100 N 60th Ave #1 · Yakima, WA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $604 – $1,122
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 14 days/yr
- Unhealthy air days in 30 yrs
- 16 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.9/30.0
- ARV discount +9.0/15.0
- Schools +5.5/10.0
- Rent growth +4.1/5.0
- Livability +4.0/5.0
- DSCR +3.2/10.0
- Condition / age +2.5/5.0
- 1% rule +2.4/10.0
- Appreciation +0.0/10.0
$254,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.
Key facts
- Laminate flooring
- Kitchen island
- Built-ins
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $255k.
Deal economics
- At list price, monthly cash flow is $-111 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $235k (7.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (26.0% below list).
- Recommended offer: $189k (26.0% below list) — sets the bar for 1% rule.
- Cap rate 5.8% vs local median 3.3% in Yakima — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#98 in WA, #1,912 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment D, crime F.
- West Valley School District (Yakima) (urban): math 58% / reading 65% proficiency, ranked #47 of 291 in WA (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Summitview Elementary (501 students, 72% FRL); West Valley Mid-Level Campus (1,194 students, 55% FRL); West Valley High School (1,527 students, 47% FRL) — zoned schools average 58% FRL vs 35% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+6.5%/yr); 331 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 468 units permitted in Yakima County in 2024 (23 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Yakima County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 145 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 6y ago; this cycle's ask has dropped $18k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $197k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 145 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 5.77%
- Cash-on-cash
- -1.86%
- DSCR
- 0.92
- GRM
- 11.3
CMA / ARV
- ARV (median comp)
- $263,706
- List price
- $254,900
- Delta
- -3.34%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 6.45% rent growth · sell at horizon
- IRR
- -16.0%
- Equity multiple
- 0.42×
- Total profit
- $-41,656
- Equity at exit
- $38,006
- IRR
- -2.9%
- Equity multiple
- 0.78×
- Total profit
- $-15,809
- Equity at exit
- $22,039
Cash invested: $71,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Washington
- 28 Tenant-Leaning · D+8
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 98908
- Rents YoY
- 6.5%
- Active inventory
- 331
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $1,886 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$157 /mo · $1,889/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$396
- Net cashflow
- $-111
Break-even live
Sensitivity live
| Price | -10% $34 | -5% $-39 | +0% $-111 | +5% $-183 | +10% $-255 |
|---|---|---|---|---|---|
| Rent | -10% $-260 | -5% $-185 | +0% $-111 | +5% $-36 | +10% $38 |
| Rate | -1.0pp $18 | -0.5pp $-46 | base $-111 | +0.5pp $-177 | +1.0pp $-244 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,725
- Closing costs
- $7,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5701 W Chestnut Ave #9 Yakima, WA | 2.0 | 2.0 | 1380 | $1,940 | $1.41 | 15d | 1 | 0.19mi |
| 123 N 66th Ave Yakima, WA | 2.0 | 1.5 | 900 | $1,725 | $1.92 | 23d | 1 | 0.38mi |
| 305 N 50th Ave Yakima, WA | 3.0 | 2.0 | 1794 | $2,300 | $1.28 | 23d | 1 | 0.67mi |
| 7410 W Walnut St Yakima, WA | 3.0 | 2.0 | 1800 | $2,150 | $1.19 | 45d | 1 | 0.96mi |
| 407 N 75th Ave Yakima, WA | 3.0 | 2.0 | 1444 | $1,950 | $1.35 | 45d | 1 | 1.03mi |
| 905 S 44th Ave Yakima, WA | 2.0–3.0 | 1.0–1.5 | 965 | $1,350 | $1.40 | 15d | 3 | 1.27mi |
| 905 S 44th Ave Unit B04 Yakima, WA | 3.0 | 1.5 | 1100 | $1,575 | $1.43 | 45d | 1 | 1.27mi |
| 910 S 42nd Ave Yakima, WA | 3.0 | 2.0 | 1372 | $1,750 | $1.28 | 15d | 1 | 1.34mi |
| 7209 Willow Ct Yakima, WA | 2.0 | 1.0 | 950 | $1,400 | $1.47 | 23d | 1 | 1.46mi |
| 7221 Willow Pl Yakima, WA | 2.0 | 1.0 | 950 | $1,400 | $1.47 | 45d | 1 | 1.47mi |
| 4402 Tayhill Way Yakima, WA | 3.0 | 2.0 | 1589 | $3,200 | $2.01 | 45d | 1 | 1.50mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 24 events
-
2026-06-21days on market $254,900 Active 145 DOM
-
2026-06-19days on market $254,900 Active 143 DOM
-
2026-06-18days on market $254,900 Active 142 DOM
-
2026-06-17days on market $254,900 Active 141 DOM
-
2026-06-16days on market $254,900 Active 140 DOM
-
2026-06-15days on market $254,900 Active 139 DOM
-
2026-06-14days on market $254,900 Active 137 DOM
-
2026-06-13days on market $254,900 Active 136 DOM
-
2026-06-10days on market $254,900 Active 134 DOM
-
2026-06-09days on market $254,900 Active 133 DOM
-
2026-06-08days on market $254,900 Active 132 DOM
-
2026-06-07days on market $254,900 Active 131 DOM
-
2026-06-03days on market $254,900 Active 127 DOM
-
2026-06-02days on market $254,900 Active 126 DOM
-
2026-06-01days on market $254,900 Active 125 DOM
-
2026-05-31days on market $254,900 Active 124 DOM
-
2026-05-30days on market $254,900 Active 123 DOM
-
2026-04-10price $254,900 704-char remark
Show marketing remark (704 chars)
Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.
-
2026-03-12price $259,900 704-char remark
Show marketing remark (704 chars)
Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.
-
2026-02-13price $267,500 704-char remark
Show marketing remark (704 chars)
Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.
-
2026-01-27$272,500 Active 704-char remark
Show marketing remark (704 chars)
Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.
-
2020-05-18soldstatus $197,000 396-char remark
Show marketing remark (396 chars)
Clean one level, open concept condo with a kitchen eating bar, great room and family room with fireplace. Two bedrooms which include a master bedroom with bath and a second bedroom and second bath down the hall. Nice sized 2-car garage. Back patio with pergola and fenced yard. New roof this summer. Close to pool and club house. Close, convenient and quiet location. HOA fees are $279 per month.
-
2020-02-20$210,000 396-char remark
Show marketing remark (396 chars)
Clean one level, open concept condo with a kitchen eating bar, great room and family room with fireplace. Two bedrooms which include a master bedroom with bath and a second bedroom and second bath down the hall. Nice sized 2-car garage. Back patio with pergola and fenced yard. New roof this summer. Close to pool and club house. Close, convenient and quiet location. HOA fees are $279 per month.
-
2006-05-23soldstatus $145,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WA · Resets to sale price
- Current annual tax
- $1,889 · $157/mo
- Projected year-2 tax
- $2,498 · $208/mo
- Expected delta
- +$609/yr (+$51/mo · 32.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 14 unhealthy d/yr today · 16 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,628
- − Mortgage interest
- −$14,278
- − Property taxes
- −$1,889
- − Insurance
- −$1,274
- − Repairs & maintenance
- −$1,810
- − Management
- −$1,810
- − Depreciation
- −$7,415
- Taxable loss
- −$5,850
- Est. tax savings @ 24.0%
- +$1,404
- After-tax cash flow
- $75/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Valley School District (Yakima)
- NCES district ID
- 5309720
- Math proficiency
- 58% ▼ -1.00%
- Reading proficiency
- 65% ▼ -1.00%
- Median HH income
- $61,876
- Composite
- 54.99/100
- National rank
- #2784
- State rank
- #47 of 291 in WA
Livability — Yakima
- Score
- 80/100
- State rank
- #98
- US rank
- #1912
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yakima, WA
- County
- Yakima County · 134,789 people
- City population
- 115,918
- Metro
- Yakima, WA
- Population (ZIP)
- 38,060
- Household income
- $84,197
- Rent vs Own
- Severe rent burden
- 1265.0
Population outlook (Yakima County) Hauer SSP2
- Today (2025)
- 256,514 people
- By 2030
- 259,403 · +1.1%
- By 2040
- 265,677 · +3.6%
- By 2050
- 273,061 · +6.5%
- By 2075
- 296,991 · +15.8%
- By 2100
- 315,291 · +22.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 24% Two or more races 12% Asian 2%
- Hispanic origin (detail)
- Mexican 22%
- Common ancestry
- Portuguese 4% Italian 3% Lithuanian 2%
- Foreign-born
- 7% · Canada, China, South Korea
- Languages at home
- 82% English-only · Spanish 16% German/W. Germanic 1%
Political lean MEDSL · Yakima
- 2024 margin
- R (+14.3) · D 41.6% · R 55.9% · Other 2.5%
- 2008→2024 swing
- -3.8pp toward R · 2008: -10.6pp · 2024: -14.3pp
- All cycles
- 2024: R+14.3 2020: R+7.7 2016: R+15.4 2012: R+15.1 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -337.28%
- Current HPI
- 258.8688
- Rent YoY
- ▲ 6.45%
- Metro
- Yakima, WA
- State GDP YoY
- ▲ 4.65%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in WA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 2 | $269B |
|
||
| Technology / Retail | 1 | $638B |
|
||
| Technology | 1 | $245B |
|
||
| Telecommunications | 1 | $38B |
|
||
| Food / Beverage | 1 | $36B |
|
||
| Automotive / Trucks | 1 | $34B |
|
||
Price history
+75.8% since first listed7 events — show timeline
- 2026-04-10 Price Changed $254,900 YAMLS
- 2026-03-12 Price Changed $259,900 YAMLS
- 2026-02-13 Price Changed $267,500 YAMLS
- 2026-01-27 Listed $272,500 YAMLS
- 2020-05-18 Sold (MLS) $197,000 YAMLS
- 2020-02-20 Listed $210,000 YAMLS
- 2006-05-23 Sold (Public Records) $145,000 Public Records
Property tax history
+13.0%/yrLatest (2026): $1,889 · -18.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…