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Maple Plan 🏗️ New Construction
F Composite 25.36
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Cash flow +3.9/30.0
  • Livability +3.8/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • 1% rule +0.2/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$1

Maple Plan · Bryan, TX 77808
3 bd · 2.5 ba · 2,323 sqft · SingleFamily · 420 Days on market
Excellent condition $25/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This stunning home features 3 bedrooms, 2.5 bathrooms, and a dedicated office, offering ample space for both relaxation and productivity. As you step inside, customize your entry with your choice of luxurious flooring—whether it's click-and-lock vinyl plank, engineered hardwoods, or chic wood tile. The sunlit living room welcomes you with a stylish gas-started fireplace, where you can select design details that reflect your personal taste. Flowing seamlessly from the living room is the spacious kitchen, a true chef's delight. Choose from beautiful quartz or granite countertops and high-end stainless steel appliances, all complemented by custom cabinetry crafted from 100% real wood. The adjacent dining room is perfect for entertaining, creating a welcoming atmosphere for family and friends. Retreat to the primary suite, where the bathroom features double vanities, a stunning freestanding tub, and an oversized shower with exquisite tilework. The advanced Schluter waterproofing system ensures lasting protection. The expansive closet includes a built-in dresser or island and offers direct access to the laundry room, which is equipped with extra countertop space, a convenient sink, and a drop zone for coats and bags. On the opposite side of the home, you'll find the private office, a half bath, and two additional bedrooms with a shared bathroom—perfect for guests or family. Step outside to unwind on the expansive patio, complete with options for a built-in outdoor kitchen.

Key facts

  • Custom cabinetry
  • Luxurious flooring
  • Freestanding tub

Tags

DEDICATED OFFICELUXURIOUS FLOORINGGAS-STARTED FIREPLACEQUARTZ OR GRANITE COUNTERTOPSCUSTOM CABINETRYFREESTANDING TUB

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $1 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $500,094.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $1. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-1k ($-17k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $1).
  • Cap rate 2.9% vs local median 4.0% in Bryan — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 76/100 on livability (#99 in TX, #3,341 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime C-, amenities C-.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 371 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 420 days — a 12% lower offer ($0) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 750141.0% of price.
Recommended offer $1

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 420 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.52%
Cap rate
2.91%
Cash-on-cash
-12.10%
DSCR
0.46
GRM
15.9

CMA / ARV

ARV (median comp)
$500,094
List price
$1
Delta
-100.00%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3516 Chantilly Path 0.14mi 4/2.0 (+1) 2,469 (+6%) 9mo $475,000 $192 68
3568 Chantilly Path 0.28mi 3/2.5 2,139 (-8%) 10mo $545,000 $255 66
3509 Castine Ct 0.23mi 3/2.0 2,052 (-12%) 8mo $480,000 $234 61
4663 River Rock Dr 0.62mi 4/2.5 (+1) 2,478 (+7%) 3mo $499,500 $202 52
3305 Durant Ct 0.50mi 4/3.0 (+1) 2,467 (+6%) 10mo $799,000 $324 51
3504 Abingdon Cv 0.25mi 4/3.0 (+1) 2,665 (+15%) 15mo $600,000 $225 45
3448 Lockett Hall Cir 0.62mi 4/3.5 (+1) 2,581 (+11%) 3mo $495,000 $192 41
3320 Lewisburg Ct 0.66mi 4/3.0 (+1) 2,427 (+4%) 18mo $475,000 $196 40
3217 Arundala Way 0.73mi 3/3.0 2,117 (-9%) 14mo $439,500 $208 38
3264 Rose Hill Ln 0.67mi 4/3.0 (+1) 2,617 (+13%) 13mo $624,900 $239 30
3428 Lockett Hall Cir 0.60mi 4/3.0 (+1) 2,641 (+14%) 22mo $514,900 $195 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-38.6%
Equity multiple
-0.22×
Total profit
$-170,887
Equity at exit
$74,566
10-year hold
IRR
-58.6%
Equity multiple
-0.89×
Total profit
$-264,351
Equity at exit
$43,239

Cash invested: $140,026 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77808

Home prices YoY
-30.4%
Active inventory
371

Monthly cashflow live

Estimated rent
$2,620 high interval (Pro) →
Mortgage (P&I)
$2,623
Tax est. 1.5%
$625 /mo · $7,501/yr
Insurance
$208
HOA
$25
Vacancy / Maint / Mgmt
$550
Net cashflow
$-1,412

Break-even live

Break-even rent $4,406
Max offer price $295,833
Occupancy floor

Sensitivity live

Price -10% $-1,066 -5% $-1,239 +0% $-1,412 +5% $-1,584 +10% $-1,757
Rent -10% $-1,619 -5% $-1,515 +0% $-1,412 +5% $-1,308 +10% $-1,205
Rate -1.0pp $-1,160 -0.5pp $-1,284 base $-1,412 +0.5pp $-1,541 +1.0pp $-1,673

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$125,024
Closing costs
$15,003
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3024 Teller Dr Bryan, TX 4.0 2.0 1979 $2,600 $1.31 21d 1 1.04mi
2915 Bombay Ct Bryan, TX 3.0 2.0 2085 $2,900 $1.39 14d 1 1.16mi
3019 Wolfpack Loop Bryan, TX 4.0 2.5 1906 $2,750 $1.44 21d 1 1.29mi
3508 Broad Oak Cir Bryan, TX 3.0 2.0 1745 $2,400 $1.38 44d 1 1.37mi
5041 Mooney Falls Dr Bryan, TX 3.0 2.0 1814 $2,400 $1.32 44d 1 1.44mi
5040 Mooney Falls Dr Unit 1328058P Bryan, TX 3.0 2.0 1840 $5,551 $3.02 14d 1 1.48mi

HOA detail

Monthly dues
$25 · $300/yr
Likely covers
watergas

Listing history 16 events

  1. 2026-06-18
    days on market $1 Active 420 DOM
  2. 2026-06-17
    days on market $1 Active 419 DOM
  3. 2026-06-16
    days on market $1 Active 418 DOM
  4. 2026-06-15
    days on market $1 Active 417 DOM
  5. 2026-06-14
    days on market $1 Active 415 DOM
  6. 2026-06-13
    days on market $1 Active 414 DOM
  7. 2026-06-10
    days on market $1 Active 412 DOM
  8. 2026-06-09
    days on market $1 Active 411 DOM
  9. 2026-06-08
    days on market $1 Active 410 DOM
  10. 2026-06-07
    days on market $1 Active 409 DOM
  11. 2026-06-03
    days on market $1 Active 405 DOM
  12. 2026-06-02
    days on market $1 Active 404 DOM
  13. 2026-06-01
    days on market $1 Active 403 DOM
  14. 2026-05-31
    days on market $1 Active 402 DOM
  15. 2026-05-30
    days on market $1 Active 401 DOM
  16. 2025-04-24
    listed $1 Active 1504-char remark
    Show marketing remark (1504 chars)

    This stunning home features 3 bedrooms, 2.5 bathrooms, and a dedicated office, offering ample space for both relaxation and productivity. As you step inside, customize your entry with your choice of luxurious flooring—whether it's click-and-lock vinyl plank, engineered hardwoods, or chic wood tile. The sunlit living room welcomes you with a stylish gas-started fireplace, where you can select design details that reflect your personal taste. Flowing seamlessly from the living room is the spacious kitchen, a true chef's delight. Choose from beautiful quartz or granite countertops and high-end stainless steel appliances, all complemented by custom cabinetry crafted from 100% real wood. The adjacent dining room is perfect for entertaining, creating a welcoming atmosphere for family and friends. Retreat to the primary suite, where the bathroom features double vanities, a stunning freestanding tub, and an oversized shower with exquisite tilework. The advanced Schluter waterproofing system ensures lasting protection. The expansive closet includes a built-in dresser or island and offers direct access to the laundry room, which is equipped with extra countertop space, a convenient sink, and a drop zone for coats and bags. On the opposite side of the home, you'll find the private office, a half bath, and two additional bedrooms with a shared bathroom—perfect for guests or family. Step outside to unwind on the expansive patio, complete with options for a built-in outdoor kitchen.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,434
− Mortgage interest
−$28,013
− Property taxes
−$7,501
− Insurance
−$2,500
− Repairs & maintenance
−$2,515
− Management
−$2,515
− HOA
−$300
− Depreciation
−$14,548
Taxable loss
−$26,458
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$6,350
After-tax cash flow
$-10,589/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Excellent 95/100 None rehab

This home is in excellent condition with modern finishes and a well-maintained exterior. It is move-in ready and would benefit from minor updates to enhance curb appeal and functionality.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping and irrigation system — Improves curb appeal and water efficiency
  • Both New flooring in bathrooms — Modernizes spaces and improves functionality

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping and irrigation system — Improves curb appeal and water efficiency
  • Both New flooring in bathrooms — Modernizes spaces and improves functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX

Livability — Bryan

Score
76/100
State rank
#99
US rank
#3341

Category grades

Amenities C- Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bryan, TX
County
Brazos County · 233,400 people
City population
101,772
Metro
College Station-Bryan, TX
Population (ZIP)
15,797
Household income
$113,343
Rent vs Own
9.5% rent · 90.5% own
Severe rent burden
110.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 23% Two or more races 6% Black 4% Asian 1%
Hispanic origin (detail)
Mexican 20% Cuban 1%
Common ancestry
Lithuanian 4% Romanian 3% Slovak 3%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 11% Tagalog/Filipino 1%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -94.49%
Current HPI
216.65
Rent YoY
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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