11 Braxton Dr · Barboursville, WV
Flood risk 9/10 · Severe
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 4/10 · Minor
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.7/30.0
- ARV discount +12.2/15.0
- DSCR +9.2/10.0
- 1% rule +6.3/10.0
- Livability +4.1/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.
Key facts
- Kitchen upgrades
- Lvp flooring
- Covered back porch
Tags
Property features AI
Exterior
- Parking: Attached garage; Off-street parking
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One story
- Construction: Brick construction; Shingle roof
- Exterior features: Patio; Level to rolling slope yard
Interior
- Kitchen: Range; Oven; Refrigerator
- Flooring: Laminate flooring; Vinyl flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Range, Oven, Refrigerator; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $145k.
Deal economics
- At list price, monthly cash flow is $266 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Cap rate 9.5% vs local median 3.4% in Barboursville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#8 in WV, #1,207 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+.
- Cabell County Schools (urban): math 31% / reading 42% proficiency, ranked #13 of 55 in WV (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 164 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 61 units permitted in Cabell County in 2024 (5 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; list at $145k implies a 61% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 9.53%
- Cash-on-cash
- 11.58%
- DSCR
- 1.52
- GRM
- 7.4
CMA / ARV
- ARV (on-the-fly)
- $162,000
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 435 Spring Rd | 0.45mi | 3/1.0 | 1,056 (+6%) | 16mo | $171,000 | $162 | 56 |
| 116 8th St | 0.67mi | 3/1.0 | 904 (-10%) | 7mo | $94,275 | $104 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.3%
- Equity multiple
- 0.84×
- Total profit
- $-6,489
- Equity at exit
- $21,620
- IRR
- 5.4%
- Equity multiple
- 1.40×
- Total profit
- $16,357
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25705
- Home prices YoY
- -24.9%
- Active inventory
- 164
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $1,635 medium interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$79 /mo · $950/yr
- Insurance
- −$60
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$343
- Net cashflow
- $266
Break-even live
Sensitivity live
| Price | -10% $349 | -5% $307 | +0% $266 | +5% $225 | +10% $184 |
|---|---|---|---|---|---|
| Rent | -10% $137 | -5% $202 | +0% $266 | +5% $331 | +10% $396 |
| Rate | -1.0pp $339 | -0.5pp $303 | base $266 | +0.5pp $229 | +1.0pp $191 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6275 Country Club Dr Huntington, WV | 1.0–2.0 | 1.0 | 817 | $1,635 | $2.00 | 45d | 1 | 0.94mi |
Listing history 9 events
-
2026-05-10status Pending
-
2026-05-04$145,000 Active
-
2026-03-09price
-
2025-10-24Active
-
2024-07-24soldstatus $90,000
-
2024-07-19soldstatus $90,000 Closed 176-char remark
Show marketing remark (176 chars)
Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.
-
2024-06-13historical 176-char remark
Show marketing remark (176 chars)
Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.
-
2023-12-01$99,900 176-char remark
Show marketing remark (176 chars)
Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.
-
2007-01-23soldstatus $55,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $950 · $79/mo
- Projected year-2 tax
- $950 · $79/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,620
- − Mortgage interest
- −$8,122
- − Property taxes
- −$950
- − Insurance
- −$2,228
- − Repairs & maintenance
- −$1,570
- − Management
- −$1,570
- − Depreciation
- −$4,218
- Taxable income
- $962
- Est. tax owed @ 24.0%
- −$231
- After-tax cash flow
- $2,966/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cabell County Schools
- NCES district ID
- 5400180
- Math proficiency
- 31% ▼ -7.00%
- Reading proficiency
- 42% ▼ -6.00%
- Median HH income
- $36,426
- Composite
- 30.26/100
- National rank
- #6285
- State rank
- #13 of 55 in WV
Livability — Barboursville
- Score
- 82/100
- State rank
- #8
- US rank
- #1207
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 20,668
Population outlook (Cabell County) Hauer SSP2
- Today (2025)
- 97,574 people
- By 2030
- 98,060 · +0.5%
- By 2040
- 98,817 · +1.3%
- By 2050
- 100,185 · +2.7%
- By 2075
- 105,895 · +8.5%
- By 2100
- 105,948 · +8.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Black 5% Two or more races 4% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Slovak 3% Serbian 2% Lithuanian 2%
- Foreign-born
- 2%
- Languages at home
- 97% English-only · Spanish 1%
Political lean MEDSL · Cabell
- 2024 margin
- Strong R (+21.9) · D 38.0% · R 59.9% · Other 2.0%
- 2008→2024 swing
- -11.8pp toward R · 2008: -10.1pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.0 2016: R+25.5 2012: R+13.9 2008: R+10.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.08%
- Current HPI
- 171.7797
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+163.6% since first listed9 events — show timeline
- 2026-05-10 Pending — HBRMLS
- 2026-05-04 Listed $145,000 HBRMLS
- 2026-03-09 Price Changed — HBRMLS
- 2025-10-24 Listed — HBRMLS
- 2024-07-24 Sold (Public Records) $90,000 Public Records
- 2024-07-19 Sold (MLS) $90,000 KVBOR
- 2024-06-13 Delisted — KVBOR
- 2023-12-01 Listed $99,900 KVBOR
- 2007-01-23 Sold (Public Records) $55,000 Public Records
Property tax history
+2.9%/yrLatest (2025): $950 · +6.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…