9 Alyce Ln · Bella Vista, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.9/30.0
- ARV discount +15.0/15.0
- DSCR +9.9/10.0
- 1% rule +7.5/10.0
- Appreciation +5.7/10.0
- Schools +5.2/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$279,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come see this Modern Brand-New construction townhouse practically on the lake in Vella Vista. 3 beds, 2 baths, very spacious decks overlooking a magical wooded scenery. Year around view of Lake Rayburn and boat launch. Quiet cul-de-sac, functional living, open floorplan, eat-in kitchen, granite counters, pantry, wood laminate flooring, lots of storage spaces, loads of natural light and a large laundry room. Plenty of square footage for entertaining family, guest or Airbnb. This one won't last long!!!
Key facts
- Quiet cul-de-sac
- Eat in kitchen
- Open floorplan
Tags
Property features AI
Finance
- HOA & community: Bella Vista POA / Bella Vista Townhomes Association; HOA fee $130 monthly; HOA covers grounds and structure maintenance, sewer, and trash; Community features include biking trails, pool, and paths
Exterior
- Parking: Asphalt parking
- Security: Smoke detectors
- Utilities: Cable available; Electricity available; Public sewer; Public water
- Home design: 2-story property; Wood siding exterior; Architectural shingle roof; Entry on main level
- Construction: Wood siding construction; Block foundation and crawlspace
- Exterior features: Covered porch; Deck; Screened porch; Community pool; Located on a cul-de-sac; City lot; Level lot; Subdivision setting; View of Lake Rayburn
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Garbage disposal; Plumbed for ice maker; Granite counters
- Flooring: Carpet; Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Ceiling fans; Granite counters; Walk-in closets; Window treatments; Blinds
- Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $280k.
Deal economics
- At list price, monthly cash flow is $864 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $280k).
- Recommended offer: $263k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.0% vs local median 3.6% in Bella Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#111 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, health & safety F.
- Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 475 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
- This rent runs 41% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $6k of equity ($2k loan paydown + $4k appreciation (1.4% local appreciation)).
- Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (1.4% appreciation + 3.0% rent growth), your $78k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 64 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $173k; list at $280k implies a 62% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 10.00%
- Cash-on-cash
- 13.23%
- DSCR
- 1.59
- GRM
- 6.7
CMA / ARV
- ARV (on-the-fly)
- $347,270
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 27 Basildon Dr | 0.55mi | 3/2.0 | 1,736 (+2%) | 4mo | $270,000 | $156 | 67 |
| 43 Tewkesbury Circle Dr | 0.24mi | 3/2.0 | 1,513 (-11%) | 5mo | $300,000 | $198 | 66 |
| 30 Lambourn Dr | 0.58mi | 3/2.0 | 1,650 (-3%) | 8mo | $343,150 | $208 | 62 |
| 3 Burford Ln | 0.64mi | 3/2.0 | 1,707 (+1%) | 9mo | $350,000 | $205 | 61 |
| 34 Basildon Dr | 0.65mi | 3/2.0 | 1,631 (-4%) | 3mo | $407,750 | $250 | 61 |
| 28 Elizabeth Dr | 0.59mi | 3/2.0 | 1,812 (+7%) | 2mo | $320,000 | $177 | 60 |
| 4 Blenheim Ln | 0.57mi | 3/2.0 | 1,834 (+8%) | 8mo | $389,500 | $212 | 53 |
| 22 Lavendon Circle Dr | 0.60mi | 2/2.0 (-1) | 1,508 (-11%) | 1mo | $265,000 | $176 | 48 |
| 6 Basildon Dr | 0.70mi | 3/2.0 | 1,520 (-10%) | 4mo | $324,900 | $214 | 46 |
| 1 Newent Ln | 0.49mi | 2/2.0 (-1) | 1,917 (+13%) | 5mo | $360,000 | $188 | 46 |
| 13 Fenchurch Dr | 0.56mi | 4/2.0 (+1) | 1,942 (+15%) | 0mo | $419,950 | $216 | 44 |
| 3 Matlock Cir | 0.74mi | 2/3.0 (-1) | 1,900 (+12%) | 7mo | $355,000 | $187 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 16.1%
- Equity multiple
- 1.84×
- Total profit
- $65,602
- Equity at exit
- $101,200
- IRR
- 19.1%
- Equity multiple
- 3.39×
- Total profit
- $187,301
- Equity at exit
- $138,966
Cash invested: $78,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72714
- Home prices YoY
- 0.5%
- Active inventory
- 475
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $3,488 high interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$177 /mo · $2,125/yr
- Insurance
- −$117
- HOA
- −$130
- Vacancy / Maint / Mgmt
- −$733
- Net cashflow
- $864
Break-even live
Sensitivity live
| Price | -10% $1,023 | -5% $943 | +0% $864 | +5% $785 | +10% $706 |
|---|---|---|---|---|---|
| Rent | -10% $589 | -5% $726 | +0% $864 | +5% $1,002 | +10% $1,140 |
| Rate | -1.0pp $1,005 | -0.5pp $935 | base $864 | +0.5pp $792 | +1.0pp $718 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,975
- Closing costs
- $8,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15 Baywater Ln Unit 1221842P Bella Vista, AR | 3.0 | 2.0 | 1915 | $5,167 | $2.70 | 21d | 1 | 0.10mi |
| 4 Kemble Cir Bella Vista, AR | 3.0 | 2.0 | 1376 | $1,850 | $1.34 | 24d | 1 | 0.57mi |
| 2 William Ln Bella Vista, AR | 3.0 | 2.0 | 1712 | $1,900 | $1.11 | 21d | 1 | 0.77mi |
| 2 William Ln Bella Vista, AR | 3.0 | 2.0 | 1712 | $1,850 | $1.08 | 14d | 1 | 0.77mi |
| 9 August Ln Unit 1363327P Bella Vista, AR | 2.0 | 1.5 | 1173 | $3,153 | $2.69 | 14d | 1 | 0.78mi |
| 6 Connie Ln Bella Vista, AR | 3.0 | 2.0 | 1440 | $2,250 | $1.56 | 24d | 1 | 0.97mi |
| 4 Sibsey Cir Unit 1230868P Bella Vista, AR | 3.0 | 2.0 | 1765 | $3,469 | $1.97 | 21d | 1 | 1.25mi |
| 2 Felton Ln Unit 1241295P Bella Vista, AR | 2.0 | 2.0 | 1388 | $2,815 | $2.03 | 14d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $130 · $1,560/yr
Listing history 11 events
-
2026-06-03status $279,900 Pending 64 DOM
-
2026-06-02days on market $279,900 Active 64 DOM
-
2026-06-01days on market $279,900 Active 63 DOM
-
2026-05-31days on market $279,900 Active 62 DOM
-
2026-05-31days on market $279,900 Active 61 DOM
-
2026-05-15price $279,900
-
2026-04-12price $282,500
-
2026-03-30$285,000 Active
-
2020-02-25soldstatus $173,000 505-char remark
Show marketing remark (505 chars)
Come see this Modern Brand-New construction townhouse practically on the lake in Vella Vista. 3 beds, 2 baths, very spacious decks overlooking a magical wooded scenery. Year around view of Lake Rayburn and boat launch. Quiet cul-de-sac, functional living, open floorplan, eat-in kitchen, granite counters, pantry, wood laminate flooring, lots of storage spaces, loads of natural light and a large laundry room. Plenty of square footage for entertaining family, guest or Airbnb. This one won't last long!!!
-
2019-09-07$173,000 505-char remark
Show marketing remark (505 chars)
Come see this Modern Brand-New construction townhouse practically on the lake in Vella Vista. 3 beds, 2 baths, very spacious decks overlooking a magical wooded scenery. Year around view of Lake Rayburn and boat launch. Quiet cul-de-sac, functional living, open floorplan, eat-in kitchen, granite counters, pantry, wood laminate flooring, lots of storage spaces, loads of natural light and a large laundry room. Plenty of square footage for entertaining family, guest or Airbnb. This one won't last long!!!
-
1993-09-02soldstatus $68,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $2,125 · $177/mo
- Projected year-2 tax
- $2,125 · $177/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,858
- − Mortgage interest
- −$15,679
- − Property taxes
- −$2,125
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$3,349
- − Management
- −$3,349
- − HOA
- −$1,560
- − Depreciation
- −$8,143
- Taxable income
- $6,254
- Est. tax owed @ 24.0%
- −$1,501
- After-tax cash flow
- $8,868/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bentonville School District
- NCES district ID
- 0503060
- Math proficiency
- 59% ▼ -8.00%
- Reading proficiency
- 59% ▼ -6.00%
- Median HH income
- $66,721
- Composite
- 51.85/100
- National rank
- #1661
- State rank
- #3 of 238 in AR
Livability — Bella Vista
- Score
- 67/100
- State rank
- #111
- US rank
- #11129
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bella Vista, AR
- County
- Benton County · 259,241 people
- City population
- 31,638
- Metro
- Fayetteville-Springdale-Rogers, AR
- Population (ZIP)
- 14,350
- Household income
- $103,125
- Rent vs Own
- Severe rent burden
- 61.0
Population outlook (Benton County) Hauer SSP2
- Today (2025)
- 318,683 people
- By 2030
- 353,481 · +10.9%
- By 2040
- 425,280 · +33.4%
- By 2050
- 497,239 · +56.0%
- By 2075
- 662,114 · +107.8%
- By 2100
- 776,431 · +143.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Two or more races 11% Hispanic / Latino 6%
- Hispanic origin (detail)
- Mexican 2% Dominican 2%
- Common ancestry
- Slovak 4% Lithuanian 3% Italian 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Benton
- 2024 margin
- Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
- 2008→2024 swing
- +9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
- All cycles
- 2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.38%
- Current HPI
- 307.5796
- Rent YoY
- —
- Metro
- Fayetteville-Springdale-Rogers, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+311.6% since first listed6 events — show timeline
- 2026-05-15 Price Changed $279,900 NWARMLS
- 2026-04-12 Price Changed $282,500 NWARMLS
- 2026-03-30 Listed $285,000 NWARMLS
- 2020-02-25 Sold (MLS) $173,000 NWARMLS
- 2019-09-07 Listed $173,000 NWARMLS
- 1993-09-02 Sold (Public Records) $68,000 Public Records
Property tax history
+35.0%/yrLatest (2025): $2,125 · -18.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…