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3318 Carnation Ln
B Composite 72.83
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +11.2/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.4/10.0
  • Schools +4.3/10.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$142,900

3318 Carnation Ln · Zephyrhills, FL 33541
3 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 155 Days on market
Built 1981 5,130 sqft lot Est $156k · 8% under $80/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for your perfect winter retreat or even planning on relocating? Pack your bags and look no further! This fully furnished 2/2 has been kept well. Kitchen has been freshened up with a new coat of paint and has plenty of space and a pantry. Off of the kitchen you have a separate dinning area with a beautiful large built in china cabinet. One thing that isn't lacking in this home is space. Both bedrooms have walk in closets. Off of the living room you have an enclosed Florida room with AC that is perfect for enjoying your morning cup of Joe. Home features a laundry area in the utility room that is located in a second enclosed lanai/ Florida room and is the perfect size for entertaining. Out off the back is a small patio where you can soak in some Florida rays. You wont have any lending worries with this home as home was recently updated with Tie Downs to meet lending requirements. And lets not forget to mention you own your own land, yes this means no lot rent! All of this is located in the 55+ community of Tippecanoe Village where the HOA is very minimal and includes your water, trash, sewer and clubhouse. You wont want to miss this! Call today to schedule a showing before it's too late.

Key facts

  • Laundry area
  • Community pool
  • Fully furnished

Tags

FULLY FURNISHEDDEDICATED UTILITY ROOMLAUNDRY AREAENCLOSED LANAICOMMUNITY POOLDESIGNATED RV PARKING

Property features AI

Finance

  • Other: Furnished; Other exemptions apply
  • Financial info: Total monthly fees $80; total annual fees $960; Lease restrictions apply
  • HOA & community: Has HOA (monthly fee $80) — fee includes sewer, trash and water; Association amenities: clubhouse, pool; Association approval required; Association recreation (lease), buyer approval required, golf carts allowed; Senior community — pets allowed with breed restrictions; Association name: Bernice Schlicht

Exterior

  • Parking: Has carport (1 space)
  • Utilities: Well water; Private sewer; Broadband/high-speed internet available
  • Home design: Manufactured home (double wide); One story; Faces west; Residential property
  • Construction: Metal siding; Membrane roof; Metal roof; Crawlspace foundation; Built on a 0.12-acre lot
  • Exterior features: Sliding doors; Other exterior features

Interior

  • Kitchen: Range hood; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans
  • Laundry & utility: Washer; Dryer; Electric water heater; Laundry: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $143k.

Deal economics

  • At list price, monthly cash flow is $659 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $143k).
  • Recommended offer: $126k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 3.8% in Zephyrhills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#330 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, crime C-, amenities F.
  • Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $988 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $40k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 155 days — a 12% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 8y ago; this cycle's ask has dropped $9k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $84k; list at $143k implies a 70% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,752 (12.0% below list)

Questions for the listing agent

  1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.44%
Cap rate
11.82%
Cash-on-cash
19.75%
DSCR
1.88
GRM
5.8

CMA / ARV

ARV (on-the-fly)
$155,520
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
34645 Lily Ln 0.06mi 2/2.0 (-1) 1,056 (-8%) 10mo $127,500 $121 70
3041 Short Leaf St 0.44mi 3/2.0 1,170 (+2%) 11mo $157,500 $135 68
35043 Chancey Rd 0.38mi 3/2.0 1,248 (+8%) 8mo $196,000 $157 62
3145 Hickory Dr 0.73mi 2/2.0 (-1) 1,144 (-1%) 1mo $155,000 $135 59
3010 Whispering Ln 0.54mi 3/2.0 1,104 (-4%) 15mo $172,000 $156 56
3141 Great Oak St 0.63mi 2/2.0 (-1) 1,226 (+6%) 1mo $125,000 $102 54
3045 Shady Creek Dr 0.58mi 2/2.0 (-1) 1,214 (+5%) 6mo $130,000 $107 54
34135 Brown Byu 0.63mi 3/2.0 1,081 (-6%) 10mo $160,000 $148 52
3838 Chah Dr 0.68mi 2/2.0 (-1) 1,248 (+8%) 2mo $160,000 $128 48
34313 Countryside Dr 0.43mi 2/2.0 (-1) 1,040 (-10%) 16mo $139,900 $135 46
34121 Tree Lake Dr 0.61mi 2/2.0 (-1) 988 (-14%) 9mo $118,000 $119 36
3912 Damian Dr 0.74mi 2/2.0 (-1) 1,248 (+8%) 14mo $160,000 $128 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
8.4%
Equity multiple
1.32×
Total profit
$12,783
Equity at exit
$21,307
10-year hold
IRR
15.0%
Equity multiple
2.05×
Total profit
$41,925
Equity at exit
$12,355

Cash invested: $40,012 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33541

Home prices YoY
-15.2%
Rents YoY
-2.5%
Active inventory
856
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$2,057 high interval (Pro) →
Mortgage (P&I)
$749
Tax from tax record
$77 /mo · $928/yr
Insurance
$60
HOA
$80
Vacancy / Maint / Mgmt
$432
Net cashflow
$659

Break-even live

Break-even rent $1,223
Max offer price $142,900
Occupancy floor 63%

Sensitivity live

Price -10% $740 -5% $699 +0% $659 +5% $618 +10% $578
Rent -10% $496 -5% $577 +0% $659 +5% $740 +10% $821
Rate -1.0pp $731 -0.5pp $695 base $659 +0.5pp $622 +1.0pp $584

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,725
Closing costs
$4,287
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3030 Beaver Creek Dr Wesley Chapel, FL 2.0 1.0 700 $950 $1.36 15d 1 0.55mi
36232 Lanier Oaks Pt , FL 3.0 2.0 1325 $1,700 $1.28 25d 1 0.67mi
2516 Paravane Way Wesley Chapel, FL 3.0 2.5 1373 $2,000 $1.46 25d 1 1.04mi
3829 Kim Dr Wesley Chapel, FL 2.0 1.0 832 $1,395 $1.68 25d 1 1.06mi
2415 Paravane Way Wesley Chapel, FL 3.0 2.5 1373 $2,300 $1.68 6d 1 1.07mi
2407 Paravane Way Wesley Chapel, FL 3.0 2.5 1373 $1,849 $1.35 17d 1 1.07mi
2407 Paravane Way Wesley Chapel, FL 3.0 2.5 1373 $1,849 $1.35 25d 1 1.07mi
2407 Paravane Way Wesley Chapel, FL 3.0 3.0 1373 $1,849 $1.35 13d 1 1.07mi
2358 Paravane Way Wesley Chapel, FL 3.0 2.5 1373 $2,000 $1.46 3d 1 1.11mi
2264 Paravane Way Wesley Chapel, FL 3.0 2.5 1373 $2,000 $1.46 25d 1 1.20mi
2308 Alee Ln Wesley Chapel, FL 3.0 2.5 1373 $1,825 $1.33 17d 1 1.20mi
33780 Charleston Club Cir Wesley Chapel, FL 1.0–3.0 1.0–2.0 1059 $2,360 $2.23 0d 13 1.20mi
34142 Polacca Ln Wesley Chapel, FL 3.0 2.5 1373 $2,100 $1.53 25d 1 1.30mi
2191 Hallier Cv Wesley Chapel, FL 3.0 2.5 1373 $1,999 $1.46 25d 1 1.31mi
2191 Hallier Cv Wesley Chapel, FL 3.0 2.5 1373 $1,900 $1.38 11d 1 1.31mi
2191 Hallier Cv Wesley Chapel, FL 3.0 2.5 1373 $1,999 $1.46 22d 1 1.31mi
2187 Hallier Cv Wesley Chapel, FL 3.0 3.0 1373 $1,945 $1.42 15d 1 1.31mi
2085 Hallier Cv Wesley Chapel, FL 3.0 2.5 1373 $2,200 $1.60 6d 1 1.39mi
33976 Lusitano Dr Wesley Chapel, FL 1.0–3.0 1.0–2.5 1251 $2,895 $2.31 13d 71 1.45mi

HOA detail

Monthly dues
$80 · $960/yr
Likely covers
watersewertrash

Listing history 36 events

  1. 2026-06-18
    days on market $142,900 Active 155 DOM
  2. 2026-06-17
    days on market $142,900 Active 154 DOM
  3. 2026-06-16
    days on market $142,900 Active 153 DOM
  4. 2026-06-15
    days on market $142,900 Active 152 DOM
  5. 2026-06-13
    days on market $142,900 Active 150 DOM
  6. 2026-06-09
    days on market $142,900 Active 146 DOM
  7. 2026-06-08
    days on market $142,900 Active 145 DOM
  8. 2026-06-08
    price $142,900 Active 144 DOM
  9. 2026-06-07
    days on market $144,900 Active 144 DOM
  10. 2026-06-04
    days on market $144,900 Active 141 DOM
  11. 2026-06-03
    days on market $144,900 Active 140 DOM
  12. 2026-06-02
    days on market $144,900 Active 139 DOM
  13. 2026-06-01
    days on market $144,900 Active 138 DOM
  14. 2026-05-31
    days on market $144,900 Active 137 DOM
  15. 2026-03-14
    price $144,900
  16. 2026-03-03
    price $146,900
  17. 2026-01-14
    listed $151,900 Active
  18. 2021-01-14
    soldstatus $84,000
  19. 2021-01-08
    soldstatus $84,000 Sold 1211-char remark
    Show marketing remark (1211 chars)

    Looking for your perfect winter retreat or even planning on relocating? Pack your bags and look no further! This fully furnished 2/2 has been kept well. Kitchen has been freshened up with a new coat of paint and has plenty of space and a pantry. Off of the kitchen you have a separate dinning area with a beautiful large built in china cabinet. One thing that isn't lacking in this home is space. Both bedrooms have walk in closets. Off of the living room you have an enclosed Florida room with AC that is perfect for enjoying your morning cup of Joe. Home features a laundry area in the utility room that is located in a second enclosed lanai/ Florida room and is the perfect size for entertaining. Out off the back is a small patio where you can soak in some Florida rays. You wont have any lending worries with this home as home was recently updated with Tie Downs to meet lending requirements. And lets not forget to mention you own your own land, yes this means no lot rent! All of this is located in the 55+ community of Tippecanoe Village where the HOA is very minimal and includes your water, trash, sewer and clubhouse. You wont want to miss this! Call today to schedule a showing before it's too late.

  20. 2020-11-05
    status Pending 1211-char remark
    Show marketing remark (1211 chars)

    Looking for your perfect winter retreat or even planning on relocating? Pack your bags and look no further! This fully furnished 2/2 has been kept well. Kitchen has been freshened up with a new coat of paint and has plenty of space and a pantry. Off of the kitchen you have a separate dinning area with a beautiful large built in china cabinet. One thing that isn't lacking in this home is space. Both bedrooms have walk in closets. Off of the living room you have an enclosed Florida room with AC that is perfect for enjoying your morning cup of Joe. Home features a laundry area in the utility room that is located in a second enclosed lanai/ Florida room and is the perfect size for entertaining. Out off the back is a small patio where you can soak in some Florida rays. You wont have any lending worries with this home as home was recently updated with Tie Downs to meet lending requirements. And lets not forget to mention you own your own land, yes this means no lot rent! All of this is located in the 55+ community of Tippecanoe Village where the HOA is very minimal and includes your water, trash, sewer and clubhouse. You wont want to miss this! Call today to schedule a showing before it's too late.

  21. 2020-11-03
    status Active 1211-char remark
    Show marketing remark (1211 chars)

    Looking for your perfect winter retreat or even planning on relocating? Pack your bags and look no further! This fully furnished 2/2 has been kept well. Kitchen has been freshened up with a new coat of paint and has plenty of space and a pantry. Off of the kitchen you have a separate dinning area with a beautiful large built in china cabinet. One thing that isn't lacking in this home is space. Both bedrooms have walk in closets. Off of the living room you have an enclosed Florida room with AC that is perfect for enjoying your morning cup of Joe. Home features a laundry area in the utility room that is located in a second enclosed lanai/ Florida room and is the perfect size for entertaining. Out off the back is a small patio where you can soak in some Florida rays. You wont have any lending worries with this home as home was recently updated with Tie Downs to meet lending requirements. And lets not forget to mention you own your own land, yes this means no lot rent! All of this is located in the 55+ community of Tippecanoe Village where the HOA is very minimal and includes your water, trash, sewer and clubhouse. You wont want to miss this! Call today to schedule a showing before it's too late.

  22. 2020-10-09
    status Pending 1211-char remark
    Show marketing remark (1211 chars)

    Looking for your perfect winter retreat or even planning on relocating? Pack your bags and look no further! This fully furnished 2/2 has been kept well. Kitchen has been freshened up with a new coat of paint and has plenty of space and a pantry. Off of the kitchen you have a separate dinning area with a beautiful large built in china cabinet. One thing that isn't lacking in this home is space. Both bedrooms have walk in closets. Off of the living room you have an enclosed Florida room with AC that is perfect for enjoying your morning cup of Joe. Home features a laundry area in the utility room that is located in a second enclosed lanai/ Florida room and is the perfect size for entertaining. Out off the back is a small patio where you can soak in some Florida rays. You wont have any lending worries with this home as home was recently updated with Tie Downs to meet lending requirements. And lets not forget to mention you own your own land, yes this means no lot rent! All of this is located in the 55+ community of Tippecanoe Village where the HOA is very minimal and includes your water, trash, sewer and clubhouse. You wont want to miss this! Call today to schedule a showing before it's too late.

  23. 2020-10-05
    listed $84,000 Active 1211-char remark
    Show marketing remark (1211 chars)

    Looking for your perfect winter retreat or even planning on relocating? Pack your bags and look no further! This fully furnished 2/2 has been kept well. Kitchen has been freshened up with a new coat of paint and has plenty of space and a pantry. Off of the kitchen you have a separate dinning area with a beautiful large built in china cabinet. One thing that isn't lacking in this home is space. Both bedrooms have walk in closets. Off of the living room you have an enclosed Florida room with AC that is perfect for enjoying your morning cup of Joe. Home features a laundry area in the utility room that is located in a second enclosed lanai/ Florida room and is the perfect size for entertaining. Out off the back is a small patio where you can soak in some Florida rays. You wont have any lending worries with this home as home was recently updated with Tie Downs to meet lending requirements. And lets not forget to mention you own your own land, yes this means no lot rent! All of this is located in the 55+ community of Tippecanoe Village where the HOA is very minimal and includes your water, trash, sewer and clubhouse. You wont want to miss this! Call today to schedule a showing before it's too late.

  24. 2019-01-15
    soldstatus $71,500
  25. 2019-01-13
    soldstatus $71,500 Sold 804-char remark
    Show marketing remark (804 chars)

    If you're looking for your own slice of paradise that's close to everything, this is the place for you. With this house YOU OWN THE LAND! This home is located in the great 55+ community of Tippecanoe Village. The hoa is very minimal and includes your clubhouse, water, trash and sewer! Finding yourself at this active community you have access to a ton of events as well as the pool, horseshoe pits, shuffleboard courts, petanque pits and pool table. This double wide has been meticulously taken care of and recently refreshed. The carpet throughout was recently replaced. It has two patios and a laundry shed. The patios have both just been recently refloored with new Laminate tiles as well! This place is truly yours to call home. It has two bedrooms and two baths. Come make this your new home today!

  26. 2018-12-01
    status Pending 804-char remark
    Show marketing remark (804 chars)

    If you're looking for your own slice of paradise that's close to everything, this is the place for you. With this house YOU OWN THE LAND! This home is located in the great 55+ community of Tippecanoe Village. The hoa is very minimal and includes your clubhouse, water, trash and sewer! Finding yourself at this active community you have access to a ton of events as well as the pool, horseshoe pits, shuffleboard courts, petanque pits and pool table. This double wide has been meticulously taken care of and recently refreshed. The carpet throughout was recently replaced. It has two patios and a laundry shed. The patios have both just been recently refloored with new Laminate tiles as well! This place is truly yours to call home. It has two bedrooms and two baths. Come make this your new home today!

  27. 2018-11-08
    listed $69,500 Active 804-char remark
    Show marketing remark (804 chars)

    If you're looking for your own slice of paradise that's close to everything, this is the place for you. With this house YOU OWN THE LAND! This home is located in the great 55+ community of Tippecanoe Village. The hoa is very minimal and includes your clubhouse, water, trash and sewer! Finding yourself at this active community you have access to a ton of events as well as the pool, horseshoe pits, shuffleboard courts, petanque pits and pool table. This double wide has been meticulously taken care of and recently refreshed. The carpet throughout was recently replaced. It has two patios and a laundry shed. The patios have both just been recently refloored with new Laminate tiles as well! This place is truly yours to call home. It has two bedrooms and two baths. Come make this your new home today!

  28. 2018-03-28
    soldstatus $57,500
  29. 2018-03-24
    status Pending
  30. 2018-03-23
    status Pending
  31. 2018-03-23
    soldstatus $57,500 Sold
  32. 2018-03-22
    status Pending
  33. 2018-03-22
    status Pending
  34. 2018-02-27
    status Pending
  35. 2018-02-20
    listed $59,900 Active
  36. 2004-03-17
    soldstatus $51,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$928 · $77/mo
Projected year-2 tax
$1,186 · $99/mo
Expected delta
+$258/yr (+$21/mo · 27.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,683
− Mortgage interest
−$8,005
− Property taxes
−$928
− Insurance
−$714
− Repairs & maintenance
−$1,975
− Management
−$1,975
− HOA
−$960
− Depreciation
−$4,157
Taxable income
$5,969
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,432
After-tax cash flow
$6,471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pasco
NCES district ID
1201530
Math proficiency
50% ▼ -10.00%
Reading proficiency
52% ▼ -5.00%
Median HH income
$45,039
Composite
43.14/100
National rank
#3074
State rank
#32 of 73 in FL

Livability — Zephyrhills

Score
72/100
State rank
#330
US rank
#5760

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pasco County · 524,098 people
City population
48,266
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
24,654
Household income
$56,579
Rent vs Own
14.0% rent · 86.0% own
Severe rent burden
393.0

Population outlook (Pasco County) Hauer SSP2

Today (2025)
570,045 people
By 2030
605,844 · +6.3%
By 2040
674,806 · +18.4%
By 2050
736,022 · +29.1%
By 2075
862,900 · +51.4%
By 2100
906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
Hispanic origin (detail)
Mexican 4% Puerto Rican 9%
Common ancestry
Lithuanian 4% Romanian 3% Serbian 3%
Foreign-born
9% · Canada, Vietnam
Languages at home
85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

2024 margin
Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
2008→2024 swing
-21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
All cycles
2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.21%
Current HPI
308.0619
Rent YoY
▼ -2.51%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+184.1% since first listed
22 events — show timeline
  • 2026-03-14 Price Changed $144,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-03 Price Changed $146,900 Stellar MLS as Distributed by MLS Grid
  • 2026-01-14 Listed $151,900 Stellar MLS as Distributed by MLS Grid
  • 2021-01-14 Sold (Public Records) $84,000 Public Records
  • 2021-01-08 Sold (MLS) $84,000 Stellar MLS as Distributed by MLS Grid
  • 2020-11-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-11-03 Relisted Stellar MLS as Distributed by MLS Grid
  • 2020-10-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-10-05 Listed $84,000 Stellar MLS as Distributed by MLS Grid
  • 2019-01-15 Sold (Public Records) $71,500 Public Records
  • 2019-01-13 Sold (MLS) $71,500 Stellar MLS as Distributed by MLS Grid
  • 2018-12-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-11-08 Listed $69,500 Stellar MLS as Distributed by MLS Grid
  • 2018-03-28 Sold (Public Records) $57,500 Public Records
  • 2018-03-24 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-03-23 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-03-23 Sold (MLS) $57,500 Stellar MLS as Distributed by MLS Grid
  • 2018-03-22 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-03-22 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-02-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-02-20 Listed $59,900 Stellar MLS as Distributed by MLS Grid
  • 2004-03-17 Sold (Public Records) $51,000 Public Records

Property tax history

+1.2%/yr

Latest (2025): $928 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…