2514 NW 52nd Ave Unit 22C · Lauderhill, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.0/30.0
- 1% rule +6.3/10.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- DSCR +3.5/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
INVESTORS ONLY. 2 BEDROOM 1.5 BATHROOM TOWNHOME, WASHER AND DRYER INSIDE THE UNIT, , LIVING, KITCHEN AND DINING DOWNSTAIRS, BEDROOM AND FULL BATHROOM UPSTAIRS, CENTRAL AC UNIT, LOTS OF NATURAL LIGHT, CAN NOT MISS THIS OPPORTUNITY. CURRENTLY RENTED AT $1750.00
Key facts
- $271 HOA
- Parking
- Built 1973
Property features AI
Finance
- Financial info: Pets allowed
- HOA & community: Monthly association fee of $271 covering common areas
Exterior
- Parking: One parking space
- Utilities: Electric water heater
- Home design: 2-story property; Entry on level 1; Attached property
- Construction: Block construction; Resale property
- Exterior features: No notable exterior amenities listed
Interior
- Kitchen: Electric range; Refrigerator
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: First floor entry; Primary bedroom on upper level
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $165k.
Deal economics
- At list price, monthly cash flow is $-40 ($-485/yr) — negative.
- To cash-flow at today's rent, offer at most $158k (4.3% below list).
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $158k (4.3% below list) — sets the bar for cash-flow.
- Cap rate 6.0% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Nova High School (math 22% / reading 56%, grade F, #312 of 667 statewide, top 48%, 2,227 students, 59% FRL) — zoned schools average 66% FRL vs 51% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 664 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- At $1,857/mo this rent would consume 48% of the median local household income ($46k/yr) (locally 5692% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 3y ago; this cycle's ask is 14% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
- Current owner paid $105k; list at $165k implies a 57% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 6.00%
- Cash-on-cash
- -1.05%
- DSCR
- 0.95
- GRM
- 7.4
CMA / ARV
- ARV (on-the-fly)
- $128,780
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2998 NW 48th Ter #220 | 0.42mi | 2/2.0 | 960 (+2%) | 3mo | $140,000 | $146 | 75 |
| 2999 NW 48th Ave #142 | 0.50mi | 2/2.0 | 960 (+2%) | 2mo | $110,000 | $115 | 71 |
| 2901 NW 47th Ter #349 | 0.56mi | 2/2.0 | 922 (-2%) | 3mo | $70,000 | $76 | 68 |
| 3070 NW 48th Ter #415 | 0.49mi | 2/2.0 | 960 (+2%) | 8mo | $69,000 | $72 | 67 |
| 5071 W Oakland Park Blvd #204 | 0.65mi | 2/2.0 | 944 (+0%) | 2mo | $98,500 | $104 | 67 |
| 2211 NW 55th Ter | 0.33mi | 2/1.5 | 1,000 (+6%) | 7mo | $92,500 | $93 | 66 |
| 2820 NW 55th Ave Unit 1D | 0.21mi | 1/1.5 (-1) | 840 (-11%) | 7mo | $130,000 | $155 | 60 |
| 3121 NW 47th Ter #116 | 0.60mi | 2/2.0 | 1,002 (+7%) | 2mo | $120,000 | $120 | 59 |
| 2401 NW 56th Ave Unit 3-103 | 0.44mi | 2/2.0 | 855 (-9%) | 10mo | $117,000 | $137 | 56 |
| 2991 NW 46 Ave #410 | 0.67mi | 2/2.0 | 1,021 (+9%) | 3mo | $145,000 | $142 | 52 |
| 3341 NW 47th Ter #206 | 0.70mi | 2/2.0 | 1,056 (+12%) | 3mo | $160,000 | $152 | 44 |
| 2206 NW 59th Ter Unit 81-E | 0.60mi | 3/2.0 (+1) | 1,080 (+15%) | 4mo | $160,000 | $148 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.26% rent growth · sell at horizon
- IRR
- -22.0%
- Equity multiple
- 0.26×
- Total profit
- $-34,039
- Equity at exit
- $24,602
- IRR
- -28.7%
- Equity multiple
- -0.11×
- Total profit
- $-51,280
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33313
- Rents YoY
- 0.3%
- Active inventory
- 664
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $1,857 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$302 /mo · $3,628/yr
- Insurance
- −$69
- HOA
- −$271
- Vacancy / Maint / Mgmt
- −$390
- Net cashflow
- $-40
Break-even live
Sensitivity live
| Price | -10% $53 | -5% $6 | +0% $-40 | +5% $-87 | +10% $-134 |
|---|---|---|---|---|---|
| Rent | -10% $-187 | -5% $-114 | +0% $-40 | +5% $33 | +10% $106 |
| Rate | -1.0pp $43 | -0.5pp $2 | base $-40 | +0.5pp $-83 | +1.0pp $-127 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2512 NW 52nd Ave Unit 22B Lauderhill, FL | 2.0 | 1.5 | 940 | $1,700 | $1.81 | 19d | 1 | 0.02mi |
| 2552 NW 52nd Ave Unit B19 Lauderhill, FL | 2.0 | 1.5 | 940 | $1,900 | $2.02 | 5d | 1 | 0.03mi |
| 2606 NW 52nd Ave Unit D15 Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,950 | $1.91 | 26d | 1 | 0.07mi |
| 2604 NW 52nd Ave Unit C15 Lauderhill, FL | 2.0 | 1.5 | 940 | $1,800 | $1.91 | 26d | 1 | 0.07mi |
| 2410 NW 52nd Ave #2410 Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,700 | $1.67 | 15d | 1 | 0.11mi |
| 2410 NW 52nd Ave #2410 Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,700 | $1.67 | 7d | 1 | 0.11mi |
| 5223 NW 27th St Unit 9B Fort Lauderdale, FL | 2.0 | 1.5 | 940 | $1,750 | $1.86 | 26d | 1 | 0.14mi |
| 5231 NW 27th St Unit 8A Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,900 | $1.86 | 26d | 1 | 0.14mi |
| 5323 NW 24th St #118 Lauderhill, FL | 2.0 | 1.0 | 829 | $1,550 | $1.87 | 26d | 1 | 0.16mi |
| 2306 NW 52nd Ave Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,900 | $1.86 | 18d | 1 | 0.16mi |
| 5314 NW 24th St #143 Lauderhill, FL | 2.0 | 1.0 | 829 | $1,995 | $2.41 | 22d | 1 | 0.19mi |
| 5405 NW 23rd St #187 Lauderhill, FL | 2.0 | 1.0 | 829 | $1,850 | $2.23 | 5d | 1 | 0.21mi |
| 2814 NW 55th Ave Unit 1B Lauderhill, FL | 2.0 | 2.0 | 1070 | $1,800 | $1.68 | 26d | 1 | 0.22mi |
| 2810 NW 55th Ave Unit 2A Lauderhill, FL | 2.0 | 2.0 | 1060 | $2,000 | $1.89 | 9d | 1 | 0.25mi |
| 2914 NW 55th Ave Unit 1D Lauderhill, FL | 1.0 | 1.5 | 840 | $1,600 | $1.90 | 19d | 1 | 0.27mi |
| 2914 NW 55th Ave Lauderhill, FL | 1.0 | 2.0 | 840 | $1,600 | $1.90 | 14d | 1 | 0.27mi |
| 2427 NW 55th Ter Unit 2427 Lauderhill, FL | 2.0 | 1.0 | 849 | $2,400 | $2.83 | 26d | 1 | 0.27mi |
| 2916 NW 55th Ave Unit 2A Lauderhill, FL | 2.0 | 2.0 | 1060 | $2,200 | $2.08 | 9d | 1 | 0.27mi |
| 4851 NW 26th Ct #338 Lauderdale Lakes, FL | 1.0 | 1.0 | 705 | $1,650 | $2.34 | 18d | 1 | 0.28mi |
| 4848 NW 24th Ct Lauderdale Lakes, FL | 1.0–3.0 | 1.0–2.0 | 1045 | $1,725 | $1.65 | 18d | 3 | 0.29mi |
| 4848 NW 24th Ct Lauderdale Lakes, FL | 1.0–3.0 | 1.0–2.0 | 1045 | $1,675 | $1.60 | 7d | 4 | 0.29mi |
| 5411 NW 22nd St Unit 5411 Lauderhill, FL | 2.0 | 1.0 | 850 | $2,050 | $2.41 | 14d | 1 | 0.31mi |
| 5411 NW 22nd St Unit 5411 Lauderhill, FL | 2.0 | 1.0 | 850 | $2,050 | $2.41 | 7d | 1 | 0.31mi |
| 2982 NW 55th Ave Unit 2C Lauderhill, FL | 1.0 | 1.5 | 840 | $1,600 | $1.90 | 26d | 1 | 0.31mi |
| 2580 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 1007 | $2,105 | $2.09 | 0d | 12 | 0.32mi |
| 5415 NW 22nd St #5415 Lauderhill, FL | 2.0 | 1.0 | 936 | $2,150 | $2.30 | 26d | 1 | 0.32mi |
| 5321 NW 21st Ct Lauderhill, FL | 2.0 | 1.0 | 750 | $1,900 | $2.53 | 26d | 1 | 0.35mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 17d | 6 | 0.41mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 23d | 7 | 0.41mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–3.0 | 1.0–2.0 | 965 | $1,675 | $1.74 | 0d | 8 | 0.41mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 26d | 8 | 0.41mi |
| 2800 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,850 | $2.18 | 6d | 8 | 0.41mi |
| 2360 NW 56th Ave Lauderhill, FL | 1.0–3.0 | 1.0–2.0 | 924 | $2,724 | $2.95 | 0d | 20 | 0.43mi |
| 5111 W Oakland Park Blvd #301 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,700 | $1.80 | 7d | 1 | 0.44mi |
| 2900 NW 56th Ave Lauderhill, FL | 1.0–2.0 | 1.0–2.0 | 1030 | $1,975 | $1.92 | 26d | 1 | 0.46mi |
| 3070 NW 48th Ter #405 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,850 | $1.93 | 4d | 1 | 0.46mi |
| 3070 NW 48th Ter Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,750 | $1.82 | 9d | 2 | 0.46mi |
| 3070 NW 48th Ter #104 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,750 | $1.82 | 26d | 1 | 0.46mi |
| 2591 NW 56th Ave Lauderhill, FL | 2.0 | 1.0 | 812 | $1,995 | $2.46 | 26d | 1 | 0.47mi |
| 2571 NW 56th Ave Unit G Lauderhill, FL | 2.0 | 2.0 | 950 | $1,895 | $1.99 | 26d | 1 | 0.47mi |
HOA detail
- Monthly dues
- $271 · $3,252/yr
Listing history 7 events
-
2026-06-21days on market $165,000 Active 11 DOM
-
2026-06-18days on market $165,000 Active 8 DOM
-
2026-06-17days on market $165,000 Active 7 DOM
-
2026-06-16days on market $165,000 Active 6 DOM
-
2026-06-15days on market $165,000 Active 5 DOM
-
2026-06-13remarks 259-char remark
-
2026-06-13$165,000 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,628 · $302/mo
- Projected year-2 tax
- $3,628 · $302/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,283
- − Mortgage interest
- −$9,243
- − Property taxes
- −$3,628
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,783
- − Management
- −$1,783
- − HOA
- −$3,252
- − Depreciation
- −$4,800
- Taxable loss
- −$3,030
- Est. tax savings @ 24.0%
- +$727
- After-tax cash flow
- $242/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Lauderhill
- Score
- 79/100
- State rank
- #139
- US rank
- #2059
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lauderhill, FL
- County
- Broward County · 1,963,430 people
- City population
- 62,807
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 62,807
- Household income
- $46,305
- Rent vs Own
- Severe rent burden
- 5692.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (77%)
- Race & ethnicity
- Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 3% Dominican 1%
- Common ancestry
- Hispanic 20%
- Foreign-born
- 39% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · French/Haitian/Cajun 22% Spanish 10%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -338.15%
- Current HPI
- 288.9345
- Rent YoY
- ▲ 0.26%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+1037.9% since first listed10 events — show timeline
- 2026-06-11 Price Changed $165,000 MARMLS
- 2026-06-10 Listed $145,000 MARMLS
- 2023-12-04 Rental Removed $1,750 MARMLS
- 2023-11-21 Price Changed $1,750 MARMLS
- 2023-11-01 Price Changed $1,800 MARMLS
- 2023-10-29 Listed for Rent $1,700 MARMLS
- 2021-05-03 Sold (Public Records) $105,000 Public Records
- 2004-05-28 Sold (Public Records) $58,000 Public Records
- 2000-06-08 Sold (Public Records) $10,000 Public Records
- 1998-07-01 Sold (Public Records) $14,500 Public Records
Property tax history
+11.9%/yrLatest (2025): $3,628 · +5.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…