• Net cashflow: $214

Break-even live

Break-even rent $1,039

Max offer price $130,000

Occupancy floor 79%

Sensitivity live

Price	-10% $288	-5% $251	+0% $214	+5% $177	+10% $141
Rent	-10% $111	-5% $162	+0% $214	+5% $266	+10% $318
Rate	-1.0pp $280	-0.5pp $247	base $214	+0.5pp $180	+1.0pp $146

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9850 Dennis Dr Saint Louis, MO	2.0	1.0	1032	$1,175	$1.14	45d	1	0.00mi
9845 Dennis Dr Saint Louis, MO	3.0	1.0	960	$1,550	$1.61	14d	1	0.03mi
9868 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,175	$1.14	45d	1	0.13mi
9839 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	0.16mi
9840 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	0.18mi
9750 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,100	$1.07	45d	1	0.25mi
1733 Kappel Ave Saint Louis, MO	3.0	1.0	912	$1,250	$1.37	25d	1	0.29mi
9725 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,485	$1.63	45d	1	0.32mi
9717 Dennis Dr Saint Louis, MO	3.0	1.0	1056	$1,323	$1.25	45d	1	0.38mi
1654 Mowbry Ln Saint Louis, MO	3.0	1.0	936	$1,300	$1.39	25d	1	0.41mi
1550 Northwinds Estates Dr St. Louis, MO	1.0–2.0	1.0–1.5	877	$1,050	$1.20	45d	1	0.54mi
9827 Winkler Dr Saint Louis, MO	3.0	1.0	864	$1,450	$1.68	9d	1	0.64mi
9823 Winkler Dr Saint Louis, MO	2.0	1.0	788	$900	$1.14	0d	1	0.64mi
9823 Winkler Dr Saint Louis, MO	2.0	1.0	788	$900	$1.14	45d	1	0.64mi
9709 Balboa Dr Saint Louis, MO	3.0	1.0	1000	$1,600	$1.60	45d	1	0.64mi
1926 Chambers Rd Saint Louis, MO	4.0	1.0	1095	$995	$0.91	16d	1	0.65mi
2974 Coppercreek Rd St. Louis, MO	1.0–2.0	1.0	705	$895	$1.27	0d	6	0.65mi
104 Fenwick Dr Saint Louis, MO	3.0	1.0	960	$1,250	$1.30	25d	1	0.66mi
9547 Glen Owen Dr Saint Louis, MO	2.0	1.0	923	$985	$1.07	25d	1	0.68mi
1547 Babcock Dr Saint Louis, MO	3.0	1.0	1014	$1,480	$1.46	45d	1	0.74mi
10124 Winkler Dr Saint Louis, MO	2.0	1.0	792	$1,400	$1.77	4d	1	0.76mi
10078 Green Valley Dr Saint Louis, MO	3.0	1.0	900	$1,325	$1.47	9d	1	0.77mi
945 Edgehill Dr Saint Louis, MO	3.0	1.0	1110	$1,575	$1.42	45d	1	0.81mi
10329 Chesley Dr Saint Louis, MO	3.0	1.0	1014	$1,350	$1.33	25d	1	0.83mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	25d	1	0.87mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	45d	1	0.87mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	0d	1	0.87mi
502 Averill Ave Saint Louis, MO	2.0	1.0	840	$1,250	$1.49	45d	1	0.87mi
2008 Kappel Dr Saint Louis, MO	3.0	1.0	858	$1,175	$1.37	25d	1	0.87mi
338 La Motte Ln Saint Louis, MO	2.0	1.0	904	$1,150	$1.27	0d	1	0.91mi
338 La Motte Ln Saint Louis, MO	2.0	1.0	904	$1,150	$1.27	45d	1	0.91mi
10239 Green Valley Dr Saint Louis, MO	3.0	1.0	1014	$1,395	$1.38	25d	1	0.92mi
227 Meadowcrest Dr Saint Louis, MO	3.0	1.0	960	$1,500	$1.56	45d	1	0.94mi
920 Hutton Pl Saint Louis, MO	3.0	1.0	912	$1,195	$1.31	45d	1	0.95mi
296 Meadowcrest Dr Saint Louis, MO	3.0	1.0	960	$1,550	$1.61	16d	1	0.98mi
307 Coppinger Dr Saint Louis, MO	3.0	1.0	960	$1,095	$1.14	19d	1	0.99mi
10129 Cavalier Ct Saint Louis, MO	3.0	1.5	912	$1,250	$1.37	25d	1	0.99mi
249 S Hartnett Ave Saint Louis, MO	3.0	1.0	960	$1,220	$1.27	25d	1	1.02mi
35 S Barat Ave Saint Louis, MO	2.0	1.0	984	$1,150	$1.17	0d	1	1.05mi
415 Ames Pl Saint Louis, MO	3.0	1.0	816	$1,400	$1.72	45d	1	1.07mi

Listing history 15 events

1. 2026-06-07
   days on market $130,000 Active 197 DOM
2. 2026-06-05
   days on market $130,000 Active 194 DOM
3. 2026-06-03
   days on market $130,000 Active 193 DOM
4. 2026-06-02
   days on market $130,000 Active 192 DOM
5. 2026-06-01
   days on market $130,000 Active 191 DOM
6. 2026-05-31
   days on market $130,000 Active 190 DOM
7. 2026-02-25
   status Active 1947-char remark

   Show marketing remark (1947 chars)

   Hello Gorgeous! Owners say get this SOLD & dropped price to **well under market value***! This move-in-ready, updated home with 3 generously-sized bedrooms, bonus room, office, and *main level laundry room* is ready for a family of almost any size! This home features a LARGE living room with space for everyone and an eat-in kitchen with space for a table & a fantastic built-in overhang for bar stools! The brand-new surveillance system, range and refrigerator can stay!! This entire home has so much natural light and has such an inviting floor plan! The primary bedroom connects to the office and could easily convert to whatever your needs may be. Keep it as an office, or turn it into a 4th (walk-thru) bedroom, nursery, or even a huge walk-in closet. The possibilities are endless! The family room overlooks the back yard and connects to a bonus room that could be used as a sleeping area, storage area, sitting room, or with some vision and work, a 2nd bathroom! Outside, you will find a nice-sized, fenced-in lot with room for relaxation or for the kids or pets to play. There's also an attached 1-car garage. What are our favorite features??? Convenience to everything! Main-level laundry!! Large-scale rooms all around!!! This home is eligible for down payment assistance for qualified buyers!! Call the listing agent for more details about down payment assistance. This one is conveniently-located to grocery stores, shopping, restaurants, and everything you need. Just in the listing aerial photograph of the home, you can see a gas station, oil change shop, tire shop, several restaurants, an Empire Beauty, a bus stop, salon/barber, nail salon, Drip Nation, pet grooming, and much more! Wow! Plus, it's centrally located to highways, major arteries, and public transportation. Don't let this one pass!! Owners are willing to negotiate to make this one meet your needs!!! Sellers may consider financing with a 1-year balloon.

8. 2026-02-22
   listed $1,550
9. 2026-02-14
   price $130,000 1947-char remark

   Show marketing remark (1947 chars)

   Hello Gorgeous! Owners say get this SOLD & dropped price to **well under market value***! This move-in-ready, updated home with 3 generously-sized bedrooms, bonus room, office, and *main level laundry room* is ready for a family of almost any size! This home features a LARGE living room with space for everyone and an eat-in kitchen with space for a table & a fantastic built-in overhang for bar stools! The brand-new surveillance system, range and refrigerator can stay!! This entire home has so much natural light and has such an inviting floor plan! The primary bedroom connects to the office and could easily convert to whatever your needs may be. Keep it as an office, or turn it into a 4th (walk-thru) bedroom, nursery, or even a huge walk-in closet. The possibilities are endless! The family room overlooks the back yard and connects to a bonus room that could be used as a sleeping area, storage area, sitting room, or with some vision and work, a 2nd bathroom! Outside, you will find a nice-sized, fenced-in lot with room for relaxation or for the kids or pets to play. There's also an attached 1-car garage. What are our favorite features??? Convenience to everything! Main-level laundry!! Large-scale rooms all around!!! This home is eligible for down payment assistance for qualified buyers!! Call the listing agent for more details about down payment assistance. This one is conveniently-located to grocery stores, shopping, restaurants, and everything you need. Just in the listing aerial photograph of the home, you can see a gas station, oil change shop, tire shop, several restaurants, an Empire Beauty, a bus stop, salon/barber, nail salon, Drip Nation, pet grooming, and much more! Wow! Plus, it's centrally located to highways, major arteries, and public transportation. Don't let this one pass!! Owners are willing to negotiate to make this one meet your needs!!! Sellers may consider financing with a 1-year balloon.

10. 2026-02-06
    price $140,000 1947-char remark

    Show marketing remark (1947 chars)

    Hello Gorgeous! Owners say get this SOLD & dropped price to **well under market value***! This move-in-ready, updated home with 3 generously-sized bedrooms, bonus room, office, and *main level laundry room* is ready for a family of almost any size! This home features a LARGE living room with space for everyone and an eat-in kitchen with space for a table & a fantastic built-in overhang for bar stools! The brand-new surveillance system, range and refrigerator can stay!! This entire home has so much natural light and has such an inviting floor plan! The primary bedroom connects to the office and could easily convert to whatever your needs may be. Keep it as an office, or turn it into a 4th (walk-thru) bedroom, nursery, or even a huge walk-in closet. The possibilities are endless! The family room overlooks the back yard and connects to a bonus room that could be used as a sleeping area, storage area, sitting room, or with some vision and work, a 2nd bathroom! Outside, you will find a nice-sized, fenced-in lot with room for relaxation or for the kids or pets to play. There's also an attached 1-car garage. What are our favorite features??? Convenience to everything! Main-level laundry!! Large-scale rooms all around!!! This home is eligible for down payment assistance for qualified buyers!! Call the listing agent for more details about down payment assistance. This one is conveniently-located to grocery stores, shopping, restaurants, and everything you need. Just in the listing aerial photograph of the home, you can see a gas station, oil change shop, tire shop, several restaurants, an Empire Beauty, a bus stop, salon/barber, nail salon, Drip Nation, pet grooming, and much more! Wow! Plus, it's centrally located to highways, major arteries, and public transportation. Don't let this one pass!! Owners are willing to negotiate to make this one meet your needs!!! Sellers may consider financing with a 1-year balloon.

11. 2026-01-19
    price $145,000 1947-char remark

    Show marketing remark (1947 chars)

    Hello Gorgeous! Owners say get this SOLD & dropped price to **well under market value***! This move-in-ready, updated home with 3 generously-sized bedrooms, bonus room, office, and *main level laundry room* is ready for a family of almost any size! This home features a LARGE living room with space for everyone and an eat-in kitchen with space for a table & a fantastic built-in overhang for bar stools! The brand-new surveillance system, range and refrigerator can stay!! This entire home has so much natural light and has such an inviting floor plan! The primary bedroom connects to the office and could easily convert to whatever your needs may be. Keep it as an office, or turn it into a 4th (walk-thru) bedroom, nursery, or even a huge walk-in closet. The possibilities are endless! The family room overlooks the back yard and connects to a bonus room that could be used as a sleeping area, storage area, sitting room, or with some vision and work, a 2nd bathroom! Outside, you will find a nice-sized, fenced-in lot with room for relaxation or for the kids or pets to play. There's also an attached 1-car garage. What are our favorite features??? Convenience to everything! Main-level laundry!! Large-scale rooms all around!!! This home is eligible for down payment assistance for qualified buyers!! Call the listing agent for more details about down payment assistance. This one is conveniently-located to grocery stores, shopping, restaurants, and everything you need. Just in the listing aerial photograph of the home, you can see a gas station, oil change shop, tire shop, several restaurants, an Empire Beauty, a bus stop, salon/barber, nail salon, Drip Nation, pet grooming, and much more! Wow! Plus, it's centrally located to highways, major arteries, and public transportation. Don't let this one pass!! Owners are willing to negotiate to make this one meet your needs!!! Sellers may consider financing with a 1-year balloon.

12. 2026-01-10
    status Active 1947-char remark

    Show marketing remark (1947 chars)

    Hello Gorgeous! Owners say get this SOLD & dropped price to **well under market value***! This move-in-ready, updated home with 3 generously-sized bedrooms, bonus room, office, and *main level laundry room* is ready for a family of almost any size! This home features a LARGE living room with space for everyone and an eat-in kitchen with space for a table & a fantastic built-in overhang for bar stools! The brand-new surveillance system, range and refrigerator can stay!! This entire home has so much natural light and has such an inviting floor plan! The primary bedroom connects to the office and could easily convert to whatever your needs may be. Keep it as an office, or turn it into a 4th (walk-thru) bedroom, nursery, or even a huge walk-in closet. The possibilities are endless! The family room overlooks the back yard and connects to a bonus room that could be used as a sleeping area, storage area, sitting room, or with some vision and work, a 2nd bathroom! Outside, you will find a nice-sized, fenced-in lot with room for relaxation or for the kids or pets to play. There's also an attached 1-car garage. What are our favorite features??? Convenience to everything! Main-level laundry!! Large-scale rooms all around!!! This home is eligible for down payment assistance for qualified buyers!! Call the listing agent for more details about down payment assistance. This one is conveniently-located to grocery stores, shopping, restaurants, and everything you need. Just in the listing aerial photograph of the home, you can see a gas station, oil change shop, tire shop, several restaurants, an Empire Beauty, a bus stop, salon/barber, nail salon, Drip Nation, pet grooming, and much more! Wow! Plus, it's centrally located to highways, major arteries, and public transportation. Don't let this one pass!! Owners are willing to negotiate to make this one meet your needs!!! Sellers may consider financing with a 1-year balloon.

13. 2025-11-08
    listed $150,000 Active 1947-char remark

    Show marketing remark (1947 chars)

    Hello Gorgeous! Owners say get this SOLD & dropped price to **well under market value***! This move-in-ready, updated home with 3 generously-sized bedrooms, bonus room, office, and *main level laundry room* is ready for a family of almost any size! This home features a LARGE living room with space for everyone and an eat-in kitchen with space for a table & a fantastic built-in overhang for bar stools! The brand-new surveillance system, range and refrigerator can stay!! This entire home has so much natural light and has such an inviting floor plan! The primary bedroom connects to the office and could easily convert to whatever your needs may be. Keep it as an office, or turn it into a 4th (walk-thru) bedroom, nursery, or even a huge walk-in closet. The possibilities are endless! The family room overlooks the back yard and connects to a bonus room that could be used as a sleeping area, storage area, sitting room, or with some vision and work, a 2nd bathroom! Outside, you will find a nice-sized, fenced-in lot with room for relaxation or for the kids or pets to play. There's also an attached 1-car garage. What are our favorite features??? Convenience to everything! Main-level laundry!! Large-scale rooms all around!!! This home is eligible for down payment assistance for qualified buyers!! Call the listing agent for more details about down payment assistance. This one is conveniently-located to grocery stores, shopping, restaurants, and everything you need. Just in the listing aerial photograph of the home, you can see a gas station, oil change shop, tire shop, several restaurants, an Empire Beauty, a bus stop, salon/barber, nail salon, Drip Nation, pet grooming, and much more! Wow! Plus, it's centrally located to highways, major arteries, and public transportation. Don't let this one pass!! Owners are willing to negotiate to make this one meet your needs!!! Sellers may consider financing with a 1-year balloon.

14. 2016-05-20
    soldstatus $21,000
15. 1991-02-05
    soldstatus $37,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,015 · $85/mo
• Projected year-2 tax: $1,261 · $105/mo
• Expected delta: +$246/yr (+$20/mo · 24.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,716
• − Mortgage interest: −$7,282
• − Property taxes: −$1,015
• − Insurance: −$650
• − Repairs & maintenance: −$1,257
• − Management: −$1,257
• − Depreciation: −$3,782
• Taxable income: $472
• Est. tax owed @ 24.0%: −$113
• After-tax cash flow: $2,456/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Riverview Gardens
• NCES district ID: 2926670
• Math proficiency: 2% ▼ -6.00%
• Reading proficiency: 9% ▼ -6.00%
• Median HH income: $32,759
• Composite: 4.22/100
• National rank: #10058
• State rank: #324 of 324 in MO

Livability — Dellwood

• Score: 66/100
• State rank: #239
• US rank: #11618

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Saint Louis County · 888,823 people
• Metro: St. Louis, MO-IL
• Population (ZIP): 40,929
• Household income: $41,154
• Rent vs Own: 53.1% rent · 46.9% own
• Severe rent burden: 3085.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 3%
• Foreign-born: 1% · Canada

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.79%
• Current HPI: 420.28
• Rent YoY: ▲ 4.97%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-95.9% since first listed

9 events — show timeline

• 2026-02-25 Relisted — MARIS as Distributed by MLS Grid
• 2026-02-22 Listed for Rent $1,550 MARIS
• 2026-02-14 Price Changed $130,000 MARIS as Distributed by MLS Grid
• 2026-02-06 Price Changed $140,000 MARIS as Distributed by MLS Grid
• 2026-01-19 Price Changed $145,000 MARIS as Distributed by MLS Grid
• 2026-01-10 Relisted — MARIS as Distributed by MLS Grid
• 2025-11-08 Listed $150,000 MARIS as Distributed by MLS Grid
• 2016-05-20 Sold (Public Records) $21,000 Public Records
• 1991-02-05 Sold (Public Records) $37,500 Public Records

Property tax history

+3.6%/yr

Latest (2022): $1,015 · +0.4% YoY. Source: county tax records.