6228 Cowford Landing Way #119 · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.5/15.0
- Cash flow +11.8/30.0
- Livability +4.2/5.0
- Condition / age +4.0/5.0
- 1% rule +3.6/10.0
- DSCR +3.5/10.0
- Schools +3.4/10.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$214,900
6228 Cowford Landing Way #119 · Jacksonville, FL 32219
3 bd · 2.5 ba · 1,507 sqft · Condo
· 93 Days on market
Built 2025
Garage
$143/sqft
· 11% below area
Est $242k · 11% under
$36/mo HOA · 2% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MOVE IN READY! Pricing reflects a $12,500 Grant from Ameris Bank Preferred Lender Jennie Condon. 4% Closing Costs Assistance included! Ask about other incentives including fixed 4.99% rates. Welcome home to the Cypress, a beautifully designed two-story townhome offering 1,507 sq. ft. of comfort and convenience. This versatile floorplan features 3 Bedrooms & 2.5 Baths and a 1-Car garage that adds convenience and extra storage space. Enjoy stylish finishes including wood-look tile throughout the main areas and cozy carpet in the bedrooms. The beautifully designed kitchen features granite countertops, a full appliance suite, and plenty of seating at the island. Enjoy peace of mind with a builder warranty and take advantage of closing cost assistance to make your move stress-free. Don't miss your chance to call the Cypress home--schedule your visit today and experience the perfect balance of style and function!
Key facts
- $36 HOA
- Garage
- Built 2025
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath condo listed at $215k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-60 ($-717/yr) — negative.
- To cash-flow at today's rent, offer at most $206k (4.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (13.9% below list).
- Recommended offer: $185k (13.9% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Grasp Academy (math 18% / reading 14%, grade F, #2,130 of 2,144 statewide, top 99%, 271 students, 52% FRL); Jean Ribault Middle School (math 28% / reading 24%, grade F, #506 of 571 statewide, top 89%, 679 students, 78% FRL); Jean Ribault High School (math 22% / reading 25%, grade F, #533 of 667 statewide, top 80%, 1,385 students, 71% FRL) — zoned schools average 67% FRL vs 49% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 22% at this address vs 46% district-wide (-24 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.2%/yr); 828 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 69d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
- This rent runs 31% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$184,984
(13.9% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.96%
- Cash-on-cash
- -1.19%
- DSCR
- 0.95
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $241,771
- List price
- $214,900
- Delta
- -11.11%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6225 Cowford Landing Way #113 | 0.02mi | 3/2.5 | 1,538 (+2%) | 0mo | $239,900 | $156 | 95 |
| 5202 Chivalry Dr | 1.01mi | 3/2.0 | 1,486 (-1%) | 2mo | $135,000 | $91 | 59 |
| 5333 Kellar Cir | 1.09mi | 3/2.0 | 1,548 (+3%) | 2mo | $280,000 | $181 | 57 |
| 4934 Donnybrook Ave | 1.40mi | 3/2.0 | 1,422 (-6%) | 1mo | $176,000 | $124 | 53 |
| 5570 Redpoll Ave | 1.31mi | 4/2.0 (+1) | 1,396 (-7%) | 2mo | $230,000 | $165 | 44 |
| 4906 Chivalry Dr | 1.20mi | 3/2.0 | 1,678 (+11%) | 2mo | $208,000 | $124 | 43 |
| 11166 Woodelm Dr E | 1.47mi | 3/2.0 | 1,741 (+16%) | 0mo | $322,725 | $185 | 38 |
| 6219 Moncrief Rd W | 1.44mi | 3/2.0 | 1,188 (-21%) | 0mo | $195,000 | $164 | 38 |
| 4720 Tuck Ct | 1.42mi | 3/2.0 | 1,176 (-22%) | 2mo | $30,000 | $26 | 37 |
| 9211 Greenleaf Rd | 1.17mi | 3/1.0 | 1,708 (+13%) | 2mo | $54,900 | $32 | 35 |
| 10426 Slay Rd | 1.04mi | 2/2.0 (-1) | 1,264 (-16%) | 0mo | $219,900 | $174 | 33 |
| 7151 Bedfordshire Ln | 1.08mi | 4/2.0 (+1) | 1,856 (+23%) | 2mo | $270,000 | $145 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -21.7%
- Equity multiple
- 0.27×
- Total profit
- $-44,000
- Equity at exit
- $32,042
10-year hold
- IRR
- -25.4%
- Equity multiple
- -0.06×
- Total profit
- $-63,962
- Equity at exit
- $18,581
Cash invested: $60,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
ZIP-level market 32219
- Home prices YoY
- -22.3%
- Rents YoY
- -0.2%
- Active inventory
- 828
- Price-to-rent
- 9.7×
Monthly cashflow live
↻
- Estimated rent
- $1,850 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax est. 1.5%
- −$269 /mo · $3,224/yr
- Insurance
- −$90
- HOA
- −$36
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $-60
Break-even live
Break-even rent
$1,925
Max offer price
$206,254
Occupancy floor
98%
Sensitivity live
| Price | -10% $89 | -5% $15 | +0% $-60 | +5% $-134 | +10% $-208 |
|---|---|---|---|---|---|
| Rent | -10% $-206 | -5% $-133 | +0% $-60 | +5% $13 | +10% $86 |
| Rate | -1.0pp $48 | -0.5pp $-5 | base $-60 | +0.5pp $-115 | +1.0pp $-172 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,725
- Closing costs
- $6,447
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9895 Trout Tides Blvd Jacksonville, FL | 3.0–4.0 | 2.0–2.5 | 1529 | $1,645 | $1.08 | 0d | 5 | 0.07mi |
| 5442 Foxboro Rd Jacksonville, FL | 3.0 | 2.0 | 1422 | $1,395 | $0.98 | 9d | 1 | 0.80mi |
| 9340 Sibbald Rd Jacksonville, FL | 4.0 | 2.0 | 1228 | $1,556 | $1.27 | 73d | 1 | 0.98mi |
| 10848 Copper Hill Dr Jacksonville, FL | 3.0 | 2.0 | 1456 | $1,775 | $1.22 | 68d | 1 | 1.00mi |
| 9504 Evesham Rd Jacksonville, FL | 4.0 | 2.0 | 1966 | $1,595 | $0.81 | 9d | 1 | 1.03mi |
| 8264 Moncrief Dinsmore Rd Jacksonville, FL | 2.0 | 1.0 | 1092 | $1,221 | $1.12 | 63d | 1 | 1.07mi |
| 10871 Copper Creek Ct Jacksonville, FL | 3.0 | 2.0 | 1457 | $1,855 | $1.27 | 63d | 1 | 1.07mi |
| 7002 Garden St Jacksonville, FL | 3.0 | 3.0 | 2188 | $2,200 | $1.01 | 9d | 1 | 1.07mi |
| 10399 Song Sparrow Ln Jacksonville, FL | 4.0 | 2.0 | 1893 | $1,929 | $1.02 | 67d | 1 | 1.08mi |
| 5689 Kellar Cir Jacksonville, FL | 3.0 | 2.0 | 1544 | $1,901 | $1.23 | 68d | 1 | 1.13mi |
| 8119 Siskin Ave Jacksonville, FL | 2.0 | 2.0 | 1102 | $1,650 | $1.50 | 112d | 1 | 1.13mi |
| 8119 Siskin Ave Jacksonville, FL | 2.0 | 2.0 | 1102 | $1,650 | $1.50 | 119d | 1 | 1.13mi |
| 8367 Tubman Ct Jacksonville, FL | 4.0 | 1.5 | 1398 | $1,790 | $1.28 | 112d | 1 | 1.14mi |
| 10310 Red Tip Rd Jacksonville, FL | 4.0 | 2.0 | 2101 | $2,049 | $0.98 | 0d | 1 | 1.14mi |
| 8769 Oxfordshire Ave E Jacksonville, FL | 3.0 | 2.0 | 1557 | $1,805 | $1.16 | 6d | 1 | 1.15mi |
| 10815 Ventnor Ave Jacksonville, FL | 4.0 | 3.0 | 2028 | $2,750 | $1.36 | 100d | 1 | 1.19mi |
| 10815 Ventnor Ave Jacksonville, FL | 4.0 | 3.0 | 2006 | $2,950 | $1.47 | 119d | 1 | 1.19mi |
| 10815 Ventnor Ave Jacksonville, FL | 4.0 | 3.0 | 2028 | $2,750 | $1.36 | 9d | 1 | 1.19mi |
| 10344 Lancashire Dr S Jacksonville, FL | 4.0 | 2.0 | 1781 | $2,000 | $1.12 | 4d | 1 | 1.21mi |
| 5019 Dallen Lea Dr Jacksonville, FL | 3.0 | 2.5 | 1669 | $1,095 | $0.66 | 71d | 1 | 1.21mi |
| 8036 Mattox Ave Jacksonville, FL | 4.0 | 2.0 | 1160 | $1,480 | $1.28 | 73d | 1 | 1.22mi |
| 4819 Arrowsmith Rd Unit 1 Jacksonville, FL | 3.0 | 2.0 | 1285 | $1,500 | $1.17 | 110d | 1 | 1.25mi |
| 7218 Oxfordshire Ave Jacksonville, FL | 4.0 | 2.0 | 2198 | $2,095 | $0.95 | 119d | 1 | 1.25mi |
| 7217 Nottinghamshire Dr Jacksonville, FL | 3.0 | 2.0 | 1652 | $1,895 | $1.15 | 119d | 1 | 1.26mi |
| 8008 Railroad Ave Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,326 | $1.08 | 68d | 1 | 1.29mi |
| 7957 Mattox Ave Jacksonville, FL | 3.0 | 2.0 | 1158 | $1,421 | $1.23 | 63d | 1 | 1.31mi |
| 10373 Marsh Hawk Dr Jacksonville, FL | 3.0 | 2.0 | 1868 | $1,950 | $1.04 | 85d | 1 | 1.31mi |
| 11021 Copper Hill Dr Jacksonville, FL | 3.0 | 2.0 | 1305 | $1,800 | $1.38 | 81d | 1 | 1.31mi |
| 6609 Miriam St Jacksonville, FL | 3.0 | 2.0 | 1200 | $1,348 | $1.12 | 73d | 1 | 1.31mi |
| 9561 Norfolk Blvd Jacksonville, FL | 3.0 | 1.5 | 1124 | $1,195 | $1.06 | 63d | 1 | 1.31mi |
| 4334 Woodley Creek Rd Jacksonville, FL | 3.0 | 2.0 | 1634 | $2,135 | $1.31 | 85d | 1 | 1.32mi |
| 7926 Pipit Ave Jacksonville, FL | 3.0 | 2.0 | 1268 | $1,455 | $1.15 | 0d | 1 | 1.33mi |
| 10136 Lancashire Dr Jacksonville, FL | 4.0 | 3.0 | 2114 | $1,995 | $0.94 | 119d | 1 | 1.34mi |
| 7952 Dekle Ave Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,343 | $1.09 | 9d | 1 | 1.35mi |
| 7908 Siskin Ave Jacksonville, FL | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 81d | 1 | 1.38mi |
| 6052 Redpoll Ave Jacksonville, FL | 3.0 | 2.5 | 1192 | $1,388 | $1.16 | 4d | 1 | 1.41mi |
| 5476 Preston Bentley Dr Jacksonville, FL | 3.0 | 2.0 | 1712 | $1,926 | $1.12 | 63d | 1 | 1.42mi |
| 7053 Civic Club Dr Jacksonville, FL | 4.0 | 2.5 | 1771 | $2,050 | $1.16 | 78d | 1 | 1.43mi |
| 4737 Portsmouth Ave Jacksonville, FL | 4.0 | 2.0 | 1396 | $1,148 | $0.82 | 119d | 1 | 1.44mi |
| 10008 Lancashire Dr Jacksonville, FL | 4.0 | 2.0 | 2048 | $2,035 | $0.99 | 9d | 1 | 1.45mi |
Property features AI
Finance
- HOA & community
- Homeowners association with an annual fee of $435
Exterior
- Parking
- Attached garage with garage door opener (1-car)
- Utilities
- Public sewerWater connectedSewer connectedElectricity connectedCable available
- Home design
- TownhouseTwo levelsAttached property
- Exterior features
- Shingle roofSprinklers in front and rear
Interior
- Kitchen
- DishwasherDisposalElectric rangeMicrowaveRefrigeratorElectric water heater
- Bedrooms
- 3 bedrooms (some located on the second level)
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central heating (electric)Central air (electric)
- Interior features
- Kitchen islandPantryWalk-in closet(s)
- Laundry & utility
- Washer hookupElectric dryer hookup (upper level)
HOA detail $36/mo · $432/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $214,900 Active 93 DOM
-
2026-09-22days on market $214,900 Active 92 DOM
-
2026-09-21days on market $214,900 Active 91 DOM
-
2026-09-19days on market $214,900 Active 89 DOM
-
2026-09-18days on market $214,900 Active 88 DOM
-
2026-09-17days on market $214,900 Active 87 DOM
-
2026-09-16days on market $214,900 Active 86 DOM
-
2026-09-15days on market $214,900 Active 85 DOM
-
2026-09-14days on market $214,900 Active 84 DOM
-
2026-09-13days on market $214,900 Active 83 DOM
-
2026-09-12days on market $214,900 Active 82 DOM
-
2026-09-11days on market $214,900 Active 81 DOM
-
2026-09-05days on market $214,900 Active 75 DOM
-
2026-09-04days on market $214,900 Active 74 DOM
-
2026-08-31days on market $214,900 Active 70 DOM
-
2026-08-29days on market $214,900 Active 68 DOM
-
2026-08-28days on market $214,900 Active 67 DOM
-
2026-08-27days on market $214,900 Active 66 DOM
-
2026-08-25days on market $214,900 Active 64 DOM
-
2026-08-24days on market $214,900 Active 63 DOM
-
2026-08-23days on market $214,900 Active 62 DOM
-
2026-08-22days on market $214,900 Active 61 DOM
-
2026-08-21days on market $214,900 Active 60 DOM
-
2026-08-20days on market $214,900 Active 59 DOM
-
2026-08-19days on market $214,900 Active 58 DOM
-
2026-08-18days on market $214,900 Active 57 DOM
-
2026-08-17days on market $214,900 Active 56 DOM
-
2026-08-16days on market $214,900 Active 55 DOM
-
2026-08-15days on market $214,900 Active 54 DOM
-
2026-08-14days on market $214,900 Active 53 DOM
-
2026-08-13days on market $214,900 Active 52 DOM
-
2026-08-12days on market $214,900 Active 51 DOM
-
2026-08-11days on market $214,900 Active 50 DOM
-
2026-08-10days on market $214,900 Active 49 DOM
-
2026-08-09days on market $214,900 Active 48 DOM
-
2026-08-08days on market $214,900 Active 47 DOM
-
2026-08-07days on market $214,900 Active 46 DOM
-
2026-08-06days on market $214,900 Active 45 DOM
-
2026-08-05days on market $214,900 Active 44 DOM
-
2026-08-04days on market $214,900 Active 43 DOM
-
2026-08-03days on market $214,900 Active 42 DOM
-
2026-07-31days on market $214,900 Active 39 DOM
-
2026-07-30days on market $214,900 Active 38 DOM
-
2026-07-30days on market $214,900 Active 37 DOM
-
2026-07-28days on market $214,900 Active 36 DOM
-
2026-07-24days on market $214,900 Active 32 DOM
-
2026-07-23days on market $214,900 Active 31 DOM
-
2026-07-22days on market $214,900 Active 30 DOM
-
2026-07-21days on market $214,900 Active 29 DOM
-
2026-07-18days on market $214,900 Active 26 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,198
- − Mortgage interest
- −$12,038
- − Property taxes
- −$3,224
- − Insurance
- −$1,074
- − Repairs & maintenance
- −$1,776
- − Management
- −$1,776
- − HOA
- −$432
- − Depreciation
- −$6,252
- Taxable loss
- −$4,373
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,050
- After-tax cash flow
- $332/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 8 photos
80/100
None rehab
This move-in ready townhome is in good condition with modern finishes and a well-maintained exterior. Upgrades to the exterior and interior can further enhance its value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can increase the home's curb appeal and property value. ↑
- Both Upgrading the flooring in the bedrooms — Replacing carpet with hardwood or tile can increase the home's resale and rental value. ↑
- Both Upgrading the kitchen appliances — Modernizing the kitchen appliances can increase the home's resale and rental value. ↑
- Both Upgrading the bathroom fixtures — Modernizing the bathroom fixtures can increase the home's resale and rental value. ↑
F
Composite school gradezoned avg 34/100
Zoned Schools
Elementary
Rutledge H. Pearson Elementary School
C-
FL #990/2,144
Nat'l #11,263/41,679
Middle
Jean Ribault Middle School
F
FL #506/571
Nat'l #10,089/14,009
High
Jean Ribault High School
F
FL #533/667
Nat'l #13,485/17,239
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
A
Composite livability gradescore 83/100
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Amenities A+
Commute A+
Cost of living A
Crime C
Employment C
Housing A+
Health & safety A+
User ratings F
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,013,010 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 14,302
- Household income
- $72,184
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (55%)
- Race & ethnicity
- Black 55% White 39% Hispanic / Latino 4% Two or more races 3%
- Common ancestry
- Italian 2% Romanian 1% Hispanic 1%
- Foreign-born
- 4% · Canada, Jamaica
- Languages at home
- 95% English-only · Spanish 3% French/Haitian/Cajun 0%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.90%
- Current HPI
- 263.8901
- Rent YoY
- ▼ -0.25%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+4.8% since first listed3 events — show timeline
- 2026-06-22 Listed $214,900 realMLS
- 2026-06-22 Listing Removed — realMLS
- 2026-04-30 Listed $205,000 realMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…