416 Carlton Ave · Bethlehem, PA 18015

$290,000

4 bd · 2.5 ba · 2,410 sqft · SingleFamily public records · 9 Days on market

Built 1900 2,800 sqft lot Est $330k · 12% under

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.6/30.0
• ARV discount +13.0/15.0
• DSCR +6.2/10.0
• 1% rule +5.1/10.0
• Rent growth +4.3/5.0
• Livability +4.1/5.0
• Schools +3.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* * * HIGHEST AND BEST OFFERS DUE BY 4/13/26 5pm * * * Whether you're an investor seeking strong rental returns or a buyer craving space, charm, and a location that delivers — 416 Carlton Avenue is the one! This striking 3-story Colonial packs an impressive 2,410 square feet across four bedrooms, 2.5 baths, and a massive third-floor bonus room (38' × 18.5') that has to be seen to be believed. Great proximity to Lehigh University and used as student housing rental previously. Step inside to discover a thoughtfully laid-out interior designed for comfortable everyday living. The main living area is filled with natural light, creating a warm and inviting space perfect for relaxing or entertaining. Its flexible layout allows for a variety of furniture arrangements, making it easy to personalize the space to fit your lifestyle. The dining area flows seamlessly from the living room, offering an ideal setting for both casual meals and more formal gatherings. Whether hosting guests or enjoying a quiet evening at home, the layout supports easy movement and functionality throughout the main level. The kitchen is designed with practicality in mind, featuring ample cabinet space and room for meal preparation. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. Original hardwood floors run all three levels. The first floor flows from a generous open living and dining area into a full kitchen with washer/dryer hookup, a private bedroom, and a half bath. The second floor offers three well-sized bedrooms and two full baths. And then there's that third floor — a blank canvas for whatever your lifestyle demands: game room, home office, gym, creative studio. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. One of the standout features of this home is its location. Situated just minutes from downtown Bethlehem, residents enjoy easy access to a wide variety of restaurants, shops, entertainment venues, the grocery store and cultural attractions. The South Side continues to experience growth and revitalization, making this an increasingly desirable place to live and invest. The home boasts vinyl windows, gas heat, and hardwood flooring on 3 levels. Outside: covered front porch, private rear patio, and rare 3-car off-street parking in the heart of the city. Priced to move. Seller providing a clear Certificate of Occupancy at closing. Steps from Lehigh University. Three floors of character. One rare opportunity!

Key facts

• Private rear patio
• 2,800 sq ft lot
• 3 parking spots

Tags

• THIRD FLOOR BONUS ROOM
• ORIGINAL HARDWOOD FLOORS
• PRIVATE REAR PATIO
• RARE 3 CAR OFF STREET PARKING

Property features AI

Exterior

• Parking: Three total garage/parking spaces; Driveway with three spaces; On-street parking; Concrete driveway
• Utilities: Public water; Public sewer; Municipal trash service; Natural gas available; Electric service available; Cable TV available; Internet: Fiber optic and cable
• Home design: Detached single-family home; Downtown location; Property in good condition; Fee simple ownership
• Construction: Brick construction; Stone foundation; Building not winterized; Replacement, vinyl-clad, energy-efficient windows; Above-grade finished living area per assessor
• Exterior features: Gutter system; Sidewalks; Porch(es); Cleared, level lot with rear yard

Interior

• Kitchen: Stove; Refrigerator; Microwave; Dishwasher
• Bedrooms: Five bedrooms total — four on the upper level and one on the main level
• Flooring: Hardwood floors; Vinyl flooring
• Bathrooms: Two full bathrooms (both on the upper level); One half bathroom on the main level
• Heating & cooling: Hot water heating (natural gas); Ceiling fan cooling; 200+ amp electric service
• Interior features: Open and traditional floor plan with combination dining/living area; Eat-in kitchen; Entry-level bedroom; Stall shower; Ceiling fans; Wood floors; Drywall and plaster walls
• Laundry & utility: Washer/dryer hookups (main floor); Electric water heater

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $290k.

Deal economics

• At list price, monthly cash flow is $279 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $290k).
• Cap rate 7.7% vs local median 4.3% in Bethlehem — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#138 in PA, #1,122 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: commute F.
• Bethlehem Area SD (urban): math 31% / reading 49% proficiency, ranked #342 of 539 in PA (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Fountain Hill El Sch (math 12% / reading 37%, grade F, #1,180 of 1,518 statewide, top 80%, 513 students, 86% FRL); Broughal Ms (math 7% / reading 31%, grade F, #447 of 512 statewide, top 88%, 500 students, 88% FRL) — zoned schools average 87% FRL vs 43% district-wide (44 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 22% at this address vs 40% district-wide (-18 pts) — the specific schools serving this property underperform the Bethlehem Area SD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+7.2%/yr); 156 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).
• At $2,918/mo this rent would consume 58% of the median local household income ($61k/yr) (locally 1525% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 7.2% rent growth), your $81k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $152k; list at $290k implies a 91% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $290,000

Questions for the listing agent

1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 7.68%
• Cash-on-cash: 4.95%
• DSCR: 1.22
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $330,170
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
416 Carlton Ave	0.00mi	5/2.5 (+1)	2,410 (0%)	1mo	$298,600	$124	94
413 Pawnee St	0.11mi	4/1.5	2,062 (-14%)	8mo	$283,500	$137	60
949 Wyandotte St	0.45mi	3/1.0 (-1)	2,199 (-9%)	0mo	$200,000	$91	53
435 Montclair Ave	0.09mi	5/2.0 (+1)	2,051 (-15%)	18mo	$325,000	$158	49
1044 Wiley St	0.71mi	3/2.0 (-1)	2,112 (-12%)	6mo	$319,900	$151	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.18% rent growth · sell at horizon

5-year hold

• IRR: -5.2%
• Equity multiple: 0.80×
• Total profit: $-16,355
• Equity at exit: $43,240

10-year hold

• IRR: 8.9%
• Equity multiple: 1.81×
• Total profit: $66,104
• Equity at exit: $25,074

Cash invested: $81,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18015

• Home prices YoY: -30.7%
• Rents YoY: 7.2%
• Active inventory: 156
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,918 high
• Mortgage (P&I): −$1,521
• Tax from tax record: −$328 /mo · $3,941/yr
• Insurance: −$121
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$613
• Net cashflow: $279

Break-even live

Break-even rent $2,564

Max offer price $290,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,500
• Closing costs: $8,700
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
435 Montclair Ave Bethlehem, PA	5.0	2.0	2051	$3,375	$1.65	43d	1	0.07mi
830 Montclair Ave Unit 1 Bethlehem, PA	5.0	2.0	2000	$2,999	$1.50	2d	1	0.35mi
612 E 5th St Bethlehem, PA	4.0	2.0	1814	$2,500	$1.38	43d	1	0.73mi
239 E Church St Bethlehem, PA	3.0	2.5	1724	$2,950	$1.71	23d	1	0.94mi
401 W Broad St Bethlehem, PA	5.0	2.0	2694	$4,000	$1.48	2d	1	0.94mi
417 Linden St Bethlehem, PA	3.0	1.5	1699	$2,450	$1.44	2d	1	0.98mi
314 State St Bethlehem, PA	4.0	2.0	1654	$2,650	$1.60	14d	1	1.04mi
68 W Union Blvd Bethlehem, PA	4.0	1.5	1804	$2,295	$1.27	14d	1	1.14mi
1122 E 4th St Bethlehem, PA	4.0	1.0	1706	$1,800	$1.06	14d	1	1.16mi
520 W Union Blvd Unit 2 Bethlehem, PA	3.0	1.0	2225	$2,150	$0.97	23d	1	1.18mi
522 W Union Blvd Bethlehem, PA	5.0	1.5	2272	$2,700	$1.19	43d	1	1.19mi
917 Center St Bethlehem, PA	5.0	1.0	2300	$2,500	$1.09	23d	1	1.30mi
129 E Goepp St Bethlehem, PA	3.0	2.0	1648	$2,600	$1.58	2d	1	1.31mi
1718 Calypso Ave Bethlehem, PA	4.0	1.5	1912	$2,700	$1.41	43d	1	1.38mi

Listing history 14 events

1. 2026-04-14
   status Pending

   Show marketing remark (2625 chars)

   * * * HIGHEST AND BEST OFFERS DUE BY 4/13/26 5pm * * * Whether you're an investor seeking strong rental returns or a buyer craving space, charm, and a location that delivers — 416 Carlton Avenue is the one! This striking 3-story Colonial packs an impressive 2,410 square feet across four bedrooms, 2.5 baths, and a massive third-floor bonus room (38' × 18.5') that has to be seen to be believed. Great proximity to Lehigh University and used as student housing rental previously. Step inside to discover a thoughtfully laid-out interior designed for comfortable everyday living. The main living area is filled with natural light, creating a warm and inviting space perfect for relaxing or entertaining. Its flexible layout allows for a variety of furniture arrangements, making it easy to personalize the space to fit your lifestyle. The dining area flows seamlessly from the living room, offering an ideal setting for both casual meals and more formal gatherings. Whether hosting guests or enjoying a quiet evening at home, the layout supports easy movement and functionality throughout the main level. The kitchen is designed with practicality in mind, featuring ample cabinet space and room for meal preparation. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. Original hardwood floors run all three levels. The first floor flows from a generous open living and dining area into a full kitchen with washer/dryer hookup, a private bedroom, and a half bath. The second floor offers three well-sized bedrooms and two full baths. And then there's that third floor — a blank canvas for whatever your lifestyle demands: game room, home office, gym, creative studio. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. One of the standout features of this home is its location. Situated just minutes from downtown Bethlehem, residents enjoy easy access to a wide variety of restaurants, shops, entertainment venues, the grocery store and cultural attractions. The South Side continues to experience growth and revitalization, making this an increasingly desirable place to live and invest. The home boasts vinyl windows, gas heat, and hardwood flooring on 3 levels. Outside: covered front porch, private rear patio, and rare 3-car off-street parking in the heart of the city. Priced to move. Seller providing a clear Certificate of Occupancy at closing. Steps from Lehigh University. Three floors of character. One rare opportunity!

2. 2026-04-14
   status Pending 2625-char remark

   Show marketing remark (2625 chars)

   * * * HIGHEST AND BEST OFFERS DUE BY 4/13/26 5pm * * * Whether you're an investor seeking strong rental returns or a buyer craving space, charm, and a location that delivers — 416 Carlton Avenue is the one! This striking 3-story Colonial packs an impressive 2,410 square feet across four bedrooms, 2.5 baths, and a massive third-floor bonus room (38' × 18.5') that has to be seen to be believed. Great proximity to Lehigh University and used as student housing rental previously. Step inside to discover a thoughtfully laid-out interior designed for comfortable everyday living. The main living area is filled with natural light, creating a warm and inviting space perfect for relaxing or entertaining. Its flexible layout allows for a variety of furniture arrangements, making it easy to personalize the space to fit your lifestyle. The dining area flows seamlessly from the living room, offering an ideal setting for both casual meals and more formal gatherings. Whether hosting guests or enjoying a quiet evening at home, the layout supports easy movement and functionality throughout the main level. The kitchen is designed with practicality in mind, featuring ample cabinet space and room for meal preparation. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. Original hardwood floors run all three levels. The first floor flows from a generous open living and dining area into a full kitchen with washer/dryer hookup, a private bedroom, and a half bath. The second floor offers three well-sized bedrooms and two full baths. And then there's that third floor — a blank canvas for whatever your lifestyle demands: game room, home office, gym, creative studio. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. One of the standout features of this home is its location. Situated just minutes from downtown Bethlehem, residents enjoy easy access to a wide variety of restaurants, shops, entertainment venues, the grocery store and cultural attractions. The South Side continues to experience growth and revitalization, making this an increasingly desirable place to live and invest. The home boasts vinyl windows, gas heat, and hardwood flooring on 3 levels. Outside: covered front porch, private rear patio, and rare 3-car off-street parking in the heart of the city. Priced to move. Seller providing a clear Certificate of Occupancy at closing. Steps from Lehigh University. Three floors of character. One rare opportunity!

3. 2026-04-05
   listed $290,000 Active

   Show marketing remark (2625 chars)

   * * * HIGHEST AND BEST OFFERS DUE BY 4/13/26 5pm * * * Whether you're an investor seeking strong rental returns or a buyer craving space, charm, and a location that delivers — 416 Carlton Avenue is the one! This striking 3-story Colonial packs an impressive 2,410 square feet across four bedrooms, 2.5 baths, and a massive third-floor bonus room (38' × 18.5') that has to be seen to be believed. Great proximity to Lehigh University and used as student housing rental previously. Step inside to discover a thoughtfully laid-out interior designed for comfortable everyday living. The main living area is filled with natural light, creating a warm and inviting space perfect for relaxing or entertaining. Its flexible layout allows for a variety of furniture arrangements, making it easy to personalize the space to fit your lifestyle. The dining area flows seamlessly from the living room, offering an ideal setting for both casual meals and more formal gatherings. Whether hosting guests or enjoying a quiet evening at home, the layout supports easy movement and functionality throughout the main level. The kitchen is designed with practicality in mind, featuring ample cabinet space and room for meal preparation. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. Original hardwood floors run all three levels. The first floor flows from a generous open living and dining area into a full kitchen with washer/dryer hookup, a private bedroom, and a half bath. The second floor offers three well-sized bedrooms and two full baths. And then there's that third floor — a blank canvas for whatever your lifestyle demands: game room, home office, gym, creative studio. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. One of the standout features of this home is its location. Situated just minutes from downtown Bethlehem, residents enjoy easy access to a wide variety of restaurants, shops, entertainment venues, the grocery store and cultural attractions. The South Side continues to experience growth and revitalization, making this an increasingly desirable place to live and invest. The home boasts vinyl windows, gas heat, and hardwood flooring on 3 levels. Outside: covered front porch, private rear patio, and rare 3-car off-street parking in the heart of the city. Priced to move. Seller providing a clear Certificate of Occupancy at closing. Steps from Lehigh University. Three floors of character. One rare opportunity!

4. 2026-04-05
   listed $290,000 Active 2625-char remark

   Show marketing remark (2625 chars)

   * * * HIGHEST AND BEST OFFERS DUE BY 4/13/26 5pm * * * Whether you're an investor seeking strong rental returns or a buyer craving space, charm, and a location that delivers — 416 Carlton Avenue is the one! This striking 3-story Colonial packs an impressive 2,410 square feet across four bedrooms, 2.5 baths, and a massive third-floor bonus room (38' × 18.5') that has to be seen to be believed. Great proximity to Lehigh University and used as student housing rental previously. Step inside to discover a thoughtfully laid-out interior designed for comfortable everyday living. The main living area is filled with natural light, creating a warm and inviting space perfect for relaxing or entertaining. Its flexible layout allows for a variety of furniture arrangements, making it easy to personalize the space to fit your lifestyle. The dining area flows seamlessly from the living room, offering an ideal setting for both casual meals and more formal gatherings. Whether hosting guests or enjoying a quiet evening at home, the layout supports easy movement and functionality throughout the main level. The kitchen is designed with practicality in mind, featuring ample cabinet space and room for meal preparation. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. Original hardwood floors run all three levels. The first floor flows from a generous open living and dining area into a full kitchen with washer/dryer hookup, a private bedroom, and a half bath. The second floor offers three well-sized bedrooms and two full baths. And then there's that third floor — a blank canvas for whatever your lifestyle demands: game room, home office, gym, creative studio. It offers a solid foundation for updates and customization, giving buyers the opportunity to enhance the space and add value over time. One of the standout features of this home is its location. Situated just minutes from downtown Bethlehem, residents enjoy easy access to a wide variety of restaurants, shops, entertainment venues, the grocery store and cultural attractions. The South Side continues to experience growth and revitalization, making this an increasingly desirable place to live and invest. The home boasts vinyl windows, gas heat, and hardwood flooring on 3 levels. Outside: covered front porch, private rear patio, and rare 3-car off-street parking in the heart of the city. Priced to move. Seller providing a clear Certificate of Occupancy at closing. Steps from Lehigh University. Three floors of character. One rare opportunity!

5. 2016-11-04
   soldstatus $151,500
6. 2016-11-02
   soldstatus $151,500 Sold 349-char remark

   Show marketing remark (349 chars)

   2400 Square Foot Single Home With in Walking Distance to Lehigh * 5 Bedrooms * 2 1/2 Baths * Currently Rented to Students for $1,525 * Tenants Pay All Utilities * Owner Pays Taxes and Garbage * Newer Gas Heat * Newer Electric * Two Newer Hot Water Heaters * Newer Roof * 3 Car Off Street Parking * Patio * Good Rental History

7. 2016-09-22
   status Pending 349-char remark

   Show marketing remark (349 chars)

   2400 Square Foot Single Home With in Walking Distance to Lehigh * 5 Bedrooms * 2 1/2 Baths * Currently Rented to Students for $1,525 * Tenants Pay All Utilities * Owner Pays Taxes and Garbage * Newer Gas Heat * Newer Electric * Two Newer Hot Water Heaters * Newer Roof * 3 Car Off Street Parking * Patio * Good Rental History

8. 2016-08-02
   listed $175,000 Active 349-char remark

   Show marketing remark (349 chars)

   2400 Square Foot Single Home With in Walking Distance to Lehigh * 5 Bedrooms * 2 1/2 Baths * Currently Rented to Students for $1,525 * Tenants Pay All Utilities * Owner Pays Taxes and Garbage * Newer Gas Heat * Newer Electric * Two Newer Hot Water Heaters * Newer Roof * 3 Car Off Street Parking * Patio * Good Rental History

9. 2010-10-22
   soldstatus $75,000
10. 2010-10-22
    soldstatus $75,000
11. 2010-08-27
    listed $80,900
12. 2010-08-24
    listed $80,900
13. 1988-02-01
    soldstatus $62,500
14. 1984-05-01
    soldstatus $38,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,941 · $328/mo
• Projected year-2 tax: $4,261 · $355/mo
• Expected delta: +$321/yr (+$27/mo · 8.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,012
• − Mortgage interest: −$16,245
• − Property taxes: −$3,941
• − Insurance: −$2,116
• − Repairs & maintenance: −$2,801
• − Management: −$2,801
• − Depreciation: −$8,436
• Taxable loss: −$1,328
• Est. tax savings @ 24.0%: +$319
• After-tax cash flow: $3,671/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bethlehem Area SD
• NCES district ID: 4203570
• Math proficiency: 31% ▼ -2.00%
• Reading proficiency: 49% ▼ -6.00%
• Median HH income: $55,124
• Composite: 34.92/100
• National rank: #5068
• State rank: #342 of 539 in PA

Livability — Bethlehem

• Score: 82/100
• State rank: #138
• US rank: #1122

Category grades

Amenities A+ Commute F Cost of living A+ Crime B+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bethlehem, PA
• County: Northampton County · 236,814 people
• City population: 129,661
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• Population (ZIP): 34,852
• Household income: $60,800
• Rent vs Own: 49.5% rent · 50.5% own
• Severe rent burden: 1525.0

Population outlook (Northampton County) Hauer SSP2

• Today (2025): 312,227 people
• By 2030: 314,769 · +0.8%
• By 2040: 316,914 · +1.5%
• By 2050: 318,037 · +1.9%
• By 2075: 334,003 · +7.0%
• By 2100: 344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 53% Hispanic / Latino 29% Two or more races 14% Black 10% Asian 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 19% Dominican 3%
• Common ancestry: Romanian 4% Danish 1% Iranian 1%
• Foreign-born: 12% · Canada, China, Jamaica
• Languages at home: 73% English-only · Spanish 21% Chinese 2% Other Indo-European 2%

Political lean MEDSL · Northampton

• 2024 margin: Toss-up / Even · D 48.6% · R 50.4%
• 2008→2024 swing: -14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
• All cycles: 2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -122.95%
• Current HPI: 277.4721
• Rent YoY: ▲ 7.18%
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+647.4% since first listed

14 events — show timeline

• 2026-04-14 Pending — BRIGHT MLS
• 2026-04-14 Pending — GLVRMLS
• 2026-04-05 Listed $290,000 GLVRMLS
• 2026-04-05 Listed $290,000 BRIGHT MLS
• 2016-11-04 Sold (Public Records) $151,500 Public Records
• 2016-11-02 Sold (MLS) $151,500 GLVRMLS
• 2016-09-22 Pending — GLVRMLS
• 2016-08-02 Listed $175,000 GLVRMLS
• 2010-10-22 Sold (MLS) $75,000 GLVRMLS
• 2010-10-22 Sold (MLS) $75,000 PMAR
• 2010-08-27 Listed $80,900 GLVRMLS
• 2010-08-24 Listed $80,900 PMAR
• 1988-02-01 Sold (Public Records) $62,500 Public Records
• 1984-05-01 Sold (Public Records) $38,800 Public Records

Property tax history

+1.5%/yr

Latest (2026): $3,941 · +3.5% YoY. Source: county tax records.