1006 Chestnut Cove Trl · Jasper, GA 30143

$380,000

4 bd · 3.0 ba · 2,266 sqft · SingleFamily · 173 Days on market

Built 1977 Good condition 0.60 ac lot $168/sqft · 7% below area Est $408k · 7% under $361/mo HOA · 9% of rent

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.8/30.0
• ARV discount +10.6/15.0
• 1% rule +6.0/10.0
• DSCR +5.6/10.0
• Condition / age +3.8/5.0
• Livability +3.7/5.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This updated 4-bedroom, 3-bath home is tucked into the Bent Tree community and surrounded by nature, with seasonal mountain views from two decks and a private hot tub. Inside, the living room features a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops and stainless steel appliances. Inside, the living space is anchored by a stone fireplace featuring a brand-new Buck Stove insert. Newly installed energy-efficient windows fill the home with natural light. Upstairs, the fully updated kitchen shines with granite countertops, stainless steel appliances, and an open-concept layout designed for both everyday living and entertaining. The flexible floor plan features two spacious primary suites, one on the main level and one upstairs- plus a charming clawfoot tub on the third floor. Furniture is negotiable! Recent improvements provide peace of mind and added value, including a newly paved driveway and professional survey completed in Spring 2025, along with a new furnace installed in Fall 2025. Additional updates include a new microwave, new dishwasher, annual servicing of the mini-split system, professional rodent exclusion treatment, and professional winterization of the hot tub. Bent Tree is a gated community offering golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more-making this a great option for full-time living or a weekend mountain escape.

Key facts

• 0.6 acre lot
• 2 garage spots
• Built 1977

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $380k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $315 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $380k).
• Recommended offer: $334k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.3% vs local median 2.8% in Jasper — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#44 in GA, #4,976 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: schools D, amenities D-, commute F.
• Pickens County (rural): math 35% / reading 35% proficiency, ranked #59 of 174 in GA (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 713 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 260 units permitted in Pickens County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 173 days — a 12% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $334,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 7.29%
• Cash-on-cash: 3.55%
• DSCR: 1.16
• GRM: 7.6

CMA / ARV

• ARV (median comp): $408,114
• List price: $380,000
• Delta: -6.89%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
85 Villa Vis Unit 27	0.18mi	3/3.0 (-1)	2,368 (+4%)	4mo	$610,000	$258	75
180 Fairway Dr	0.53mi	3/3.0 (-1)	2,298 (+1%)	14mo	$365,000	$159	57
18 High Trail Vista Cir	0.43mi	3/2.5 (-1)	2,352 (+4%)	19mo	$470,000	$200	51
900 Crippled Oak Trl	0.34mi	3/2.0 (-1)	2,176 (-4%)	22mo	$355,000	$163	50
36 Big Stump Mountain Trl	0.49mi	3/3.0 (-1)	2,180 (-4%)	22mo	$325,000	$149	48
36 Big Stump Mountain Trl	0.49mi	3/3.0 (-1)	2,180 (-4%)	22mo	$325,000	$149	48
75 Frost Pine Cir	0.23mi	3/2.5 (-1)	2,014 (-11%)	23mo	$450,000	$223	45
757 Crippled Oak Trl	0.40mi	4/3.5	2,013 (-11%)	21mo	$490,000	$243	44
231 Crippled Oak Trl	0.56mi	3/3.0 (-1)	2,414 (+6%)	23mo	$365,000	$151	39
1299 Little Hendricks Mountain Rd	0.62mi	3/2.5 (-1)	2,365 (+4%)	23mo	$282,000	$119	38
1299 Little Hendricks Mountain Rd	0.62mi	3/2.5 (-1)	2,365 (+4%)	23mo	$282,000	$119	38
112 Tamarack Dr	0.71mi	3/3.0 (-1)	2,545 (+12%)	8mo	$395,000	$155	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.6%
• Equity multiple: 0.61×
• Total profit: $-41,242
• Equity at exit: $56,659

10-year hold

• IRR: -1.2%
• Equity multiple: 0.92×
• Total profit: $-8,938
• Equity at exit: $32,855

Cash invested: $106,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30143

• Home prices YoY: -14.4%
• Active inventory: 713
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $4,180 medium
• Mortgage (P&I): −$1,993
• Tax est. 1.5%: −$475 /mo · $5,700/yr
• Insurance: −$158
• HOA: −$361
• Vacancy / Maint / Mgmt: −$878
• Net cashflow: $315

Break-even live

Break-even rent $3,781

Max offer price $380,000

Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $95,000
• Closing costs: $11,400
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
54 Villa Rd Unit 8 Jasper, GA	3.0	3.0	2382	$4,500	$1.89	1d	1	0.19mi
— Jasper, GA	3.0	2.0	2013	$2,800	$1.39	1d	1	0.77mi

HOA detail

• Monthly dues: $361 · $4,332/yr
• Likely covers: security

Listing history 32 events

1. 2026-06-18
   days on market $380,000 Active 173 DOM
2. 2026-06-17
   days on market $380,000 Active 172 DOM
3. 2026-06-16
   days on market $380,000 Active 171 DOM
4. 2026-06-15
   days on market $380,000 Active 170 DOM
5. 2026-06-13
   days on market $380,000 Active 168 DOM
6. 2026-06-13
   days on market $380,000 Active 167 DOM
7. 2026-06-09
   days on market $380,000 Active 164 DOM
8. 2026-06-08
   days on market $380,000 Active 163 DOM
9. 2026-06-07
   days on market $380,000 Active 162 DOM
10. 2026-06-04
    days on market $380,000 Active 159 DOM
11. 2026-06-03
    days on market $380,000 Active 158 DOM
12. 2026-06-02
    days on market $380,000 Active 157 DOM
13. 2026-06-01
    days on market $380,000 Active 156 DOM
14. 2026-05-31
    days on market $380,000 Active 155 DOM
15. 2026-02-13
    price $380,000 1451-char remark

    Show marketing remark (1457 chars)

    This updated 4-bedroom, 3-bath home is tucked into the Bent Tree community and surrounded by nature, with seasonal mountain views from two decks and a private hot tub. Inside, the living room features a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops and stainless steel appliances. Inside, the living space is anchored by a stone fireplace featuring a brand-new Buck Stove insert. Newly installed energy-efficient windows fill the home with natural light. Upstairs, the fully updated kitchen shines with granite countertops, stainless steel appliances, and an open-concept layout designed for both everyday living and entertaining. The flexible floor plan features two spacious primary suites, one on the main level and one upstairs- plus a charming clawfoot tub on the third floor. Furniture is negotiable! Recent improvements provide peace of mind and added value, including a newly paved driveway and professional survey completed in Spring 2025, along with a new furnace installed in Fall 2025. Additional updates include a new microwave, new dishwasher, annual servicing of the mini-split system, professional rodent exclusion treatment, and professional winterization of the hot tub. Bent Tree is a gated community offering golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more—making this a great option for full-time living or a weekend mountain escape.

16. 2026-02-13
    price $380,000 1457-char remark

    Show marketing remark (1457 chars)

    This updated 4-bedroom, 3-bath home is tucked into the Bent Tree community and surrounded by nature, with seasonal mountain views from two decks and a private hot tub. Inside, the living room features a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops and stainless steel appliances. Inside, the living space is anchored by a stone fireplace featuring a brand-new Buck Stove insert. Newly installed energy-efficient windows fill the home with natural light. Upstairs, the fully updated kitchen shines with granite countertops, stainless steel appliances, and an open-concept layout designed for both everyday living and entertaining. The flexible floor plan features two spacious primary suites, one on the main level and one upstairs- plus a charming clawfoot tub on the third floor. Furniture is negotiable! Recent improvements provide peace of mind and added value, including a newly paved driveway and professional survey completed in Spring 2025, along with a new furnace installed in Fall 2025. Additional updates include a new microwave, new dishwasher, annual servicing of the mini-split system, professional rodent exclusion treatment, and professional winterization of the hot tub. Bent Tree is a gated community offering golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more—making this a great option for full-time living or a weekend mountain escape.

17. 2025-12-27
    listed $395,000 Active 1457-char remark

    Show marketing remark (1451 chars)

    This updated 4-bedroom, 3-bath home is tucked into the Bent Tree community and surrounded by nature, with seasonal mountain views from two decks and a private hot tub. Inside, the living room features a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops and stainless steel appliances. Inside, the living space is anchored by a stone fireplace featuring a brand-new Buck Stove insert. Newly installed energy-efficient windows fill the home with natural light. Upstairs, the fully updated kitchen shines with granite countertops, stainless steel appliances, and an open-concept layout designed for both everyday living and entertaining. The flexible floor plan features two spacious primary suites, one on the main level and one upstairs- plus a charming clawfoot tub on the third floor. Furniture is negotiable! Recent improvements provide peace of mind and added value, including a newly paved driveway and professional survey completed in Spring 2025, along with a new furnace installed in Fall 2025. Additional updates include a new microwave, new dishwasher, annual servicing of the mini-split system, professional rodent exclusion treatment, and professional winterization of the hot tub. Bent Tree is a gated community offering golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more-making this a great option for full-time living or a weekend mountain escape.

18. 2025-12-27
    listed $395,000 New 1451-char remark

    Show marketing remark (1451 chars)

    This updated 4-bedroom, 3-bath home is tucked into the Bent Tree community and surrounded by nature, with seasonal mountain views from two decks and a private hot tub. Inside, the living room features a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops and stainless steel appliances. Inside, the living space is anchored by a stone fireplace featuring a brand-new Buck Stove insert. Newly installed energy-efficient windows fill the home with natural light. Upstairs, the fully updated kitchen shines with granite countertops, stainless steel appliances, and an open-concept layout designed for both everyday living and entertaining. The flexible floor plan features two spacious primary suites, one on the main level and one upstairs- plus a charming clawfoot tub on the third floor. Furniture is negotiable! Recent improvements provide peace of mind and added value, including a newly paved driveway and professional survey completed in Spring 2025, along with a new furnace installed in Fall 2025. Additional updates include a new microwave, new dishwasher, annual servicing of the mini-split system, professional rodent exclusion treatment, and professional winterization of the hot tub. Bent Tree is a gated community offering golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more-making this a great option for full-time living or a weekend mountain escape.

19. 2025-12-23
    historical $395,000 1451-char remark

    Show marketing remark (1457 chars)

    This updated 4-bedroom, 3-bath home is tucked into the Bent Tree community and surrounded by nature, with seasonal mountain views from two decks and a private hot tub. Inside, the living room features a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops and stainless steel appliances. Inside, the living space is anchored by a stone fireplace featuring a brand-new Buck Stove insert. Newly installed energy-efficient windows fill the home with natural light. Upstairs, the fully updated kitchen shines with granite countertops, stainless steel appliances, and an open-concept layout designed for both everyday living and entertaining. The flexible floor plan features two spacious primary suites, one on the main level and one upstairs- plus a charming clawfoot tub on the third floor. Furniture is negotiable! Recent improvements provide peace of mind and added value, including a newly paved driveway and professional survey completed in Spring 2025, along with a new furnace installed in Fall 2025. Additional updates include a new microwave, new dishwasher, annual servicing of the mini-split system, professional rodent exclusion treatment, and professional winterization of the hot tub. Bent Tree is a gated community offering golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more—making this a great option for full-time living or a weekend mountain escape.

20. 2025-12-23
    historical $395,000 1457-char remark

    Show marketing remark (1457 chars)

    This updated 4-bedroom, 3-bath home is tucked into the Bent Tree community and surrounded by nature, with seasonal mountain views from two decks and a private hot tub. Inside, the living room features a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops and stainless steel appliances. Inside, the living space is anchored by a stone fireplace featuring a brand-new Buck Stove insert. Newly installed energy-efficient windows fill the home with natural light. Upstairs, the fully updated kitchen shines with granite countertops, stainless steel appliances, and an open-concept layout designed for both everyday living and entertaining. The flexible floor plan features two spacious primary suites, one on the main level and one upstairs- plus a charming clawfoot tub on the third floor. Furniture is negotiable! Recent improvements provide peace of mind and added value, including a newly paved driveway and professional survey completed in Spring 2025, along with a new furnace installed in Fall 2025. Additional updates include a new microwave, new dishwasher, annual servicing of the mini-split system, professional rodent exclusion treatment, and professional winterization of the hot tub. Bent Tree is a gated community offering golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more—making this a great option for full-time living or a weekend mountain escape.

21. 2025-07-07
    historical
22. 2025-07-07
    historical
23. 2025-05-22
    price $420,000
24. 2025-05-22
    price $420,000
25. 2025-04-28
    price $435,000
26. 2025-04-28
    price $435,000
27. 2025-03-27
    listed $439,000 Active
28. 2025-03-27
    historical
29. 2025-03-19
    listed $439,000 New
30. 2022-09-02
    soldstatus $382,000 Sold
31. 2022-08-17
    status Under Contract
32. 2022-06-23
    listed $382,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $50,155
• − Mortgage interest: −$21,286
• − Property taxes: −$5,700
• − Insurance: −$1,900
• − Repairs & maintenance: −$4,012
• − Management: −$4,012
• − HOA: −$4,332
• − Depreciation: −$11,055
• Taxable loss: −$2,142
• Est. tax savings @ 24.0%: +$514
• After-tax cash flow: $4,292/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab

This updated 4-bedroom, 3-bath home in Bent Tree community is in good condition with minimal maintenance needed. It offers a great balance of natural surroundings and modern amenities.

Value-add opportunities

• Both Landscaping improvements — Enhances curb appeal and natural setting
• Both Interior paint touch-ups — Maintains fresh and inviting appearance
• Both Deck cleaning and maintenance — Keeps outdoor living space attractive

Renovation cost estimate screening

Value-add ROI direction

• Both Landscaping improvements — Enhances curb appeal and natural setting ↑
• Both Interior paint touch-ups — Maintains fresh and inviting appearance ↑
• Both Deck cleaning and maintenance — Keeps outdoor living space attractive ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Pickens County
• NCES district ID: 1304110
• Math proficiency: 35% ▼ -11.00%
• Reading proficiency: 35% ▼ -5.00%
• Median HH income: $53,760
• Composite: 30.72/100
• National rank: #6165
• State rank: #59 of 174 in GA

Livability — Jasper

• Score: 74/100
• State rank: #44
• US rank: #4976

Category grades

Amenities D- Commute F Cost of living A+ Crime A+ Employment F Housing C+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 26,738
• Population (ZIP): 26,738

Population outlook (Pickens County) Hauer SSP2

• Today (2025): 32,161 people
• By 2030: 32,815 · +2.0%
• By 2040: 33,427 · +3.9%
• By 2050: 33,077 · +2.8%
• By 2075: 31,291 · -2.7%
• By 2100: 27,205 · -15.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Hispanic / Latino 5% Two or more races 5%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Slovak 5% Serbian 2% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Pickens

• 2024 margin: Solid R (+65.8) · D 16.8% · R 82.6%
• 2008→2024 swing: -7.8pp toward R · 2008: -57.9pp · 2024: -65.8pp
• All cycles: 2024: R+65.8 2020: R+65.7 2016: R+69.2 2012: R+67.6 2008: R+57.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -47.27%
• Current HPI: 280.6731
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-0.5% since first listed

18 events — show timeline

• 2026-02-13 Price Changed $380,000 GAMLS
• 2026-02-13 Price Changed $380,000 FMLS
• 2025-12-27 Listed $395,000 FMLS
• 2025-12-27 Listed $395,000 GAMLS
• 2025-12-23 Coming Soon $395,000 GAMLS
• 2025-12-23 Coming Soon $395,000 FMLS
• 2025-07-07 Listing Removed — FMLS
• 2025-07-07 Listing Removed — GAMLS
• 2025-05-22 Price Changed $420,000 GAMLS
• 2025-05-22 Price Changed $420,000 FMLS
• 2025-04-28 Price Changed $435,000 GAMLS
• 2025-04-28 Price Changed $435,000 FMLS
• 2025-03-27 Listed $439,000 FMLS
• 2025-03-27 Coming Soon — FMLS
• 2025-03-19 Listed $439,000 GAMLS
• 2022-09-02 Sold (MLS) $382,000 GAMLS
• 2022-08-17 Pending — GAMLS
• 2022-06-23 Listed $382,000 GAMLS