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9 Alyce Ln
B+ Composite 79.5
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.9/10.0
  • 1% rule +7.5/10.0
  • Appreciation +5.7/10.0
  • Schools +5.2/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$279,900

9 Alyce Ln · Bella Vista, AR 72714
3 bd · 2.0 ba · 1,694 sqft · SingleFamily public records · 64 Days on market
Built 2019 1,306 sqft lot Est $347k · 19% under $130/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come see this Modern Brand-New construction townhouse practically on the lake in Vella Vista. 3 beds, 2 baths, very spacious decks overlooking a magical wooded scenery. Year around view of Lake Rayburn and boat launch. Quiet cul-de-sac, functional living, open floorplan, eat-in kitchen, granite counters, pantry, wood laminate flooring, lots of storage spaces, loads of natural light and a large laundry room. Plenty of square footage for entertaining family, guest or Airbnb. This one won't last long!!!

Key facts

  • Quiet cul-de-sac
  • Eat in kitchen
  • Open floorplan

Tags

LAKE VIEWSCREENED IN DECKGRANITE COUNTERTOPSEAT IN KITCHENOPEN FLOORPLANQUIET CUL-DE-SAC

Property features AI

Finance

  • HOA & community: Bella Vista POA / Bella Vista Townhomes Association; HOA fee $130 monthly; HOA covers grounds and structure maintenance, sewer, and trash; Community features include biking trails, pool, and paths

Exterior

  • Parking: Asphalt parking
  • Security: Smoke detectors
  • Utilities: Cable available; Electricity available; Public sewer; Public water
  • Home design: 2-story property; Wood siding exterior; Architectural shingle roof; Entry on main level
  • Construction: Wood siding construction; Block foundation and crawlspace
  • Exterior features: Covered porch; Deck; Screened porch; Community pool; Located on a cul-de-sac; City lot; Level lot; Subdivision setting; View of Lake Rayburn

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Garbage disposal; Plumbed for ice maker; Granite counters
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Ceiling fans; Granite counters; Walk-in closets; Window treatments; Blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $864 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $280k).
  • Recommended offer: $263k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.0% vs local median 3.6% in Bella Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#111 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, health & safety F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 475 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $6k of equity ($2k loan paydown + $4k appreciation (1.4% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (1.4% appreciation + 3.0% rent growth), your $78k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 64 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $173k; list at $280k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $263,106 (6.0% below list)

Questions for the listing agent

  1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
10.00%
Cash-on-cash
13.23%
DSCR
1.59
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$347,270
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
27 Basildon Dr 0.55mi 3/2.0 1,736 (+2%) 4mo $270,000 $156 67
43 Tewkesbury Circle Dr 0.24mi 3/2.0 1,513 (-11%) 5mo $300,000 $198 66
30 Lambourn Dr 0.58mi 3/2.0 1,650 (-3%) 8mo $343,150 $208 62
3 Burford Ln 0.64mi 3/2.0 1,707 (+1%) 9mo $350,000 $205 61
34 Basildon Dr 0.65mi 3/2.0 1,631 (-4%) 3mo $407,750 $250 61
28 Elizabeth Dr 0.59mi 3/2.0 1,812 (+7%) 2mo $320,000 $177 60
4 Blenheim Ln 0.57mi 3/2.0 1,834 (+8%) 8mo $389,500 $212 53
22 Lavendon Circle Dr 0.60mi 2/2.0 (-1) 1,508 (-11%) 1mo $265,000 $176 48
6 Basildon Dr 0.70mi 3/2.0 1,520 (-10%) 4mo $324,900 $214 46
1 Newent Ln 0.49mi 2/2.0 (-1) 1,917 (+13%) 5mo $360,000 $188 46
13 Fenchurch Dr 0.56mi 4/2.0 (+1) 1,942 (+15%) 0mo $419,950 $216 44
3 Matlock Cir 0.74mi 2/3.0 (-1) 1,900 (+12%) 7mo $355,000 $187 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.1%
Equity multiple
1.84×
Total profit
$65,602
Equity at exit
$101,200
10-year hold
IRR
19.1%
Equity multiple
3.39×
Total profit
$187,301
Equity at exit
$138,966

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72714

Home prices YoY
0.5%
Active inventory
475
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$3,488 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$177 /mo · $2,125/yr
Insurance
$117
HOA
$130
Vacancy / Maint / Mgmt
$733
Net cashflow
$864

Break-even live

Break-even rent $2,394
Max offer price $279,900
Occupancy floor 70%

Sensitivity live

Price -10% $1,023 -5% $943 +0% $864 +5% $785 +10% $706
Rent -10% $589 -5% $726 +0% $864 +5% $1,002 +10% $1,140
Rate -1.0pp $1,005 -0.5pp $935 base $864 +0.5pp $792 +1.0pp $718

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,975
Closing costs
$8,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15 Baywater Ln Unit 1221842P Bella Vista, AR 3.0 2.0 1915 $5,167 $2.70 21d 1 0.10mi
4 Kemble Cir Bella Vista, AR 3.0 2.0 1376 $1,850 $1.34 24d 1 0.57mi
2 William Ln Bella Vista, AR 3.0 2.0 1712 $1,900 $1.11 21d 1 0.77mi
2 William Ln Bella Vista, AR 3.0 2.0 1712 $1,850 $1.08 14d 1 0.77mi
9 August Ln Unit 1363327P Bella Vista, AR 2.0 1.5 1173 $3,153 $2.69 14d 1 0.78mi
6 Connie Ln Bella Vista, AR 3.0 2.0 1440 $2,250 $1.56 24d 1 0.97mi
4 Sibsey Cir Unit 1230868P Bella Vista, AR 3.0 2.0 1765 $3,469 $1.97 21d 1 1.25mi
2 Felton Ln Unit 1241295P Bella Vista, AR 2.0 2.0 1388 $2,815 $2.03 14d 1 1.49mi

HOA detail

Monthly dues
$130 · $1,560/yr

Listing history 11 events

  1. 2026-06-03
    status $279,900 Pending 64 DOM
  2. 2026-06-02
    days on market $279,900 Active 64 DOM
  3. 2026-06-01
    days on market $279,900 Active 63 DOM
  4. 2026-05-31
    days on market $279,900 Active 62 DOM
  5. 2026-05-31
    days on market $279,900 Active 61 DOM
  6. 2026-05-15
    price $279,900
  7. 2026-04-12
    price $282,500
  8. 2026-03-30
    listed $285,000 Active
  9. 2020-02-25
    soldstatus $173,000 505-char remark
    Show marketing remark (505 chars)

    Come see this Modern Brand-New construction townhouse practically on the lake in Vella Vista. 3 beds, 2 baths, very spacious decks overlooking a magical wooded scenery. Year around view of Lake Rayburn and boat launch. Quiet cul-de-sac, functional living, open floorplan, eat-in kitchen, granite counters, pantry, wood laminate flooring, lots of storage spaces, loads of natural light and a large laundry room. Plenty of square footage for entertaining family, guest or Airbnb. This one won't last long!!!

  10. 2019-09-07
    listed $173,000 505-char remark
    Show marketing remark (505 chars)

    Come see this Modern Brand-New construction townhouse practically on the lake in Vella Vista. 3 beds, 2 baths, very spacious decks overlooking a magical wooded scenery. Year around view of Lake Rayburn and boat launch. Quiet cul-de-sac, functional living, open floorplan, eat-in kitchen, granite counters, pantry, wood laminate flooring, lots of storage spaces, loads of natural light and a large laundry room. Plenty of square footage for entertaining family, guest or Airbnb. This one won't last long!!!

  11. 1993-09-02
    soldstatus $68,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,125 · $177/mo
Projected year-2 tax
$2,125 · $177/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$41,858
− Mortgage interest
−$15,679
− Property taxes
−$2,125
− Insurance
−$1,400
− Repairs & maintenance
−$3,349
− Management
−$3,349
− HOA
−$1,560
− Depreciation
−$8,143
Taxable income
$6,254
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,501
After-tax cash flow
$8,868/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Bella Vista

Score
67/100
State rank
#111
US rank
#11129

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bella Vista, AR
County
Benton County · 259,241 people
City population
31,638
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
14,350
Household income
$103,125
Rent vs Own
13.2% rent · 86.8% own
Severe rent burden
61.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Two or more races 11% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 2% Dominican 2%
Common ancestry
Slovak 4% Lithuanian 3% Italian 3%
Foreign-born
3% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.38%
Current HPI
307.5796
Rent YoY
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+311.6% since first listed
6 events — show timeline
  • 2026-05-15 Price Changed $279,900 NWARMLS
  • 2026-04-12 Price Changed $282,500 NWARMLS
  • 2026-03-30 Listed $285,000 NWARMLS
  • 2020-02-25 Sold (MLS) $173,000 NWARMLS
  • 2019-09-07 Listed $173,000 NWARMLS
  • 1993-09-02 Sold (Public Records) $68,000 Public Records

Property tax history

+35.0%/yr

Latest (2025): $2,125 · -18.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…