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11 Braxton Dr
B- Composite 66.46
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • ARV discount +12.2/15.0
  • DSCR +9.2/10.0
  • 1% rule +6.3/10.0
  • Livability +4.1/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$145,000

11 Braxton Dr · Barboursville, WV 25705
3 bd · 1.0 ba · 1,000 sqft · SingleFamily public records · 6 Days on market
Built 1970 0.42 ac lot Est $162k · 10% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.

Key facts

  • Kitchen upgrades
  • Lvp flooring
  • Covered back porch

Tags

LVP FLOORINGCOVERED BACK PORCHAMPLE STORAGENEW ELECTRICAL SERVICEUPDATED BATHROOM FLOORINGKITCHEN UPGRADES

Property features AI

Exterior

  • Parking: Attached garage; Off-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story
  • Construction: Brick construction; Shingle roof
  • Exterior features: Patio; Level to rolling slope yard

Interior

  • Kitchen: Range; Oven; Refrigerator
  • Flooring: Laminate flooring; Vinyl flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Range, Oven, Refrigerator; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $266 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Cap rate 9.5% vs local median 3.4% in Barboursville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#8 in WV, #1,207 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+.
  • Cabell County Schools (urban): math 31% / reading 42% proficiency, ranked #13 of 55 in WV (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 164 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 61 units permitted in Cabell County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $90k; list at $145k implies a 61% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,000

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
9.53%
Cash-on-cash
11.58%
DSCR
1.52
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$162,000
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
435 Spring Rd 0.45mi 3/1.0 1,056 (+6%) 16mo $171,000 $162 56
116 8th St 0.67mi 3/1.0 904 (-10%) 7mo $94,275 $104 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.3%
Equity multiple
0.84×
Total profit
$-6,489
Equity at exit
$21,620
10-year hold
IRR
5.4%
Equity multiple
1.40×
Total profit
$16,357
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25705

Home prices YoY
-24.9%
Active inventory
164
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,635 medium interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$79 /mo · $950/yr
Insurance
$60
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$343
Net cashflow
$266

Break-even live

Break-even rent $1,298
Max offer price $145,000
Occupancy floor 79%

Sensitivity live

Price -10% $349 -5% $307 +0% $266 +5% $225 +10% $184
Rent -10% $137 -5% $202 +0% $266 +5% $331 +10% $396
Rate -1.0pp $339 -0.5pp $303 base $266 +0.5pp $229 +1.0pp $191

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6275 Country Club Dr Huntington, WV 1.0–2.0 1.0 817 $1,635 $2.00 45d 1 0.94mi

Listing history 9 events

  1. 2026-05-10
    status Pending
  2. 2026-05-04
    listed $145,000 Active
  3. 2026-03-09
    price
  4. 2025-10-24
    listed Active
  5. 2024-07-24
    soldstatus $90,000
  6. 2024-07-19
    soldstatus $90,000 Closed 176-char remark
    Show marketing remark (176 chars)

    Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.

  7. 2024-06-13
    historical 176-char remark
    Show marketing remark (176 chars)

    Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.

  8. 2023-12-01
    listed $99,900 176-char remark
    Show marketing remark (176 chars)

    Brick Rancher one story home. One car garage. Corner lot. Large storage building. Very convenient to I-64 and Route 60. Home being sold As-Is. Buyer to verify all information.

  9. 2007-01-23
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$950 · $79/mo
Projected year-2 tax
$950 · $79/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,620
− Mortgage interest
−$8,122
− Property taxes
−$950
− Insurance
−$2,228
− Repairs & maintenance
−$1,570
− Management
−$1,570
− Depreciation
−$4,218
Taxable income
$962
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$231
After-tax cash flow
$2,966/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cabell County Schools
NCES district ID
5400180
Math proficiency
31% ▼ -7.00%
Reading proficiency
42% ▼ -6.00%
Median HH income
$36,426
Composite
30.26/100
National rank
#6285
State rank
#13 of 55 in WV

Livability — Barboursville

Score
82/100
State rank
#8
US rank
#1207

Category grades

Amenities B- Commute D+ Cost of living A+ Crime B+ Employment B Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
20,668

Population outlook (Cabell County) Hauer SSP2

Today (2025)
97,574 people
By 2030
98,060 · +0.5%
By 2040
98,817 · +1.3%
By 2050
100,185 · +2.7%
By 2075
105,895 · +8.5%
By 2100
105,948 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Black 5% Two or more races 4% Hispanic / Latino 2% Asian 1%
Common ancestry
Slovak 3% Serbian 2% Lithuanian 2%
Foreign-born
2%
Languages at home
97% English-only · Spanish 1%

Political lean MEDSL · Cabell

2024 margin
Strong R (+21.9) · D 38.0% · R 59.9% · Other 2.0%
2008→2024 swing
-11.8pp toward R · 2008: -10.1pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.0 2016: R+25.5 2012: R+13.9 2008: R+10.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.08%
Current HPI
171.7797
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+163.6% since first listed
9 events — show timeline
  • 2026-05-10 Pending HBRMLS
  • 2026-05-04 Listed $145,000 HBRMLS
  • 2026-03-09 Price Changed HBRMLS
  • 2025-10-24 Listed HBRMLS
  • 2024-07-24 Sold (Public Records) $90,000 Public Records
  • 2024-07-19 Sold (MLS) $90,000 KVBOR
  • 2024-06-13 Delisted KVBOR
  • 2023-12-01 Listed $99,900 KVBOR
  • 2007-01-23 Sold (Public Records) $55,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $950 · +6.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…