1040 Deer Ridge Dr #402 · Baltimore, MD 21210

$185,000

3 bd · 2.0 ba · 1,479 sqft · Condo public records · 174 Days on market

Built 1988 $125/sqft · 25% below area Est $248k · 25% under $786/mo HOA · 33% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• 1% rule +7.8/10.0
• Cash flow +7.3/30.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Rent growth +1.6/5.0
• DSCR +1.5/10.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

* * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

Key facts

• $786 HOA
• 2 garage spots
• Built 1988

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $185k.

Deal economics

• At list price, monthly cash flow is $-243 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $142k (23.2% below list).
• Meets the 1% rule at list price ($2k rent vs $185k).
• Recommended offer: $142k (23.2% below list) — sets the bar for cash-flow.
• Cap rate 4.7% vs local median 6.0% in Baltimore — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents falling (-3.5%/yr); 41 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 174 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 27y ago; this cycle's ask is 7943% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $118k; list at $185k implies a 56% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 33% of rent.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $142,149 (23.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 174 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 4.72%
• Cash-on-cash: -5.62%
• DSCR: 0.75
• GRM: 6.5

CMA / ARV

• ARV (median comp): $247,924
• List price: $185,000
• Delta: -25.38%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -31.8%
• Equity multiple: -0.00×
• Total profit: $-51,829
• Equity at exit: $27,584

10-year hold

• IRR: -79.8%
• Equity multiple: -0.73×
• Total profit: $-89,657
• Equity at exit: $15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21210

• Rents YoY: -3.5%
• Active inventory: 41
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $2,372 high
• Mortgage (P&I): −$970
• Tax from tax record: −$284 /mo · $3,403/yr
• Insurance: −$77
• HOA: −$786
• Vacancy / Maint / Mgmt: −$498
• Net cashflow: $-243

Break-even live

Break-even rent $2,679

Max offer price $142,149

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,250
• Closing costs: $5,550
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4429 Newport Ave Baltimore, MD	3.0	2.0	1248	$2,400	$1.92	43d	1	0.10mi
1011 W 42nd St Baltimore, MD	3.0	1.0	1160	$2,100	$1.81	4d	1	0.40mi
4319 Medfield Ave Baltimore, MD	3.0	2.5	1800	$3,100	$1.72	43d	1	0.42mi
4119 Falls Rd Baltimore, MD	3.0	1.5	1316	$2,500	$1.90	43d	1	0.43mi
4322 Roland Heights Ave Baltimore, MD	3.0	3.0	1800	$3,000	$1.67	43d	1	0.46mi
4320 Roland Heights Ave Baltimore, MD	3.0	2.5	1800	$3,300	$1.83	17d	1	0.46mi
4032 Falls Rd Baltimore, MD	2.0	1.0	1040	$1,645	$1.58	43d	1	0.47mi
4032 Falls Rd Unit 2 Baltimore, MD	2.0	1.0	1040	$1,650	$1.59	43d	1	0.47mi
2001 W Cold Spring Ln Baltimore, MD	1.0–3.0	1.0–2.0	1154	$3,505	$3.04	1d	31	0.52mi
1109 W 40th St Unit 1 Baltimore, MD	2.0	1.5	1392	$2,150	$1.54	4d	1	0.56mi
1109 W 40th St Baltimore, MD	3.0	1.5	944	$2,150	$2.28	4d	1	0.56mi
3744 Hickory Ave Baltimore, MD	2.0	1.0	900	$1,900	$2.11	43d	1	0.76mi
1201 Union Ave Baltimore, MD	3.0	2.0	1410	$2,575	$1.83	43d	1	0.79mi
4014 Linkwood Rd Unit D Baltimore, MD	2.0	1.5	1001	$1,800	$1.80	43d	1	0.81mi
727 W 40th St Baltimore, MD	1.0–2.0	1.0–2.0	1101	$3,822	$3.47	1d	4	0.82mi
2080 Rockrose Ave Unit 2080-201 Baltimore, MD	2.0	2.0	1080	$2,100	$1.94	23d	1	0.84mi
3925 Beech Ave Unit 314 Baltimore, MD	2.0	2.0	1050	$1,950	$1.86	4d	1	0.91mi
3632 Parkdale Ave Baltimore, MD	3.0	1.0	1400	$3,000	$2.14	43d	1	0.91mi
816 W 37th St Baltimore, MD	3.0	2.5	1468	$2,700	$1.84	4d	1	0.92mi
2078 Druid Park Dr Unit 4 Baltimore, MD	2.0	2.5	1500	$2,500	$1.67	43d	1	0.93mi
2078 Druid Park Dr Baltimore, MD	2.0	3.0	1500	$2,500	$1.67	43d	1	0.93mi
2530 Edgecombe Cir N Baltimore, MD	2.0–3.0	1.0	920	$1,325	$1.44	2d	4	0.95mi
500 W University Pkwy Baltimore, MD	3.0	1.0–2.0	955	$3,020	$3.16	1d	60	0.96mi
1527 W 36th St Unit 2ND FLOOR Baltimore, MD	2.0	1.0	1200	$1,600	$1.33	43d	1	0.98mi
3539 Roland Ave Baltimore, MD	3.0	2.5	1320	$3,500	$2.65	43d	1	1.02mi
3638 Keswick Rd Baltimore, MD	2.0	2.0	1170	$2,500	$2.14	43d	1	1.02mi
3507 Elm Ave Baltimore, MD	3.0	2.5	1204	$2,295	$1.91	23d	1	1.03mi
3534 Poole St Unit 1 Baltimore, MD	3.0	2.0	1450	$2,600	$1.79	23d	1	1.05mi
103 Cross Keys Rd Unit R103D2 Baltimore, MD	2.0	2.0	1157	$2,000	$1.73	23d	1	1.07mi
4714 Greenspring Ave Baltimore, MD	2.0	1.0	890	$1,295	$1.46	43d	1	1.07mi
108 W 39th St Baltimore, MD	2.0	1.0–2.0	1350	$2,189	$1.62	3d	11	1.08mi
828 W 35th St Baltimore, MD	3.0	2.0	1204	$1,800	$1.50	23d	1	1.09mi
2415 Loyola Southway Baltimore, MD	3.0	1.5	1200	$2,033	$1.69	43d	1	1.10mi
105 W 39th St Baltimore, MD	2.0	1.0	753	$2,250	$2.99	4d	1	1.12mi
3501 Chestnut Ave Baltimore, MD	2.0	1.5	1192	$1,825	$1.53	23d	1	1.13mi
2454 W Cold Spring Ln Baltimore, MD	3.0	1.0	1200	$1,650	$1.38	23d	1	1.14mi
3429 Chestnut Ave Unit 5 Baltimore, MD	2.0	2.5	900	$1,800	$2.00	23d	1	1.17mi
2824 Edgecombe Cir S Baltimore, MD	2.0	2.0	950	$1,475	$1.55	21d	1	1.19mi
3348 Chestnut Ave Baltimore, MD	4.0	3.5	1702	$3,200	$1.88	23d	1	1.22mi
3811 Canterbury Rd Baltimore, MD	2.0	1.0–2.0	975	$2,495	$2.56	12d	5	1.23mi

HOA detail condo

• Monthly dues: $786 · $9,432/yr
• Likely covers: parking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 36 events

1. 2026-06-18
   days on market $185,000 Active 174 DOM
2. 2026-06-17
   days on market $185,000 Active 173 DOM
3. 2026-06-16
   days on market $185,000 Active 172 DOM
4. 2026-06-15
   days on market $185,000 Active 171 DOM
5. 2026-06-13
   days on market $185,000 Active 169 DOM
6. 2026-06-09
   days on market $185,000 Active 165 DOM
7. 2026-06-08
   days on market $185,000 Active 164 DOM
8. 2026-06-07
   days on market $185,000 Active 163 DOM
9. 2026-06-04
   days on market $185,000 Active 160 DOM
10. 2026-06-03
    days on market $185,000 Active 159 DOM
11. 2026-06-02
    days on market $185,000 Active 158 DOM
12. 2026-06-01
    days on market $185,000 Active 157 DOM
13. 2026-05-31
    days on market $185,000 Active 156 DOM
14. 2026-05-06
    price $185,000 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

15. 2026-04-06
    status Active 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

16. 2026-03-31
    historical 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

17. 2026-03-11
    price $199,900 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

18. 2026-02-15
    listed $2,300
19. 2026-01-27
    price $199,990 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

20. 2026-01-07
    price $209,900 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

21. 2026-01-07
    status Active 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

22. 2025-12-22
    historical 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

23. 2025-12-04
    listed $215,000 Active 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

24. 2025-11-20
    historical $215,000 828-char remark

    Show marketing remark (828 chars)

    * * Price improved! * * The rarely available '02' floor plan is the best condo value in Baltimore! Nice open dining and living room area sunfilled with large west facing NEW windows. Very practical layout features plenty of closet space, a primary suite, and 2 additional bedrooms all with access to the large balcony, great for amazing sunset views, watching all the fireworks on 4th of july, gardening, or just getting some fresh air. The kitchen is right off the open dining area and features updated appliances and a large pantry closet. Move right in to this uniquely affordable condo for its size, location and active association membership. The 3rd bedroom does not have a closet but ample closet space throughout condo. 2 Assigned parking spots are included. Secure lobby with week day office manager. Agent is owner.

25. 2021-05-06
    soldstatus $118,500
26. 2021-03-26
    soldstatus $118,500 Closed 430-char remark

    Show marketing remark (430 chars)

    Here is a 2 bedroom and den condominium with over 1300 square feet. Well maintained and bright. Beautiful City views from the extra long balcony. Underground parking for 2 cars in a secure building. All appliances included and ready for your occupancy. Please follow Covid-19 guidelines, wear masks and gloves Occupant works from home so please adhere to scheduling requests. Call Showing Time for access through security gate.

27. 2021-02-19
    status Pending 430-char remark

    Show marketing remark (430 chars)

    Here is a 2 bedroom and den condominium with over 1300 square feet. Well maintained and bright. Beautiful City views from the extra long balcony. Underground parking for 2 cars in a secure building. All appliances included and ready for your occupancy. Please follow Covid-19 guidelines, wear masks and gloves Occupant works from home so please adhere to scheduling requests. Call Showing Time for access through security gate.

28. 2021-02-08
    listed $137,000 Active 430-char remark

    Show marketing remark (430 chars)

    Here is a 2 bedroom and den condominium with over 1300 square feet. Well maintained and bright. Beautiful City views from the extra long balcony. Underground parking for 2 cars in a secure building. All appliances included and ready for your occupancy. Please follow Covid-19 guidelines, wear masks and gloves Occupant works from home so please adhere to scheduling requests. Call Showing Time for access through security gate.

29. 2000-06-08
    soldstatus $63,000
30. 2000-05-23
    soldstatus $63,000
31. 2000-04-06
    historical
32. 2000-01-19
    historical
33. 1999-11-01
    listed $65,000
34. 1999-04-20
    listed
35. 1994-01-04
    soldstatus $80,000
36. 1987-10-22
    soldstatus $92,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,403 · $284/mo
• Projected year-2 tax: $3,403 · $284/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 14 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,469
• − Mortgage interest: −$10,363
• − Property taxes: −$3,403
• − Insurance: −$925
• − Repairs & maintenance: −$2,278
• − Management: −$2,278
• − HOA: −$9,432
• − Depreciation: −$5,382
• Taxable loss: −$5,590
• Est. tax savings @ 24.0%: +$1,342
• After-tax cash flow: $-1,569/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 14,134
• Household income: $112,428
• Rent vs Own: 38.5% rent · 61.5% own
• Severe rent burden: 442.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 58% Black 15% Hispanic / Latino 13% Asian 11% Two or more races 10%
• Hispanic origin (detail): Mexican 3% Puerto Rican 4%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 13% · China, Canada, South Korea
• Languages at home: 82% English-only · Spanish 5% Chinese 4% Other Indo-European 3%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -243.71%
• Current HPI: 274.8752
• Rent YoY: ▼ -3.55%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+101.1% since first listed

23 events — show timeline

• 2026-05-06 Price Changed $185,000 BRIGHT MLS
• 2026-04-06 Relisted — BRIGHT MLS
• 2026-03-31 Listing Removed — BRIGHT MLS
• 2026-03-11 Price Changed $199,900 BRIGHT MLS
• 2026-02-15 Listed for Rent $2,300 BRIGHTMLS
• 2026-01-27 Price Changed $199,990 BRIGHT MLS
• 2026-01-07 Price Changed $209,900 BRIGHT MLS
• 2026-01-07 Relisted — BRIGHT MLS
• 2025-12-22 Listing Removed — BRIGHT MLS
• 2025-12-04 Listed $215,000 BRIGHT MLS
• 2025-11-20 Coming Soon $215,000 BRIGHT MLS
• 2021-05-06 Sold (Public Records) $118,500 Public Records
• 2021-03-26 Sold (MLS) $118,500 BRIGHT MLS
• 2021-02-19 Pending — BRIGHT MLS
• 2021-02-08 Listed $137,000 BRIGHT MLS
• 2000-06-08 Sold (Public Records) $63,000 Public Records
• 2000-05-23 Sold (MLS) $63,000 MRIS
• 2000-04-06 Delisted — MRIS
• 2000-01-19 Delisted — MRIS
• 1999-11-01 Listed $65,000 MRIS
• 1999-04-20 Listed — MRIS
• 1994-01-04 Sold (Public Records) $80,000 Public Records
• 1987-10-22 Sold (Public Records) $92,000 Public Records

Property tax history

-1.3%/yr

Latest (2025): $3,403 · +12.6% YoY. Source: county tax records.