7 Seyfert Dr · Robeson, PA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.27%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 15.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +7.2/15.0
- DSCR +6.8/10.0
- 1% rule +5.3/10.0
- Schools +5.2/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$234,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this charming, well-maintained 3-bedroom, 1-bath home in the desirable Twin Valley School District. Step inside to a warm and inviting living room that opens to the recently updated kitchen, which features stainless steel appliances, and the dining room offering a fresh, functional space with plenty of natural light. The full bathroom has also been tastefully updated. Upstairs, new carpet runs throughout, complementing the generously sized bedrooms. The finished attic provides additional usable space with ample storage. Enjoy year-round comfort with central air. Outside, enjoy the private, fenced in backyard and a detached 2-car garage (1-bay structure with space for two vehicles
Key facts
- Built 1925
- Listed 13 days
Property features AI
Finance
- Financial info: Fee simple ownership
Exterior
- Parking: Off-street parking
- Utilities: Public sewer; Well water; Electric service
- Home design: Semi-detached (duplex style); Above-grade finished living area reported by assessor
- Construction: Advanced framing construction; Permanent foundation; Above-grade and below-grade structures noted; Year built source: assessor
- Exterior features: Not in a federal flood zone; Lot dimensions recorded by assessor
Interior
- Bedrooms: Three bedrooms on the upper level
- Bathrooms: One full bathroom on the main level; One full bathroom total
- Heating & cooling: Forced air heating (oil); Central air conditioning; additional window units; Electric hot water
- Interior features: Full basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath other listed at $235k.
Deal economics
- At list price, monthly cash flow is $344 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $235k).
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Twin Valley SD (rural): math 52% / reading 65% proficiency, ranked #72 of 539 in PA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 83 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $61k; list at $235k implies a 285% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 8.05%
- Cash-on-cash
- 6.27%
- DSCR
- 1.28
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $233,193
- List price
- $234,900
- Delta
- 0.73%
- Verdict
- FAIR
- Comps
- 4 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.6%
- Equity multiple
- 0.75×
- Total profit
- $-16,184
- Equity at exit
- $35,024
- IRR
- 3.0%
- Equity multiple
- 1.21×
- Total profit
- $14,074
- Equity at exit
- $20,310
Cash invested: $65,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 19508
- Home prices YoY
- -25.6%
- Active inventory
- 83
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,410 medium interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$231 /mo · $2,767/yr
- Insurance
- −$98
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$506
- Net cashflow
- $344
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,725
- Closing costs
- $7,047
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1400 Orchard View Rd Reading, PA | 1.0–2.0 | 1.0–2.0 | 1187 | $2,410 | $2.03 | 2d | 7 | 0.80mi |
Listing history 3 events
-
2026-05-07$234,900 Active 1120-char remark
-
2026-05-05historical $234,900 1120-char remark
-
1997-04-28soldstatus $61,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,767 · $231/mo
- Projected year-2 tax
- $3,239 · $270/mo
- Expected delta
- +$472/yr (+$39/mo · 17.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,920
- − Mortgage interest
- −$13,158
- − Property taxes
- −$2,767
- − Insurance
- −$1,174
- − Repairs & maintenance
- −$2,314
- − Management
- −$2,314
- − Depreciation
- −$6,833
- Taxable income
- $359
- Est. tax owed @ 24.0%
- −$86
- After-tax cash flow
- $4,037/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Twin Valley SD
- NCES district ID
- 4224000
- Math proficiency
- 52% ▼ -6.00%
- Reading proficiency
- 65% ▼ -5.00%
- Median HH income
- $71,916
- Composite
- 51.88/100
- National rank
- #1655
- State rank
- #72 of 539 in PA
Livability — Robeson
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 15,066
Population outlook (Berks County) Hauer SSP2
- Today (2025)
- 425,767 people
- By 2030
- 428,814 · +0.7%
- By 2040
- 433,463 · +1.8%
- By 2050
- 439,426 · +3.2%
- By 2075
- 478,647 · +12.4%
- By 2100
- 518,507 · +21.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 6% Hispanic / Latino 3% Black 1%
- Common ancestry
- Romanian 6% Iranian 3% Lithuanian 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1% Other Indo-European 1%
Political lean MEDSL · Berks
- 2024 margin
- R (+12.2) · D 43.4% · R 55.6%
- 2008→2024 swing
- -21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
- All cycles
- 2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -94.00%
- Current HPI
- 273.8199
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+285.1% since first listed4 events — show timeline
- 2026-05-19 Pending — BRIGHT MLS
- 2026-05-07 Listed $234,900 BRIGHT MLS
- 2026-05-05 Coming Soon $234,900 BRIGHT MLS
- 1997-04-28 Sold (Public Records) $61,000 Public Records
Property tax history
+1.8%/yrLatest (2026): $2,767 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…