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44129 Sandy Loam Ln
B Composite 74.22
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.6/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0

$55,000

44129 Sandy Loam Ln · Bouse, AZ 85325
3 bd · 2.0 ba · 1,536 sqft · Manufactured · 476 Days on market
Built 1972 2.12 ac lot ↓ 59% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Nestled in the stark beauty of the Sonoran Desert, 44129 Sandy Loam Lane, offers a captivating desert oasis that serves as a serene escape from the arid landscape. Handyman Special on 2 Acres! Remodel or put a brand new home. 2 Acres of vast land in scenic Bouse. Shipping container included with the sell of the property. Electric to the property. Bouse is a small and charming town surrounded by a network of trails that wind through rugged terrain and offer breathtaking vistas of the desert's rugged beauty. Just a short drive away lies the Kofa National Wildlife Refuge, a sprawling sanctuary that provides a haven for a diverse array of wildlife, including desert bighorn sheep and rare bird s

Key facts

  • Desert oasis
  • Septic put in 2004
  • 2 acres land

Tags

DESERT OASISHANDYMAN SPECIAL2 ACRES LANDSHIPPING CONTAINER INCLUDEDELECTRIC TO PROPERTYSEPTIC PUT IN 2004

Property features AI

Finance

  • Other: Zoned P-RA (Rural Area); Lot about 2.12 acres

Exterior

  • Parking: No parking specified
  • Utilities: 200+ amp electrical service; Septic tank; Other water source
  • Home design: Single-story manufactured home; Manufactured by Lancer
  • Construction: Vertical siding; Built as a manufactured home; Mobile dimensions approximately 24 ft wide by 68 ft long
  • Exterior features: Chain link fencing; Shingle roof; Unimproved road frontage

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: No central heating; No central cooling
  • Interior features: Has a view

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $55k.

Deal economics

  • At list price, monthly cash flow is $253 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $55k).
  • Recommended offer: $48k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 62/100 on livability (#136 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A-, housing B+; Watch: health & safety C-, schools F, amenities F.
  • Bouse Elementary District (4513) (rural): math 21% / reading 21% proficiency, ranked #364 of 501 in AZ (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 64 active listings in the ZIP; 92 units permitted in La Paz County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($380 loan paydown + $2k appreciation (3.1% local appreciation)).
  • La Paz County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.1% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 476 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $80k (59%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $48,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 476 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.44%
Cap rate
21.12%
Cash-on-cash
52.95%
DSCR
3.36
GRM
3.4

CMA / ARV

ARV (on-the-fly)
$35,328
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
44129 Sandy Loam Ln 0.00mi 3/2.0 1,536 (0%) 0mo $35,000 $23 100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.12% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.5%
Equity multiple
2.52×
Total profit
$23,367
Equity at exit
$25,096
10-year hold
IRR
27.3%
Equity multiple
4.93×
Total profit
$60,572
Equity at exit
$38,964

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85325

Home prices YoY
2.6%
Active inventory
64
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,341 medium interval (Pro) →
Mortgage (P&I)
$288
Tax est. 1.5%
$69 /mo · $825/yr
Insurance
$23
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$282
Net cashflow
$253

Break-even live

Break-even rent $1,021
Max offer price $55,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-07
    statusdays on market $55,000 Pending 476 DOM
  2. 2026-06-03
    days on market $55,000 Active 475 DOM
  3. 2026-06-02
    days on market $55,000 Active 474 DOM
  4. 2026-06-01
    days on market $55,000 Active 473 DOM
  5. 2026-05-31
    days on market $55,000 Active 472 DOM
  6. 2026-05-30
    days on market $55,000 Active 471 DOM
  7. 2026-03-05
    status Active
  8. 2026-02-26
    price $55,000
  9. 2026-01-14
    price $64,500
  10. 2025-11-07
    price $69,500
  11. 2025-10-30
    status Active
  12. 2025-09-10
    status Pending
  13. 2025-09-02
    status Active
  14. 2025-07-16
    price $75,000
  15. 2025-04-22
    price $79,750
  16. 2025-03-18
    price $85,000
  17. 2025-02-13
    price $90,000
  18. 2025-01-06
    price $96,500
  19. 2024-09-25
    price $112,500
  20. 2024-08-19
    listed $135,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥115°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,096
− Mortgage interest
−$3,081
− Property taxes
−$825
− Insurance
−$5,394
− Repairs & maintenance
−$1,288
− Management
−$1,288
− Depreciation
−$1,600
Taxable income
$2,621
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$629
After-tax cash flow
$2,407/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bouse Elementary District (4513)
NCES district ID
0401290
Math proficiency
21% ▬ 0.00%
Reading proficiency
21% ▬ 0.00%
Median HH income
$35,929
Composite
20.6/100
National rank
#13764
State rank
#364 of 501 in AZ

Livability — Bouse

Score
62/100
State rank
#136
US rank
#16589

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing B+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bouse, AZ
Population (ZIP)
1,123

Population outlook (La Paz County) Hauer SSP2

Today (2025)
18,409 people
By 2030
17,592 · -4.4%
By 2040
16,600 · -9.8%
By 2050
16,328 · -11.3%
By 2075
17,075 · -7.2%
By 2100
17,042 · -7.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (99%)
Race & ethnicity
White 99% Two or more races 1%
Common ancestry
Iranian 3% Romanian 3% Slovak 3%
Foreign-born
1%

Political lean MEDSL · La Paz

2024 margin
Solid R (+44.2) · D 27.6% · R 71.8%
2008→2024 swing
-15.7pp toward R · 2008: -28.5pp · 2024: -44.2pp
All cycles
2024: R+44.2 2020: R+38.8 2016: R+41.8 2012: R+32.2 2008: R+28.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.12%
Current HPI
121.9498
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-59.3% since first listed
14 events — show timeline
  • 2026-03-05 Relisted LHAR
  • 2026-02-26 Price Changed $55,000 LHAR
  • 2026-01-14 Price Changed $64,500 LHAR
  • 2025-11-07 Price Changed $69,500 LHAR
  • 2025-10-30 Relisted LHAR
  • 2025-09-10 Pending LHAR
  • 2025-09-02 Relisted LHAR
  • 2025-07-16 Price Changed $75,000 LHAR
  • 2025-04-22 Price Changed $79,750 LHAR
  • 2025-03-18 Price Changed $85,000 LHAR
  • 2025-02-13 Price Changed $90,000 LHAR
  • 2025-01-06 Price Changed $96,500 LHAR
  • 2024-09-25 Price Changed $112,500 LHAR
  • 2024-08-19 Listed $135,000 LHAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…