🏗️ New Construction
Lynnbrook Plan · Sienna, TX
Flood risk 3/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.14%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.8/30.0
- ARV discount +7.5/15.0
- DSCR +5.6/10.0
- Schools +5.6/10.0
- 1% rule +4.8/10.0
- Appreciation +4.2/10.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
$448,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Single-story | 4 bedrooms | study/dining room option | 3 baths | 2-car attached garage | covered patioSpacious family room joins the kitchen and breakfast area overlooking the covered patio and features a flexible study/formal dining room nearby. Master suite has bayed windows that overlook the back yard.
Key facts
- Master suite
- Flexible study
- Bayed windows
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $449k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $385 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $449k).
- Recommended offer: $422k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 3.2% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Ridge Point H S (math 61% / reading 69%, grade B, #198 of 1,632 statewide, top 12%, 3,170 students, 31% FRL) — zoned schools average 50% FRL vs 35% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.1%/yr); 1543 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 28d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 43% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 80 days — a 6% lower offer ($422k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 7.27%
- Cash-on-cash
- 3.50%
- DSCR
- 1.16
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $471,457
- List price
- $448,990
- Delta
- -4.77%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2010 Ironwood Pass Dr | 0.03mi | 4/3.0 | 2,529 (-2%) | 2mo | $574,900 | $227 | 94 |
| 8726 Windsong Trail Dr | 0.19mi | 4/3.0 | 2,517 (-3%) | 6mo | $359,900 | $143 | 82 |
| 9311 Crescent Mill Dr | 0.45mi | 4/3.0 | 2,577 (-0%) | 1mo | $419,900 | $163 | 78 |
| 2326 Calm Channel Ct | 0.39mi | 4/3.5 | 2,526 (-2%) | 0mo | $412,000 | $163 | 76 |
| 2006 Ironwood Pass Dr | 0.02mi | 4/3.5 | 2,922 (+13%) | 1mo | $600,878 | $206 | 74 |
| 8723 Arbor Trail Dr | 0.24mi | 4/3.0 | 2,381 (-8%) | 4mo | $365,000 | $153 | 72 |
| 1610 Country Air Ln | 0.40mi | 4/3.0 | 2,388 (-8%) | 2mo | $369,900 | $155 | 67 |
| 8831 Morning Glow Dr | 0.44mi | 4/3.0 | 2,388 (-8%) | 1mo | $370,000 | $155 | 66 |
| 1639 Rosedale Dr | 0.40mi | 4/3.0 | 2,763 (+7%) | 6mo | $399,950 | $145 | 65 |
| 1506 Country Air Ln | 0.46mi | 4/3.5 | 2,808 (+8%) | 5mo | $425,000 | $151 | 58 |
| 9510 Spring Rose Dr | 0.52mi | 3/3.5 (-1) | 2,831 (+9%) | 0mo | $588,989 | $208 | 53 |
| 9507 Shaded Tree Dr | 0.52mi | 4/3.5 | 2,935 (+14%) | 6mo | $445,000 | $152 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.67% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -7.3%
- Equity multiple
- 0.71×
- Total profit
- $-38,453
- Equity at exit
- $98,878
- IRR
- -3.0%
- Equity multiple
- 0.78×
- Total profit
- $-29,479
- Equity at exit
- $91,585
Cash invested: $132,008 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 128 active · 19 under contract
- Months of supply
- 33.4 mo (3%/mo absorbed)
- Median asking
- $513,948 ($191/sqft)
- Median days on market
- 99 d
- This list price
- 31% of active listings are priced below it
- ARV vs active asking
- -4.4% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77459
- Home prices YoY
- -0.8%
- Rents YoY
- -0.1%
- Active inventory
- 1543
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $4,612 high interval (Pro) →
- Mortgage (P&I)
- −$2,472
- Tax est. 1.5%
- −$589 /mo · $7,072/yr
- Insurance
- −$196
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$968
- Net cashflow
- $385
Break-even live
Sensitivity live
| Price | -10% $711 | -5% $548 | +0% $385 | +5% $222 | +10% $59 |
|---|---|---|---|---|---|
| Rent | -10% $21 | -5% $203 | +0% $385 | +5% $567 | +10% $749 |
| Rate | -1.0pp $622 | -0.5pp $505 | base $385 | +0.5pp $263 | +1.0pp $139 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $117,864
- Closing costs
- $14,144
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8719 Fox Trail Dr Missouri City, TX | 4.0 | 3.0 | 2143 | $5,125 | $2.39 | 0d | 1 | 0.15mi |
| 8719 Fox Trail Dr Missouri City, TX | 4.0 | 3.5 | 2143 | $6,000 | $2.80 | 71d | 1 | 0.15mi |
| 2142 Ironwood Pass Dr Missouri City, TX | 4.0 | 3.0 | 2140 | $6,000 | $2.80 | 25d | 1 | 0.16mi |
| 2142 Ironwood Pass Dr Missouri City, TX | 4.0 | 3.0 | 2140 | $5,700 | $2.66 | 3d | 1 | 0.16mi |
| 1618 Rosedale Dr Missouri City, TX | 4.0 | 3.5 | 2990 | $3,400 | $1.14 | 35d | 1 | 0.46mi |
| 2718 Van Gogh Ln Missouri City, TX | 4.0 | 2.5 | 3036 | $3,595 | $1.18 | 59d | 1 | 0.88mi |
| 1714 Forest Mist Dr Missouri City, TX | 3.0 | 3.0 | 1979 | $3,000 | $1.52 | 93d | 1 | 0.91mi |
| 10614 Kingston Spring Dr Missouri City, TX | 3.0 | 3.0 | 2800 | $3,499 | $1.25 | 1d | 1 | 1.41mi |
| 1414 Emma Lake Dr Missouri City, TX | 3.0 | 2.5 | 2337 | $2,750 | $1.18 | 28d | 1 | 1.41mi |
Property features AI
Finance
- Financial info
- List price $448,990
Exterior
- Parking
- 2 parking spaces
- Home design
- Single-family plan homeLocated in Missouri City, TX (8730 Azalea Crossing Ct area)
- Exterior features
- Living area approximately 2,587
Interior
- Bedrooms
- 4 bedrooms
- Bathrooms
- 3 full bathrooms
- Interior features
- Plan home (Lynnbrook)
Listing history 50 events
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2026-08-08days on market $448,990 Active 80 DOM
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2026-08-06days on market $448,990 Active 78 DOM
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2026-08-05days on market $448,990 Active 77 DOM
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2026-08-04days on market $448,990 Active 76 DOM
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2026-08-03days on market $448,990 Active 75 DOM
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2026-07-31days on market $448,990 Active 72 DOM
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2026-07-30days on market $448,990 Active 70 DOM
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2026-07-28days on market $448,990 Active 69 DOM
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2026-07-26days on market $448,990 Active 67 DOM
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2026-07-24days on market $448,990 Active 65 DOM
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2026-07-23days on market $448,990 Active 64 DOM
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2026-07-22days on market $448,990 Active 63 DOM
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2026-07-21days on market $448,990 Active 62 DOM
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2026-07-20days on market $448,990 Active 61 DOM
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2026-07-18days on market $448,990 Active 59 DOM
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2026-07-18days on market $448,990 Active 58 DOM
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2026-07-16days on market $448,990 Active 57 DOM
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2026-07-15days on market $448,990 Active 56 DOM
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2026-07-14days on market $448,990 Active 55 DOM
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2026-07-13days on market $448,990 Active 54 DOM
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2026-07-13days on market $448,990 Active 53 DOM
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2026-07-11days on market $448,990 Active 52 DOM
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2026-07-10days on market $448,990 Active 51 DOM
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2026-07-09days on market $448,990 Active 50 DOM
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2026-07-07days on market $448,990 Active 48 DOM
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2026-07-06days on market $448,990 Active 47 DOM
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2026-07-06days on market $448,990 Active 46 DOM
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2026-07-05days on market $448,990 Active 45 DOM
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2026-07-03days on market $448,990 Active 44 DOM
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2026-07-02days on market $448,990 Active 43 DOM
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2026-07-01days on market $448,990 Active 42 DOM
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2026-06-30days on market $448,990 Active 41 DOM
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2026-06-29days on market $448,990 Active 40 DOM
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2026-06-28days on market $448,990 Active 39 DOM
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2026-06-27days on market $448,990 Active 38 DOM
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2026-06-26days on market $448,990 Active 37 DOM
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2026-06-24days on market $448,990 Active 35 DOM
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2026-06-22days on market $448,990 Active 33 DOM
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2026-06-21days on market $448,990 Active 32 DOM
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2026-06-18days on market $448,990 Active 29 DOM
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2026-06-17days on market $448,990 Active 28 DOM
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2026-06-16days on market $448,990 Active 27 DOM
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2026-06-15days on market $448,990 Active 26 DOM
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2026-06-13days on market $448,990 Active 24 DOM
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2026-06-09days on market $448,990 Active 20 DOM
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2026-06-07days on market $448,990 Active 18 DOM
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2026-06-04days on market $448,990 Active 15 DOM
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2026-06-03days on market $448,990 Active 14 DOM
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2026-06-02days on market $448,990 Active 13 DOM
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2026-06-01days on market $448,990 Active 12 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X · 14% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $55,339
- − Mortgage interest
- −$26,409
- − Property taxes
- −$7,072
- − Insurance
- −$2,357
- − Repairs & maintenance
- −$4,427
- − Management
- −$4,427
- − Depreciation
- −$13,715
- Taxable loss
- −$3,069
- Est. tax savings @ 24.0%
- +$736
- After-tax cash flow
- $5,356/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This single-story home is in excellent condition with modern finishes and a well-maintained exterior. It has the potential for minor updates to enhance curb appeal and value.
Value-add opportunities
- Both Painting exterior brick — Enhances curb appeal and can increase value ↑
- Both Landscaping improvements — Enhances curb appeal and can increase value ↑
- Both Replace window treatments — Freshen up the look and can increase value ↑
Zoned Schools
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Sienna
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Sienna, TX
- County
- Fort Bend County · 1,004,526 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 84,221
- Household income
- $129,151
- Rent vs Own
- Severe rent burden
- 20% of renters
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 21% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.67%
- Current HPI
- 212.3573
- Rent YoY
- ▼ -0.15%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…