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Lynnbrook Plan 🏗️ New Construction
C- Composite 54.28
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.6/10.0
  • Schools +5.6/10.0
  • 1% rule +4.8/10.0
  • Appreciation +4.2/10.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0

$448,990

Lynnbrook Plan · Sienna, TX 77459
4 bd · 3.0 ba · 2,587 sqft · SingleFamily · 80 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Single-story | 4 bedrooms | study/dining room option | 3 baths | 2-car attached garage | covered patioSpacious family room joins the kitchen and breakfast area overlooking the covered patio and features a flexible study/formal dining room nearby. Master suite has bayed windows that overlook the back yard.

Key facts

  • Master suite
  • Flexible study
  • Bayed windows

Tags

COVERED PATIOFLEXIBLE STUDYMASTER SUITEBAYED WINDOWS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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🏗️ New construction. The $448,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $471,457.

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $449k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $385 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $449k).
  • Recommended offer: $422k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 3.2% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Ridge Point H S (math 61% / reading 69%, grade B, #198 of 1,632 statewide, top 12%, 3,170 students, 31% FRL) — zoned schools average 50% FRL vs 35% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.1%/yr); 1543 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 28d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($422k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $422,050 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.27%
Cash-on-cash
3.50%
DSCR
1.16
GRM
8.5

CMA / ARV

ARV (median comp)
$471,457
List price
$448,990
Delta
-4.77%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2010 Ironwood Pass Dr 0.03mi 4/3.0 2,529 (-2%) 2mo $574,900 $227 94
8726 Windsong Trail Dr 0.19mi 4/3.0 2,517 (-3%) 6mo $359,900 $143 82
9311 Crescent Mill Dr 0.45mi 4/3.0 2,577 (-0%) 1mo $419,900 $163 78
2326 Calm Channel Ct 0.39mi 4/3.5 2,526 (-2%) 0mo $412,000 $163 76
2006 Ironwood Pass Dr 0.02mi 4/3.5 2,922 (+13%) 1mo $600,878 $206 74
8723 Arbor Trail Dr 0.24mi 4/3.0 2,381 (-8%) 4mo $365,000 $153 72
1610 Country Air Ln 0.40mi 4/3.0 2,388 (-8%) 2mo $369,900 $155 67
8831 Morning Glow Dr 0.44mi 4/3.0 2,388 (-8%) 1mo $370,000 $155 66
1639 Rosedale Dr 0.40mi 4/3.0 2,763 (+7%) 6mo $399,950 $145 65
1506 Country Air Ln 0.46mi 4/3.5 2,808 (+8%) 5mo $425,000 $151 58
9510 Spring Rose Dr 0.52mi 3/3.5 (-1) 2,831 (+9%) 0mo $588,989 $208 53
9507 Shaded Tree Dr 0.52mi 4/3.5 2,935 (+14%) 6mo $445,000 $152 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.3%
Equity multiple
0.71×
Total profit
$-38,453
Equity at exit
$98,878
10-year hold
IRR
-3.0%
Equity multiple
0.78×
Total profit
$-29,479
Equity at exit
$91,585

Cash invested: $132,008 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
128 active · 19 under contract
Months of supply
33.4 mo (3%/mo absorbed)
Median asking
$513,948 ($191/sqft)
Median days on market
99 d
This list price
31% of active listings are priced below it
ARV vs active asking
-4.4% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1543
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$4,612 high interval (Pro) →
Mortgage (P&I)
$2,472
Tax est. 1.5%
$589 /mo · $7,072/yr
Insurance
$196
HOA
$0
Vacancy / Maint / Mgmt
$968
Net cashflow
$385

Break-even live

Break-even rent $4,124
Max offer price $471,457
Occupancy floor 87%

Sensitivity live

Price -10% $711 -5% $548 +0% $385 +5% $222 +10% $59
Rent -10% $21 -5% $203 +0% $385 +5% $567 +10% $749
Rate -1.0pp $622 -0.5pp $505 base $385 +0.5pp $263 +1.0pp $139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$117,864
Closing costs
$14,144
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8719 Fox Trail Dr Missouri City, TX 4.0 3.0 2143 $5,125 $2.39 0d 1 0.15mi
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 71d 1 0.15mi
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 25d 1 0.16mi
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $5,700 $2.66 3d 1 0.16mi
1618 Rosedale Dr Missouri City, TX 4.0 3.5 2990 $3,400 $1.14 35d 1 0.46mi
2718 Van Gogh Ln Missouri City, TX 4.0 2.5 3036 $3,595 $1.18 59d 1 0.88mi
1714 Forest Mist Dr Missouri City, TX 3.0 3.0 1979 $3,000 $1.52 93d 1 0.91mi
10614 Kingston Spring Dr Missouri City, TX 3.0 3.0 2800 $3,499 $1.25 1d 1 1.41mi
1414 Emma Lake Dr Missouri City, TX 3.0 2.5 2337 $2,750 $1.18 28d 1 1.41mi

Property features AI

Finance

Financial info
List price $448,990

Exterior

Parking
2 parking spaces
Home design
Single-family plan homeLocated in Missouri City, TX (8730 Azalea Crossing Ct area)
Exterior features
Living area approximately 2,587

Interior

Bedrooms
4 bedrooms
Bathrooms
3 full bathrooms
Interior features
Plan home (Lynnbrook)

Listing history 50 events

  1. 2026-08-08
    days on market $448,990 Active 80 DOM
  2. 2026-08-06
    days on market $448,990 Active 78 DOM
  3. 2026-08-05
    days on market $448,990 Active 77 DOM
  4. 2026-08-04
    days on market $448,990 Active 76 DOM
  5. 2026-08-03
    days on market $448,990 Active 75 DOM
  6. 2026-07-31
    days on market $448,990 Active 72 DOM
  7. 2026-07-30
    days on market $448,990 Active 70 DOM
  8. 2026-07-28
    days on market $448,990 Active 69 DOM
  9. 2026-07-26
    days on market $448,990 Active 67 DOM
  10. 2026-07-24
    days on market $448,990 Active 65 DOM
  11. 2026-07-23
    days on market $448,990 Active 64 DOM
  12. 2026-07-22
    days on market $448,990 Active 63 DOM
  13. 2026-07-21
    days on market $448,990 Active 62 DOM
  14. 2026-07-20
    days on market $448,990 Active 61 DOM
  15. 2026-07-18
    days on market $448,990 Active 59 DOM
  16. 2026-07-18
    days on market $448,990 Active 58 DOM
  17. 2026-07-16
    days on market $448,990 Active 57 DOM
  18. 2026-07-15
    days on market $448,990 Active 56 DOM
  19. 2026-07-14
    days on market $448,990 Active 55 DOM
  20. 2026-07-13
    days on market $448,990 Active 54 DOM
  21. 2026-07-13
    days on market $448,990 Active 53 DOM
  22. 2026-07-11
    days on market $448,990 Active 52 DOM
  23. 2026-07-10
    days on market $448,990 Active 51 DOM
  24. 2026-07-09
    days on market $448,990 Active 50 DOM
  25. 2026-07-07
    days on market $448,990 Active 48 DOM
  26. 2026-07-06
    days on market $448,990 Active 47 DOM
  27. 2026-07-06
    days on market $448,990 Active 46 DOM
  28. 2026-07-05
    days on market $448,990 Active 45 DOM
  29. 2026-07-03
    days on market $448,990 Active 44 DOM
  30. 2026-07-02
    days on market $448,990 Active 43 DOM
  31. 2026-07-01
    days on market $448,990 Active 42 DOM
  32. 2026-06-30
    days on market $448,990 Active 41 DOM
  33. 2026-06-29
    days on market $448,990 Active 40 DOM
  34. 2026-06-28
    days on market $448,990 Active 39 DOM
  35. 2026-06-27
    days on market $448,990 Active 38 DOM
  36. 2026-06-26
    days on market $448,990 Active 37 DOM
  37. 2026-06-24
    days on market $448,990 Active 35 DOM
  38. 2026-06-22
    days on market $448,990 Active 33 DOM
  39. 2026-06-21
    days on market $448,990 Active 32 DOM
  40. 2026-06-18
    days on market $448,990 Active 29 DOM
  41. 2026-06-17
    days on market $448,990 Active 28 DOM
  42. 2026-06-16
    days on market $448,990 Active 27 DOM
  43. 2026-06-15
    days on market $448,990 Active 26 DOM
  44. 2026-06-13
    days on market $448,990 Active 24 DOM
  45. 2026-06-09
    days on market $448,990 Active 20 DOM
  46. 2026-06-07
    days on market $448,990 Active 18 DOM
  47. 2026-06-04
    days on market $448,990 Active 15 DOM
  48. 2026-06-03
    days on market $448,990 Active 14 DOM
  49. 2026-06-02
    days on market $448,990 Active 13 DOM
  50. 2026-06-01
    days on market $448,990 Active 12 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X · 14% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$55,339
− Mortgage interest
−$26,409
− Property taxes
−$7,072
− Insurance
−$2,357
− Repairs & maintenance
−$4,427
− Management
−$4,427
− Depreciation
−$13,715
Taxable loss
−$3,069
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$736
After-tax cash flow
$5,356/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 None rehab

This single-story home is in excellent condition with modern finishes and a well-maintained exterior. It has the potential for minor updates to enhance curb appeal and value.

Value-add opportunities

  • Both Painting exterior brick — Enhances curb appeal and can increase value
  • Both Landscaping improvements — Enhances curb appeal and can increase value
  • Both Replace window treatments — Freshen up the look and can increase value
D Composite school gradezoned avg 56/100

Zoned Schools

Elementary Alyssa Ferguson El Middle Ronald Thornton Middle D+ TX #462/1,662 Nat'l #4,433/14,009 High Ridge Point H S B TX #198/1,632 Nat'l #2,785/17,239

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 1,004,526 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
20% of renters

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…