220 Piedmont Ct · Temple, GA 30179

$279,900

3 bd · 2.5 ba · 1,875 sqft · SingleFamily public records · 10 Days on market

Built 2004 7,405 sqft lot Est $304k · 8% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.0/15.0
• Appreciation +10.0/10.0
• Cash flow +7.9/30.0
• Schools +3.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.0/10.0
• 1% rule +1.9/10.0

Listing remarks MLS

** Gorgeous** 3 BR/2.5 BH. Beautifully landscaped level yard with a fenced in back yard for your fur babies to play. Only minutes from I-20, restaurants, & shops. Jaw-dropping open kitchen w/breakfast area,fresh paint, fixtures, carpet, and appliances. Open concept Great Room w/fireplace. Luxurious Master Suite. Spacious secondary bedrooms. Supersized 2 car garage with plenty of storage. MOVE IN READY CONDITION! Long Description

Key facts

• Grand entrance
• Spacious kitchen
• Outdoor oasis

Tags

• GRAND ENTRANCE
• SOARING 10-FOOT CEILINGS
• SPACIOUS KITCHEN
• LUXURIOUS MASTER SUITE
• OUTDOOR OASIS

Property features AI

Finance

• Other: Located at 220 Piedmont Ct, Temple, GA 30179; Lot approximately 0.17 acre (about 7,405 sq ft)
• HOA & community: No HOA

Exterior

• Parking: Attached garage; 2 parking spaces; Garage on kitchen level
• Utilities: Public water; Public sewer; Other utilities
• Home design: Single-family house; One-and-one-half stories; Resale property; Subdivision: Azalea Hills
• Construction: Built in 2004; Vinyl siding; Composition roof; Slab foundation
• Exterior features: Patio; Fenced yard; Other exterior features; Cul-de-sac lot

Interior

• Kitchen: Dishwasher; Refrigerator; Breakfast area; Kitchen-level laundry
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Hardwood; Other
• Bathrooms: 2 full bathrooms and 1 half bathroom (3 total)
• Heating & cooling: Natural gas heating; Electric cooling
• Interior features: High ceilings; No common walls; Foyer and great room
• Laundry & utility: Laundry located in the kitchen; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $280k.

Deal economics

• At list price, monthly cash flow is $-298 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $227k (18.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (31.1% below list).
• Recommended offer: $193k (31.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Temple Elementary School (math 37% / reading 38%, grade F, #474 of 1,228 statewide, top 39%, 662 students, 75% FRL); Temple Middle School (math 31% / reading 36%, grade F, #206 of 470 statewide, top 45%, 621 students, 67% FRL); Temple High School (math 22% / reading 22%, grade F, #213 of 424 statewide, top 51%, 746 students, 62% FRL).
• Market conditions: 191 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
• This rent runs 30% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
• Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$48k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 18y ago; this cycle's ask is 67% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $164k; list at $280k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $192,712 (31.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 5.02%
• Cash-on-cash: -4.56%
• DSCR: 0.80
• GRM: 12.1

CMA / ARV

• ARV (on-the-fly): $303,750
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
217 Piedmont Ct	0.04mi	3/2.5	1,620 (-14%)	3mo	$250,000	$154	73
425 Abeer St	0.12mi	4/3.0 (+1)	1,826 (-3%)	15mo	$295,000	$162	70
416 Robin Hill Ln	0.15mi	4/2.5 (+1)	1,980 (+6%)	15mo	$280,000	$141	66
224 Piedmont Ct	0.01mi	4/3.0 (+1)	2,060 (+10%)	15mo	$231,500	$112	64
607 Emma Way	0.59mi	3/2.0	1,599 (-15%)	16mo	$295,000	$184	33
500 Grace Ct	0.59mi	3/2.0	1,601 (-15%)	21mo	$288,000	$180	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.0%
• Equity multiple: 2.70×
• Total profit: $133,444
• Equity at exit: $252,156

10-year hold

• IRR: 19.1%
• Equity multiple: 6.20×
• Total profit: $407,795
• Equity at exit: $543,784

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30179

• Home prices YoY: 6.7%
• Active inventory: 191
• Price-to-rent: 12.1×

Monthly cashflow live

• Estimated rent: $1,927 medium
• Mortgage (P&I): −$1,468
• Tax from tax record: −$236 /mo · $2,827/yr
• Insurance: −$117
• HOA: −$0
• Vacancy / Maint / Mgmt: −$405
• Net cashflow: $-298

Break-even live

Break-even rent $2,304

Max offer price $227,323

Occupancy floor —

Sensitivity live

Price	-10% $-139	-5% $-218	+0% $-298	+5% $-377	+10% $-456
Rent	-10% $-450	-5% $-374	+0% $-298	+5% $-222	+10% $-145
Rate	-1.0pp $-157	-0.5pp $-226	base $-298	+0.5pp $-370	+1.0pp $-444

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $69,975
• Closing costs: $8,397
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
133 Glendale Blvd Temple, GA	4.0	2.5	2009	$1,779	$0.89	3d	1	0.13mi
805 Ali St Temple, GA	4.0	2.0	1608	$1,789	$1.11	0d	1	0.22mi
207 Randa Run Temple, GA	3.0	2.5	1600	$1,395	$0.87	46d	1	1.27mi
206 Randa Run Temple, GA	3.0	2.5	1600	$1,295	$0.81	17d	1	1.27mi

Listing history 7 events

1. 2026-06-21
   days on market $279,900 Coming Soon 10 DOM
2. 2026-06-18
   days on market $279,900 Coming Soon 7 DOM
3. 2026-06-17
   days on market $279,900 Coming Soon 6 DOM
4. 2026-06-16
   days on market $279,900 Coming Soon 5 DOM
5. 2026-06-15
   days on market $279,900 Coming Soon 4 DOM
6. 2026-06-13
   remarks 699-char remark
7. 2026-06-13
   listed $279,900 Coming Soon 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $2,827 · $236/mo
• Projected year-2 tax: $2,827 · $236/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,125
• − Mortgage interest: −$15,679
• − Property taxes: −$2,827
• − Insurance: −$1,400
• − Repairs & maintenance: −$1,850
• − Management: −$1,850
• − Depreciation: −$8,143
• Taxable loss: −$8,623
• Est. tax savings @ 24.0%: +$2,069
• After-tax cash flow: $-1,502/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Carroll County
• NCES district ID: 1300840
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 41% ▼ -8.00%
• Median HH income: $48,692
• Composite: 35.62/100
• National rank: #4888
• State rank: #38 of 174 in GA

Livability — Temple

• Score: 72/100
• State rank: #60
• US rank: #5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Carroll County · 124,888 people
• City population: 19,882
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 19,882
• Household income: $76,571
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 396.0

Population outlook (Carroll County) Hauer SSP2

• Today (2025): 123,370 people
• By 2030: 127,186 · +3.1%
• By 2040: 133,534 · +8.2%
• By 2050: 137,612 · +11.5%
• By 2075: 142,892 · +15.8%
• By 2100: 136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Italian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Carroll

• 2024 margin: Solid R (+41.2) · D 29.1% · R 70.3%
• 2008→2024 swing: -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
• All cycles: 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 27.16%
• Current HPI: 435.3863
• Rent YoY: —
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+374.4% since first listed

40 events — show timeline

• 2026-06-11 Coming Soon $279,900 GAMLS
• 2019-09-23 Sold (Public Records) $164,000 Public Records
• 2019-09-12 Sold (MLS) $164,000 GAMLS
• 2019-09-12 Sold (MLS) $164,000 FMLS
• 2019-08-08 Pending — GAMLS
• 2019-08-08 Pending — FMLS
• 2019-08-02 Listed $168,000 GAMLS
• 2019-08-02 Listed $168,000 FMLS
• 2016-02-10 Price Changed $91,200 FMLS
• 2015-12-28 Sold (Public Records) $109,900 Public Records
• 2015-12-04 Sold (MLS) $109,900 GAMLS
• 2015-12-04 Sold (MLS) $109,900 FMLS
• 2015-11-12 Pending — GAMLS
• 2015-11-12 Contingent — FMLS
• 2015-11-09 Relisted — FMLS
• 2015-11-09 Relisted — GAMLS
• 2015-10-29 Pending — GAMLS
• 2015-10-29 Contingent — FMLS
• 2015-10-14 Price Changed $109,900 GAMLS
• 2015-10-13 Price Changed $109,900 FMLS
• 2015-09-09 Listed $114,900 GAMLS
• 2015-09-09 Listed $114,900 FMLS
• 2015-09-08 Listing Removed — GAMLS
• 2015-08-11 Price Changed $119,900 GAMLS
• 2015-07-16 Price Changed $124,900 GAMLS
• 2015-06-30 Price Changed $95,760 GAMLS
• 2015-06-15 Listed $129,900 GAMLS
• 2015-05-29 Sold (MLS) $95,760 GAMLS
• 2015-05-29 Sold (MLS) $95,760 FMLS
• 2015-04-17 Pending — GAMLS
• 2015-04-17 Price Changed $96,000 GAMLS
• 2015-04-13 Contingent — FMLS
• 2015-03-31 Price Changed $95,760 FMLS
• 2015-03-31 Price Changed $91,200 FMLS
• 2015-02-18 Listed $96,000 FMLS
• 2015-02-18 Listed $96,000 GAMLS
• 2008-07-22 Sold (Public Records) $121,700 Public Records
• 2008-07-15 Sold (MLS) $121,700 FMLS
• 2008-04-21 Listed $124,900 FMLS
• 2004-04-23 Sold (Public Records) $59,000 Public Records

Property tax history

+3.0%/yr

Latest (2025): $2,827 · -0.9% YoY. Source: county tax records.