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100 N 60th Ave #1
D Composite 41.61
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.9/30.0
  • ARV discount +9.0/15.0
  • Schools +5.5/10.0
  • Rent growth +4.1/5.0
  • Livability +4.0/5.0
  • DSCR +3.2/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • Appreciation +0.0/10.0

$254,900

100 N 60th Ave #1 · Yakima, WA 98908
2 bd · 2.0 ba · 1,444 sqft · Condo public records · 145 Days on market
Built 1978 $177/sqft · at area comps Est $264k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.

Key facts

  • Laminate flooring
  • Kitchen island
  • Built-ins

Tags

LAMINATE FLOORINGBUILT-INSAMPLE STORAGEKITCHEN ISLANDIN-UNIT WASHER AND DRYERFULLY FENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $255k.

Deal economics

  • At list price, monthly cash flow is $-111 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $235k (7.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (26.0% below list).
  • Recommended offer: $189k (26.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 3.3% in Yakima — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#98 in WA, #1,912 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment D, crime F.
  • West Valley School District (Yakima) (urban): math 58% / reading 65% proficiency, ranked #47 of 291 in WA (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Summitview Elementary (501 students, 72% FRL); West Valley Mid-Level Campus (1,194 students, 55% FRL); West Valley High School (1,527 students, 47% FRL) — zoned schools average 58% FRL vs 35% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+6.5%/yr); 331 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 468 units permitted in Yakima County in 2024 (23 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Yakima County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 145 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 6y ago; this cycle's ask has dropped $18k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $197k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $188,563 (26.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 145 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.74%
Cap rate
5.77%
Cash-on-cash
-1.86%
DSCR
0.92
GRM
11.3

CMA / ARV

ARV (median comp)
$263,706
List price
$254,900
Delta
-3.34%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 6.45% rent growth · sell at horizon

5-year hold
IRR
-16.0%
Equity multiple
0.42×
Total profit
$-41,656
Equity at exit
$38,006
10-year hold
IRR
-2.9%
Equity multiple
0.78×
Total profit
$-15,809
Equity at exit
$22,039

Cash invested: $71,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 98908

Rents YoY
6.5%
Active inventory
331
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$1,886 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$157 /mo · $1,889/yr
Insurance
$106
HOA
$0
Vacancy / Maint / Mgmt
$396
Net cashflow
$-111

Break-even live

Break-even rent $2,026
Max offer price $235,338
Occupancy floor

Sensitivity live

Price -10% $34 -5% $-39 +0% $-111 +5% $-183 +10% $-255
Rent -10% $-260 -5% $-185 +0% $-111 +5% $-36 +10% $38
Rate -1.0pp $18 -0.5pp $-46 base $-111 +0.5pp $-177 +1.0pp $-244

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,725
Closing costs
$7,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5701 W Chestnut Ave #9 Yakima, WA 2.0 2.0 1380 $1,940 $1.41 15d 1 0.19mi
123 N 66th Ave Yakima, WA 2.0 1.5 900 $1,725 $1.92 23d 1 0.38mi
305 N 50th Ave Yakima, WA 3.0 2.0 1794 $2,300 $1.28 23d 1 0.67mi
7410 W Walnut St Yakima, WA 3.0 2.0 1800 $2,150 $1.19 45d 1 0.96mi
407 N 75th Ave Yakima, WA 3.0 2.0 1444 $1,950 $1.35 45d 1 1.03mi
905 S 44th Ave Yakima, WA 2.0–3.0 1.0–1.5 965 $1,350 $1.40 15d 3 1.27mi
905 S 44th Ave Unit B04 Yakima, WA 3.0 1.5 1100 $1,575 $1.43 45d 1 1.27mi
910 S 42nd Ave Yakima, WA 3.0 2.0 1372 $1,750 $1.28 15d 1 1.34mi
7209 Willow Ct Yakima, WA 2.0 1.0 950 $1,400 $1.47 23d 1 1.46mi
7221 Willow Pl Yakima, WA 2.0 1.0 950 $1,400 $1.47 45d 1 1.47mi
4402 Tayhill Way Yakima, WA 3.0 2.0 1589 $3,200 $2.01 45d 1 1.50mi

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 24 events

  1. 2026-06-21
    days on market $254,900 Active 145 DOM
  2. 2026-06-19
    days on market $254,900 Active 143 DOM
  3. 2026-06-18
    days on market $254,900 Active 142 DOM
  4. 2026-06-17
    days on market $254,900 Active 141 DOM
  5. 2026-06-16
    days on market $254,900 Active 140 DOM
  6. 2026-06-15
    days on market $254,900 Active 139 DOM
  7. 2026-06-14
    days on market $254,900 Active 137 DOM
  8. 2026-06-13
    days on market $254,900 Active 136 DOM
  9. 2026-06-10
    days on market $254,900 Active 134 DOM
  10. 2026-06-09
    days on market $254,900 Active 133 DOM
  11. 2026-06-08
    days on market $254,900 Active 132 DOM
  12. 2026-06-07
    days on market $254,900 Active 131 DOM
  13. 2026-06-03
    days on market $254,900 Active 127 DOM
  14. 2026-06-02
    days on market $254,900 Active 126 DOM
  15. 2026-06-01
    days on market $254,900 Active 125 DOM
  16. 2026-05-31
    days on market $254,900 Active 124 DOM
  17. 2026-05-30
    days on market $254,900 Active 123 DOM
  18. 2026-04-10
    price $254,900 704-char remark
    Show marketing remark (704 chars)

    Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.

  19. 2026-03-12
    price $259,900 704-char remark
    Show marketing remark (704 chars)

    Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.

  20. 2026-02-13
    price $267,500 704-char remark
    Show marketing remark (704 chars)

    Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.

  21. 2026-01-27
    listed $272,500 Active 704-char remark
    Show marketing remark (704 chars)

    Welcome to the beautifully maintained 100 N. 60th Ave. #1. If you are looking for low-maintenance 55+ living, this unit is it! This spacious one-level home features laminate flooring and a comfortable, open layout. Charming built-ins in the living room add character to the home, with plenty of natural light throughout. The kitchen has ample storage space and features a peninsula with an integrated cooktop, ideal for everyday cooking and casual dining. An in-unit washer and dryer add convenience. Step outside to a fully fenced backyard with a private patio- perfect for relaxing or entertaining. The community features a club house, pool, and walkable streets, creating an easy and active lifestyle.

  22. 2020-05-18
    soldstatus $197,000 396-char remark
    Show marketing remark (396 chars)

    Clean one level, open concept condo with a kitchen eating bar, great room and family room with fireplace. Two bedrooms which include a master bedroom with bath and a second bedroom and second bath down the hall. Nice sized 2-car garage. Back patio with pergola and fenced yard. New roof this summer. Close to pool and club house. Close, convenient and quiet location. HOA fees are $279 per month.

  23. 2020-02-20
    listed $210,000 396-char remark
    Show marketing remark (396 chars)

    Clean one level, open concept condo with a kitchen eating bar, great room and family room with fireplace. Two bedrooms which include a master bedroom with bath and a second bedroom and second bath down the hall. Nice sized 2-car garage. Back patio with pergola and fenced yard. New roof this summer. Close to pool and club house. Close, convenient and quiet location. HOA fees are $279 per month.

  24. 2006-05-23
    soldstatus $145,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WA · Resets to sale price

Current annual tax
$1,889 · $157/mo
Projected year-2 tax
$2,498 · $208/mo
Expected delta
+$609/yr (+$51/mo · 32.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 14 unhealthy d/yr today · 16 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,628
− Mortgage interest
−$14,278
− Property taxes
−$1,889
− Insurance
−$1,274
− Repairs & maintenance
−$1,810
− Management
−$1,810
− Depreciation
−$7,415
Taxable loss
−$5,850
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,404
After-tax cash flow
$75/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Valley School District (Yakima)
NCES district ID
5309720
Math proficiency
58% ▼ -1.00%
Reading proficiency
65% ▼ -1.00%
Median HH income
$61,876
Composite
54.99/100
National rank
#2784
State rank
#47 of 291 in WA

Livability — Yakima

Score
80/100
State rank
#98
US rank
#1912

Category grades

Amenities A+ Commute A+ Cost of living A Crime F Employment D Housing A+ Health & safety A- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yakima, WA
County
Yakima County · 134,789 people
City population
115,918
Metro
Yakima, WA
Population (ZIP)
38,060
Household income
$84,197
Rent vs Own
31.1% rent · 68.9% own
Severe rent burden
1265.0

Population outlook (Yakima County) Hauer SSP2

Today (2025)
256,514 people
By 2030
259,403 · +1.1%
By 2040
265,677 · +3.6%
By 2050
273,061 · +6.5%
By 2075
296,991 · +15.8%
By 2100
315,291 · +22.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 24% Two or more races 12% Asian 2%
Hispanic origin (detail)
Mexican 22%
Common ancestry
Portuguese 4% Italian 3% Lithuanian 2%
Foreign-born
7% · Canada, China, South Korea
Languages at home
82% English-only · Spanish 16% German/W. Germanic 1%

Political lean MEDSL · Yakima

2024 margin
R (+14.3) · D 41.6% · R 55.9% · Other 2.5%
2008→2024 swing
-3.8pp toward R · 2008: -10.6pp · 2024: -14.3pp
All cycles
2024: R+14.3 2020: R+7.7 2016: R+15.4 2012: R+15.1 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -337.28%
Current HPI
258.8688
Rent YoY
▲ 6.45%
Metro
Yakima, WA
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

+75.8% since first listed
7 events — show timeline
  • 2026-04-10 Price Changed $254,900 YAMLS
  • 2026-03-12 Price Changed $259,900 YAMLS
  • 2026-02-13 Price Changed $267,500 YAMLS
  • 2026-01-27 Listed $272,500 YAMLS
  • 2020-05-18 Sold (MLS) $197,000 YAMLS
  • 2020-02-20 Listed $210,000 YAMLS
  • 2006-05-23 Sold (Public Records) $145,000 Public Records

Property tax history

+13.0%/yr

Latest (2026): $1,889 · -18.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…