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7 Seyfert Dr
C- Composite 53.2
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +7.2/15.0
  • DSCR +6.8/10.0
  • 1% rule +5.3/10.0
  • Schools +5.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$234,900

7 Seyfert Dr · Robeson, PA 19508
3 bd · 1.0 ba · 1,044 sqft · Other public records · 13 Days on market
Built 1925 5,227 sqft lot $225/sqft · at area comps Est $233k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming, well-maintained 3-bedroom, 1-bath home in the desirable Twin Valley School District. Step inside to a warm and inviting living room that opens to the recently updated kitchen, which features stainless steel appliances, and the dining room offering a fresh, functional space with plenty of natural light. The full bathroom has also been tastefully updated. Upstairs, new carpet runs throughout, complementing the generously sized bedrooms. The finished attic provides additional usable space with ample storage. Enjoy year-round comfort with central air. Outside, enjoy the private, fenced in backyard and a detached 2-car garage (1-bay structure with space for two vehicles

Key facts

  • Built 1925
  • Listed 13 days

Property features AI

Finance

  • Financial info: Fee simple ownership

Exterior

  • Parking: Off-street parking
  • Utilities: Public sewer; Well water; Electric service
  • Home design: Semi-detached (duplex style); Above-grade finished living area reported by assessor
  • Construction: Advanced framing construction; Permanent foundation; Above-grade and below-grade structures noted; Year built source: assessor
  • Exterior features: Not in a federal flood zone; Lot dimensions recorded by assessor

Interior

  • Bedrooms: Three bedrooms on the upper level
  • Bathrooms: One full bathroom on the main level; One full bathroom total
  • Heating & cooling: Forced air heating (oil); Central air conditioning; additional window units; Electric hot water
  • Interior features: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath other listed at $235k.

Deal economics

  • At list price, monthly cash flow is $344 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $235k).

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Twin Valley SD (rural): math 52% / reading 65% proficiency, ranked #72 of 539 in PA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 83 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $61k; list at $235k implies a 285% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,900

Questions for the listing agent

  1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
8.05%
Cash-on-cash
6.27%
DSCR
1.28
GRM
8.1

CMA / ARV

ARV (median comp)
$233,193
List price
$234,900
Delta
0.73%
Verdict
FAIR
Comps
4 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.6%
Equity multiple
0.75×
Total profit
$-16,184
Equity at exit
$35,024
10-year hold
IRR
3.0%
Equity multiple
1.21×
Total profit
$14,074
Equity at exit
$20,310

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19508

Home prices YoY
-25.6%
Active inventory
83
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,410 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$231 /mo · $2,767/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$506
Net cashflow
$344

Break-even live

Break-even rent $1,975
Max offer price $234,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,725
Closing costs
$7,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1400 Orchard View Rd Reading, PA 1.0–2.0 1.0–2.0 1187 $2,410 $2.03 2d 7 0.80mi

Listing history 3 events

  1. 2026-05-07
    listed $234,900 Active 1120-char remark
  2. 2026-05-05
    historical $234,900 1120-char remark
  3. 1997-04-28
    soldstatus $61,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,767 · $231/mo
Projected year-2 tax
$3,239 · $270/mo
Expected delta
+$472/yr (+$39/mo · 17.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,920
− Mortgage interest
−$13,158
− Property taxes
−$2,767
− Insurance
−$1,174
− Repairs & maintenance
−$2,314
− Management
−$2,314
− Depreciation
−$6,833
Taxable income
$359
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$86
After-tax cash flow
$4,037/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Twin Valley SD
NCES district ID
4224000
Math proficiency
52% ▼ -6.00%
Reading proficiency
65% ▼ -5.00%
Median HH income
$71,916
Composite
51.88/100
National rank
#1655
State rank
#72 of 539 in PA

Livability — Robeson

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
15,066

Population outlook (Berks County) Hauer SSP2

Today (2025)
425,767 people
By 2030
428,814 · +0.7%
By 2040
433,463 · +1.8%
By 2050
439,426 · +3.2%
By 2075
478,647 · +12.4%
By 2100
518,507 · +21.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 6% Hispanic / Latino 3% Black 1%
Common ancestry
Romanian 6% Iranian 3% Lithuanian 2%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Berks

2024 margin
R (+12.2) · D 43.4% · R 55.6%
2008→2024 swing
-21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
All cycles
2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -94.00%
Current HPI
273.8199
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+285.1% since first listed
4 events — show timeline
  • 2026-05-19 Pending BRIGHT MLS
  • 2026-05-07 Listed $234,900 BRIGHT MLS
  • 2026-05-05 Coming Soon $234,900 BRIGHT MLS
  • 1997-04-28 Sold (Public Records) $61,000 Public Records

Property tax history

+1.8%/yr

Latest (2026): $2,767 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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